Annual Costs

Undergraduate Tuition

Northern Arizona University tuition is $10,038 per year for in-state residents. This is 44% more expensive than the national average public four year tuition of $7,203. The cost is 28% cheaper than the average Arizona tuition of $14,482 for 4 year colleges. Tuition ranks 7th in Arizona amongst 4 year colleges for affordability and is the 19th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $23,820 which represents a 137% premium.

The school charges an additional fees of $1,021 in addition to tuition bringing the total effective in-state tuition to $11,059.

Housing Costs

On campus room and board is provided by the school at a cost of $9,944 per academic year. Students electing to live off campus elsewhere in Flagstaff should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,000.

Other Living Expenses

If living on-campus, students should budget for $4,920 in additional living expenses. Off-campus students should budget for $5,140 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Arizona residents to go to NAU is $26,923 for the 2018/2019 academic year. Out-of-state students who don't have Arizona residence can expect a one year cost of $40,705.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Northern Arizona University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Northern Arizona University
Estimated Budgets
Arizona Resident Total Budget $26,923
   In-State Tuition$10,038
   Other Fees$1,021
   Room and Board$9,944
   On-Campus Other Budget$4,920
   Books and Supplies$1,000
Non-Resident Total Budget $40,705
   Out-of-State Tuition$23,820
   Other Fees$1,021
   Room and Board$9,944
   On-Campus Other Budget$4,920
   Books and Supplies$1,000


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $26,923 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported NAU net price for in-state students is $12,946* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

70% of Northern Arizona University students received grant aid in 2014/2015. The average total aid amount was $8,780. 35 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,237. To apply for a Pell Grant to attend Northern Arizona University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Northern Arizona University
Financial Aid Summary
Average Annual Net Price$12,946*
Percent of Students Receiving Grant Aid70%
Average Total Grant Aid$8,780
Percent of Students Receiving Pell Grants35%
Average Amount of Pell Grant Aid$4,237

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$10,553
$30,001 to $48,000$11,405
$48,001 to $75,000$14,461
$75,001 to $110,000$16,896

Average Financial Aid Mix - $26,923 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $26,923. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 40% - $8,780

Money granted to you by the U.S. Department of Education, Northern Arizona University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 25% - $5,468

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 35% -  $7,755

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Northern Arizona University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at NAU is $107,692 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $13,131 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $52,524**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $134,615 or $65,655 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Northern Arizona University.

Arizona Resident Tuition Per Semester$5,019
Arizona Resident Total Cost Per Semester$13,462
Non-Arizona Resident Tuition Per Semester$11,910
Non-Arizona Resident Total Cost Per Semester$20,352

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Northern Arizona University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Northern Arizona University
Price per credit hour for Arizona residents$717
Cost for one class for Arizona residents (3 credit hours)$2,151
Price per credit hour for out of state residents$993
Cost for one class for out of state residents (3 credit hours)$2,979
Cost for one class for out of state residents (4 credit hours)$3,972


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 54% of Northern Arizona University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,468. The reported average student debt upon graduation is $23,718.

Example Loan Payments and Costs

How much are student loan payments for Northern Arizona University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $52,524, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $65,170.24. This could be your effective total out of pocket cost of an education at Northern Arizona University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 70% of students at this school who receive financial aid and you are paying an average annual net price of $13,131. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Northern Arizona University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Northern Arizona University Student Loan Payments
Example Payments
Monthly Loan Payment$543.09
Amount Borrowed$52,524.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$12,646.24
Sum of All Payments over 10 years$65,170.24

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend NAU? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Northern Arizona University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $65,170.24 would be needed to afford a $543.09 monthly payment in the example $52,524.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Northern Arizona University in the future? In the past four years, this school's published in-state tuition and fee total rose from $8,454 to $10,038. This amounts to an average annual price increase of 3.7%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $107,692.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Northern Arizona University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$37,025$148,102
Estimated Cost in 10 years for students enrolling in 2030$47,255$189,019
Estimated Cost in 15 years for students enrolling in 2035 $60,310$241,242
Estimated Cost in 18 years for students enrolling in 2038 $69,817$279,268

