Tuition and Cost to Attend South Puget Sound Community College

Annual Total Cost

The total list price for in-state Washington residents to go to South Puget Sound Community College is $14,988 for the 2013/2014 academic year. Out-of-state students who don't possess Washington residence can expect a one year cost of $20,379. Students residing at home with parents providing food and housing can expect a total cost of $5,496.

Undergraduate Tuition

South Puget Sound Community College tuition is $4,200 per year for in-state residents. This is 32% more expensive than the national average public two year tuition of $3,176. The cost is $838 and 17% cheaper than the average Washington tuition of $5,038 for 2 year colleges. Tuition ranks 26th in Washington amongst 2 year colleges for affordability and is the 8th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $9,591 which represents a 128% premium.

The school charges an additional fees of $270 in addition to tuition bringing the total effective in-state tuition to $4,470.

Housing Costs

South Puget Sound Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Olympia area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $9,492.

Books and Supplies

The estimated annual cost for books and supplies is $1,026.

Costs and Tuition for South Puget Sound Community College
Expenditure Price
Washington Resident Total Cost (Off Campus Housing)$14,988
   In-State Tuition$4,200
   Other Fees$270
   Off-Campus Housing Estimate$9,492
   Books and Supplies$1,026
Washington Resident Total Cost (Living with Parents)$5,496
   In-State Tuition$4,200
   Other Fees$270
   Family Provided Room and Board$0
   Books and Supplies$1,026

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $14,988 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported South Puget Sound Community College net price for in-state students receiving aid was $5,696* for the 2010/2011 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

36% of South Puget Sound Community College students received grant aid in 2010/2011. The average total aid amount was $4,481. 29 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $3,566. To apply for a Pell Grant to attend South Puget Sound Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for South Puget Sound Community College
Financial Aid Summary
Average Annual Net Price$5,696*
Percent of Students Receiving Grant Aid36%
Average Total Grant Aid$4,481
Percent of Students Receiving Pell Grants29%
Average Amount of Pell Grant Aid$3,566

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000$6,139
$30,001 to $48,000$7,055
$48,001 to $75,000$9,785
$75,001 to $110,000$11,234
$110,000+$11,543

Average Financial Aid Mix - $14,988 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $14,988. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

30%
35%
35%

Grants and Scholarships

 30% - $4,481

Money granted to you by the U.S. Department of Education, South Puget Sound Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 35% - $5,300

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 35% -  $5,207

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at South Puget Sound Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at South Puget Sound Community College is $29,976 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $5,696 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $11,392**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at South Puget Sound Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at South Puget Sound Community College
Price per credit hour for Washington residents$95
Cost for one class for Washington residents (3 credit hours)$285
Price per credit hour for out of state residents$266
Cost for one class for out of state residents (3 credit hours)$798
Cost for one class for out of state residents (4 credit hours)$1,064



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 11% of South Puget Sound Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,300.

Example Loan Payments and Costs

How much are student loan payments for South Puget Sound Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $11,392, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $14,273.46. This could be your effective total out of pocket cost of an education at South Puget Sound Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 36% of students at this school who receive financial aid and you are paying an average annual net price of $5,696. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our South Puget Sound Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

South Puget Sound Community College Student Loan Payments
Example Payments
Monthly Loan Payment$118.95
Amount Borrowed$11,392.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$2,881.46
Sum of All Payments over 10 years$14,273.46

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend South Puget Sound Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending South Puget Sound Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $14,273.46 would be needed to afford a $118.95 monthly payment in the example $11,392.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to South Puget Sound Community College in the future? In the past five years, this school's published in-state tuition and fee total rose from $2,700 to $3,585. This amounts to an average annual price increase of 6.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $29,976.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for South Puget Sound Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$19,607$39,214
Estimated Cost in 10 years for students enrolling in 2024$25,024$50,048
Estimated Cost in 15 years for students enrolling in 2029 $31,938$63,876
Estimated Cost in 18 years for students enrolling in 2032 $36,972$73,944

Tuition History

What was tuition at South Puget Sound Community College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$3,026$8,246 7.2%
2009$2,824$8,038 1.5%
2008$2,781$7,989 4.3%
2007$2,667$7,748 0.8%
2006$2,645$7,837 17.6%
2005$2,250$7,628 1.1%
2004$2,226$7,797 11.1%
2003$2,003$7,154 7.7%
2002$1,859$6,801 6.6%
2001$1,744$6,562 4.4%
2000$1,671$6,546 8.3%
1999$1,543$5,820 0%
1998$1,543$5,820 10.3%
1997$1,399$5,505 4%
1996$1,345$5,293 4%
1995$1,293$5,091 14.9%
1994$1,125$4,425 12.6%
1993$999$3,939 5.7%
1992$945$3,717 10.5%
1991$855$3,345 4%
1990$822$3,234 0%

Comparable Cost for Popular Majors

We've compared the out of state total cost of the most popular undergraduate areas of study at South Puget Sound Community College to the national average for colleges offering each major. This demonstrats particular programs where this school may offer more value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 614 1% costlier
Registered Nursing/Registered Nurse Associate's Degree 71 9% costlier
Business/Commerce, General Associate's Degree 45 1% costlier
Physical Sciences Associate's Degree 28 12% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 26 11% costlier
Business Administration and Management, General Associate's Degree 25 2% costlier
Drafting and Design Technology/Technician, General Associate's Degree 22 29% costlier
Dental Assisting/Assistant Associate's Degree 21 10% costlier
Medical/Clinical Assistant Associate's Degree 21 3% costlier
Elementary Education and Teaching Associate's Degree 15 23% costlier
Office Management and Supervision Associate's Degree 14 16% costlier
Data Processing and Data Processing Technology/Technician Associate's Degree 13 24% costlier
Computer Systems Networking and Telecommunications Associate's Degree 13 5% costlier
Fire Science/Fire-fighting Associate's Degree 10 22% costlier
Legal Assistant/Paralegal Associate's Degree 10 4% costlier
Surveying Technology/Surveying Associate's Degree 9 7% costlier
Medical Administrative/Executive Assistant and Medical Secretary Associate's Degree 8 12% costlier
Early Childhood Education and Teaching Associate's Degree 8 16% costlier
Welding Technology/Welder Associate's Degree 7 23% costlier
Culinary Arts/Chef Training Associate's Degree 6 0% cheaper
Data Modeling/Warehousing and Database Administration Associate's Degree 5 21% costlier
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 5 22% costlier
Applied Horticulture/Horticulture Operations, General Associate's Degree 3 13% costlier
Computer Programming/Programmer, General Associate's Degree 3 17% costlier
Legal Administrative Assistant/Secretary Associate's Degree 2 13% costlier
Data Entry/Microcomputer Applications, General Associate's Degree 2 7% costlier
Biology/Biological Sciences, General Associate's Degree 1 22% costlier

Calculators

Use the calculators below to formulate a college savings plan for South Puget Sound Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford South Puget Sound Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a South Puget Sound Community College student loan.

Prepayment Option

About South Puget Sound Community College

South Puget Sound Community College is a two year community college located in Olympia, Washington.  Full time enrollment is 2,378 and part time is 2,678.  South Puget Sound Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
South Puget Sound Community College
2011 Mottman Rd SW
Olympia, Washington
98512-6292

For Profit / Not For Profit Status

South Puget Sound Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

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