Tuition and Cost to Attend The University of Tennessee

Annual Total Cost

The total list price cost for in-state Tennessee residents to go to The University of Tennessee was $21,900 for the 2013/2014 academic year. Out-of-state students who don't possess Tennessee residence can expect a one year cost of $40,090. The components to this cost are detailed below.

Undergraduate Tuition

The University of Tennessee tuition is $9,780 per year for in-state residents. This is 56% more expensive than the national average public four year tuition of $6,256. The cost is $7,185 and 42% cheaper than the average Tennessee tuition of $16,965 for 4 year colleges. Tuition ranks 15th in Tennessee amongst 4 year colleges for affordability and is the 54th most expensive 4 year college in the state. If you're attending from out-of-state, the tuition is $27,970 which represents a 186% premium.

The school charges an additional "other" fee of $1,414 in addition to tuition bringing the total effective in-state tuition to $11,194.

Housing Costs

On campus room and board is provided by the school at a cost of $9,170 per year. If you elect to live off campus elsewhere in Knoxville, you should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,536.

Cost Itemization

Costs and Tuition Detail for The University of Tennessee
Expenditure Price
Tennessee Resident Total Cost$21,900
Non-Resident Total Cost$40,090
   In-State Tuition$9,780
   Out-of-State Tuition$27,970
   Other Fees$1,414
   Room and Board$9,170
   Books and Supplies$1,536

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $21,900 published price if scholarship or grant aid is made available to you.

Net Price

The net out of pocket price you end up paying or financing though student loans is known as the net price. The reported The University of Tennessee net price for in-state students receiving aid was $13,758* for the 2010/2011 academic year.

Pell Grants and other Grant Aid

80% of The University of Tennessee students received grant aid in 2010/2011 to help defray the cost of tuition. The average total aid amount was $7,062. 29 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $4,234. To apply for a Pell Grant to attend The University of Tennessee, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for The University of Tennessee
Financial Aid Summary
Average Annual Net Price$13,758*
Percent of Students Receiving Grant Aid80%
Average Total Grant Aid$7,062
Percent of Students Receiving Pell Grants29%
Average Amount of Pell Grant Aid$4,234

Average Financial Aid Mix - $21,900 In-State Total Cost

Estimated coverage of the annual in-state tuition and living expenses of $21,900. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

7062
7801
7037

 32% - $7,062

Grants and Scholarships

Money granted to you by the U.S. Department of Education or The University of Tennessee. These are not loans and do not need to be repaid.

 36% - $7,801

Federal Loans

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

 32% -  $7,037

Out of Pocket

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

When considering the cost to go to The University of Tennessee, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at The University of Tennessee.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at The University of Tennessee is $87,600 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $13,758 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $55,032**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $109,500 or $68,790 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at The University of Tennessee.

Tennessee Resident Tuition Per Semester$4,890
Tennessee Resident Total Cost Per Semester$10,950
Non-Tennessee Resident Tuition Per Semester$13,985
Non-Tennessee Resident Total Cost Per Semester$20,045

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at The University of Tennessee are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at The University of Tennessee
Price per credit hour for Tennessee residents$302
Cost for one class for Tennessee residents (3 credit hours)$906
Price per credit hour for out of state residents$1,005
Cost for one class for out of state residents (3 credit hours)$3,015
Cost for one class for out of state residents (4 credit hours)$4,020



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 44% of The University of Tennessee students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $7,801. The reported average student debt upon graduation is $23,729.

Example Loan Payments and Costs

How much are student loan payments for The University of Tennessee? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $55,032, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $68,951.62. This could be your effective total out of pocket cost of an education at The University of Tennessee. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 80% of students at this school who receive financial aid and you are paying an average annual net price of $13,758. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our The University of Tennessee student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

The University of Tennessee Student Loan Payments
Example Payments
Monthly Loan Payment$574.60
Amount Borrowed$55,032.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$13,919.62
Sum of All Payments over 10 years$68,951.62

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend The University of Tennessee? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending The University of Tennessee, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $68,951.62 would be needed to afford a $574.60 monthly payment in the example $55,032.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

For Profit / Not For Profit Status

The University of Tennessee is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to The University of Tennessee in the future? In the past five years, this school's published in-state tuition and fee total rose from $5,622 to $8,396. This amounts to an average annual price increase of 9.9%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $87,600.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for The University of Tennessee.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$30,118$120,470
Estimated Cost in 10 years for students enrolling in 2024$38,439$153,754
Estimated Cost in 15 years for students enrolling in 2029 $49,058$196,234
Estimated Cost in 18 years for students enrolling in 2032 $56,791$227,165

