Savings Plan and Future Cost Estimation for California Polytechnic State University San Luis Obispo

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$74,796
Monthly savings required$592

How much will it cost to send your child to California Polytechnic State University San Luis Obispo in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $299,183.53 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $592.07 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$28,843.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $592.07 $0.00 $0.00 $592.07
2 $592.07 $592.07 $0.00 $3.35 $1,187.49
3 $1,187.49 $592.07 $0.00 $6.71 $1,786.27
4 $1,786.27 $592.07 $0.00 $10.10 $2,388.44
5 $2,388.44 $592.07 $0.00 $13.50 $2,994.01
6 $2,994.01 $592.07 $0.00 $16.93 $3,603.01
7 $3,603.01 $592.07 $0.00 $20.37 $4,215.45
8 $4,215.45 $592.07 $0.00 $23.83 $4,831.35
9 $4,831.35 $592.07 $0.00 $27.32 $5,450.74
10 $5,450.74 $592.07 $0.00 $30.82 $6,073.63
11 $6,073.63 $592.07 $0.00 $34.34 $6,700.04
12 $6,700.04 $592.07 $0.00 $37.88 $7,329.99
13 $7,329.99 $592.07 $0.00 $41.44 $7,963.50
14 $7,963.50 $592.07 $0.00 $45.03 $8,600.60
15 $8,600.60 $592.07 $0.00 $48.63 $9,241.30
16 $9,241.30 $592.07 $0.00 $52.25 $9,885.62
17 $9,885.62 $592.07 $0.00 $55.89 $10,533.58
18 $10,533.58 $592.07 $0.00 $59.56 $11,185.21
19 $11,185.21 $592.07 $0.00 $63.24 $11,840.52
20 $11,840.52 $592.07 $0.00 $66.95 $12,499.54
21 $12,499.54 $592.07 $0.00 $70.67 $13,162.28
22 $13,162.28 $592.07 $0.00 $74.42 $13,828.77
23 $13,828.77 $592.07 $0.00 $78.19 $14,499.03
24 $14,499.03 $592.07 $0.00 $81.98 $15,173.08
25 $15,173.08 $592.07 $0.00 $85.79 $15,850.94
26 $15,850.94 $592.07 $0.00 $89.62 $16,532.63
27 $16,532.63 $592.07 $0.00 $93.48 $17,218.18
28 $17,218.18 $592.07 $0.00 $97.35 $17,907.60
29 $17,907.60 $592.07 $0.00 $101.25 $18,600.92
30 $18,600.92 $592.07 $0.00 $105.17 $19,298.16
31 $19,298.16 $592.07 $0.00 $109.11 $19,999.34
32 $19,999.34 $592.07 $0.00 $113.08 $20,704.49
33 $20,704.49 $592.07 $0.00 $117.07 $21,413.63
34 $21,413.63 $592.07 $0.00 $121.08 $22,126.78
35 $22,126.78 $592.07 $0.00 $125.11 $22,843.96
36 $22,843.96 $592.07 $0.00 $129.16 $23,565.19
37 $23,565.19 $592.07 $0.00 $133.24 $24,290.50
38 $24,290.50 $592.07 $0.00 $137.34 $25,019.91
39 $25,019.91 $592.07 $0.00 $141.47 $25,753.45
40 $25,753.45 $592.07 $0.00 $145.61 $26,491.13
41 $26,491.13 $592.07 $0.00 $149.78 $27,232.98
42 $27,232.98 $592.07 $0.00 $153.98 $27,979.03
43 $27,979.03 $592.07 $0.00 $158.20 $28,729.30
44 $28,729.30 $592.07 $0.00 $162.44 $29,483.81
45 $29,483.81 $592.07 $0.00 $166.71 $30,242.59
