Annual Costs

Undergraduate Tuition

Tuition for University of Phoenix Online Campus is $9,467 for the 2018/2019 academic year. This is 34% cheaper than the national average private for-profit four year college tuition of $14,406. The cost is 35% cheaper than the average Arizona tuition of $14,482 for 4 year colleges. Tuition ranks 5th in Arizona amongst 4 year colleges for affordability and is the 21st most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $721 in addition to tuition bringing the total effective in-state tuition to $10,188.

Housing Costs

University of Phoenix Online Campus doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Phoenix area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $5,630.

Books and Supplies

The estimated annual cost for books and supplies is $0.

Other Living Expenses

Off-campus students should budget for $0 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to University of Phoenix-Online Campus was $15,818 for the 2018/2019 academic year. The cost is the same for all students regardless of Arizona residence status as there is no in-state discount. Students residing at home with parents providing food and housing can expect a total cost of $10,188.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for University of Phoenix Online Campus and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Phoenix Online Campus
Estimated Budgets
Arizona Resident Total Budget (Living Off Campus)$15,818
   In-State Tuition$9,467
   Other Fees$721
   Off-Campus Housing Budget$5,630
   Off-Campus Other Budget$0
   Books and Supplies$0
Arizona Resident Total Budget (Living with Parents)$10,188
   In-State Tuition$9,467
   Other Fees$721
   Family Provided Room and Board$0
   With-Family Other Living Budget$0
   Books and Supplies$0
Non-Resident Total Budget (Living Off Campus)$15,818
   Out-of-State Tuition$9,467
   Other Fees$721
   Off-Campus Housing Budget$5,630
   Off-Campus Other Budget$0
   Books and Supplies$0


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $15,818 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported University of Phoenix-Online Campus net price for in-state students is $14,252* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

90% of University of Phoenix Online Campus students received grant aid in 2014/2015. The average total aid amount was $5,362. 87 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $5,270. To apply for a Pell Grant to attend University of Phoenix Online Campus, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Phoenix Online Campus
Financial Aid Summary
Average Annual Net Price$14,252*
Percent of Students Receiving Grant Aid90%
Average Total Grant Aid$5,362
Percent of Students Receiving Pell Grants87%
Average Amount of Pell Grant Aid$5,270

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$14,166
$30,001 to $48,000$15,009
$48,001 to $75,000$16,727
$75,001 to $110,000$18,751

Average Financial Aid Mix - $15,818 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $15,818. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 34% - $5,362

Money granted to you by the U.S. Department of Education, University of Phoenix Online Campus or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 53% - $8,307

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 14% -  $2,149

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. University of Phoenix Online Campus
Collins College57.2% more expensive
University of Phoenix Phoenix Hohokam Campus11.5% more expensive
University of Advancing Technology69.4% more expensive
National Paralegal College17.6% less expensive
Grand Canyon University74.3% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Phoenix Online Campus.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at University of Phoenix-Online Campus is $63,272 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $16,585 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $66,340**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $79,090 or $82,925 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 91% of University of Phoenix Online Campus students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $8,307.

Example Loan Payments and Costs

How much are student loan payments for University of Phoenix Online Campus? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $66,340, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $82,312.73. This could be your effective total out of pocket cost of an education at University of Phoenix Online Campus. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 90% of students at this school who receive financial aid and you are paying an average annual net price of $16,585. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Phoenix Online Campus student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Phoenix Online Campus Student Loan Payments
Example Payments
Monthly Loan Payment$685.94
Amount Borrowed$66,340.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$15,972.73
Sum of All Payments over 10 years$82,312.73

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend University of Phoenix-Online Campus? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Phoenix Online Campus, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $82,312.73 would be needed to afford a $685.94 monthly payment in the example $66,340.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Phoenix Online Campus in the future? In the past four years, this school's published in-state tuition and fee total rose from $9,216 to $9,467. This amounts to an average annual price increase of 0.5%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $63,272.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Phoenix Online Campus.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$21,753$87,014
Estimated Cost in 10 years for students enrolling in 2030$27,764$111,054
Estimated Cost in 15 years for students enrolling in 2035 $35,434$141,736
Estimated Cost in 18 years for students enrolling in 2038 $41,019$164,077

