Savings Plan and Future Cost Estimation for California Lutheran University

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2039$166,665
Monthly savings required$1,319

How much will it cost to send your child to California Lutheran University in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $666,661.77 for students enrolling in 2039 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $1,319.30 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$64,270.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

College Savings Calculator

Update Your Savings Plan

Discover how much will you need to start saving now to afford California Lutheran University in the future.

Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $1,319.30 $0.00 $0.00 $1,319.30
2 $1,319.30 $1,319.30 $0.00 $7.46 $2,646.06
3 $2,646.06 $1,319.30 $0.00 $14.96 $3,980.32
4 $3,980.32 $1,319.30 $0.00 $22.51 $5,322.13
5 $5,322.13 $1,319.30 $0.00 $30.09 $6,671.52
6 $6,671.52 $1,319.30 $0.00 $37.72 $8,028.54
7 $8,028.54 $1,319.30 $0.00 $45.39 $9,393.23
8 $9,393.23 $1,319.30 $0.00 $53.11 $10,765.64
9 $10,765.64 $1,319.30 $0.00 $60.87 $12,145.81
10 $12,145.81 $1,319.30 $0.00 $68.67 $13,533.78
11 $13,533.78 $1,319.30 $0.00 $76.52 $14,929.60
12 $14,929.60 $1,319.30 $0.00 $84.41 $16,333.31
13 $16,333.31 $1,319.30 $0.00 $92.35 $17,744.96
14 $17,744.96 $1,319.30 $0.00 $100.33 $19,164.59
15 $19,164.59 $1,319.30 $0.00 $108.36 $20,592.25
16 $20,592.25 $1,319.30 $0.00 $116.43 $22,027.98
17 $22,027.98 $1,319.30 $0.00 $124.55 $23,471.83
18 $23,471.83 $1,319.30 $0.00 $132.71 $24,923.84
19 $24,923.84 $1,319.30 $0.00 $140.92 $26,384.06
20 $26,384.06 $1,319.30 $0.00 $149.18 $27,852.54
21 $27,852.54 $1,319.30 $0.00 $157.48 $29,329.32
22 $29,329.32 $1,319.30 $0.00 $165.83 $30,814.45
23 $30,814.45 $1,319.30 $0.00 $174.23 $32,307.98
24 $32,307.98 $1,319.30 $0.00 $182.67 $33,809.95
25 $33,809.95 $1,319.30 $0.00 $191.17 $35,320.42
26 $35,320.42 $1,319.30 $0.00 $199.71 $36,839.43
27 $36,839.43 $1,319.30 $0.00 $208.30 $38,367.03
28 $38,367.03 $1,319.30 $0.00 $216.93 $39,903.26
29 $39,903.26 $1,319.30 $0.00 $225.62 $41,448.18
30 $41,448.18 $1,319.30 $0.00 $234.35 $43,001.83
31 $43,001.83 $1,319.30 $0.00 $243.14 $44,564.27
32 $44,564.27 $1,319.30 $0.00 $251.97 $46,135.54
33 $46,135.54 $1,319.30 $0.00 $260.86 $47,715.70
34 $47,715.70 $1,319.30 $0.00 $269.79 $49,304.79
35 $49,304.79 $1,319.30 $0.00 $278.78 $50,902.87
36 $50,902.87 $1,319.30 $0.00 $287.81 $52,509.98
37 $52,509.98 $1,319.30 $0.00 $296.90 $54,126.18
38 $54,126.18 $1,319.30 $0.00 $306.04 $55,751.52
39 $55,751.52 $1,319.30 $0.00 $315.23 $57,386.05
40 $57,386.05 $1,319.30 $0.00 $324.47 $59,029.82
41 $59,029.82 $1,319.30 $0.00 $333.76 $60,682.88
42 $60,682.88 $1,319.30 $0.00 $343.11 $62,345.29
43 $62,345.29 $1,319.30 $0.00 $352.51 $64,017.10
