Student Loan Payment Calculator for Azusa Pacific Online University

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $124,320.00 to attend Azusa Pacific Online University. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

Azusa Pacific Online University Student Loan Payments
Example Payments
Monthly Loan Payment$1,318.00
Amount Borrowed$124,320.00
Interest Rate4.99%
Term years
Number of Monthly Payments120
Total Interest Cost$33,839.87
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $158,159.87 to afford the $1,318.00 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Azusa Pacific Online University student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $1,318.00 $801.03 $516.96 $123,518.97
2 $1,318.00 $804.37 $513.63 $122,714.60
3 $1,318.00 $807.71 $510.29 $121,906.89
4 $1,318.00 $811.07 $506.93 $121,095.82
5 $1,318.00 $814.44 $503.56 $120,281.38
6 $1,318.00 $817.83 $500.17 $119,463.55
7 $1,318.00 $821.23 $496.77 $118,642.32
8 $1,318.00 $824.64 $493.35 $117,817.67
9 $1,318.00 $828.07 $489.93 $116,989.60
10 $1,318.00 $831.52 $486.48 $116,158.08
11 $1,318.00 $834.97 $483.02 $115,323.11
12 $1,318.00 $838.45 $479.55 $114,484.66
13 $1,318.00 $841.93 $476.07 $113,642.73
14 $1,318.00 $845.43 $472.56 $112,797.29
15 $1,318.00 $848.95 $469.05 $111,948.34
16 $1,318.00 $852.48 $465.52 $111,095.86
17 $1,318.00 $856.03 $461.97 $110,239.84
18 $1,318.00 $859.58 $458.41 $109,380.25
19 $1,318.00 $863.16 $454.84 $108,517.09
20 $1,318.00 $866.75 $451.25 $107,650.34
21 $1,318.00 $870.35 $447.65 $106,779.99
22 $1,318.00 $873.97 $444.03 $105,906.02
23 $1,318.00 $877.61 $440.39 $105,028.41
24 $1,318.00 $881.26 $436.74 $104,147.16
25 $1,318.00 $884.92 $433.08 $103,262.24
26 $1,318.00 $888.60 $429.40 $102,373.64
27 $1,318.00 $892.30 $425.70 $101,481.34
28 $1,318.00 $896.01 $421.99 $100,585.34
29 $1,318.00 $899.73 $418.27 $99,685.60
30 $1,318.00 $903.47 $414.53 $98,782.13
31 $1,318.00 $907.23 $410.77 $97,874.90
32 $1,318.00 $911.00 $407.00 $96,963.90
33 $1,318.00 $914.79 $403.21 $96,049.11
34 $1,318.00 $918.59 $399.40 $95,130.51
35 $1,318.00 $922.41 $395.58 $94,208.10
36 $1,318.00 $926.25 $391.75 $93,281.85
37 $1,318.00 $930.10 $387.90 $92,351.75
38 $1,318.00 $933.97 $384.03 $91,417.78
39 $1,318.00 $937.85 $380.15 $90,479.92
40 $1,318.00 $941.75 $376.25 $89,538.17
41 $1,318.00 $945.67 $372.33 $88,592.50
42 $1,318.00 $949.60 $368.40 $87,642.90
43 $1,318.00 $953.55 $364.45 $86,689.35
44 $1,318.00 $957.52 $360.48 $85,731.83
45 $1,318.00 $961.50 $356.50 $84,770.34
46 $1,318.00 $965.50 $352.50 $83,804.84
47 $1,318.00 $969.51 $348.49 $82,835.33
48 $1,318.00 $973.54 $344.46 $81,861.79
49 $1,318.00 $977.59 $340.41 $80,884.20
50 $1,318.00 $981.66 $336.34 $79,902.54
51 $1,318.00 $985.74 $332.26 $78,916.81
52 $1,318.00 $989.84 $328.16 $77,926.97
53 $1,318.00 $993.95 $324.05 $76,933.02
