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Annual Costs

Undergraduate Tuition

St Philip's College tuition is $2,580 per year for in-district residents. This is 13% cheaper than the national average public two year in-district tuition of $2,965. The cost is 34% cheaper than the average Texas in-district tuition of $3,933 for 2 year colleges. Tuition ranks 52nd in Texas amongst 2 year colleges for affordability and is the 21st most expensive 2 year college in the state.

The school charges an additional fees of $180 in addition to tuition bringing the total effective in-state tuition to $7,170.

Housing Costs

St Philip's College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the San Antonio area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $8,452.

Books and Supplies

The estimated annual cost for books and supplies is $1,190.

Other Living Expenses

Off-campus students should budget for $3,990 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-district residents to go to St Philip's College is $16,392 for the 2017/2018 academic year. The total cost for in-state, but not in district residents is $20,802. Out-of-state students who don't possess Texas residence can expect a one year cost of $27,402. Students residing at home with parents providing food and housing can expect a total cost of $12,350.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for St Philip's College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for St Philip's College
Estimated Budgets
In-District Resident Total Budget (Living Off Campus)$16,392
   In-District Tuition$2,580
   Other Fees$180
   Off-Campus Other Budget$3,990
   Books and Supplies$1,190
   Off-Campus Housing Estimate$8,452
In-District Resident Total Budget (Living with Parents)$7,940
   In-District Tuition$2,580
   Other Fees$180
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,990
   Books and Supplies$1,190
Texas Out of District Total Budget (Living Off Campus)$20,802
   In-State Tuition$6,990
   Other Fees$180
   Off-Campus Housing Estimate$8,452
   Off-Campus Other Budget$3,990
   Books and Supplies$1,190
Texas Out of District Total Budget (Living with Parents)$12,350
   In-State Tuition$6,990
   Other Fees$180
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,990
   Books and Supplies$1,190

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $20,802 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported St Philip's College net price for in-state students is $6,383* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

76% of St Philip's College students received grant aid in 2014/2015. The average total aid amount was $5,460. 66 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,498. To apply for a Pell Grant to attend St Philip's College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for St Philip's College
Financial Aid Summary
Average Annual Net Price$6,383*
Percent of Students Receiving Grant Aid76%
Average Total Grant Aid$5,460
Percent of Students Receiving Pell Grants66%
Average Amount of Pell Grant Aid$4,498

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$5,850
$30,001 to $48,000$6,113
$48,001 to $75,000$8,418
$75,001 to $110,000$9,003
$110,000+n/a

Average Financial Aid Mix - $20,802 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $20,802. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

32%
36%
31%

Grants and Scholarships

 32% - $5,460

Money granted to you by the U.S. Department of Education, St Philip's College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 36% - $6,072

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 31% -  $5,280

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. St Philip's College
San Antonio College0% less expensive
Palo Alto College0% less expensive
Northwest Vista College0% less expensive
Austin Community College District71.2% less expensive
Coastal Bend College70% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at St Philip's College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at St Philip's College is $41,604 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $5,841 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $11,682**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at St Philip's College.

Texas Resident Tuition Per Semester$3,495
Texas Resident Total Cost Per Semester$10,401
Non-Texas Resident Tuition Per Semester$6,795
Non-Texas Resident Total Cost Per Semester$13,701

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at St Philip's College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at St Philip's College
Price per credit hour for in district residents$86
Cost for one class for in district residents (3 credit hours)$258
Price per credit hour for Texas residents$202
Cost for one class for Texas residents (3 credit hours)$606
Price per credit hour for out of state residents$453
Cost for one class for out of state residents (3 credit hours)$1,359
Cost for one class for out of state residents (4 credit hours)$1,812

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 5% of St Philip's College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,072.

Example Loan Payments and Costs

How much are student loan payments for St Philip's College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $11,682, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $14,494.68. This could be your effective total out of pocket cost of an education at St Philip's College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 76% of students at this school who receive financial aid and you are paying an average annual net price of $5,841. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our St Philip's College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

St Philip's College Student Loan Payments
Example Payments
Monthly Loan Payment$120.79
Amount Borrowed$11,682.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$2,812.68
Sum of All Payments over 10 years$14,494.68

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend St Philip's College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending St Philip's College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $14,494.68 would be needed to afford a $120.79 monthly payment in the example $11,682.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to St Philip's College in the future? In the past four years, this school's published in-state tuition and fee total rose from $5,470 to $6,990. This amounts to an average annual price increase of 5.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $41,604.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for St Philip's College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$27,213$54,426
Estimated Cost in 10 years for students enrolling in 2029$34,731$69,463
Estimated Cost in 15 years for students enrolling in 2034 $44,327$88,654
Estimated Cost in 18 years for students enrolling in 2037 $51,314$102,628

