Annual Costs

Undergraduate Tuition

The University of Tennessee tuition is $10,678 per year for in-state residents. This is 61% more expensive than the national average public four year tuition of $6,614. The cost is 40% cheaper than the average Tennessee tuition of $17,687 for 4 year colleges. Tuition ranks 18th in Tennessee amongst 4 year colleges for affordability and is the 50th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $28,868 which represents a 170% premium.

The school charges an additional fees of $1,758 in addition to tuition bringing the total effective in-state tuition to $12,436.

Housing Costs

On campus room and board is provided by the school at a cost of $9,926 per academic year. Students electing to live off campus elsewhere in Knoxville should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,598.

Other Living Expenses

If living on-campus, students should budget for $5,666 in additional living expenses. Off-campus students should budget for $5,666 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Tennessee residents to go to The University of Tennessee is $29,626 for the 2015/2016 academic year. Out-of-state students who don't have Tennessee residence can expect a one year cost of $47,816.

Citation: Price data from the U.S. Department of Education's 2015-2016 and 2014-2015 IPEDS survey response for The University of Tennessee and represent reported costs for the 2015-2016 and 2014-2015 academic years.

Costs and Tuition for The University of Tennessee
Estimated Budgets
Tennessee Resident Total Budget $29,626
   In-State Tuition$10,678
   Other Fees$1,758
   Room and Board$9,926
   On-Campus Other Budget$5,666
   Books and Supplies$1,598
Non-Resident Total Budget $47,816
   Out-of-State Tuition$28,868
   Other Fees$1,758
   Room and Board$9,926
   On-Campus Other Budget$5,666
   Books and Supplies$1,598


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $29,626 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported The University of Tennessee net price for in-state students is $17,863* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

92% of The University of Tennessee students received grant aid in 2014/2015. The average total aid amount was $9,131. 29 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,285. To apply for a Pell Grant to attend The University of Tennessee, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for The University of Tennessee
Financial Aid Summary
Average Annual Net Price$17,863*
Percent of Students Receiving Grant Aid92%
Average Total Grant Aid$9,131
Percent of Students Receiving Pell Grants29%
Average Amount of Pell Grant Aid$4,285

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,770
$30,001 to $48,000$12,025
$48,001 to $75,000$19,198
$75,001 to $110,000$20,954

Average Financial Aid Mix - $29,626 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $29,626. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 38% - $9,131

Money granted to you by the U.S. Department of Education, The University of Tennessee or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 22% - $5,264

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 40% -  $9,565

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. The University of Tennessee
Western Carolina University64.6% less expensive
North Georgia College & State University63.6% less expensive
University of Louisville1.3% less expensive
University of Alabama at Birmingham27.3% less expensive
Auburn University17.5% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at The University of Tennessee.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at The University of Tennessee is $118,504 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $13,758 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $55,032**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $148,130 or $68,790 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at The University of Tennessee.

Tennessee Resident Tuition Per Semester$5,339
Tennessee Resident Total Cost Per Semester$14,813
Non-Tennessee Resident Tuition Per Semester$14,434
Non-Tennessee Resident Total Cost Per Semester$23,908

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at The University of Tennessee are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at The University of Tennessee
Price per credit hour for Tennessee residents$359
Cost for one class for Tennessee residents (3 credit hours)$1,077
Price per credit hour for out of state residents$1,110
Cost for one class for out of state residents (3 credit hours)$3,330
Cost for one class for out of state residents (4 credit hours)$4,440

Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 41% of The University of Tennessee students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,264. The reported average student debt upon graduation is $23,729.