46 $30,242.59 $592.07 $0.00 $171.00 $31,005.66
47 $31,005.66 $592.07 $0.00 $175.31 $31,773.04
48 $31,773.04 $592.07 $0.00 $179.65 $32,544.76
49 $32,544.76 $592.07 $0.00 $184.01 $33,320.84
50 $33,320.84 $592.07 $0.00 $188.40 $34,101.31
51 $34,101.31 $592.07 $0.00 $192.81 $34,886.19
52 $34,886.19 $592.07 $0.00 $197.25 $35,675.51
53 $35,675.51 $592.07 $0.00 $201.71 $36,469.29
54 $36,469.29 $592.07 $0.00 $206.20 $37,267.56
55 $37,267.56 $592.07 $0.00 $210.72 $38,070.35
56 $38,070.35 $592.07 $0.00 $215.26 $38,877.68
57 $38,877.68 $592.07 $0.00 $219.82 $39,689.57
58 $39,689.57 $592.07 $0.00 $224.41 $40,506.05
59 $40,506.05 $592.07 $0.00 $229.03 $41,327.15
60 $41,327.15 $592.07 $0.00 $233.67 $42,152.89
61 $42,152.89 $592.07 $0.00 $238.34 $42,983.30
62 $42,983.30 $592.07 $0.00 $243.03 $43,818.40
63 $43,818.40 $592.07 $0.00 $247.76 $44,658.23
64 $44,658.23 $592.07 $0.00 $252.50 $45,502.80
65 $45,502.80 $592.07 $0.00 $257.28 $46,352.15
66 $46,352.15 $592.07 $0.00 $262.08 $47,206.30
67 $47,206.30 $592.07 $0.00 $266.91 $48,065.28
68 $48,065.28 $592.07 $0.00 $271.77 $48,929.12
69 $48,929.12 $592.07 $0.00 $276.65 $49,797.84
70 $49,797.84 $592.07 $0.00 $281.56 $50,671.47
71 $50,671.47 $592.07 $0.00 $286.50 $51,550.04
72 $51,550.04 $592.07 $0.00 $291.47 $52,433.58
73 $52,433.58 $592.07 $0.00 $296.47 $53,322.12
74 $53,322.12 $592.07 $0.00 $301.49 $54,215.68
75 $54,215.68 $592.07 $0.00 $306.54 $55,114.29
76 $55,114.29 $592.07 $0.00 $311.62 $56,017.98
77 $56,017.98 $592.07 $0.00 $316.73 $56,926.78
78 $56,926.78 $592.07 $0.00 $321.87 $57,840.72
79 $57,840.72 $592.07 $0.00 $327.04 $58,759.83
80 $58,759.83 $592.07 $0.00 $332.24 $59,684.14
81 $59,684.14 $592.07 $0.00 $337.46 $60,613.67
82 $60,613.67 $592.07 $0.00 $342.72 $61,548.46
83 $61,548.46 $592.07 $0.00 $348.00 $62,488.53
84 $62,488.53 $592.07 $0.00 $353.32 $63,433.92
85 $63,433.92 $592.07 $0.00 $358.66 $64,384.65
86 $64,384.65 $592.07 $0.00 $364.04 $65,340.76
87 $65,340.76 $592.07 $0.00 $369.45 $66,302.28
88 $66,302.28 $592.07 $0.00 $374.88 $67,269.23
89 $67,269.23 $592.07 $0.00 $380.35 $68,241.65
90 $68,241.65 $592.07 $0.00 $385.85 $69,219.57
91 $69,219.57 $592.07 $0.00 $391.38 $70,203.02
92 $70,203.02 $592.07 $0.00 $396.94 $71,192.03
93 $71,192.03 $592.07 $0.00 $402.53 $72,186.63
94 $72,186.63 $592.07 $0.00 $408.15 $73,186.85
95 $73,186.85 $592.07 $0.00 $413.81 $74,192.73
96 $74,192.73 $592.07 $0.00 $419.50 $75,204.30
97 $75,204.30 $592.07 $0.00 $425.22 $76,221.59
98 $76,221.59 $592.07 $0.00 $430.97 $77,244.63
99 $77,244.63 $592.07 $0.00 $436.75 $78,273.45
100 $78,273.45 $592.07 $0.00 $442.57 $79,308.09