Tuition History

What was tuition at The University of Tennessee five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$6,850$22,248 9.6%
2009$6,250$19,208 5.4%
2008$5,932$18,174 5.5%
2007$5,622$17,188 6.3%
2006$5,290$16,360 11.4%
2005$4,748$14,528 6.7%
2004$4,450$13,532 9.7%
2003$4,056$12,408 7.2%
2002$3,784$11,570 12.6%
2001$3,362$10,166 8.3%
2000$3,104$9,172 13.1%
1999$2,744$7,800 6.5%
1998$2,576$7,258 16%
1997$2,220$6,556 2.6%
1996$2,164$6,294 5.5%
1995$2,052$5,986 3.5%
1994$1,982$5,762 4.4%
1993$1,898$5,498 6.2%
1992$1,788$5,152 8.6%
1991$1,647$4,733 3.7%
1990$1,588$4,540 8.3%
1989$1,466$4,200 4.4%
1988$1,404$4,000 6.1%
1987$1,323$3,756

Cost for Popular Majors

Below are the most popular undergraduate areas of study at The University of Tennessee ranked by degrees conferred during the 2010/2011 academic year along with their estimated total program cost. Please consult the school's website for further information as actual costs for specific program may vary. Price estimates assume graduation in normal time. Our methodology for estimating these costs is a two or four year multiple of the current one year tuition and living cost of $21,900. Associates degrees are assumed to be completed in two years and bachelors degrees are assumed to take four years.

