The annual total list price cost to go to Carthage was $47,740 for the 2014/2015 academic year. The cost is the same for all students regardless of Wisconsin residence status as there is no in-state discount.
Tuition for Carthage College is $36,570 for the 2014/2015 academic year. This is 45% more expensive than the national average private non-profit four year college tuition of $25,229. The cost is $18,957 and 108% more expensive than the average Wisconsin tuition of $17,613 for 4 year colleges. Tuition ranks 57th in Wisconsin amongst 4 year colleges for affordability and is the 3rd most expensive 4 year college in the state. Price does not vary by residence.
On campus room and board is provided by the school at a cost of $9,970 per academic year. Students electing to live off campus elsewhere in Kenosha should budget at least this amount.
The estimated annual cost for books and supplies is $1,200.
|Wisconsin Resident Total Cost||$47,740|
|Room and Board||$9,970|
|Books and Supplies||$1,200|
|Non-Resident Total Cost||$47,740|
|Room and Board||$9,970|
|Books and Supplies||$1,200|
All price data are reprinted from the U.S. Department of Education's 2014-2015 and 2013-2014 IPEDS Survey and represent reported costs for the 2014-2015 and 2013-2014 academic years.
Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $47,740 published price if scholarship or grant aid is made available to you.
The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Carthage net price for in-state students $26,572* for the 2013/2014 academic year. This net price includes housing and meal expenses.
100% of Carthage College students received grant aid in 2013/2014. The average total aid amount was $18,361. 28 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2013/2014 was $4,068. To apply for a Pell Grant to attend Carthage College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).
|Financial Aid Summary|
|Average Annual Net Price||$26,572*|
|Percent of Students Receiving Grant Aid||100%|
|Average Total Grant Aid||$18,361|
|Percent of Students Receiving Pell Grants||28%|
|Average Amount of Pell Grant Aid||$4,068|
The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2013-2014 academic year.
|Family Income||Avg. Net Price|
|$0 to $30,000||$27,740|
|$30,001 to $48,000||$29,853|
|$48,001 to $75,000||$31,912|
|$75,001 to $110,000||$32,482|
CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $47,740. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.
Money granted to you by the U.S. Department of Education, Carthage College or other organizations. These are not loans and do not need to be repaid.
Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.
Covered by family savings, work or private student loans which you will have to repay.
*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2013-2014 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.
Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.
|School||Cost vs. Carthage College|
|Wisconsin Lutheran College||29.4% less expensive|
|Cardinal Stritch University||29.1% less expensive|
|North Park University||32.9% less expensive|
|Concordia University Chicago||23.2% less expensive|
|Elmhurst College||7.8% less expensive|
When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Carthage College.
At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Carthage is $190,960 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.
A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $26,310 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $105,240**
If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $238,700 or $131,550 using an average net price.
**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2013-2014 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.
Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Carthage College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.
|Price per credit hour||$440|
|Cost for one class (3 credit hours)||$1,320|
|Cost for one class (4 credit hours)||$1,760|
The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 90% of Carthage College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,354.
How much are student loan payments for Carthage College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.
The following are the costs for a loan if you borrowed $105,240, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $129,608.24. This could be your effective total out of pocket cost of an education at Carthage College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 100% of students at this school who receive financial aid and you are paying an average annual net price of $26,310. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Carthage College student loan calculator below to change loan assumptions and recalculate.
Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.
|Monthly Loan Payment||$1,080.07|
|Number of Monthly Payments||120|
|Total Interest Cost||$24,368.24|
|Sum of All Payments over 10 years||$129,608.24|
Can I afford to attend Carthage? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Carthage College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.
Using the 10% of salary threshold, an annual income of $129,608.24 would be needed to afford a $1,080.07 monthly payment in the example $105,240.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.
