Tuition and Cost to Attend Middle Tennessee State University

Annual Total Cost

The total list price for in-state Tennessee residents to go to Middle Tennessee State University is $16,674 for the 2013/2014 academic year. Out-of-state students who don't possess Tennessee residence can expect a one year cost of $32,130.

Undergraduate Tuition

Middle Tennessee State University tuition is $5,928 per year for in-state residents. This is 5% cheaper than the national average public four year tuition of $6,256. The cost is $11,037 and 65% cheaper than the average Tennessee tuition of $16,965 for 4 year colleges. Tuition ranks 5th in Tennessee amongst 4 year colleges for affordability and is the 64th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $21,384 which represents a 261% premium.

The school charges an additional fees of $1,618 in addition to tuition bringing the total effective in-state tuition to $7,546.

Housing Costs

On campus room and board is provided by the school at a cost of $7,804 per academic year. Students electing to live off campus elsewhere in Murfreesboro should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,324.

Costs and Tuition for Middle Tennessee State University
Expenditure Price
Tennessee Resident Total Cost $16,674
   In-State Tuition$5,928
   Other Fees$1,618
   Room and Board$7,804
   Books and Supplies$1,324
Non-Resident Total Cost $32,130
   Out-of-State Tuition$21,384
   Other Fees$1,618
   Room and Board$7,804
   Books and Supplies$1,324

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $16,674 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Middle Tennessee State University net price for in-state students receiving aid was $9,148* for the 2010/2011 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

66% of Middle Tennessee State University students received grant aid in 2010/2011. The average total aid amount was $6,841. 41 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $4,777. To apply for a Pell Grant to attend Middle Tennessee State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Middle Tennessee State University
Financial Aid Summary
Average Annual Net Price$9,148*
Percent of Students Receiving Grant Aid66%
Average Total Grant Aid$6,841
Percent of Students Receiving Pell Grants41%
Average Amount of Pell Grant Aid$4,777

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000$5,752
$30,001 to $48,000$7,946
$48,001 to $75,000$11,459
$75,001 to $110,000$12,681
$110,000+$12,863

Average Financial Aid Mix - $16,674 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $16,674. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

41%
40%
19%

Grants and Scholarships

 41% - $6,841

Money granted to you by the U.S. Department of Education, Middle Tennessee State University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 40% - $6,733

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 19% -  $3,100

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Middle Tennessee State University
Tennessee Technological University2% less expensive
Western Kentucky University47.1% more expensive
The University of Tennessee at Chattanooga2.3% more expensive
Dalton State College50.8% less expensive
Murray State University2.2% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Middle Tennessee State University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Middle Tennessee State University is $66,696 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $9,148 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $36,592**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $83,370 or $45,740 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Middle Tennessee State University.

Tennessee Resident Tuition Per Semester$2,964
Tennessee Resident Total Cost Per Semester$8,337
Non-Tennessee Resident Tuition Per Semester$10,692
Non-Tennessee Resident Total Cost Per Semester$16,065

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Middle Tennessee State University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Middle Tennessee State University
Price per credit hour for Tennessee residents$219
Cost for one class for Tennessee residents (3 credit hours)$657
Price per credit hour for out of state residents$790
Cost for one class for out of state residents (3 credit hours)$2,370
Cost for one class for out of state residents (4 credit hours)$3,160



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 54% of Middle Tennessee State University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,733. The reported average student debt upon graduation is $24,446.

Example Loan Payments and Costs

How much are student loan payments for Middle Tennessee State University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $36,592, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $45,847.47. This could be your effective total out of pocket cost of an education at Middle Tennessee State University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 66% of students at this school who receive financial aid and you are paying an average annual net price of $9,148. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Middle Tennessee State University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Middle Tennessee State University Student Loan Payments
Example Payments
Monthly Loan Payment$382.06
Amount Borrowed$36,592.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$9,255.47
Sum of All Payments over 10 years$45,847.47

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Middle Tennessee State University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Middle Tennessee State University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $45,847.47 would be needed to afford a $382.06 monthly payment in the example $36,592.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Middle Tennessee State University in the future? In the past five years, this school's published in-state tuition and fee total rose from $4,766 to $6,754. This amounts to an average annual price increase of 8.3%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $66,696.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Middle Tennessee State University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$22,931$91,723
Estimated Cost in 10 years for students enrolling in 2024$29,266$117,064
Estimated Cost in 15 years for students enrolling in 2029 $37,352$149,406
Estimated Cost in 18 years for students enrolling in 2032 $43,239$172,957

Tuition History

What was tuition at Middle Tennessee State University five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$5,988$17,916 5.1%
2009$5,700$16,592 8%
2008$5,278$15,554 10.7%
2007$4,766$14,460 3.6%
2006$4,600$13,912 8.7%
2005$4,230$12,718 8.2%
2004$3,910$11,842 13.6%
2003$3,442$10,400 7.8%
2002$3,194$9,666 13.7%
2001$2,808$8,436 12.1%
2000$2,506$7,622 4.8%
1999$2,392$7,218 8.9%
1998$2,196$6,792 8.6%
1997$2,022$6,358 2.5%
1996$1,972$6,102 10%
1995$1,792$5,726 7.4%
1994$1,668$5,450 4.6%
1993$1,594$5,196 12.9%
1992$1,412$4,746 7.3%
1991$1,316$4,419 6.8%
1990$1,232$4,186 5.8%
1989$1,164$3,900 3.9%
1988$1,120$3,712 6.9%
1987$1,048$3,478