101 $79,308.09 $592.07 $0.00 $448.42 $80,348.58
102 $80,348.58 $592.07 $0.00 $454.30 $81,394.95
103 $81,394.95 $592.07 $0.00 $460.22 $82,447.24
104 $82,447.24 $592.07 $0.00 $466.17 $83,505.48
105 $83,505.48 $592.07 $0.00 $472.15 $84,569.70
106 $84,569.70 $592.07 $0.00 $478.17 $85,639.94
107 $85,639.94 $592.07 $0.00 $484.22 $86,716.23
108 $86,716.23 $592.07 $0.00 $490.31 $87,798.61
109 $87,798.61 $592.07 $0.00 $496.43 $88,887.11
110 $88,887.11 $592.07 $0.00 $502.58 $89,981.76
111 $89,981.76 $592.07 $0.00 $508.77 $91,082.60
112 $91,082.60 $592.07 $0.00 $514.99 $92,189.66
113 $92,189.66 $592.07 $0.00 $521.25 $93,302.98
114 $93,302.98 $592.07 $0.00 $527.55 $94,422.60
115 $94,422.60 $592.07 $0.00 $533.88 $95,548.55
116 $95,548.55 $592.07 $0.00 $540.25 $96,680.87
117 $96,680.87 $592.07 $0.00 $546.65 $97,819.59
118 $97,819.59 $592.07 $0.00 $553.09 $98,964.75
119 $98,964.75 $592.07 $0.00 $559.56 $100,116.38
120 $100,116.38 $592.07 $0.00 $566.07 $101,274.52
121 $101,274.52 $592.07 $0.00 $572.62 $102,439.21
122 $102,439.21 $592.07 $0.00 $579.21 $103,610.49
123 $103,610.49 $592.07 $0.00 $585.83 $104,788.39
124 $104,788.39 $592.07 $0.00 $592.49 $105,972.95
125 $105,972.95 $592.07 $0.00 $599.19 $107,164.21
126 $107,164.21 $592.07 $0.00 $605.92 $108,362.20
127 $108,362.20 $592.07 $0.00 $612.70 $109,566.97
128 $109,566.97 $592.07 $0.00 $619.51 $110,778.55
129 $110,778.55 $592.07 $0.00 $626.36 $111,996.98
130 $111,996.98 $592.07 $0.00 $633.25 $113,222.30
131 $113,222.30 $592.07 $0.00 $640.18 $114,454.55
132 $114,454.55 $592.07 $0.00 $647.14 $115,693.76
133 $115,693.76 $592.07 $0.00 $654.15 $116,939.98
134 $116,939.98 $592.07 $0.00 $661.20 $118,193.25
135 $118,193.25 $592.07 $0.00 $668.28 $119,453.60
136 $119,453.60 $592.07 $0.00 $675.41 $120,721.08
137 $120,721.08 $592.07 $0.00 $682.57 $121,995.72
138 $121,995.72 $592.07 $0.00 $689.78 $123,277.57
139 $123,277.57 $592.07 $0.00 $697.03 $124,566.67
140 $124,566.67 $592.07 $0.00 $704.32 $125,863.06
141 $125,863.06 $592.07 $0.00 $711.65 $127,166.78
142 $127,166.78 $592.07 $0.00 $719.02 $128,477.87
143 $128,477.87 $592.07 $0.00 $726.43 $129,796.37
144 $129,796.37 $592.07 $0.00 $733.89 $131,122.33
145 $131,122.33 $592.07 $0.00 $741.38 $132,455.78
146 $132,455.78 $592.07 $0.00 $748.92 $133,796.77
147 $133,796.77 $592.07 $0.00 $756.51 $135,145.35
148 $135,145.35 $592.07 $0.00 $764.13 $136,501.55
149 $136,501.55 $592.07 $0.00 $771.80 $137,865.42
150 $137,865.42 $592.07 $0.00 $779.51 $139,237.00
151 $139,237.00 $592.07 $0.00 $787.27 $140,616.34
152 $140,616.34 $592.07 $0.00 $795.07 $142,003.48