Example Loan Payments and Costs

How much are student loan payments for The University of Tennessee? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $55,032, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $67,774.62. This could be your effective total out of pocket cost of an education at The University of Tennessee. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 92% of students at this school who receive financial aid and you are paying an average annual net price of $13,758. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our The University of Tennessee student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

The University of Tennessee Student Loan Payments
Example Payments
Monthly Loan Payment$564.79
Amount Borrowed$55,032.00
Interest Rate4.3%
Term10 years
Number of Monthly Payments120
Total Interest Cost$12,742.62
Sum of All Payments over 10 years$67,774.62

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend The University of Tennessee? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending The University of Tennessee, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $67,774.62 would be needed to afford a $564.79 monthly payment in the example $55,032.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to The University of Tennessee in the future? In the past four years, this school's published in-state tuition and fee total rose from $7,224 to $10,678. This amounts to an average annual price increase of 12%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $118,504.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for The University of Tennessee.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2022$40,743$162,971
Estimated Cost in 10 years for students enrolling in 2027$51,999$207,996
Estimated Cost in 15 years for students enrolling in 2032 $66,366$265,462
Estimated Cost in 18 years for students enrolling in 2035 $76,826$307,305

Tuition History

What was tuition at The University of Tennessee five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$6,850$22,248 9.6%
2009$6,250$19,208 5.4%
2008$5,932$18,174 5.5%
2007$5,622$17,188 6.3%
2006$5,290$16,360 11.4%
2005$4,748$14,528 6.7%
2004$4,450$13,532 9.7%
2003$4,056$12,408 7.2%
2002$3,784$11,570 12.6%
2001$3,362$10,166 8.3%
2000$3,104$9,172 13.1%
1999$2,744$7,800 6.5%
1998$2,576$7,258 16%
1997$2,220$6,556 2.6%
1996$2,164$6,294 5.5%
1995$2,052$5,986 3.5%
1994$1,982$5,762 4.4%
1993$1,898$5,498 6.2%
1992$1,788$5,152 8.6%
1991$1,647$4,733 3.7%
1990$1,588$4,540 8.3%
1989$1,466$4,200 4.4%
1988$1,404$4,000 6.1%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at The University of Tennessee to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Speech Communication and Rhetoric Bachelor's Degree 176 28% costlier
Journalism Bachelor's Degree 170 31% costlier
Kinesiology and Exercise Science Bachelor's Degree 103 32% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 98 41% costlier
Mechanical Engineering Bachelor's Degree 89 20% costlier
Animal Sciences, General Bachelor's Degree 74 39% costlier
Civil Engineering, General Bachelor's Degree 70 20% costlier
Sport and Fitness Administration/Management Bachelor's Degree 67 35% costlier
Human Development and Family Studies, General Bachelor's Degree 65 37% costlier
Advertising Bachelor's Degree 64 34% costlier
Public Relations/Image Management Bachelor's Degree 58 29% costlier
Architecture Bachelor's Degree 56 7% costlier
Fine/Studio Arts, General Bachelor's Degree 56 17% costlier
Foods, Nutrition, and Wellness Studies, General Bachelor's Degree 51 36% costlier
Hotel/Motel Administration/Management Bachelor's Degree 41 30% costlier
Electrical and Electronics Engineering Bachelor's Degree 41 21% costlier
Social Work Bachelor's Degree 39 40% costlier
Plant Sciences, General Bachelor's Degree 34 28% costlier
Special Education and Teaching, General Bachelor's Degree 33 42% costlier
Consumer Economics Bachelor's Degree 31 34% costlier
Nuclear Engineering Bachelor's Degree 30 18% costlier
Dental Hygiene/Hygienist Bachelor's Degree 29 36% costlier
Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree 28 50% costlier
Chemical Engineering Bachelor's Degree 28 11% costlier
Aerospace, Aeronautical and Astronautical/Space Engineering Bachelor's Degree 26 12% costlier
Psychology, General Bachelor's Degree 26 27% costlier
Speech-Language Pathology/Pathologist Bachelor's Degree 25 40% costlier