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Middle Tennessee State University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 305 10% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 280 13% cheaper
Mass Communication/Media Studies Bachelor's Degree 249 4% cheaper
Business Administration and Management, General Bachelor's Degree 210 5% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 166 0% costlier
Aeronautics/Aviation/Aerospace Science and Technology, General Bachelor's Degree 141 7% costlier
Accounting Bachelor's Degree 111 3% cheaper
Marketing/Marketing Management, General Bachelor's Degree 111 1% cheaper
Finance, General Bachelor's Degree 97 3% cheaper
Biology/Biological Sciences, General Bachelor's Degree 95 10% cheaper
Engineering/Industrial Management Bachelor's Degree 90 9% cheaper
English Language and Literature, General Bachelor's Degree 81 10% cheaper
Social Work Bachelor's Degree 73 0% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 64 14% cheaper
Kinesiology and Exercise Science Bachelor's Degree 56 6% cheaper
Management Information Systems, General Bachelor's Degree 54 1% cheaper
Early Childhood Education and Teaching Bachelor's Degree 50 3% costlier
Art/Art Studies, General Bachelor's Degree 50 8% cheaper
Foreign Languages and Literatures, General Bachelor's Degree 50 9% cheaper
General Studies Bachelor's Degree 41 7% costlier
Foods, Nutrition, and Wellness Studies, General Bachelor's Degree 38 2% cheaper
Construction Management Bachelor's Degree 35 14% costlier
Health Teacher Education Bachelor's Degree 34 1% costlier
Family Resource Management Studies, General Bachelor's Degree 34 0% costlier
Apparel and Textiles, General Bachelor's Degree 33 3% cheaper
Animal Sciences, General Bachelor's Degree 33 0% costlier
Biochemistry Bachelor's Degree 31 22% cheaper
Mathematics, General Bachelor's Degree 31 12% cheaper
Computer Science Bachelor's Degree 29 13% cheaper
Entrepreneurship/Entrepreneurial Studies Bachelor's Degree 29 9% cheaper
Music, General Bachelor's Degree 28 12% cheaper
ENGINEERING TECHNOLOGIES AND ENGINEERING-RELATED FIELDS Bachelor's Degree 28 9% costlier
Special Education and Teaching, General Bachelor's Degree 28 1% costlier
Health and Physical Education/Fitness, General Bachelor's Degree 27 1% costlier
Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree 26 7% costlier
Agribusiness/Agricultural Business Operations Bachelor's Degree 25 23% costlier
Anthropology Bachelor's Degree 25 19% cheaper
Industrial and Organizational Psychology Bachelor's Degree 23 19% cheaper
Economics, General Bachelor's Degree 22 18% cheaper
Plant Sciences, General Bachelor's Degree 21 8% cheaper
Interior Design Bachelor's Degree 20 3% cheaper
Business/Managerial Economics Bachelor's Degree 17 10% cheaper
Business Teacher Education Bachelor's Degree 10 16% costlier
Political Science and Government, General Bachelor's Degree 5 13% cheaper
Athletic Training/Trainer Bachelor's Degree 5 4% cheaper
Electrical, Electronic and Communications Engineering Technology/Technician Bachelor's Degree 5 16% costlier
Physics, General Bachelor's Degree 5 17% cheaper
Art History, Criticism and Conservation Bachelor's Degree 4 26% cheaper
Office Management and Supervision Bachelor's Degree 4 14% costlier
Chemistry, General Bachelor's Degree 3 13% cheaper
International Relations and Affairs Bachelor's Degree 3 23% cheaper
International/Global Studies Bachelor's Degree 2 17% cheaper
Sociology Bachelor's Degree 2 12% cheaper
History, General Bachelor's Degree 2 11% cheaper
Industrial Technology/Technician Bachelor's Degree 2 18% costlier
Geology/Earth Science, General Bachelor's Degree 1 12% cheaper
Psychology, General Bachelor's Degree 1 10% cheaper
Criminal Justice/Law Enforcement Administration Bachelor's Degree 1 14% costlier
Biological and Physical Sciences Bachelor's Degree 1 10% cheaper
Music Management Bachelor's Degree 1 9% cheaper
Philosophy Bachelor's Degree 1 20% cheaper
Art Teacher Education Bachelor's Degree 1 1% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Middle Tennessee State University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Middle Tennessee State University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Middle Tennessee State University student loan.

Prepayment Option

About Middle Tennessee State University

Middle Tennessee State University is a four year public college located in Murfreesboro, Tennessee.  Full time enrollment is 20,416 and part time is 6,026.  For the 2011/2012 school year, the school received 9,405 applicants. 6,289 were admitted and 3,120 enrolled.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
Middle Tennessee State University
1301 East Main Street
Murfreesboro, Tennessee
37132

For Profit / Not For Profit Status

Middle Tennessee State University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

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