153 $142,003.48 $592.07 $0.00 $802.91 $143,398.46
154 $143,398.46 $592.07 $0.00 $810.80 $144,801.33
155 $144,801.33 $592.07 $0.00 $818.73 $146,212.13
156 $146,212.13 $592.07 $0.00 $826.70 $147,630.90
157 $147,630.90 $592.07 $0.00 $834.73 $149,057.70
158 $149,057.70 $592.07 $0.00 $842.79 $150,492.56
159 $150,492.56 $592.07 $0.00 $850.91 $151,935.54
160 $151,935.54 $592.07 $0.00 $859.07 $153,386.68
161 $153,386.68 $592.07 $0.00 $867.27 $154,846.02
162 $154,846.02 $592.07 $0.00 $875.52 $156,313.61
163 $156,313.61 $592.07 $0.00 $883.82 $157,789.50
164 $157,789.50 $592.07 $0.00 $892.16 $159,273.73
165 $159,273.73 $592.07 $0.00 $900.56 $160,766.36
166 $160,766.36 $592.07 $0.00 $909.00 $162,267.43
167 $162,267.43 $592.07 $0.00 $917.48 $163,776.98
168 $163,776.98 $592.07 $0.00 $926.02 $165,295.07
169 $165,295.07 $592.07 $0.00 $934.60 $166,821.74
170 $166,821.74 $592.07 $0.00 $943.23 $168,357.04
171 $168,357.04 $592.07 $0.00 $951.92 $169,901.03
172 $169,901.03 $592.07 $0.00 $960.65 $171,453.75
173 $171,453.75 $592.07 $0.00 $969.42 $173,015.24
174 $173,015.24 $592.07 $0.00 $978.25 $174,585.56
175 $174,585.56 $592.07 $0.00 $987.13 $176,164.76
176 $176,164.76 $592.07 $0.00 $996.06 $177,752.89
177 $177,752.89 $592.07 $0.00 $1,005.04 $179,350.00
178 $179,350.00 $592.07 $0.00 $1,014.07 $180,956.14
179 $180,956.14 $592.07 $0.00 $1,023.15 $182,571.36
180 $182,571.36 $592.07 $0.00 $1,032.29 $184,195.72
181 $184,195.72 $592.07 $0.00 $1,041.47 $185,829.26
182 $185,829.26 $592.07 $0.00 $1,050.71 $187,472.04
183 $187,472.04 $592.07 $0.00 $1,059.99 $189,124.10
184 $189,124.10 $592.07 $0.00 $1,069.34 $190,785.51
185 $190,785.51 $592.07 $0.00 $1,078.73 $192,456.31
186 $192,456.31 $592.07 $0.00 $1,088.18 $194,136.56
187 $194,136.56 $592.07 $0.00 $1,097.68 $195,826.31
188 $195,826.31 $592.07 $0.00 $1,107.23 $197,525.61
189 $197,525.61 $592.07 $0.00 $1,116.84 $199,234.52
190 $199,234.52 $592.07 $0.00 $1,126.50 $200,953.09
191 $200,953.09 $592.07 $0.00 $1,136.22 $202,681.38
192 $202,681.38 $592.07 $0.00 $1,145.99 $204,419.44
193 $204,419.44 $592.07 $0.00 $1,155.82 $206,167.33
194 $206,167.33 $592.07 $0.00 $1,165.70 $207,925.10
195 $207,925.10 $592.07 $0.00 $1,175.64 $209,692.81
196 $209,692.81 $592.07 $0.00 $1,185.63 $211,470.51
197 $211,470.51 $592.07 $0.00 $1,195.69 $213,258.27
198 $213,258.27 $592.07 $0.00 $1,205.79 $215,056.13
199 $215,056.13 $592.07 $0.00 $1,215.96 $216,864.16
200 $216,864.16 $592.07 $0.00 $1,226.18 $218,682.41
201 $218,682.41 $592.07 $0.00 $1,236.46 $220,510.94
202 $220,510.94 $592.07 $0.00 $1,246.80 $222,349.81