What will it cost to send your child to Carthage College in the future? In the past five years, this school's published in-state tuition and fee total rose from $23,650 to $31,300. This amounts to an average annual price increase of 6.5%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $190,960.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Carthage College.
|Annual||4 Year Degree|
|Estimated Cost in 5 years for students enrolling in 2020||$65,654||$262,615|
|Estimated Cost in 10 years for students enrolling in 2025||$83,793||$335,170|
|Estimated Cost in 15 years for students enrolling in 2030||$106,943||$427,771|
|Estimated Cost in 18 years for students enrolling in 2033||$123,800||$495,199|
What was tuition at Carthage five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.
We've compared the out of state cost of the most popular undergraduate areas of study at Carthage College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.
|Area of Study||Graduates||vs National Avg|
|Elementary Education and Teaching Bachelor's Degree||68||51% costlier|
|Special Education and Teaching, Other Bachelor's Degree||29||52% costlier|
|Social Work Bachelor's Degree||24||49% costlier|
|Marketing Research Bachelor's Degree||17||47% costlier|
|Chemistry, General Bachelor's Degree||17||30% costlier|
|Business Administration and Management, General Bachelor's Degree||11||56% costlier|
|Drama and Dramatics/Theatre Arts, General Bachelor's Degree||10||27% costlier|
|Geography Bachelor's Degree||7||45% costlier|
|Social Sciences, General Bachelor's Degree||7||41% costlier|
|Economics, Other Bachelor's Degree||7||4% costlier|
|Psychology, General Bachelor's Degree||6||34% costlier|
|Speech Communication and Rhetoric Bachelor's Degree||5||36% costlier|
|History, General Bachelor's Degree||5||32% costlier|
|Public Relations, Advertising, and Applied Communication Bachelor's Degree||5||37% costlier|
|English Language and Literature, General Bachelor's Degree||5||34% costlier|
|Neuroscience Bachelor's Degree||4||5% cheaper|
|Fine/Studio Arts, General Bachelor's Degree||4||25% costlier|
|Athletic Training/Trainer Bachelor's Degree||4||42% costlier|
|Graphic Design Bachelor's Degree||3||38% costlier|
|International Economics Bachelor's Degree||2||6% costlier|
|Religion/Religious Studies Bachelor's Degree||2||14% costlier|
|Music, General Bachelor's Degree||2||31% costlier|
|Biology/Biological Sciences, General Bachelor's Degree||2||33% costlier|
|Finance, General Bachelor's Degree||2||44% costlier|
|Mathematics, General Bachelor's Degree||2||31% costlier|
|German Language and Literature Bachelor's Degree||2||15% costlier|
|Philosophy Bachelor's Degree||2||20% costlier|
|Art History, Criticism and Conservation Bachelor's Degree||2||10% costlier|
|Spanish Language and Literature Bachelor's Degree||2||26% costlier|
|Environmental Science Bachelor's Degree||1||27% costlier|
|Japanese Language and Literature Bachelor's Degree||1||4% costlier|
|Kinesiology and Exercise Science Bachelor's Degree||1||40% costlier|
|French Language and Literature Bachelor's Degree||1||18% costlier|
|Computer and Information Sciences, General Bachelor's Degree||1||46% costlier|
|Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree||1||3% costlier|
|Physics, Other Bachelor's Degree||1||15% costlier|
|Sociology Bachelor's Degree||1||31% costlier|
|Criminal Justice/Law Enforcement Administration Bachelor's Degree||1||70% costlier|
|Chinese Language and Literature Bachelor's Degree||1||2% costlier|
|Asian Studies/Civilization Bachelor's Degree||1||4% costlier|
|Information Science/Studies Bachelor's Degree||1||41% costlier|
|Political Science and Government, General Bachelor's Degree||1||30% costlier|
|Accounting Bachelor's Degree||1||45% costlier|
Use the calculators below to formulate a college savings plan for Carthage College or model a student loan.
Carthage College is a four year private college located in Kenosha, Wisconsin. The school is affiliated with the Evangelical Lutheran Church faith. Full time enrollment is 2,532 and part time is 478. For the 2011/2012 school year, the school received 7,274 applicants. 5,099 were admitted and 727 enrolled.
Students attending this school may pursue both undergraduate and graduate degrees.Address
Carthage College is a private not for profit institution.
Carthage College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=238476 IPEDS survey data.