Annual Costs

Undergraduate Tuition

Texas Woman's University tuition is $5,150 per year for in-state residents. This is 27% cheaper than the national average public four year tuition of $7,056. The cost is 67% cheaper than the average Texas tuition of $15,399 for 4 year colleges. Tuition ranks 14th in Texas amongst 4 year colleges for affordability and is the 79th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $15,110 which represents a 193% premium.

The school charges an additional fees of $2,336 in addition to tuition bringing the total effective in-state tuition to $7,486.

Housing Costs

On campus room and board is provided by the school at a cost of $8,181 per academic year. Students electing to live off campus elsewhere in Denton should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,050.

Other Living Expenses

If living on-campus, students should budget for $3,006 in additional living expenses. Off-campus students should budget for $3,708 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Texas residents to go to Texas Woman's University is $19,723 for the 2017/2018 academic year. Out-of-state students who don't have Texas residence can expect a one year cost of $29,683.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Texas Woman's University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Texas Woman's University
Estimated Budgets
Texas Resident Total Budget $19,723
   In-State Tuition$5,150
   Other Fees$2,336
   Room and Board$8,181
   On-Campus Other Budget$3,006
   Books and Supplies$1,050
Non-Resident Total Budget $29,683
   Out-of-State Tuition$15,110
   Other Fees$2,336
   Room and Board$8,181
   On-Campus Other Budget$3,006
   Books and Supplies$1,050


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $19,723 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Texas Woman's University net price for in-state students is $8,596* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

87% of Texas Woman's University students received grant aid in 2014/2015. The average total aid amount was $8,077. 54 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,700. To apply for a Pell Grant to attend Texas Woman's University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Texas Woman's University
Financial Aid Summary
Average Annual Net Price$8,596*
Percent of Students Receiving Grant Aid87%
Average Total Grant Aid$8,077
Percent of Students Receiving Pell Grants54%
Average Amount of Pell Grant Aid$4,700

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$6,161
$30,001 to $48,000$7,244
$48,001 to $75,000$10,929
$75,001 to $110,000$13,378

Average Financial Aid Mix - $19,723 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $19,723. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 48% - $8,077

Money granted to you by the U.S. Department of Education, Texas Woman's University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 30% - $4,933

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 22% -  $3,707

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Texas Woman's University
Southeastern Oklahoma State University21.2% more expensive
Southwestern Oklahoma State University8.9% more expensive
Louisiana State University Shreveport9.8% more expensive
Northeastern State University1.1% more expensive
Lamar University13.2% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Texas Woman's University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Texas Woman's University is $78,892 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $7,868 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $31,472**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $98,615 or $39,340 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Texas Woman's University.

Texas Resident Tuition Per Semester$2,575
Texas Resident Total Cost Per Semester$9,862
Non-Texas Resident Tuition Per Semester$7,555
Non-Texas Resident Total Cost Per Semester$14,842

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Texas Woman's University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Texas Woman's University
Price per credit hour for Texas residents$215
Cost for one class for Texas residents (3 credit hours)$645
Price per credit hour for out of state residents$630
Cost for one class for out of state residents (3 credit hours)$1,890
Cost for one class for out of state residents (4 credit hours)$2,520


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 61% of Texas Woman's University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,933.

Example Loan Payments and Costs

How much are student loan payments for Texas Woman's University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $31,472, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $39,049.53. This could be your effective total out of pocket cost of an education at Texas Woman's University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 87% of students at this school who receive financial aid and you are paying an average annual net price of $7,868. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Texas Woman's University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Texas Woman's University Student Loan Payments
Example Payments
Monthly Loan Payment$325.41
Amount Borrowed$31,472.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$7,577.53
Sum of All Payments over 10 years$39,049.53

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Texas Woman's University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Texas Woman's University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $39,049.53 would be needed to afford a $325.41 monthly payment in the example $31,472.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Texas Woman's University in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $78,892.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Texas Woman's University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$27,124$108,495
Estimated Cost in 10 years for students enrolling in 2029$34,618$138,470
Estimated Cost in 15 years for students enrolling in 2034 $44,182$176,727
Estimated Cost in 18 years for students enrolling in 2037 $51,146$204,583

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Texas Woman's University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Bachelor's Degree 435 17% cheaper
General Studies Bachelor's Degree 239 12% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 220 29% cheaper
Psychology, General Bachelor's Degree 96 27% cheaper
Health and Physical Education/Fitness, General Bachelor's Degree 74 18% cheaper
Health and Wellness, General Bachelor's Degree 66 18% cheaper
Child Development Bachelor's Degree 65 12% cheaper
Biology/Biological Sciences, General Bachelor's Degree 60 27% cheaper
Dietetics/Dietitian Bachelor's Degree 56 18% cheaper
Business Administration and Management, General Bachelor's Degree 42 14% cheaper
English Language and Literature, General Bachelor's Degree 39 26% cheaper
Accounting Bachelor's Degree 26 20% cheaper
Fashion Merchandising Bachelor's Degree 26 21% cheaper
Dental Hygiene/Hygienist Bachelor's Degree 25 20% cheaper
Social Work Bachelor's Degree 25 18% cheaper
Communication Sciences and Disorders, General Bachelor's Degree 24 18% cheaper
Legal Assistant/Paralegal Bachelor's Degree 23 4% cheaper
Art/Art Studies, General Bachelor's Degree 21 24% cheaper
Mathematics, General Bachelor's Degree 20 28% cheaper
Criminal Justice/Safety Studies Bachelor's Degree 20 13% cheaper
History, General Bachelor's Degree 19 27% cheaper
Human Development and Family Studies, General Bachelor's Degree 18 20% cheaper
Dance, General Bachelor's Degree 18 34% cheaper
Fashion/Apparel Design Bachelor's Degree 17 35% cheaper
Marketing/Marketing Management, General Bachelor's Degree 13 18% cheaper
Foods, Nutrition, and Wellness Studies, General Bachelor's Degree 13 20% cheaper
Human Resources Management/Personnel Administration, General Bachelor's Degree 13 15% cheaper
Music, General Bachelor's Degree 11 28% cheaper
Political Science and Government, General Bachelor's Degree 10 29% cheaper
Sociology Bachelor's Degree 10 28% cheaper
Finance, General Bachelor's Degree 9 20% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 9 30% cheaper
Biochemistry Bachelor's Degree 8 36% cheaper
Music Therapy/Therapist Bachelor's Degree 6 30% cheaper
Computer and Information Sciences, General Bachelor's Degree 4 20% cheaper
Public Administration Bachelor's Degree 3 13% cheaper
Culinary Science/Culinology Bachelor's Degree 3 34% costlier
Nutrition Sciences Bachelor's Degree 3 34% cheaper
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 2 6% cheaper
Chemistry, General Bachelor's Degree 2 29% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 2 17% cheaper


Use the calculators below to formulate a college savings plan for Texas Woman's University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Texas Woman's University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Texas Woman's University student loan.

Prepayment Option

About Texas Woman's University

Texas Woman's University is a four year public college located in Denton, Texas.  Full time enrollment is 9,049 and part time is 6,606.

Students attending this school may pursue both undergraduate and graduate degrees.

Texas Woman's University
304 Administration Dr
Denton, Texas

For Profit / Not For Profit Status

Texas Woman's University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Texas Woman's University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=229179 IPEDS survey data.