Annual Costs

Undergraduate Tuition

University of Wisconsin Oshkosh tuition is $6,422 per year for in-state residents. This is 9% cheaper than the national average public four year tuition of $7,056. The cost is 67% cheaper than the average Wisconsin tuition of $19,200 for 4 year colleges. Tuition ranks 6th in Wisconsin amongst 4 year colleges for affordability and is the 49th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $13,995 which represents a 118% premium.

The school charges an additional fees of $1,165 in addition to tuition bringing the total effective in-state tuition to $7,587.

Housing Costs

On campus room and board is provided by the school at a cost of $7,792 per academic year. Students electing to live off campus elsewhere in Oshkosh should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,000.

Other Living Expenses

If living on-campus, students should budget for $2,700 in additional living expenses. Off-campus students should budget for $2,700 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Wisconsin residents to go to UWO is $19,079 for the 2017/2018 academic year. Out-of-state students who don't have Wisconsin residence can expect a one year cost of $26,652.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of Wisconsin Oshkosh and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Wisconsin Oshkosh
Estimated Budgets
Wisconsin Resident Total Budget $19,079
   In-State Tuition$6,422
   Other Fees$1,165
   Room and Board$7,792
   On-Campus Other Budget$2,700
   Books and Supplies$1,000
Non-Resident Total Budget $26,652
   Out-of-State Tuition$13,995
   Other Fees$1,165
   Room and Board$7,792
   On-Campus Other Budget$2,700
   Books and Supplies$1,000


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $19,079 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported UWO net price for in-state students is $12,171* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

51% of University of Wisconsin Oshkosh students received grant aid in 2014/2015. The average total aid amount was $3,677. 28 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,951. To apply for a Pell Grant to attend University of Wisconsin Oshkosh, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Wisconsin Oshkosh
Financial Aid Summary
Average Annual Net Price$12,171*
Percent of Students Receiving Grant Aid51%
Average Total Grant Aid$3,677
Percent of Students Receiving Pell Grants28%
Average Amount of Pell Grant Aid$3,951

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$9,280
$30,001 to $48,000$10,977
$48,001 to $75,000$14,696
$75,001 to $110,000$16,985

Average Financial Aid Mix - $19,079 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $19,079. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 22% - $3,677

Money granted to you by the U.S. Department of Education, University of Wisconsin Oshkosh or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 33% - $5,348

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 45% -  $7,354

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of Wisconsin Oshkosh
University of Wisconsin Green Bay1.9% less expensive
University of Wisconsin Stevens Point4.3% more expensive
University of Wisconsin Platteville0.1% less expensive
Ferris State University81.1% more expensive
Northern Michigan University48.4% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Wisconsin Oshkosh.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at UWO is $76,316 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $10,548 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $42,192**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $95,395 or $52,740 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Wisconsin Oshkosh.

Wisconsin Resident Tuition Per Semester$3,211
Wisconsin Resident Total Cost Per Semester$9,540
Non-Wisconsin Resident Tuition Per Semester$6,998
Non-Wisconsin Resident Total Cost Per Semester$13,326

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Wisconsin Oshkosh are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Wisconsin Oshkosh
Price per credit hour for Wisconsin residents$268
Cost for one class for Wisconsin residents (3 credit hours)$804
Price per credit hour for out of state residents$583
Cost for one class for out of state residents (3 credit hours)$1,749
Cost for one class for out of state residents (4 credit hours)$2,332


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 67% of University of Wisconsin Oshkosh students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,348. The reported average student debt upon graduation is $25,343.

Example Loan Payments and Costs

How much are student loan payments for University of Wisconsin Oshkosh? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $42,192, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $52,350.60. This could be your effective total out of pocket cost of an education at University of Wisconsin Oshkosh. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 51% of students at this school who receive financial aid and you are paying an average annual net price of $10,548. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Wisconsin Oshkosh student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Wisconsin Oshkosh Student Loan Payments
Example Payments
Monthly Loan Payment$436.25
Amount Borrowed$42,192.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$10,158.60
Sum of All Payments over 10 years$52,350.60

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend UWO? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Wisconsin Oshkosh, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $52,350.60 would be needed to afford a $436.25 monthly payment in the example $42,192.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Wisconsin Oshkosh in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $76,316.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Wisconsin Oshkosh.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$26,238$104,952
Estimated Cost in 10 years for students enrolling in 2029$33,487$133,949
Estimated Cost in 15 years for students enrolling in 2034 $42,739$170,956
Estimated Cost in 18 years for students enrolling in 2037 $49,476$197,903