54 $1,318.00 $998.09 $319.91 $75,934.93
55 $1,318.00 $1,002.24 $315.76 $74,932.69
56 $1,318.00 $1,006.40 $311.60 $73,926.29
57 $1,318.00 $1,010.59 $307.41 $72,915.70
58 $1,318.00 $1,014.79 $303.21 $71,900.91
59 $1,318.00 $1,019.01 $298.99 $70,881.90
60 $1,318.00 $1,023.25 $294.75 $69,858.65
61 $1,318.00 $1,027.50 $290.50 $68,831.15
62 $1,318.00 $1,031.78 $286.22 $67,799.37
63 $1,318.00 $1,036.07 $281.93 $66,763.31
64 $1,318.00 $1,040.37 $277.62 $65,722.93
65 $1,318.00 $1,044.70 $273.30 $64,678.23
66 $1,318.00 $1,049.05 $268.95 $63,629.18
67 $1,318.00 $1,053.41 $264.59 $62,575.78
68 $1,318.00 $1,057.79 $260.21 $61,517.99
69 $1,318.00 $1,062.19 $255.81 $60,455.80
70 $1,318.00 $1,066.60 $251.40 $59,389.20
71 $1,318.00 $1,071.04 $246.96 $58,318.16
72 $1,318.00 $1,075.49 $242.51 $57,242.67
73 $1,318.00 $1,079.96 $238.03 $56,162.70
74 $1,318.00 $1,084.46 $233.54 $55,078.25
75 $1,318.00 $1,088.97 $229.03 $53,989.28
76 $1,318.00 $1,093.49 $224.51 $52,895.79
77 $1,318.00 $1,098.04 $219.96 $51,797.75
78 $1,318.00 $1,102.61 $215.39 $50,695.14
79 $1,318.00 $1,107.19 $210.81 $49,587.95
80 $1,318.00 $1,111.80 $206.20 $48,476.15
81 $1,318.00 $1,116.42 $201.58 $47,359.73
82 $1,318.00 $1,121.06 $196.94 $46,238.67
83 $1,318.00 $1,125.72 $192.28 $45,112.95
84 $1,318.00 $1,130.40 $187.59 $43,982.55
85 $1,318.00 $1,135.10 $182.89 $42,847.44
86 $1,318.00 $1,139.82 $178.17 $41,707.62
87 $1,318.00 $1,144.56 $173.43 $40,563.05
88 $1,318.00 $1,149.32 $168.67 $39,413.73
89 $1,318.00 $1,154.10 $163.90 $38,259.62
90 $1,318.00 $1,158.90 $159.10 $37,100.72
91 $1,318.00 $1,163.72 $154.28 $35,937.00
92 $1,318.00 $1,168.56 $149.44 $34,768.44
93 $1,318.00 $1,173.42 $144.58 $33,595.02
94 $1,318.00 $1,178.30 $139.70 $32,416.72
95 $1,318.00 $1,183.20 $134.80 $31,233.52
96 $1,318.00 $1,188.12 $129.88 $30,045.40
97 $1,318.00 $1,193.06 $124.94 $28,852.34
98 $1,318.00 $1,198.02 $119.98 $27,654.32
99 $1,318.00 $1,203.00 $115.00 $26,451.32
100 $1,318.00 $1,208.01 $109.99 $25,243.31
101 $1,318.00 $1,213.03 $104.97 $24,030.28
102 $1,318.00 $1,218.07 $99.93 $22,812.21
103 $1,318.00 $1,223.14 $94.86 $21,589.07
104 $1,318.00 $1,228.22 $89.77 $20,360.85
105 $1,318.00 $1,233.33 $84.67 $19,127.51
106 $1,318.00 $1,238.46 $79.54 $17,889.05
107 $1,318.00 $1,243.61 $74.39 $16,645.44
108 $1,318.00 $1,248.78 $69.22 $15,396.66
109 $1,318.00 $1,253.97 $64.02 $14,142.69
110 $1,318.00 $1,259.19 $58.81 $12,883.50
111 $1,318.00 $1,264.43 $53.57 $11,619.07
112 $1,318.00 $1,269.68 $48.32 $10,349.39
113 $1,318.00 $1,274.96 $43.04 $9,074.43
114 $1,318.00 $1,280.26 $37.73 $7,794.16
115 $1,318.00 $1,285.59 $32.41 $6,508.58
116 $1,318.00 $1,290.93 $27.06 $5,217.64
117 $1,318.00 $1,296.30 $21.70 $3,921.34
118 $1,318.00 $1,301.69 $16.31 $2,619.65
119 $1,318.00 $1,307.11 $10.89 $1,312.54
120 $1,318.00 $1,312.54 $5.46 $0.00