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Phoenix Online Campus to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Office Management and Supervision Associate's Degree 9,817 15% cheaper
Business Administration and Management, General Bachelor's Degree 7,167 54% cheaper
Behavioral Sciences Associate's Degree 4,323 17% cheaper
Medical Office Assistant/Specialist Associate's Degree 3,989 20% cheaper
Corrections and Criminal Justice, Other Associate's Degree 3,855 25% cheaper
Accounting Technology/Technician and Bookkeeping Associate's Degree 2,701 19% cheaper
Teacher Assistant/Aide Associate's Degree 2,689 16% cheaper
Health Information/Medical Records Technology/Technician Associate's Degree 2,385 17% cheaper
Human Services Associate's Degree 1,871 28% cheaper
Registered Nursing/Registered Nurse Bachelor's Degree 1,814 56% cheaper
Accounting and Business/Management Bachelor's Degree 1,799 32% cheaper
Information Technology Associate's Degree 1,360 18% cheaper
Hospital and Health Care Facilities Administration/Management Bachelor's Degree 1,297 31% cheaper
Criminal Justice/Law Enforcement Administration Bachelor's Degree 1,265 50% cheaper
Network and System Administration/Administrator Associate's Degree 1,213 19% cheaper
General Studies Associate's Degree 1,026 25% cheaper
Pharmacy Technician/Assistant Associate's Degree 769 20% cheaper
Marketing/Marketing Management, General Bachelor's Degree 535 57% cheaper
Finance, General Bachelor's Degree 532 57% cheaper
Professional, Technical, Business, and Scientific Writing Associate's Degree 520 32% cheaper
Web/Multimedia Management and Webmaster Associate's Degree 506 17% cheaper
Computer and Information Systems Security/Information Assurance Bachelor's Degree 487 37% cheaper
Computer and Information Sciences, General Bachelor's Degree 424 57% cheaper
Hospitality Administration/Management, General Associate's Degree 415 21% cheaper
Elementary Education and Teaching Bachelor's Degree 350 55% cheaper
Banking and Financial Support Services Associate's Degree 313 19% cheaper
Computer and Information Sciences and Support Services, Other Associate's Degree 303 28% cheaper
Health Information/Medical Records Administration/Administrator Bachelor's Degree 295 50% cheaper
Web Page, Digital/Multimedia and Information Resources Design Associate's Degree 287 21% cheaper
Communication, General Bachelor's Degree 277 59% cheaper
Computer Programming/Programmer, General Associate's Degree 259 15% cheaper
Sport and Fitness Administration/Management Associate's Degree 248 30% cheaper
Operations Management and Supervision Bachelor's Degree 212 52% cheaper
Human Resources Management/Personnel Administration, General Bachelor's Degree 207 55% cheaper
Computer Systems Networking and Telecommunications Bachelor's Degree 207 41% cheaper
Long Term Care Administration/Management Bachelor's Degree 182 33% cheaper
Securities Services Administration/Management Bachelor's Degree 174 43% cheaper
Public Administration Bachelor's Degree 138 54% cheaper
Computer Systems Analysis/Analyst Bachelor's Degree 104 45% cheaper
E-Commerce/Electronic Commerce Bachelor's Degree 90 51% cheaper
Entrepreneurship/Entrepreneurial Studies Bachelor's Degree 80 61% cheaper
Data Modeling/Warehousing and Database Administration Associate's Degree 26 8% cheaper
Health/Health Care Administration/Management Bachelor's Degree 6 52% cheaper
Accounting Bachelor's Degree 4 57% cheaper
English Language and Literature, General Bachelor's Degree 1 61% cheaper


Use the calculators below to formulate a college savings plan for University of Phoenix Online Campus or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Phoenix Online Campus in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Phoenix Online Campus student loan.

Prepayment Option

About University of Phoenix Online Campus

University of Phoenix Online Campus is a four year private college located in Phoenix, Arizona.  Full time enrollment is 252,238 and part time is 0.  University of Phoenix Online Campus has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about University of Phoenix Online Campus at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

University of Phoenix Online Campus
3157 E. Elwood Street
Phoenix, Arizona

For Profit / Not For Profit Status

University of Phoenix Online Campus is a private, for profit school.

University of Phoenix Online Campus cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=372213 IPEDS survey data.