Student Loan Payment Calculator for Alaska Pacific University

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $138,680.00 to attend Alaska Pacific University. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

Alaska Pacific University Student Loan Payments
Example Payments
Monthly Loan Payment$1,470.24
Amount Borrowed$138,680.00
Interest Rate4.99%
Term years
Number of Monthly Payments120
Total Interest Cost$37,748.66
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $176,428.66 to afford the $1,470.24 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Alaska Pacific University student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $1,470.24 $893.56 $576.68 $137,786.44
2 $1,470.24 $897.28 $572.96 $136,889.16
3 $1,470.24 $901.01 $569.23 $135,988.15
4 $1,470.24 $904.75 $565.48 $135,083.40
5 $1,470.24 $908.52 $561.72 $134,174.88
6 $1,470.24 $912.29 $557.94 $133,262.59
7 $1,470.24 $916.09 $554.15 $132,346.50
8 $1,470.24 $919.90 $550.34 $131,426.60
9 $1,470.24 $923.72 $546.52 $130,502.88
10 $1,470.24 $927.56 $542.67 $129,575.31
11 $1,470.24 $931.42 $538.82 $128,643.89
12 $1,470.24 $935.29 $534.94 $127,708.60
13 $1,470.24 $939.18 $531.05 $126,769.41
14 $1,470.24 $943.09 $527.15 $125,826.32
15 $1,470.24 $947.01 $523.23 $124,879.31
16 $1,470.24 $950.95 $519.29 $123,928.36
17 $1,470.24 $954.90 $515.34 $122,973.46
18 $1,470.24 $958.87 $511.36 $122,014.59
19 $1,470.24 $962.86 $507.38 $121,051.73
20 $1,470.24 $966.87 $503.37 $120,084.86
21 $1,470.24 $970.89 $499.35 $119,113.97
22 $1,470.24 $974.92 $495.32 $118,139.05
23 $1,470.24 $978.98 $491.26 $117,160.07
24 $1,470.24 $983.05 $487.19 $116,177.03
25 $1,470.24 $987.14 $483.10 $115,189.89
26 $1,470.24 $991.24 $479.00 $114,198.65
27 $1,470.24 $995.36 $474.88 $113,203.29
28 $1,470.24 $999.50 $470.74 $112,203.78
29 $1,470.24 $1,003.66 $466.58 $111,200.13
30 $1,470.24 $1,007.83 $462.41 $110,192.29
31 $1,470.24 $1,012.02 $458.22 $109,180.27
32 $1,470.24 $1,016.23 $454.01 $108,164.04
33 $1,470.24 $1,020.46 $449.78 $107,143.58
34 $1,470.24 $1,024.70 $445.54 $106,118.88
35 $1,470.24 $1,028.96 $441.28 $105,089.92
36 $1,470.24 $1,033.24 $437.00 $104,056.68
37 $1,470.24 $1,037.54 $432.70 $103,019.15
38 $1,470.24 $1,041.85 $428.39 $101,977.30
39 $1,470.24 $1,046.18 $424.06 $100,931.11
40 $1,470.24 $1,050.53 $419.71 $99,880.58
41 $1,470.24 $1,054.90 $415.34 $98,825.68
42 $1,470.24 $1,059.29 $410.95 $97,766.39
43 $1,470.24 $1,063.69 $406.55 $96,702.69
44 $1,470.24 $1,068.12 $402.12 $95,634.58
45 $1,470.24 $1,072.56 $397.68 $94,562.02
46 $1,470.24 $1,077.02 $393.22 $93,485.00
47 $1,470.24 $1,081.50 $388.74 $92,403.50
48 $1,470.24 $1,085.99 $384.24 $91,317.51
49 $1,470.24 $1,090.51 $379.73 $90,227.00
50 $1,470.24 $1,095.04 $375.19 $89,131.95
51 $1,470.24 $1,099.60 $370.64 $88,032.36
52 $1,470.24 $1,104.17 $366.07 $86,928.19
