Tuition and Cost to Attend The University of Tennessee at Chattanooga

Annual Total Cost

The total cost for in-state Tennessee residents to go to The University of Tennessee at Chattanooga is $17,244 for the 2013/2014 academic year. Out-of-state students who don't possess Tennessee residence can expect a one year cost of $32,450. The components to this cost are detailed below.

Undergraduate Tuition

The University of Tennessee at Chattanooga tuition is $6,064 per year for in-state residents. This is 3% cheaper than the national average pubic four yearr tuition of $6,256. The fee is $10,901 and 64% cheaper than the average Tennessee tuition of $16,965 for 4 year colleges. Tuition ranks 6th in Tennessee amongst 4 year colleges for affordability and is the 63rd most expensive 4 year college in the state. If you're attending from out-of-state, the tuition is $21,270 which represents a 251% premium.

Housing Costs

On campus room and board is provided by the school at a cost of $8,290 per year. If you elect to live off campus elsewhere in Chattanooga, you should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,400.

Other Fees

There is an additional fee of $1,490 which is charged in addition to tuition.

Cost Itemization

Costs and Tuition Detail for The University of Tennessee at Chattanooga
Expenditure Price
Tennessee Resident Total Cost$17,244
Non-Resident Total Cost$32,450
   In-State Tuition$6,064
   Out-of-State Tution$21,270
   Room and Board$8,290
   Books and Supplies$1,400
   Other Fees$1,490

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $17,244 published price if scholarship or grant aid is made available to you.

Net Price

The net out of pocket price you end up paying or financing though student loans is known as the net price. The reported The University of Tennessee at Chattanooga net price for in-state students receiving aid was $12,730* for the 2010/2011 academic year.

Pell Grants and other Grant Aid

77% of The University of Tennessee at Chattanooga students recieved grant aid in 2010/2011 to help defray the cost of tuition. The average total aid amount was $6,539. 38 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $4,725. To apply for a Pell Grant to attend The University of Tennessee at Chattanooga, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for The University of Tennessee at Chattanooga
Financial Aid Summary
Average Annual Net Price$12,730*
Percent of Students Receiving Grant Aid77%
Average Total Grant Aid$6,539
Percent of Students Receiving Pell Grants38%
Average Amount of Pell Grant Aid$4,725

Average Financial Aid Mix - $17,244 In-State Total Cost

Estimated coverage of the annual in-state tuition and living expenses of $17,244. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

6539
8775
1930

 38% - $6,539

Grants and Scholarships

Money granted to you by the U.S. Department of Education or The University of Tennessee at Chattanooga. These are not loans and do not need to be repaid.

 51% - $8,775

Federal Loans

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

 11% -  $1,930

Out of Pocket

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

When considering the cost to go to The University of Tennessee at Chattanooga, the annual cost is often discussed but it's the "all in" multi year degree cost which matters in the end. Let's take a look at what it could really cost for four years at The University of Tennessee at Chattanooga.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at The University of Tennessee at Chattanooga is $68,976 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,730 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $50,920**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $86,220 or $63,650 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at The University of Tennessee at Chattanooga.

Tennessee Resident Tuition Per Semester$3,032
Tennessee Resident Total Cost Per Semester$8,622
Non-Tennessee Resident Tuition Per Semester$10,635
Non-Tennessee Resident Total Cost Per Semester$16,225

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at The University of Tennessee at Chattanooga are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at The University of Tennessee at Chattanooga
Price per credit hour for Tennessee residents$225
Cost for one class for Tennessee residents (3 credit hours)$675
Price per credit hour for out of state residents$789
Cost for one class for out of state residents (3 credit hours)$2,367
Cost for one class for out of state residents (4 credit hours)$3,156

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Student Loans

The secondry consideration after understanding the cost of college is figuring out how to finance it. Some students are fortunate enough to have some form of family financial assitance, but student loans end up financing a singificant portion of higher education in the U.S. 47% of The University of Tennessee at Chattanooga students receive U.S. Federal Student Loans with an average Federal Loan aid amount of $8,775.

Example Loan Payments and Costs

How much are student loan payments for The University of Tennessee at Chattanooga? Obviously this varies based on a number of factors - offsetting finacial aid you receieve, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $50,920, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $63,799.55. This could be your effective total out of pocket cost of an education at The University of Tennessee at Chattanooga. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 77% of students at this school who receive financial aid and you are paying an average annual net price of $12,730. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our The University of Tennessee at Chattanooga student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

The University of Tennessee at Chattanooga Student Loan Payments
Example Payments
Monthly Loan Payment$531.66
Amount Borrowed$50,920.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$12,879.55
Sum of All Payments over 10 years$63,799.55

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend The University of Tennessee at Chattanooga? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're condidering attending The University of Tennessee at Chattanooga, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $63,799.55 would be needed to afford a $531.66 monthly payment in the example $50,920.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

For Profit / Not For Profit Status

The University of Tennessee at Chattanooga is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to The University of Tennessee at Chattanooga in the future? In the past five years, this school's published in-state tuition and fee total rose from $4,698 to $6,718. This amounts to an average annual price increase of 8.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $68,976.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for The University of Tennessee at Chattanooga.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$23,715$94,858
Estimated Cost in 10 years for students enrolling in 2024$30,266$121,066
Estimated Cost in 15 years for students enrolling in 2029 $38,628$154,514
Estimated Cost in 18 years for students enrolling in 2032 $44,717$178,869

Cost for Popular Majors

Below are the most popular undergraduate areas of study at The University of Tennessee at Chattanooga ranked by degrees conferred during the 2010/2011 academic year along with their estimated total program cost. Please consult the school's website for further information as actual costs for specific program may vary. Price estimates assume graduation in normal time. Our methodology for estimating these costs is a two or four year multiple of the current one year tuition and living cost of $17,244. Associates degrees are assumed to be completed in two years and bachelors degrees are assumed to take four years.

