Annual Costs

Undergraduate Tuition

Tuition for California Baptist University is $30,446 for the 2017/2018 academic year. This is 10% more expensive than the national average private non-profit four year college tuition of $27,755. The cost is 30% more expensive than the average California tuition of $23,377 for 4 year colleges. Tuition ranks 94th in California amongst 4 year colleges for affordability and is the 51st most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $1,810 in addition to tuition bringing the total effective in-state tuition to $32,256.

Housing Costs

On campus room and board is provided by the school at a cost of $8,630 per academic year. Students electing to live off campus elsewhere in Riverside should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,854.

Other Living Expenses

If living on-campus, students should budget for $3,242 in additional living expenses. Off-campus students should budget for $4,240 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to California Baptist University was $45,982 for the 2017/2018 academic year. The cost is the same for all students regardless of California residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for California Baptist University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for California Baptist University
Estimated Budgets
California Resident Total Budget $45,982
   In-State Tuition$30,446
   Other Fees$1,810
   Room and Board$8,630
   On-Campus Other Budget$3,242
   Books and Supplies$1,854
Non-Resident Total Budget $45,982
   Out-of-State Tuition$30,446
   Other Fees$1,810
   Room and Board$8,630
   On-Campus Other Budget$3,242
   Books and Supplies$1,854


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $45,982 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported California Baptist University net price for in-state students is $25,752* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

94% of California Baptist University students received grant aid in 2014/2015. The average total aid amount was $13,944. 42 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,432. To apply for a Pell Grant to attend California Baptist University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for California Baptist University
Financial Aid Summary
Average Annual Net Price$25,752*
Percent of Students Receiving Grant Aid94%
Average Total Grant Aid$13,944
Percent of Students Receiving Pell Grants42%
Average Amount of Pell Grant Aid$4,432

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$22,748
$30,001 to $48,000$25,551
$48,001 to $75,000$27,164
$75,001 to $110,000$30,725

Average Financial Aid Mix - $45,982 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $45,982. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 33% - $13,944

Money granted to you by the U.S. Department of Education, California Baptist University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 14% - $6,049

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 53% -  $22,747

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. California Baptist University
Hope International University0.8% more expensive
Vanguard University of Southern California5% more expensive
Prescott College5.1% less expensive
William Jessup University1.6% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at California Baptist University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at California Baptist University is $183,928 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $19,887 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $79,548**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $229,910 or $99,435 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at California Baptist University.

California Resident Tuition Per Semester$15,223
California Resident Total Cost Per Semester$22,991

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at California Baptist University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at California Baptist University
Price per credit hour$1,171
Cost for one class (3 credit hours)$3,513
Cost for one class (4 credit hours)$4,684


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 74% of California Baptist University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,049. The reported average student debt upon graduation is $36,773.

Example Loan Payments and Costs

How much are student loan payments for California Baptist University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $79,548, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $98,700.83. This could be your effective total out of pocket cost of an education at California Baptist University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 94% of students at this school who receive financial aid and you are paying an average annual net price of $19,887. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our California Baptist University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

California Baptist University Student Loan Payments
Example Payments
Monthly Loan Payment$822.51
Amount Borrowed$79,548.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$19,152.83
Sum of All Payments over 10 years$98,700.83

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend California Baptist University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending California Baptist University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $98,700.83 would be needed to afford a $822.51 monthly payment in the example $79,548.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to California Baptist University in the future? In the past four years, this school's published in-state tuition and fee total rose from $25,090 to $30,446. This amounts to an average annual price increase of 4.3%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $183,928.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for California Baptist University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$63,236$252,944
Estimated Cost in 10 years for students enrolling in 2029$80,707$322,828
Estimated Cost in 15 years for students enrolling in 2034 $103,005$412,019
Estimated Cost in 18 years for students enrolling in 2037 $119,241$476,963

Tuition History

What was tuition at California Baptist University five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearTuitionAnnual Increase

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at California Baptist University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 89 15% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 64 28% costlier
Business/Commerce, General Bachelor's Degree 63 22% costlier
Psychology, General Bachelor's Degree 60 14% costlier
Kinesiology and Exercise Science Bachelor's Degree 49 19% costlier
Criminal Justice/Law Enforcement Administration Bachelor's Degree 38 44% costlier
English Language and Literature, General Bachelor's Degree 29 14% costlier
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 24 10% costlier
Christian Studies Bachelor's Degree 23 24% costlier
Speech Communication and Rhetoric Bachelor's Degree 20 16% costlier
Prepress/Desktop Publishing and Digital Imaging Design Bachelor's Degree 20 20% costlier
Sociology Bachelor's Degree 19 12% costlier
Accounting Bachelor's Degree 15 24% costlier
Biology/Biological Sciences, General Bachelor's Degree 15 14% costlier
Marketing/Marketing Management, General Bachelor's Degree 14 26% costlier
Mathematics, General Bachelor's Degree 11 12% costlier
Civil Engineering, General Bachelor's Degree 11 8% costlier
Bible/Biblical Studies Bachelor's Degree 7 53% costlier
Journalism Bachelor's Degree 6 19% costlier
Missions/Missionary Studies and Missiology Bachelor's Degree 4 49% costlier
Music, General Bachelor's Degree 4 11% costlier
Behavioral Sciences Bachelor's Degree 3 77% costlier
Computer Engineering, General Bachelor's Degree 3 8% costlier
History, General Bachelor's Degree 3 12% costlier
Music Performance, General Bachelor's Degree 3 15% costlier
Political Science and Government, General Bachelor's Degree 3 11% costlier
Visual and Performing Arts, General Bachelor's Degree 3 13% costlier
Mechanical Engineering Bachelor's Degree 2 8% costlier
Voice and Opera Bachelor's Degree 1 4% costlier
Anthropology, Other Bachelor's Degree 1 3% costlier
Spanish Language and Literature Bachelor's Degree 1 7% costlier
Early Childhood Education and Teaching Bachelor's Degree 1 33% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 1 8% costlier
Music Teacher Education Bachelor's Degree 1 21% costlier
Philosophy Bachelor's Degree 1 2% costlier
Information Technology Bachelor's Degree 1 35% costlier
Mathematics Teacher Education Bachelor's Degree 1 30% costlier
Engineering, General Bachelor's Degree 1 1% costlier


Use the calculators below to formulate a college savings plan for California Baptist University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford California Baptist University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a California Baptist University student loan.

Prepayment Option

About California Baptist University

California Baptist University is a four year private college located in Riverside, California.  The school is affiliated with the Southern Baptist faith.  Full time enrollment is 7,087 and part time is 2,070.

Students attending this school may pursue both undergraduate and graduate degrees.

California Baptist University
8432 Magnolia Ave
Riverside, California

For Profit / Not For Profit Status

California Baptist University is a private not for profit institution.

California Baptist University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=110361 IPEDS survey data.