44 $64,017.10 $1,319.30 $0.00 $361.96 $65,698.36
45 $65,698.36 $1,319.30 $0.00 $371.47 $67,389.13
46 $67,389.13 $1,319.30 $0.00 $381.03 $69,089.46
47 $69,089.46 $1,319.30 $0.00 $390.64 $70,799.40
48 $70,799.40 $1,319.30 $0.00 $400.31 $72,519.01
49 $72,519.01 $1,319.30 $0.00 $410.03 $74,248.34
50 $74,248.34 $1,319.30 $0.00 $419.81 $75,987.45
51 $75,987.45 $1,319.30 $0.00 $429.64 $77,736.39
52 $77,736.39 $1,319.30 $0.00 $439.53 $79,495.22
53 $79,495.22 $1,319.30 $0.00 $449.48 $81,264.00
54 $81,264.00 $1,319.30 $0.00 $459.48 $83,042.78
55 $83,042.78 $1,319.30 $0.00 $469.54 $84,831.62
56 $84,831.62 $1,319.30 $0.00 $479.65 $86,630.57
57 $86,630.57 $1,319.30 $0.00 $489.82 $88,439.69
58 $88,439.69 $1,319.30 $0.00 $500.05 $90,259.04
59 $90,259.04 $1,319.30 $0.00 $510.34 $92,088.68
60 $92,088.68 $1,319.30 $0.00 $520.68 $93,928.66
61 $93,928.66 $1,319.30 $0.00 $531.09 $95,779.05
62 $95,779.05 $1,319.30 $0.00 $541.55 $97,639.90
63 $97,639.90 $1,319.30 $0.00 $552.07 $99,511.27
64 $99,511.27 $1,319.30 $0.00 $562.65 $101,393.22
65 $101,393.22 $1,319.30 $0.00 $573.29 $103,285.81
66 $103,285.81 $1,319.30 $0.00 $583.99 $105,189.10
67 $105,189.10 $1,319.30 $0.00 $594.75 $107,103.15
68 $107,103.15 $1,319.30 $0.00 $605.58 $109,028.03
69 $109,028.03 $1,319.30 $0.00 $616.46 $110,963.79
70 $110,963.79 $1,319.30 $0.00 $627.41 $112,910.50
71 $112,910.50 $1,319.30 $0.00 $638.41 $114,868.21
72 $114,868.21 $1,319.30 $0.00 $649.48 $116,836.99
73 $116,836.99 $1,319.30 $0.00 $660.61 $118,816.90
74 $118,816.90 $1,319.30 $0.00 $671.81 $120,808.01
75 $120,808.01 $1,319.30 $0.00 $683.07 $122,810.38
76 $122,810.38 $1,319.30 $0.00 $694.39 $124,824.07
77 $124,824.07 $1,319.30 $0.00 $705.77 $126,849.14
78 $126,849.14 $1,319.30 $0.00 $717.22 $128,885.66
79 $128,885.66 $1,319.30 $0.00 $728.74 $130,933.70
80 $130,933.70 $1,319.30 $0.00 $740.32 $132,993.32
81 $132,993.32 $1,319.30 $0.00 $751.96 $135,064.58
82 $135,064.58 $1,319.30 $0.00 $763.67 $137,147.55
83 $137,147.55 $1,319.30 $0.00 $775.45 $139,242.30
84 $139,242.30 $1,319.30 $0.00 $787.30 $141,348.90
85 $141,348.90 $1,319.30 $0.00 $799.21 $143,467.41
86 $143,467.41 $1,319.30 $0.00 $811.19 $145,597.90
87 $145,597.90 $1,319.30 $0.00 $823.23 $147,740.43
88 $147,740.43 $1,319.30 $0.00 $835.35 $149,895.08
89 $149,895.08 $1,319.30 $0.00 $847.53 $152,061.91
90 $152,061.91 $1,319.30 $0.00 $859.78 $154,240.99
91 $154,240.99 $1,319.30 $0.00 $872.10 $156,432.39
92 $156,432.39 $1,319.30 $0.00 $884.49 $158,636.18
93 $158,636.18 $1,319.30 $0.00 $896.95 $160,852.43
94 $160,852.43 $1,319.30 $0.00 $909.48 $163,081.21
95 $163,081.21 $1,319.30 $0.00 $922.08 $165,322.59
96 $165,322.59 $1,319.30 $0.00 $934.76 $167,576.65
97 $167,576.65 $1,319.30 $0.00 $947.50 $169,843.45
98 $169,843.45 $1,319.30 $0.00 $960.32 $172,123.07