203 $222,349.81 $592.07 $0.00 $1,257.20 $224,199.08
204 $224,199.08 $592.07 $0.00 $1,267.65 $226,058.80
205 $226,058.80 $592.07 $0.00 $1,278.17 $227,929.04
206 $227,929.04 $592.07 $0.00 $1,288.74 $229,809.85
207 $229,809.85 $592.07 $0.00 $1,299.38 $231,701.30
208 $231,701.30 $592.07 $0.00 $1,310.07 $233,603.44
209 $233,603.44 $592.07 $0.00 $1,320.83 $235,516.34
210 $235,516.34 $592.07 $0.00 $1,331.64 $237,440.05
211 $237,440.05 $592.07 $0.00 $1,342.52 $239,374.64
212 $239,374.64 $592.07 $0.00 $1,353.46 $241,320.17
213 $241,320.17 $592.07 $0.00 $1,364.46 $243,276.70
214 $243,276.70 $592.07 $0.00 $1,375.52 $245,244.29
215 $245,244.29 $592.07 $0.00 $1,386.65 $247,223.01
216 $247,223.01 $592.07 $0.00 $1,397.83 $249,212.91
217 $249,212.91 $592.07 $69,414.12 $1,409.09 $181,799.95
218 $181,799.95 $592.07 $0.00 $1,027.92 $183,419.94
219 $183,419.94 $592.07 $0.00 $1,037.08 $185,049.09
220 $185,049.09 $592.07 $0.00 $1,046.29 $186,687.45
221 $186,687.45 $592.07 $0.00 $1,055.56 $188,335.08
222 $188,335.08 $592.07 $0.00 $1,064.87 $189,992.02
223 $189,992.02 $592.07 $0.00 $1,074.24 $191,658.33
224 $191,658.33 $592.07 $0.00 $1,083.66 $193,334.06
225 $193,334.06 $592.07 $0.00 $1,093.14 $195,019.27
226 $195,019.27 $592.07 $0.00 $1,102.67 $196,714.01
227 $196,714.01 $592.07 $0.00 $1,112.25 $198,418.33
228 $198,418.33 $592.07 $0.00 $1,121.89 $200,132.29
229 $200,132.29 $592.07 $72,884.82 $1,131.58 $128,971.12
230 $128,971.12 $592.07 $0.00 $729.22 $130,292.41
231 $130,292.41 $592.07 $0.00 $736.69 $131,621.17
232 $131,621.17 $592.07 $0.00 $744.21 $132,957.45
233 $132,957.45 $592.07 $0.00 $751.76 $134,301.28
234 $134,301.28 $592.07 $0.00 $759.36 $135,652.71
235 $135,652.71 $592.07 $0.00 $767.00 $137,011.78
236 $137,011.78 $592.07 $0.00 $774.68 $138,378.53
237 $138,378.53 $592.07 $0.00 $782.41 $139,753.01
238 $139,753.01 $592.07 $0.00 $790.18 $141,135.26
239 $141,135.26 $592.07 $0.00 $798.00 $142,525.33
240 $142,525.33 $592.07 $0.00 $805.86 $143,923.26
241 $143,923.26 $592.07 $76,529.07 $813.76 $68,800.02
242 $68,800.02 $592.07 $0.00 $389.01 $69,781.10
243 $69,781.10 $592.07 $0.00 $394.55 $70,767.72
244 $70,767.72 $592.07 $0.00 $400.13 $71,759.92
245 $71,759.92 $592.07 $0.00 $405.74 $72,757.73
246 $72,757.73 $592.07 $0.00 $411.38 $73,761.18
247 $73,761.18 $592.07 $0.00 $417.06 $74,770.31
248 $74,770.31 $592.07 $0.00 $422.76 $75,785.14
249 $75,785.14 $592.07 $0.00 $428.50 $76,805.71
250 $76,805.71 $592.07 $0.00 $434.27 $77,832.05
251 $77,832.05 $592.07 $0.00 $440.07 $78,864.19
252 $78,864.19 $592.07 $0.00 $445.91 $79,902.17
253 $79,902.17 $0.00 $80,355.52 $451.78 ($1.57)