Student Loan Payment Calculator for University of Phoenix Online Campus

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $63,272.00 to attend University of Phoenix Online Campus. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

University of Phoenix Online Campus Student Loan Payments
Example Payments
Monthly Loan Payment$603.68
Amount Borrowed$63,272.00
Interest Rate2.75%
Term years
Number of Monthly Payments120
Total Interest Cost$9,170.16
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $72,442.16 to afford the $603.68 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Phoenix Online Campus student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $603.68 $458.69 $145.00 $62,813.31
2 $603.68 $459.74 $143.95 $62,353.58
3 $603.68 $460.79 $142.89 $61,892.79
4 $603.68 $461.85 $141.84 $61,430.94
5 $603.68 $462.91 $140.78 $60,968.03
6 $603.68 $463.97 $139.72 $60,504.07
7 $603.68 $465.03 $138.66 $60,039.04
8 $603.68 $466.10 $137.59 $59,572.94
9 $603.68 $467.16 $136.52 $59,105.78
10 $603.68 $468.23 $135.45 $58,637.54
11 $603.68 $469.31 $134.38 $58,168.24
12 $603.68 $470.38 $133.30 $57,697.85
13 $603.68 $471.46 $132.22 $57,226.39
14 $603.68 $472.54 $131.14 $56,753.85
15 $603.68 $473.62 $130.06 $56,280.23
16 $603.68 $474.71 $128.98 $55,805.52
17 $603.68 $475.80 $127.89 $55,329.72
18 $603.68 $476.89 $126.80 $54,852.84
19 $603.68 $477.98 $125.70 $54,374.86
20 $603.68 $479.08 $124.61 $53,895.78
21 $603.68 $480.17 $123.51 $53,415.61
22 $603.68 $481.27 $122.41 $52,934.33
23 $603.68 $482.38 $121.31 $52,451.96
24 $603.68 $483.48 $120.20 $51,968.47
25 $603.68 $484.59 $119.09 $51,483.88
26 $603.68 $485.70 $117.98 $50,998.18
27 $603.68 $486.81 $116.87 $50,511.37
28 $603.68 $487.93 $115.76 $50,023.44
29 $603.68 $489.05 $114.64 $49,534.39
30 $603.68 $490.17 $113.52 $49,044.22
31 $603.68 $491.29 $112.39 $48,552.93
32 $603.68 $492.42 $111.27 $48,060.51
33 $603.68 $493.55 $110.14 $47,566.97
34 $603.68 $494.68 $109.01 $47,072.29
35 $603.68 $495.81 $107.87 $46,576.48
36 $603.68 $496.95 $106.74 $46,079.53
37 $603.68 $498.09 $105.60 $45,581.45
38 $603.68 $499.23 $104.46 $45,082.22
39 $603.68 $500.37 $103.31 $44,581.85
40 $603.68 $501.52 $102.17 $44,080.33
41 $603.68 $502.67 $101.02 $43,577.66
42 $603.68 $503.82 $99.87 $43,073.85
43 $603.68 $504.97 $98.71 $42,568.87
44 $603.68 $506.13 $97.55 $42,062.74
45 $603.68 $507.29 $96.39 $41,555.45
46 $603.68 $508.45 $95.23 $41,047.00
47 $603.68 $509.62 $94.07 $40,537.38
48 $603.68 $510.79 $92.90 $40,026.59
49 $603.68 $511.96 $91.73 $39,514.63
50 $603.68 $513.13 $90.55 $39,001.50
51 $603.68 $514.31 $89.38 $38,487.20
52 $603.68 $515.48 $88.20 $37,971.71
53 $603.68 $516.67 $87.02 $37,455.05
54 $603.68 $517.85 $85.83 $36,937.20
55 $603.68 $519.04 $84.65 $36,418.16
56 $603.68 $520.23 $83.46 $35,897.93
57 $603.68 $521.42 $82.27 $35,376.51
58 $603.68 $522.61 $81.07 $34,853.90
59 $603.68 $523.81 $79.87 $34,330.09
60 $603.68 $525.01 $78.67 $33,805.08
61 $603.68 $526.21 $77.47 $33,278.86
62 $603.68 $527.42 $76.26 $32,751.44
63 $603.68 $528.63 $75.06 $32,222.81
64 $603.68 $529.84 $73.84 $31,692.97
65 $603.68 $531.05 $72.63 $31,161.92
66 $603.68 $532.27 $71.41 $30,629.65
67 $603.68 $533.49 $70.19 $30,096.15
68 $603.68 $534.71 $68.97 $29,561.44
69 $603.68 $535.94 $67.74 $29,025.50
70 $603.68 $537.17 $66.52 $28,488.33
71 $603.68 $538.40 $65.29 $27,949.93
72 $603.68 $539.63 $64.05 $27,410.30
73 $603.68 $540.87 $62.82 $26,869.43
74 $603.68 $542.11 $61.58 $26,327.32
75 $603.68 $543.35 $60.33 $25,783.97
76 $603.68 $544.60 $59.09 $25,239.37
77 $603.68 $545.84 $57.84 $24,693.53
78 $603.68 $547.10 $56.59 $24,146.43
79 $603.68 $548.35 $55.34 $23,598.09
80 $603.68 $549.61 $54.08 $23,048.48
81 $603.68 $550.87 $52.82 $22,497.61
82 $603.68 $552.13 $51.56 $21,945.49
83 $603.68 $553.39 $50.29 $21,392.09
84 $603.68 $554.66 $49.02 $20,837.43
85 $603.68 $555.93 $47.75 $20,281.50
86 $603.68 $557.21 $46.48 $19,724.29
87 $603.68 $558.48 $45.20 $19,165.81
88 $603.68 $559.76 $43.92 $18,606.05
89 $603.68 $561.05 $42.64 $18,045.00
90 $603.68 $562.33 $41.35 $17,482.67
91 $603.68 $563.62 $40.06 $16,919.05
92 $603.68 $564.91 $38.77 $16,354.14
93 $603.68 $566.21 $37.48 $15,787.93
94 $603.68 $567.50 $36.18 $15,220.43
95 $603.68 $568.80 $34.88 $14,651.62
96 $603.68 $570.11 $33.58 $14,081.52
97 $603.68 $571.41 $32.27 $13,510.10
98 $603.68 $572.72 $30.96 $12,937.38
99 $603.68 $574.04 $29.65 $12,363.34
100 $603.68 $575.35 $28.33 $11,787.99
101 $603.68 $576.67 $27.01 $11,211.32
102 $603.68 $577.99 $25.69 $10,633.33
103 $603.68 $579.32 $24.37 $10,054.01
104 $603.68 $580.64 $23.04 $9,473.37
105 $603.68 $581.97 $21.71 $8,891.39
106 $603.68 $583.31 $20.38 $8,308.08
107 $603.68 $584.65 $19.04 $7,723.44
108 $603.68 $585.99 $17.70 $7,137.45
109 $603.68 $587.33 $16.36 $6,550.12
110 $603.68 $588.67 $15.01 $5,961.45
111 $603.68 $590.02 $13.66 $5,371.43
112 $603.68 $591.38 $12.31 $4,780.05
113 $603.68 $592.73 $10.95 $4,187.32
114 $603.68 $594.09 $9.60 $3,593.23
115 $603.68 $595.45 $8.23 $2,997.78
116 $603.68 $596.81 $6.87 $2,400.97
117 $603.68 $598.18 $5.50 $1,802.78
118 $603.68 $599.55 $4.13 $1,203.23
119 $603.68 $600.93 $2.76 $602.30
120 $603.68 $602.30 $1.38 $0.00