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at St Philip's College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Associate's Degree 75 36% costlier
Liberal Arts and Sciences/Liberal Studies Associate's Degree 61 23% costlier
Radiologic Technology/Science - Radiographer Associate's Degree 47 41% costlier
Culinary Arts/Chef Training Associate's Degree 28 34% costlier
Economics, General Associate's Degree 27 23% costlier
Business Administration and Management, General Associate's Degree 26 27% costlier
Occupational Therapist Assistant Associate's Degree 19 36% costlier
Physical Therapy Technician/Assistant Associate's Degree 19 37% costlier
Biomedical Technology/Technician Associate's Degree 18 37% costlier
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 16 50% costlier
Psychology, General Associate's Degree 15 39% costlier
Computer Technology/Computer Systems Technology Associate's Degree 14 42% costlier
Cardiovascular Technology/Technologist Associate's Degree 13 26% costlier
Criminal Justice/Safety Studies Associate's Degree 13 43% costlier
Diagnostic Medical Sonography/Sonographer and Ultrasound Technician Associate's Degree 12 40% costlier
Airframe Mechanics and Aircraft Maintenance Technology/Technician Associate's Degree 12 36% costlier
Aircraft Powerplant Technology/Technician Associate's Degree 9 41% costlier
HEALTH PROFESSIONS AND RELATED PROGRAMS Associate's Degree 9 18% costlier
Respiratory Care Therapy/Therapist Associate's Degree 8 41% costlier
Baking and Pastry Arts/Baker/Pastry Chef Associate's Degree 7 12% costlier
Electrician Associate's Degree 6 54% costlier
English Language and Literature, General Associate's Degree 6 38% costlier
Pre-Pharmacy Studies Associate's Degree 6 54% costlier
Hotel/Motel Administration/Management Associate's Degree 6 25% costlier
Health Information/Medical Records Technology/Technician Associate's Degree 6 43% costlier
Welding Technology/Welder Associate's Degree 5 50% costlier
Construction Engineering Technology/Technician Associate's Degree 5 39% costlier
Mathematics, General Associate's Degree 5 42% costlier
System, Networking, and LAN/WAN Management/Manager Associate's Degree 5 51% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 5 41% costlier
Diesel Mechanics Technology/Technician Associate's Degree 5 51% costlier
Rhetoric and Composition Associate's Degree 4 36% costlier
Pre-Medicine/Pre-Medical Studies Associate's Degree 4 71% costlier
Heating, Ventilation, Air Conditioning and Refrigeration Engineering Technology/Technician Associate's Degree 4 35% costlier
Child Development Associate's Degree 4 54% costlier
Restaurant, Culinary, and Catering Management/Manager Associate's Degree 4 33% costlier
Tourism and Travel Services Management Associate's Degree 3 30% costlier
Clinical/Medical Laboratory Technician Associate's Degree 3 48% costlier
Social Work Associate's Degree 3 50% costlier
Autobody/Collision and Repair Technology/Technician Associate's Degree 3 49% costlier
Design and Visual Communications, General Associate's Degree 2 36% costlier
Biology/Biological Sciences, General Associate's Degree 2 47% costlier
Computer and Information Systems Security/Information Assurance Associate's Degree 2 47% costlier
Sociology Associate's Degree 2 41% costlier
Computer Programming/Programmer, General Associate's Degree 1 48% costlier
Computer Science Associate's Degree 1 32% costlier
Philosophy Associate's Degree 1 29% costlier
E-Commerce/Electronic Commerce Associate's Degree 1 32% costlier
Fine/Studio Arts, General Associate's Degree 1 38% costlier
History, General Associate's Degree 1 41% costlier
Medical Administrative/Executive Assistant and Medical Secretary Associate's Degree 1 43% costlier
Data Entry/Microcomputer Applications, General Associate's Degree 1 32% costlier
Photography Associate's Degree 1 25% costlier
Foreign Languages and Literatures, General Associate's Degree 1 47% costlier
Chemistry, General Associate's Degree 1 40% costlier
Music, General Associate's Degree 1 41% costlier
Pre-Law Studies Associate's Degree 1 57% costlier

Calculators

Use the calculators below to formulate a college savings plan for St Philip's College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford St Philip's College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a St Philip's College student loan.

Prepayment Option

About St Philip's College

St Philip's College is a two year community college located in San Antonio, Texas.  Full time enrollment is 1,403 and part time is 10,201.  St Philip's College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
St Philip's College
1801 Martin Luther King Dr
San Antonio, Texas
78203-2098

For Profit / Not For Profit Status

St Philip's College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

St Philip's College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=227854 IPEDS survey data.