99 $172,123.07 $1,319.30 $0.00 $973.21 $174,415.58
100 $174,415.58 $1,319.30 $0.00 $986.17 $176,721.05
101 $176,721.05 $1,319.30 $0.00 $999.21 $179,039.56
102 $179,039.56 $1,319.30 $0.00 $1,012.32 $181,371.18
103 $181,371.18 $1,319.30 $0.00 $1,025.50 $183,715.98
104 $183,715.98 $1,319.30 $0.00 $1,038.76 $186,074.04
105 $186,074.04 $1,319.30 $0.00 $1,052.09 $188,445.43
106 $188,445.43 $1,319.30 $0.00 $1,065.50 $190,830.23
107 $190,830.23 $1,319.30 $0.00 $1,078.98 $193,228.51
108 $193,228.51 $1,319.30 $0.00 $1,092.54 $195,640.35
109 $195,640.35 $1,319.30 $0.00 $1,106.18 $198,065.83
110 $198,065.83 $1,319.30 $0.00 $1,119.89 $200,505.02
111 $200,505.02 $1,319.30 $0.00 $1,133.68 $202,958.00
112 $202,958.00 $1,319.30 $0.00 $1,147.55 $205,424.85
113 $205,424.85 $1,319.30 $0.00 $1,161.50 $207,905.65
114 $207,905.65 $1,319.30 $0.00 $1,175.53 $210,400.48
115 $210,400.48 $1,319.30 $0.00 $1,189.63 $212,909.41
116 $212,909.41 $1,319.30 $0.00 $1,203.82 $215,432.53
117 $215,432.53 $1,319.30 $0.00 $1,218.09 $217,969.92
118 $217,969.92 $1,319.30 $0.00 $1,232.43 $220,521.65
119 $220,521.65 $1,319.30 $0.00 $1,246.86 $223,087.81
120 $223,087.81 $1,319.30 $0.00 $1,261.37 $225,668.48
121 $225,668.48 $1,319.30 $0.00 $1,275.96 $228,263.74
122 $228,263.74 $1,319.30 $0.00 $1,290.64 $230,873.68
123 $230,873.68 $1,319.30 $0.00 $1,305.39 $233,498.37
124 $233,498.37 $1,319.30 $0.00 $1,320.23 $236,137.90
125 $236,137.90 $1,319.30 $0.00 $1,335.16 $238,792.36
126 $238,792.36 $1,319.30 $0.00 $1,350.17 $241,461.83
127 $241,461.83 $1,319.30 $0.00 $1,365.26 $244,146.39
128 $244,146.39 $1,319.30 $0.00 $1,380.44 $246,846.13
129 $246,846.13 $1,319.30 $0.00 $1,395.70 $249,561.13
130 $249,561.13 $1,319.30 $0.00 $1,411.05 $252,291.48
131 $252,291.48 $1,319.30 $0.00 $1,426.49 $255,037.27
132 $255,037.27 $1,319.30 $0.00 $1,442.02 $257,798.59
133 $257,798.59 $1,319.30 $0.00 $1,457.63 $260,575.52
134 $260,575.52 $1,319.30 $0.00 $1,473.33 $263,368.15
135 $263,368.15 $1,319.30 $0.00 $1,489.12 $266,176.57
136 $266,176.57 $1,319.30 $0.00 $1,505.00 $269,000.87
137 $269,000.87 $1,319.30 $0.00 $1,520.97 $271,841.14
138 $271,841.14 $1,319.30 $0.00 $1,537.03 $274,697.47
139 $274,697.47 $1,319.30 $0.00 $1,553.18 $277,569.95
140 $277,569.95 $1,319.30 $0.00 $1,569.42 $280,458.67
141 $280,458.67 $1,319.30 $0.00 $1,585.75 $283,363.72
142 $283,363.72 $1,319.30 $0.00 $1,602.18 $286,285.20
143 $286,285.20 $1,319.30 $0.00 $1,618.70 $289,223.20
144 $289,223.20 $1,319.30 $0.00 $1,635.31 $292,177.81
145 $292,177.81 $1,319.30 $0.00 $1,652.02 $295,149.13
146 $295,149.13 $1,319.30 $0.00 $1,668.82 $298,137.25
147 $298,137.25 $1,319.30 $0.00 $1,685.71 $301,142.26
148 $301,142.26 $1,319.30 $0.00 $1,702.70 $304,164.26
149 $304,164.26 $1,319.30 $0.00 $1,719.79 $307,203.35
150 $307,203.35 $1,319.30 $0.00 $1,736.97 $310,259.62