Area of Study Graduates Estimated Degree + Living Expense Cost
Business Administration and Management, General Bachelor's Degree 292 $68,976
4 year estimate
Kinesiology and Exercise Science Bachelor's Degree 85 $68,976
4 year estimate
Registered Nursing/Registered Nurse Bachelor's Degree 65 $68,976
4 year estimate
Biology/Biological Sciences, General Bachelor's Degree 63 $68,976
4 year estimate
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 61 $68,976
4 year estimate
Speech Communication and Rhetoric Bachelor's Degree 60 $68,976
4 year estimate
Early Childhood Education and Teaching Bachelor's Degree 45 $68,976
4 year estimate
Art/Art Studies, General Bachelor's Degree 31 $68,976
4 year estimate
Environmental Science Bachelor's Degree 23 $68,976
4 year estimate
Legal Assistant/Paralegal Bachelor's Degree 21 $68,976
4 year estimate
Mechanical Engineering Bachelor's Degree 19 $68,976
4 year estimate
Junior High/Intermediate/Middle School Education and Teaching Bachelor's Degree 17 $68,976
4 year estimate
Civil Engineering, General Bachelor's Degree 17 $68,976
4 year estimate
Social Work Bachelor's Degree 12 $68,976
4 year estimate
Computer Science Bachelor's Degree 12 $68,976
4 year estimate
Social Studies Teacher Education Bachelor's Degree 12 $68,976
4 year estimate
Engineering, General Bachelor's Degree 12 $68,976
4 year estimate
Special Education and Teaching, General Bachelor's Degree 10 $68,976
4 year estimate
English/Language Arts Teacher Education Bachelor's Degree 10 $68,976
4 year estimate
Electrical and Electronics Engineering Bachelor's Degree 10 $68,976
4 year estimate
Geology/Earth Science, General Bachelor's Degree 9 $68,976
4 year estimate
Interior Design Bachelor's Degree 9 $68,976
4 year estimate
Music Teacher Education Bachelor's Degree 7 $68,976
4 year estimate
Applied Mathematics, General Bachelor's Degree 6 $68,976
4 year estimate
History, General Bachelor's Degree 6 $68,976
4 year estimate
Physical Therapy/Therapist Bachelor's Degree 5 $68,976
4 year estimate
Chemical Engineering Bachelor's Degree 5 $68,976
4 year estimate
Music, General Bachelor's Degree 4 $68,976
4 year estimate
Art Teacher Education Bachelor's Degree 3 $68,976
4 year estimate
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 3 $68,976
4 year estimate
Philosophy and Religious Studies, Other Bachelor's Degree 2 $68,976
4 year estimate
Psychology, General Bachelor's Degree 2 $68,976
4 year estimate
Social Sciences, Other Bachelor's Degree 2 $68,976
4 year estimate
Humanities/Humanistic Studies Bachelor's Degree 1 $68,976
4 year estimate
Chemistry, General Bachelor's Degree 1 $68,976
4 year estimate
Physics, General Bachelor's Degree 1 $68,976
4 year estimate
Criminal Justice/Law Enforcement Administration Bachelor's Degree 1 $68,976
4 year estimate
Economics, General Bachelor's Degree 1 $68,976
4 year estimate
Political Science and Government, General Bachelor's Degree 1 $68,976
4 year estimate
Mathematics Teacher Education Bachelor's Degree 1 $68,976
4 year estimate
Science Teacher Education/General Science Teacher Education Bachelor's Degree 1 $68,976
4 year estimate
Engineering/Industrial Management Bachelor's Degree 1 $68,976
4 year estimate
Foreign Languages and Literatures, General Bachelor's Degree 1 $68,976
4 year estimate
English Language and Literature, General Bachelor's Degree 1 $68,976
4 year estimate

About The University of Tennessee at Chattanooga

The University of Tennessee at Chattanooga is a four year public college located in Chattanooga, Tennessee.  Full time enrollment is 9,279 and part time is 2,046.  For the 2011/2012 school year, the school received 7,677 applicants. 5,826 were admitted and 2,290 enrolled.

Students attending this school may pursue both undergraduate and graduate degrees.

Learn more about The University of Tennessee at Chattanooga at CollegeSimply.

  • Address
  • The University of Tennessee at Chattanooga
  • 615 McCallie Ave
  • Chattanooga, Tennessee
  • 37403-2598

Calculators

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Estimate Loan Payments

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