Tuition History

What was tuition at NAU five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$6,514$12,839 19.9%
2011$5,431$11,691 -18.1%
2010$6,632$17,858 21.7%
2009$5,450$16,548 12.5%
2008$4,844$14,678 6.6%
2007$4,546$13,486 3.5%
2006$4,393$13,023 7.9%
2005$4,073$12,593 15.4%
2004$3,530$12,050 36.6%
2003$2,585$11,105 3.9%
2002$2,488$10,354 6.1%
2001$2,346$8,778 5.4%
2000$2,225$8,341 3%
1999$2,160$8,076 5%
1998$2,058$7,824 2.4%
1997$2,009$7,525 3%
1996$1,950$7,166 3%
1995$1,894$6,746 2.7%
1994$1,844$6,596 20.7%
1993$1,528$6,180 0%
1992$1,528$6,180 3.4%
1991$1,478$5,366 8.5%
1990$1,362$4,954 6.6%
1989$1,278$4,336 6.9%
1988$1,196$4,080 5.3%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Northern Arizona University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Elementary Education and Teaching Bachelor's Degree 390 15% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 200 13% costlier
Interior Design Bachelor's Degree 88 5% costlier
Public Health, General Bachelor's Degree 67 1% cheaper
Dental Hygiene/Hygienist Bachelor's Degree 63 9% costlier
Kinesiology and Exercise Science Bachelor's Degree 52 6% costlier
Mechanical Engineering Bachelor's Degree 41 4% cheaper
Construction Management Bachelor's Degree 40 15% costlier
Social Work Bachelor's Degree 38 13% costlier
Electrical and Electronics Engineering Bachelor's Degree 35 3% cheaper
Advertising Bachelor's Degree 34 5% costlier
Music Teacher Education Bachelor's Degree 30 7% costlier
Anthropology Bachelor's Degree 30 10% cheaper
Design and Visual Communications, General Bachelor's Degree 28 3% costlier
Microbiology, General Bachelor's Degree 26 3% costlier
History Teacher Education Bachelor's Degree 23 17% costlier
Civil Engineering, General Bachelor's Degree 22 4% cheaper
Psychology, General Bachelor's Degree 22 1% costlier
Technical Teacher Education Bachelor's Degree 21 26% costlier
Criminology Bachelor's Degree 19 0% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 19 4% cheaper
Fashion Merchandising Bachelor's Degree 18 8% costlier
Art Teacher Education Bachelor's Degree 18 12% costlier
Environmental Science Bachelor's Degree 17 5% cheaper
Finance, General Bachelor's Degree 17 9% costlier
Public Relations/Image Management Bachelor's Degree 17 3% costlier
Environmental/Environmental Health Engineering Bachelor's Degree 15 14% cheaper
Athletic Training/Trainer Bachelor's Degree 14 8% costlier
Business Administration and Management, General Bachelor's Degree 13 18% costlier
Health Teacher Education Bachelor's Degree 12 15% costlier
Computer Science Bachelor's Degree 12 3% cheaper
Social Sciences, Other Bachelor's Degree 11 13% cheaper
Spanish Language and Literature Bachelor's Degree 11 6% cheaper
Mathematics Teacher Education Bachelor's Degree 10 15% costlier
Physics, General Bachelor's Degree 9 8% cheaper
Marketing/Marketing Management, General Bachelor's Degree 9 12% costlier
Economics, General Bachelor's Degree 7 9% cheaper
Religion/Religious Studies Bachelor's Degree 7 14% cheaper
Communication, Journalism, and Related Programs, Other Bachelor's Degree 6 0% cheaper
Geography Bachelor's Degree 6 10% costlier
Music, General Bachelor's Degree 6 1% cheaper
Accounting Bachelor's Degree 6 9% costlier
Political Science and Government, General Bachelor's Degree 6 2% cheaper
Early Childhood Education and Teaching Bachelor's Degree 5 18% costlier
Public Policy Analysis, General Bachelor's Degree 5 27% cheaper
Zoology/Animal Biology Bachelor's Degree 5 3% costlier
Physical Sciences, Other Bachelor's Degree 5 5% cheaper
Art History, Criticism and Conservation Bachelor's Degree 5 17% cheaper
Journalism Bachelor's Degree 5 5% costlier
Chemistry, General Bachelor's Degree 5 2% cheaper
French Language and Literature Bachelor's Degree 4 12% cheaper
English Language and Literature, General Bachelor's Degree 4 1% costlier