Political Science and Government, General Bachelor's Degree 23 22% costlier
Engineering Science Bachelor's Degree 23 7% costlier
Industrial Engineering Bachelor's Degree 22 26% costlier
Computer Engineering, General Bachelor's Degree 21 20% costlier
Interior Design Bachelor's Degree 20 40% costlier
Spanish Language and Literature Bachelor's Degree 18 18% costlier
Wildlife, Fish and Wildlands Science and Management Bachelor's Degree 17 52% costlier
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 16 22% costlier
Geology/Earth Science, General Bachelor's Degree 14 23% costlier
Agricultural Business and Management, Other Bachelor's Degree 13 26% costlier
Logistics, Materials, and Supply Chain Management Bachelor's Degree 12 37% costlier
Finance, General Bachelor's Degree 12 36% costlier
Commercial and Advertising Art Bachelor's Degree 12 34% costlier
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 11 41% costlier
Forestry, General Bachelor's Degree 11 35% costlier
Health Information/Medical Records Administration/Administrator Bachelor's Degree 10 57% costlier
Soil Chemistry and Physics Bachelor's Degree 10 13% costlier
Audiology/Audiologist Bachelor's Degree 9 33% costlier
History, General Bachelor's Degree 9 24% costlier
Physics, General Bachelor's Degree 8 16% costlier
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 8 3% cheaper
Agricultural Teacher Education Bachelor's Degree 8 53% costlier
Mathematics, General Bachelor's Degree 8 24% costlier
Food Science Bachelor's Degree 8 30% costlier
Agricultural Business and Management, General Bachelor's Degree 7 47% costlier
Materials Engineering Bachelor's Degree 7 6% costlier
Agricultural Engineering Bachelor's Degree 7 23% costlier
Ethnic, Cultural Minority, Gender, and Group Studies, Other Bachelor's Degree 7 4% costlier
Art Teacher Education Bachelor's Degree 6 39% costlier
French Language and Literature Bachelor's Degree 6 10% costlier
Marketing/Marketing Management, General Bachelor's Degree 5 39% costlier
Business Administration and Management, General Bachelor's Degree 5 48% costlier
English Language and Literature, General Bachelor's Degree 5 26% costlier
Philosophy Bachelor's Degree 4 13% costlier
German Language and Literature Bachelor's Degree 4 8% costlier
Biology/Biological Sciences, General Bachelor's Degree 4 26% costlier
Sociology Bachelor's Degree 4 23% costlier
Anthropology Bachelor's Degree 4 13% costlier
Economics, General Bachelor's Degree 3 14% costlier
Engineering Physics/Applied Physics Bachelor's Degree 2 5% costlier
Chemistry, General Bachelor's Degree 2 22% costlier
Italian Language and Literature Bachelor's Degree 2 2% cheaper
Natural Resource Economics Bachelor's Degree 2 12% costlier
Russian Language and Literature Bachelor's Degree 2 2% cheaper
Religion/Religious Studies Bachelor's Degree 2 7% costlier
Human Resources Management/Personnel Administration, General Bachelor's Degree 2 44% costlier
Geography Bachelor's Degree 1 37% costlier
Business/Managerial Economics Bachelor's Degree 1 26% costlier
Statistics, General Bachelor's Degree 1 13% costlier
Public Administration Bachelor's Degree 1 47% costlier
Computer Science Bachelor's Degree 1 21% costlier
Music, General Bachelor's Degree 1 23% costlier
Accounting Bachelor's Degree 1 37% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 1 20% costlier
Art History, Criticism and Conservation Bachelor's Degree 1 4% costlier


Use the calculators below to formulate a college savings plan for The University of Tennessee or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford The University of Tennessee in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a The University of Tennessee student loan.

Prepayment Option

About The University of Tennessee

The University of Tennessee is a four year public college located in Knoxville, Tennessee.  Full time enrollment is 24,463 and part time is 3,382.

Students attending this school may pursue both undergraduate and graduate degrees.

The University of Tennessee
527 Andy Holt Tower
Knoxville, Tennessee

For Profit / Not For Profit Status

The University of Tennessee is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

The University of Tennessee cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=221759 IPEDS survey data.

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