53 $1,470.24 $1,108.76 $361.48 $85,819.42
54 $1,470.24 $1,113.37 $356.87 $84,706.05
55 $1,470.24 $1,118.00 $352.24 $83,588.05
56 $1,470.24 $1,122.65 $347.59 $82,465.40
57 $1,470.24 $1,127.32 $342.92 $81,338.08
58 $1,470.24 $1,132.01 $338.23 $80,206.07
59 $1,470.24 $1,136.72 $333.52 $79,069.35
60 $1,470.24 $1,141.44 $328.80 $77,927.91
61 $1,470.24 $1,146.19 $324.05 $76,781.72
62 $1,470.24 $1,150.95 $319.28 $75,630.77
63 $1,470.24 $1,155.74 $314.50 $74,475.03
64 $1,470.24 $1,160.55 $309.69 $73,314.48
65 $1,470.24 $1,165.37 $304.87 $72,149.11
66 $1,470.24 $1,170.22 $300.02 $70,978.89
67 $1,470.24 $1,175.08 $295.15 $69,803.80
68 $1,470.24 $1,179.97 $290.27 $68,623.83
69 $1,470.24 $1,184.88 $285.36 $67,438.95
70 $1,470.24 $1,189.81 $280.43 $66,249.15
71 $1,470.24 $1,194.75 $275.49 $65,054.40
72 $1,470.24 $1,199.72 $270.52 $63,854.67
73 $1,470.24 $1,204.71 $265.53 $62,649.96
74 $1,470.24 $1,209.72 $260.52 $61,440.25
75 $1,470.24 $1,214.75 $255.49 $60,225.50
76 $1,470.24 $1,219.80 $250.44 $59,005.69
77 $1,470.24 $1,224.87 $245.37 $57,780.82
78 $1,470.24 $1,229.97 $240.27 $56,550.85
79 $1,470.24 $1,235.08 $235.16 $55,315.77
80 $1,470.24 $1,240.22 $230.02 $54,075.55
81 $1,470.24 $1,245.37 $224.86 $52,830.18
82 $1,470.24 $1,250.55 $219.69 $51,579.63
83 $1,470.24 $1,255.75 $214.49 $50,323.87
84 $1,470.24 $1,260.98 $209.26 $49,062.90
85 $1,470.24 $1,266.22 $204.02 $47,796.68
86 $1,470.24 $1,271.48 $198.75 $46,525.19
87 $1,470.24 $1,276.77 $193.47 $45,248.42
88 $1,470.24 $1,282.08 $188.16 $43,966.34
89 $1,470.24 $1,287.41 $182.83 $42,678.93
90 $1,470.24 $1,292.77 $177.47 $41,386.16
91 $1,470.24 $1,298.14 $172.10 $40,088.02
92 $1,470.24 $1,303.54 $166.70 $38,784.48
93 $1,470.24 $1,308.96 $161.28 $37,475.52
94 $1,470.24 $1,314.40 $155.84 $36,161.12
95 $1,470.24 $1,319.87 $150.37 $34,841.25
96 $1,470.24 $1,325.36 $144.88 $33,515.90
97 $1,470.24 $1,330.87 $139.37 $32,185.03
98 $1,470.24 $1,336.40 $133.84 $30,848.62
99 $1,470.24 $1,341.96 $128.28 $29,506.66
100 $1,470.24 $1,347.54 $122.70 $28,159.12
101 $1,470.24 $1,353.14 $117.10 $26,805.98
102 $1,470.24 $1,358.77 $111.47 $25,447.21
103 $1,470.24 $1,364.42 $105.82 $24,082.79
104 $1,470.24 $1,370.09 $100.14 $22,712.69
105 $1,470.24 $1,375.79 $94.45 $21,336.90
106 $1,470.24 $1,381.51 $88.73 $19,955.39
107 $1,470.24 $1,387.26 $82.98 $18,568.13
108 $1,470.24 $1,393.03 $77.21 $17,175.11
109 $1,470.24 $1,398.82 $71.42 $15,776.29
110 $1,470.24 $1,404.64 $65.60 $14,371.65
111 $1,470.24 $1,410.48 $59.76 $12,961.17
112 $1,470.24 $1,416.34 $53.90 $11,544.83
113 $1,470.24 $1,422.23 $48.01 $10,122.60
114 $1,470.24 $1,428.15 $42.09 $8,694.45
115 $1,470.24 $1,434.08 $36.15 $7,260.37
116 $1,470.24 $1,440.05 $30.19 $5,820.32
117 $1,470.24 $1,446.04 $24.20 $4,374.29
118 $1,470.24 $1,452.05 $18.19 $2,922.24
119 $1,470.24 $1,458.09 $12.15 $1,464.15
120 $1,470.24 $1,464.15 $6.09 $0.00