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Annual Costs

Undergraduate Tuition

University of Mary Washington tuition is $6,032 per year for in-state residents. This is 15% cheaper than the national average public four year tuition of $7,056. The cost is 70% cheaper than the average Virginia tuition of $20,337 for 4 year colleges. Tuition ranks 5th in Virginia amongst 4 year colleges for affordability and is the 54th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $21,278 which represents a 253% premium.

The school charges an additional fees of $6,096 in addition to tuition bringing the total effective in-state tuition to $12,128.

Housing Costs

On campus room and board is provided by the school at a cost of $10,911 per academic year. Students electing to live off campus elsewhere in Fredericksburg should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

If living on-campus, students should budget for $3,231 in additional living expenses. Off-campus students should budget for $3,231 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Virginia residents to go to Mary Washington College is $27,470 for the 2017/2018 academic year. Out-of-state students who don't have Virginia residence can expect a one year cost of $42,716.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of Mary Washington and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Mary Washington
Estimated Budgets
Virginia Resident Total Budget $27,470
   In-State Tuition$6,032
   Other Fees$6,096
   Room and Board$10,911
   On-Campus Other Budget$3,231
   Books and Supplies$1,200
Non-Resident Total Budget $42,716
   Out-of-State Tuition$21,278
   Other Fees$6,096
   Room and Board$10,911
   On-Campus Other Budget$3,231
   Books and Supplies$1,200

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $27,470 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Mary Washington College net price for in-state students is $16,780* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

32% of University of Mary Washington students received grant aid in 2014/2015. The average total aid amount was $6,226. 15 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,828. To apply for a Pell Grant to attend University of Mary Washington, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Mary Washington
Financial Aid Summary
Average Annual Net Price$16,780*
Percent of Students Receiving Grant Aid32%
Average Total Grant Aid$6,226
Percent of Students Receiving Pell Grants15%
Average Amount of Pell Grant Aid$3,828

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$13,194
$30,001 to $48,000$14,137
$48,001 to $75,000$19,818
$75,001 to $110,000$23,129
$110,000+$23,371

Average Financial Aid Mix - $27,470 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $27,470. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

26%
23%
52%

Grants and Scholarships

 26% - $6,226

Money granted to you by the U.S. Department of Education, University of Mary Washington or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 23% - $5,462

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 52% -  $12,551

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of Mary Washington
George Mason University43.8% more expensive
St Mary's College of Maryland93.1% more expensive
James Madison University3.6% more expensive
West Chester University of Pennsylvania24.2% more expensive
Rowan University60.1% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Mary Washington.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Mary Washington College is $109,880 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,344 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $49,376**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $137,350 or $61,720 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Mary Washington.

Virginia Resident Tuition Per Semester$3,016
Virginia Resident Total Cost Per Semester$13,735
Non-Virginia Resident Tuition Per Semester$10,639
Non-Virginia Resident Total Cost Per Semester$21,358

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Mary Washington are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Mary Washington
Price per credit hour for Virginia residents$432
Cost for one class for Virginia residents (3 credit hours)$1,296
Price per credit hour for out of state residents$1,064
Cost for one class for out of state residents (3 credit hours)$3,192
Cost for one class for out of state residents (4 credit hours)$4,256

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 48% of University of Mary Washington students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,462. The reported average student debt upon graduation is $23,700.

Example Loan Payments and Costs

How much are student loan payments for University of Mary Washington? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $49,376, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $61,264.29. This could be your effective total out of pocket cost of an education at University of Mary Washington. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 32% of students at this school who receive financial aid and you are paying an average annual net price of $12,344. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Mary Washington student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Mary Washington Student Loan Payments
Example Payments
Monthly Loan Payment$510.54
Amount Borrowed$49,376.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$11,888.29
Sum of All Payments over 10 years$61,264.29

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Mary Washington College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Mary Washington, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $61,264.29 would be needed to afford a $510.54 monthly payment in the example $49,376.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Mary Washington in the future? In the past four years, this school's published in-state tuition and fee total rose from $4,686 to $6,032. This amounts to an average annual price increase of 5.7%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $109,880.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Mary Washington.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$37,778$151,111
Estimated Cost in 10 years for students enrolling in 2029$48,215$192,860
Estimated Cost in 15 years for students enrolling in 2034 $61,536$246,143
Estimated Cost in 18 years for students enrolling in 2037 $71,235$284,942

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Mary Washington to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 92 2% costlier
Liberal Arts and Sciences, General Studies and Humanities, Other Bachelor's Degree 42 2% costlier
Fine Arts and Art Studies, Other Bachelor's Degree 17 6% cheaper
Chemistry, General Bachelor's Degree 17 3% costlier
English Language and Literature, General Bachelor's Degree 16 6% costlier
International Relations and Affairs Bachelor's Degree 12 9% cheaper
Political Science and Government, General Bachelor's Degree 10 3% costlier
Foreign Languages and Literatures, General Bachelor's Degree 8 7% costlier
Philosophy and Religious Studies, Other Bachelor's Degree 8 6% costlier
Economics, General Bachelor's Degree 8 5% cheaper
Business Administration and Management, General Bachelor's Degree 7 24% costlier
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 6 19% cheaper
Anthropology Bachelor's Degree 5 5% cheaper
Psychology, General Bachelor's Degree 5 6% costlier
Sociology Bachelor's Degree 5 4% costlier
Mathematics, General Bachelor's Degree 4 4% costlier
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 4 6% costlier
Biology/Biological Sciences, General Bachelor's Degree 4 6% costlier
American/United States Studies/Civilization Bachelor's Degree 3 18% cheaper
Geography Bachelor's Degree 3 16% costlier
Computer and Information Sciences, General Bachelor's Degree 3 16% costlier
Historic Preservation and Conservation Bachelor's Degree 2 3% costlier
Music, General Bachelor's Degree 2 3% costlier
Physics, General Bachelor's Degree 2 3% cheaper
Visual and Performing Arts, General Bachelor's Degree 2 5% costlier
Art History, Criticism and Conservation Bachelor's Degree 2 13% cheaper
History, General Bachelor's Degree 1 4% costlier
Physical Sciences, Other Bachelor's Degree 1 1% cheaper

Calculators

Use the calculators below to formulate a college savings plan for University of Mary Washington or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Mary Washington in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Mary Washington student loan.

Prepayment Option

About University of Mary Washington

University of Mary Washington is a four year public college located in Fredericksburg, Virginia.  Full time enrollment is 3,992 and part time is 734.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
University of Mary Washington
1301 College Ave
Fredericksburg, Virginia
22401-5300

For Profit / Not For Profit Status

University of Mary Washington is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Mary Washington cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=232681 IPEDS survey data.