Area of Study Graduates Estimated Degree + Living Expense Cost
Speech Communication and Rhetoric Bachelor's Degree 176 $87,600
4 year estimate
Journalism Bachelor's Degree 170 $87,600
4 year estimate
Kinesiology and Exercise Science Bachelor's Degree 103 $87,600
4 year estimate
Registered Nursing/Registered Nurse Bachelor's Degree 98 $87,600
4 year estimate
Mechanical Engineering Bachelor's Degree 89 $87,600
4 year estimate
Animal Sciences, General Bachelor's Degree 74 $87,600
4 year estimate
Civil Engineering, General Bachelor's Degree 70 $87,600
4 year estimate
Sport and Fitness Administration/Management Bachelor's Degree 67 $87,600
4 year estimate
Human Development and Family Studies, General Bachelor's Degree 65 $87,600
4 year estimate
Advertising Bachelor's Degree 64 $87,600
4 year estimate
Public Relations/Image Management Bachelor's Degree 58 $87,600
4 year estimate
Fine/Studio Arts, General Bachelor's Degree 56 $87,600
4 year estimate
Architecture Bachelor's Degree 56 $87,600
4 year estimate
Foods, Nutrition, and Wellness Studies, General Bachelor's Degree 51 $87,600
4 year estimate
Hotel/Motel Administration/Management Bachelor's Degree 41 $87,600
4 year estimate
Electrical and Electronics Engineering Bachelor's Degree 41 $87,600
4 year estimate
Social Work Bachelor's Degree 39 $87,600
4 year estimate
Plant Sciences, General Bachelor's Degree 34 $87,600
4 year estimate
Special Education and Teaching, General Bachelor's Degree 33 $87,600
4 year estimate
Consumer Economics Bachelor's Degree 31 $87,600
4 year estimate
Nuclear Engineering Bachelor's Degree 30 $87,600
4 year estimate
Dental Hygiene/Hygienist Bachelor's Degree 29 $87,600
4 year estimate
Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree 28 $87,600
4 year estimate
Chemical Engineering Bachelor's Degree 28 $87,600
4 year estimate
Psychology, General Bachelor's Degree 26 $87,600
4 year estimate
Aerospace, Aeronautical and Astronautical/Space Engineering Bachelor's Degree 26 $87,600
4 year estimate
Speech-Language Pathology/Pathologist Bachelor's Degree 25 $87,600
4 year estimate
Engineering Science Bachelor's Degree 23 $87,600
4 year estimate
Political Science and Government, General Bachelor's Degree 23 $87,600
4 year estimate
Industrial Engineering Bachelor's Degree 22 $87,600
4 year estimate
Computer Engineering, General Bachelor's Degree 21 $87,600
4 year estimate
Interior Design Bachelor's Degree 20 $87,600
4 year estimate
Spanish Language and Literature Bachelor's Degree 18 $87,600
4 year estimate
Wildlife, Fish and Wildlands Science and Management Bachelor's Degree 17 $87,600
4 year estimate
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 16 $87,600
4 year estimate
Geology/Earth Science, General Bachelor's Degree 14 $87,600
4 year estimate
Agricultural Business and Management, Other Bachelor's Degree 13 $87,600
4 year estimate
Commercial and Advertising Art Bachelor's Degree 12 $87,600
4 year estimate
Logistics, Materials, and Supply Chain Management Bachelor's Degree 12 $87,600
4 year estimate
Finance, General Bachelor's Degree 12 $87,600
4 year estimate
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 11 $87,600
4 year estimate
Forestry, General Bachelor's Degree 11 $87,600
4 year estimate
Health Information/Medical Records Administration/Administrator Bachelor's Degree 10 $87,600
4 year estimate
Soil Chemistry and Physics Bachelor's Degree 10 $87,600
4 year estimate
Audiology/Audiologist Bachelor's Degree 9 $87,600
4 year estimate
History, General Bachelor's Degree 9 $87,600
4 year estimate
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 8 $87,600
4 year estimate
Mathematics, General Bachelor's Degree 8 $87,600
4 year estimate
Food Science Bachelor's Degree 8 $87,600
4 year estimate
Agricultural Teacher Education Bachelor's Degree 8 $87,600
4 year estimate
Physics, General Bachelor's Degree 8 $87,600
4 year estimate
Materials Engineering Bachelor's Degree 7 $87,600
4 year estimate
Ethnic, Cultural Minority, Gender, and Group Studies, Other Bachelor's Degree 7 $87,600
4 year estimate
Agricultural Business and Management, General Bachelor's Degree 7 $87,600
4 year estimate
Agricultural Engineering Bachelor's Degree 7 $87,600
4 year estimate
French Language and Literature Bachelor's Degree 6 $87,600
4 year estimate
Art Teacher Education Bachelor's Degree 6 $87,600
4 year estimate
English Language and Literature, General Bachelor's Degree 5 $87,600
4 year estimate
Business Administration and Management, General Bachelor's Degree 5 $87,600
4 year estimate
Marketing/Marketing Management, General Bachelor's Degree 5 $87,600
4 year estimate
Anthropology Bachelor's Degree 4 $87,600
4 year estimate
German Language and Literature Bachelor's Degree 4 $87,600
4 year estimate
Sociology Bachelor's Degree 4 $87,600
4 year estimate
Biology/Biological Sciences, General Bachelor's Degree 4 $87,600
4 year estimate
Philosophy Bachelor's Degree 4 $87,600
4 year estimate
Economics, General Bachelor's Degree 3 $87,600
4 year estimate
Engineering Physics/Applied Physics Bachelor's Degree 2 $87,600
4 year estimate
Russian Language and Literature Bachelor's Degree 2 $87,600
4 year estimate
Italian Language and Literature Bachelor's Degree 2 $87,600
4 year estimate
Natural Resource Economics Bachelor's Degree 2 $87,600
4 year estimate
Human Resources Management/Personnel Administration, General Bachelor's Degree 2 $87,600
4 year estimate
Religion/Religious Studies Bachelor's Degree 2 $87,600
4 year estimate
Chemistry, General Bachelor's Degree 2 $87,600
4 year estimate
Public Administration Bachelor's Degree 1 $87,600
4 year estimate
Geography Bachelor's Degree 1 $87,600
4 year estimate
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 1 $87,600
4 year estimate
Art History, Criticism and Conservation Bachelor's Degree 1 $87,600
4 year estimate
Music, General Bachelor's Degree 1 $87,600
4 year estimate
Statistics, General Bachelor's Degree 1 $87,600
4 year estimate
Accounting Bachelor's Degree 1 $87,600
4 year estimate
Business/Managerial Economics Bachelor's Degree 1 $87,600
4 year estimate
Computer Science Bachelor's Degree 1 $87,600
4 year estimate

About The University of Tennessee

The University of Tennessee is a four year public college located in Knoxville, Tennessee.  Full time enrollment is 26,292 and part time is 3,928.  For the 2011/2012 school year, the school received 14,398 applicants. 9,693 were admitted and 4,207 enrolled.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
The University of Tennessee
527 Andy Holt Tower
Knoxville, Tennessee
37996

Calculators

Use the calculators below to formulate a college savings plan for The University of Tennessee or model a student loan.

College Savings Calculator

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Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a The University of Tennessee student loan.

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