151 $310,259.62 $1,319.30 $0.00 $1,754.25 $313,333.17
152 $313,333.17 $1,319.30 $0.00 $1,771.63 $316,424.10
153 $316,424.10 $1,319.30 $0.00 $1,789.11 $319,532.51
154 $319,532.51 $1,319.30 $0.00 $1,806.68 $322,658.49
155 $322,658.49 $1,319.30 $0.00 $1,824.36 $325,802.15
156 $325,802.15 $1,319.30 $0.00 $1,842.13 $328,963.58
157 $328,963.58 $1,319.30 $0.00 $1,860.01 $332,142.89
158 $332,142.89 $1,319.30 $0.00 $1,877.98 $335,340.17
159 $335,340.17 $1,319.30 $0.00 $1,896.06 $338,555.53
160 $338,555.53 $1,319.30 $0.00 $1,914.24 $341,789.07
161 $341,789.07 $1,319.30 $0.00 $1,932.53 $345,040.90
162 $345,040.90 $1,319.30 $0.00 $1,950.91 $348,311.11
163 $348,311.11 $1,319.30 $0.00 $1,969.40 $351,599.81
164 $351,599.81 $1,319.30 $0.00 $1,988.00 $354,907.11
165 $354,907.11 $1,319.30 $0.00 $2,006.70 $358,233.11
166 $358,233.11 $1,319.30 $0.00 $2,025.50 $361,577.91
167 $361,577.91 $1,319.30 $0.00 $2,044.41 $364,941.62
168 $364,941.62 $1,319.30 $0.00 $2,063.43 $368,324.35
169 $368,324.35 $1,319.30 $0.00 $2,082.56 $371,726.21
170 $371,726.21 $1,319.30 $0.00 $2,101.79 $375,147.30
171 $375,147.30 $1,319.30 $0.00 $2,121.14 $378,587.74
172 $378,587.74 $1,319.30 $0.00 $2,140.59 $382,047.63
173 $382,047.63 $1,319.30 $0.00 $2,160.15 $385,527.08
174 $385,527.08 $1,319.30 $0.00 $2,179.83 $389,026.21
175 $389,026.21 $1,319.30 $0.00 $2,199.61 $392,545.12
176 $392,545.12 $1,319.30 $0.00 $2,219.51 $396,083.93
177 $396,083.93 $1,319.30 $0.00 $2,239.52 $399,642.75
178 $399,642.75 $1,319.30 $0.00 $2,259.64 $403,221.69
179 $403,221.69 $1,319.30 $0.00 $2,279.87 $406,820.86
180 $406,820.86 $1,319.30 $0.00 $2,300.22 $410,440.38
181 $410,440.38 $1,319.30 $0.00 $2,320.69 $414,080.37
182 $414,080.37 $1,319.30 $0.00 $2,341.27 $417,740.94
183 $417,740.94 $1,319.30 $0.00 $2,361.97 $421,422.21
184 $421,422.21 $1,319.30 $0.00 $2,382.78 $425,124.29
185 $425,124.29 $1,319.30 $0.00 $2,403.71 $428,847.30
186 $428,847.30 $1,319.30 $0.00 $2,424.76 $432,591.36
187 $432,591.36 $1,319.30 $0.00 $2,445.93 $436,356.59
188 $436,356.59 $1,319.30 $0.00 $2,467.22 $440,143.11
189 $440,143.11 $1,319.30 $0.00 $2,488.63 $443,951.04
190 $443,951.04 $1,319.30 $0.00 $2,510.16 $447,780.50
191 $447,780.50 $1,319.30 $0.00 $2,531.82 $451,631.62
192 $451,631.62 $1,319.30 $0.00 $2,553.59 $455,504.51
193 $455,504.51 $1,319.30 $0.00 $2,575.49 $459,399.30
194 $459,399.30 $1,319.30 $0.00 $2,597.51 $463,316.11
195 $463,316.11 $1,319.30 $0.00 $2,619.66 $467,255.07
196 $467,255.07 $1,319.30 $0.00 $2,641.93 $471,216.30
197 $471,216.30 $1,319.30 $0.00 $2,664.33 $475,199.93
198 $475,199.93 $1,319.30 $0.00 $2,686.85 $479,206.08
199 $479,206.08 $1,319.30 $0.00 $2,709.50 $483,234.88
200 $483,234.88 $1,319.30 $0.00 $2,732.28 $487,286.46
201 $487,286.46 $1,319.30 $0.00 $2,755.19 $491,360.95