Voice and Opera Bachelor's Degree 4 8% cheaper
Drama and Dance Teacher Education Bachelor's Degree 4 10% costlier
Paleontology Bachelor's Degree 4 14% costlier
Metal and Jewelry Arts Bachelor's Degree 4 10% cheaper
Geographic Information Science and Cartography Bachelor's Degree 4 25% costlier
Music Performance, General Bachelor's Degree 4 2% costlier
Biology Teacher Education Bachelor's Degree 3 21% costlier
Photography Bachelor's Degree 3 9% cheaper
International Relations and Affairs Bachelor's Degree 3 13% cheaper
Biology/Biological Sciences, General Bachelor's Degree 3 1% costlier
Painting Bachelor's Degree 3 8% cheaper
Sociology Bachelor's Degree 3 1% cheaper
Rhetoric and Composition Bachelor's Degree 3 9% costlier
Management Information Systems, General Bachelor's Degree 3 11% costlier
Mathematics, General Bachelor's Degree 2 1% cheaper
Ceramic Arts and Ceramics Bachelor's Degree 2 13% cheaper
History, General Bachelor's Degree 2 1% cheaper
Business/Managerial Economics Bachelor's Degree 2 2% costlier
Philosophy Bachelor's Degree 2 10% cheaper
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 2 1% costlier
Hospitality Administration/Management, General Bachelor's Degree 2 13% costlier
Astronomy Bachelor's Degree 2 22% cheaper
Radio and Television Bachelor's Degree 2 6% costlier
Spanish Language Teacher Education Bachelor's Degree 2 12% costlier
Chemistry, Other Bachelor's Degree 2 3% cheaper
Environmental Studies Bachelor's Degree 1 17% cheaper
Geophysics and Seismology Bachelor's Degree 1 16% cheaper
Geology/Earth Science, General Bachelor's Degree 1 2% cheaper
Parks, Recreation and Leisure Studies Bachelor's Degree 1 17% costlier
Forest Sciences and Biology Bachelor's Degree 1 4% cheaper
Special Education and Teaching, General Bachelor's Degree 1 14% costlier
Animal Behavior and Ethology Bachelor's Degree 1 31% cheaper
Engineering Physics/Applied Physics Bachelor's Degree 1 17% cheaper
Science Technologies/Technicians, Other Bachelor's Degree 1 8% costlier
Women's Studies Bachelor's Degree 1 14% cheaper
Physiology, General Bachelor's Degree 1 3% cheaper
English/Language Arts Teacher Education Bachelor's Degree 1 16% costlier
Evolutionary Biology Bachelor's Degree 1 26% cheaper
German Language and Literature Bachelor's Degree 1 14% cheaper
Botany/Plant Biology Bachelor's Degree 1 1% costlier
Printmaking Bachelor's Degree 1 15% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 1 3% cheaper
American Indian/Native American Studies Bachelor's Degree 1 10% costlier
Wildlife Biology Bachelor's Degree 1 21% costlier
Chemistry Teacher Education Bachelor's Degree 1 14% costlier
Humanities/Humanistic Studies Bachelor's Degree 1 5% cheaper
Ecology Bachelor's Degree 1 6% cheaper
Foreign Languages and Literatures, General Bachelor's Degree 1 2% costlier
Biomedical Sciences, General Bachelor's Degree 1 6% costlier
Sculpture Bachelor's Degree 1 14% cheaper


Use the calculators below to formulate a college savings plan for Northern Arizona University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Northern Arizona University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Northern Arizona University student loan.

Prepayment Option

About Northern Arizona University

Northern Arizona University is a four year public college located in Flagstaff, Arizona.  Full time enrollment is 23,346 and part time is 7,015. Learn more about getting accepted at Northern Arizona University at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Northern Arizona University
Knoles Drive- Babbitt Administrative Center
Flagstaff, Arizona

For Profit / Not For Profit Status

Northern Arizona University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Northern Arizona University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=105330 IPEDS survey data.