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Annual Costs

Undergraduate Tuition

Southern West Virginia Community and Technical College tuition is $3,504 per year for in-state residents. This is 1% cheaper than the national average public two year tuition of $3,532. The cost is 49% cheaper than the average West Virginia tuition of $6,893 for 2 year colleges. Tuition ranks 4th in West Virginia amongst 2 year colleges for affordability and is the 14th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $5,761 which represents a 64% premium.

The school charges an additional fees of $220 in addition to tuition bringing the total effective in-state tuition to $3,724.

Housing Costs

Southern West Virginia Community and Technical College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Mount Gay area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $4,800.

Books and Supplies

The estimated annual cost for books and supplies is $1,800.

Other Living Expenses

Off-campus students should budget for $4,500 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state West Virginia residents to go to Southern West Virginia Community and Technical College is $14,824 for the 2017/2018 academic year. Out-of-state students who don't have West Virginia residence can expect a one year cost of $17,081. Students residing at home with parents providing food and housing should budget a total cost of $10,024.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Southern West Virginia Community and Technical College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Southern West Virginia Community and Technical College
Estimated Budgets
West Virginia Resident Total Budget (Living Off Campus)$14,824
   In-State Tuition$3,504
   Other Fees$220
   Off-Campus Housing Budget$4,800
   Off-Campus Other Budget$4,500
   Books and Supplies$1,800
West Virginia Resident Total Budget (Living with Parents)$10,024
   In-State Tuition$3,504
   Other Fees$220
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,500
   Books and Supplies$1,800

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $14,824 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Southern West Virginia Community and Technical College net price for in-state students is $6,576* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

71% of Southern West Virginia Community and Technical College students received grant aid in 2014/2015. The average total aid amount was $5,501. 62 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,527. To apply for a Pell Grant to attend Southern West Virginia Community and Technical College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Southern West Virginia Community and Technical College
Financial Aid Summary
Average Annual Net Price$6,576*
Percent of Students Receiving Grant Aid71%
Average Total Grant Aid$5,501
Percent of Students Receiving Pell Grants62%
Average Amount of Pell Grant Aid$4,527

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$5,734
$30,001 to $48,000$6,731
$48,001 to $75,000$9,241
$75,001 to $110,000$11,034
$110,000+$11,774

Average Financial Aid Mix - $14,824 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $14,824. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

53%
20%
27%

Grants and Scholarships

 53% - $5,501

Money granted to you by the U.S. Department of Education, Southern West Virginia Community and Technical College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 20% - $2,079

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 27% -  $2,744

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Southern West Virginia Community and Technical College
Kanawha Valley Community and Technical College1.6% more expensive
Big Sandy Community and Technical College11% more expensive
Mountwest Community and Technical College6.8% more expensive
Bridgemont Community and Technical College1.6% more expensive
New River Community and Technical College13.2% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Southern West Virginia Community and Technical College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Southern West Virginia Community and Technical College is $29,648 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $926 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $1,852**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Southern West Virginia Community and Technical College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Southern West Virginia Community and Technical College
Price per credit hour for West Virginia residents$146
Cost for one class for West Virginia residents (3 credit hours)$438
Price per credit hour for out of state residents$240
Cost for one class for out of state residents (3 credit hours)$720
Cost for one class for out of state residents (4 credit hours)$960

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 3% of Southern West Virginia Community and Technical College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $2,079.

Example Loan Payments and Costs

How much are student loan payments for Southern West Virginia Community and Technical College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $1,852, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $2,297.91. This could be your effective total out of pocket cost of an education at Southern West Virginia Community and Technical College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 71% of students at this school who receive financial aid and you are paying an average annual net price of $926. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Southern West Virginia Community and Technical College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Southern West Virginia Community and Technical College Student Loan Payments
Example Payments
Monthly Loan Payment$19.15
Amount Borrowed$1,852.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$445.91
Sum of All Payments over 10 years$2,297.91

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Southern West Virginia Community and Technical College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Southern West Virginia Community and Technical College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $2,297.91 would be needed to afford a $19.15 monthly payment in the example $1,852.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Southern West Virginia Community and Technical College in the future? In the past four years, this school's published in-state tuition and fee total rose from $2,320 to $3,504. This amounts to an average annual price increase of 10.2%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $29,648.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Southern West Virginia Community and Technical College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$19,393$38,785
Estimated Cost in 10 years for students enrolling in 2029$24,750$49,501
Estimated Cost in 15 years for students enrolling in 2034 $31,588$63,177
Estimated Cost in 18 years for students enrolling in 2037 $36,568$73,135

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Southern West Virginia Community and Technical College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Associate's Degree 60 15% cheaper
Liberal Arts and Sciences/Liberal Studies Associate's Degree 33 23% cheaper
Business Administration and Management, General Associate's Degree 16 21% cheaper
Clinical/Medical Laboratory Technician Associate's Degree 14 8% cheaper
Respiratory Care Therapy/Therapist Associate's Degree 13 12% cheaper
Information Technology Associate's Degree 10 11% cheaper
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 10 19% cheaper
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 9 13% cheaper
Surgical Technology/Technologist Associate's Degree 7 12% cheaper
Criminal Justice/Safety Studies Associate's Degree 6 11% cheaper
Accounting Associate's Degree 5 16% cheaper
General Studies Associate's Degree 5 19% cheaper
Child Care and Support Services Management Associate's Degree 4 6% cheaper
Cosmetology/Cosmetologist, General Associate's Degree 4 7% cheaper
Executive Assistant/Executive Secretary Associate's Degree 4 2% cheaper
Mining Technology/Technician Associate's Degree 4 14% cheaper
Health Aide Associate's Degree 3 26% costlier
Liberal Arts and Sciences, General Studies and Humanities, Other Associate's Degree 2 26% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Southern West Virginia Community and Technical College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Southern West Virginia Community and Technical College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Southern West Virginia Community and Technical College student loan.

Prepayment Option

About Southern West Virginia Community and Technical College

Southern West Virginia Community and Technical College is a two year community college located in Mount Gay, West Virginia.  Full time enrollment is 1,196 and part time is 484.  Southern West Virginia Community and Technical College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
Southern West Virginia Community and Technical College
Dempsey Branch Road
Mount Gay, West Virginia
25637

For Profit / Not For Profit Status

Southern West Virginia Community and Technical College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Southern West Virginia Community and Technical College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=237817 IPEDS survey data.