202 $491,360.95 $1,319.30 $0.00 $2,778.23 $495,458.48
203 $495,458.48 $1,319.30 $0.00 $2,801.39 $499,579.17
204 $499,579.17 $1,319.30 $0.00 $2,824.69 $503,723.16
205 $503,723.16 $1,319.30 $0.00 $2,848.12 $507,890.58
206 $507,890.58 $1,319.30 $0.00 $2,871.69 $512,081.57
207 $512,081.57 $1,319.30 $0.00 $2,895.38 $516,296.25
208 $516,296.25 $1,319.30 $0.00 $2,919.21 $520,534.76
209 $520,534.76 $1,319.30 $0.00 $2,943.18 $524,797.24
210 $524,797.24 $1,319.30 $0.00 $2,967.28 $529,083.82
211 $529,083.82 $1,319.30 $0.00 $2,991.52 $533,394.64
212 $533,394.64 $1,319.30 $0.00 $3,015.89 $537,729.83
213 $537,729.83 $1,319.30 $0.00 $3,040.40 $542,089.53
214 $542,089.53 $1,319.30 $0.00 $3,065.05 $546,473.88
215 $546,473.88 $1,319.30 $0.00 $3,089.84 $550,883.02
216 $550,883.02 $1,319.30 $0.00 $3,114.77 $555,317.09
217 $555,317.09 $1,319.30 $154,673.42 $3,139.84 $405,102.81
218 $405,102.81 $1,319.30 $0.00 $2,290.51 $408,712.62
219 $408,712.62 $1,319.30 $0.00 $2,310.92 $412,342.84
220 $412,342.84 $1,319.30 $0.00 $2,331.45 $415,993.59
221 $415,993.59 $1,319.30 $0.00 $2,352.09 $419,664.98
222 $419,664.98 $1,319.30 $0.00 $2,372.85 $423,357.13
223 $423,357.13 $1,319.30 $0.00 $2,393.72 $427,070.15
224 $427,070.15 $1,319.30 $0.00 $2,414.72 $430,804.17
225 $430,804.17 $1,319.30 $0.00 $2,435.83 $434,559.30
226 $434,559.30 $1,319.30 $0.00 $2,457.06 $438,335.66
227 $438,335.66 $1,319.30 $0.00 $2,478.41 $442,133.37
228 $442,133.37 $1,319.30 $0.00 $2,499.89 $445,952.56
229 $445,952.56 $1,319.30 $162,407.09 $2,521.48 $287,386.25
230 $287,386.25 $1,319.30 $0.00 $1,624.92 $290,330.47
231 $290,330.47 $1,319.30 $0.00 $1,641.57 $293,291.34
232 $293,291.34 $1,319.30 $0.00 $1,658.31 $296,268.95
233 $296,268.95 $1,319.30 $0.00 $1,675.15 $299,263.40
234 $299,263.40 $1,319.30 $0.00 $1,692.08 $302,274.78
235 $302,274.78 $1,319.30 $0.00 $1,709.11 $305,303.19
236 $305,303.19 $1,319.30 $0.00 $1,726.23 $308,348.72
237 $308,348.72 $1,319.30 $0.00 $1,743.45 $311,411.47
238 $311,411.47 $1,319.30 $0.00 $1,760.77 $314,491.54
239 $314,491.54 $1,319.30 $0.00 $1,778.18 $317,589.02
240 $317,589.02 $1,319.30 $0.00 $1,795.69 $320,704.01
241 $320,704.01 $1,319.30 $170,527.44 $1,813.31 $153,309.18
242 $153,309.18 $1,319.30 $0.00 $866.83 $155,495.31
243 $155,495.31 $1,319.30 $0.00 $879.19 $157,693.80
244 $157,693.80 $1,319.30 $0.00 $891.62 $159,904.72
245 $159,904.72 $1,319.30 $0.00 $904.12 $162,128.14
246 $162,128.14 $1,319.30 $0.00 $916.70 $164,364.14
247 $164,364.14 $1,319.30 $0.00 $929.34 $166,612.78
248 $166,612.78 $1,319.30 $0.00 $942.05 $168,874.13
249 $168,874.13 $1,319.30 $0.00 $954.84 $171,148.27
250 $171,148.27 $1,319.30 $0.00 $967.70 $173,435.27
251 $173,435.27 $1,319.30 $0.00 $980.63 $175,735.20
252 $175,735.20 $1,319.30 $0.00 $993.63 $178,048.13
253 $178,048.13 $0.00 $179,053.82 $1,006.71 $1.02