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Wisconsin Oshkosh to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Bachelor's Degree 221 26% cheaper
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 88 34% cheaper
Human Services, General Bachelor's Degree 71 24% cheaper
English Language and Literature, General Bachelor's Degree 58 34% cheaper
Social Work Bachelor's Degree 47 26% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 43 24% cheaper
Fine/Studio Arts, General Bachelor's Degree 34 38% cheaper
Computer and Information Sciences, General Bachelor's Degree 24 28% cheaper
Elementary Education and Teaching Bachelor's Degree 22 25% cheaper
Special Education and Teaching, General Bachelor's Degree 20 25% cheaper
Accounting Bachelor's Degree 19 28% cheaper
Management Information Systems, General Bachelor's Degree 18 27% cheaper
Music, General Bachelor's Degree 17 35% cheaper
Social Science Teacher Education Bachelor's Degree 16 16% cheaper
Economics, General Bachelor's Degree 15 40% cheaper
Kinesiology and Exercise Science Bachelor's Degree 15 31% cheaper
Science Teacher Education/General Science Teacher Education Bachelor's Degree 12 22% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 12 36% cheaper
Finance, General Bachelor's Degree 11 28% cheaper
Marketing/Marketing Management, General Bachelor's Degree 10 27% cheaper
Athletic Training/Trainer Bachelor's Degree 9 29% cheaper
Philosophy Bachelor's Degree 8 41% cheaper
Operations Management and Supervision Bachelor's Degree 8 18% cheaper
Human Resources Development Bachelor's Degree 7 23% cheaper
History, General Bachelor's Degree 7 35% cheaper
Environmental Studies Bachelor's Degree 6 45% cheaper
Fire Services Administration Bachelor's Degree 6 9% cheaper
Spanish Language and Literature Bachelor's Degree 6 38% cheaper
Music Teacher Education Bachelor's Degree 6 30% cheaper
Medical Microbiology and Bacteriology Bachelor's Degree 6 23% cheaper
Political Science and Government, General Bachelor's Degree 5 36% cheaper
French Language and Literature Bachelor's Degree 5 42% cheaper
International/Global Studies Bachelor's Degree 4 39% cheaper
Criminal Justice/Safety Studies Bachelor's Degree 4 22% cheaper
Radio and Television Bachelor's Degree 4 31% cheaper
Psychology, General Bachelor's Degree 4 34% cheaper
Speech Communication and Rhetoric Bachelor's Degree 3 33% cheaper
Biology/Biological Sciences, General Bachelor's Degree 3 34% cheaper
Mathematics, General Bachelor's Degree 3 35% cheaper
Women's Studies Bachelor's Degree 2 44% cheaper
Chemistry, General Bachelor's Degree 2 36% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 2 25% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 2 37% cheaper
Religion/Religious Studies Bachelor's Degree 2 44% cheaper
Anthropology Bachelor's Degree 2 41% cheaper
Germanic Languages, Literatures, and Linguistics Bachelor's Degree 2 37% cheaper
Sociology Bachelor's Degree 2 35% cheaper
Art/Art Studies, General Bachelor's Degree 1 32% cheaper
Journalism Bachelor's Degree 1 31% cheaper
Teaching English as a Second or Foreign Language/ESL Language Instructor Bachelor's Degree 1 23% cheaper
Physics, General Bachelor's Degree 1 39% cheaper
City/Urban, Community and Regional Planning Bachelor's Degree 1 35% cheaper
Geology/Earth Science, General Bachelor's Degree 1 36% cheaper
Geography Bachelor's Degree 1 28% cheaper


Use the calculators below to formulate a college savings plan for University of Wisconsin Oshkosh or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Wisconsin Oshkosh in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Wisconsin Oshkosh student loan.

Prepayment Option

About University of Wisconsin Oshkosh

University of Wisconsin Oshkosh is a four year public college located in Oshkosh, Wisconsin.  Full time enrollment is 8,599 and part time is 5,359.

Students attending this school may pursue both undergraduate and graduate degrees.

University of Wisconsin Oshkosh
800 Algoma Blvd
Oshkosh, Wisconsin

For Profit / Not For Profit Status

University of Wisconsin Oshkosh is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Wisconsin Oshkosh cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=240365 IPEDS survey data.