Student Loan Payment Calculator for California State University Northridge

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $94,580.00 to attend California State University Northridge. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

California State University Northridge Student Loan Payments
Example Payments
Monthly Loan Payment$902.40
Amount Borrowed$94,580.00
Interest Rate2.75%
Term years
Number of Monthly Payments120
Total Interest Cost$13,707.70
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $108,287.70 to afford the $902.40 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a California State University Northridge student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $902.40 $685.65 $216.75 $93,894.35
2 $902.40 $687.22 $215.17 $93,207.13
3 $902.40 $688.80 $213.60 $92,518.33
4 $902.40 $690.38 $212.02 $91,827.95
5 $902.40 $691.96 $210.44 $91,135.99
6 $902.40 $693.54 $208.85 $90,442.45
7 $902.40 $695.13 $207.26 $89,747.31
8 $902.40 $696.73 $205.67 $89,050.59
9 $902.40 $698.32 $204.07 $88,352.26
10 $902.40 $699.92 $202.47 $87,652.34
11 $902.40 $701.53 $200.87 $86,950.81
12 $902.40 $703.14 $199.26 $86,247.68
13 $902.40 $704.75 $197.65 $85,542.93
14 $902.40 $706.36 $196.04 $84,836.57
15 $902.40 $707.98 $194.42 $84,128.59
16 $902.40 $709.60 $192.79 $83,418.99
17 $902.40 $711.23 $191.17 $82,707.76
18 $902.40 $712.86 $189.54 $81,994.90
19 $902.40 $714.49 $187.90 $81,280.41
20 $902.40 $716.13 $186.27 $80,564.28
21 $902.40 $717.77 $184.63 $79,846.51
22 $902.40 $719.42 $182.98 $79,127.09
23 $902.40 $721.06 $181.33 $78,406.03
24 $902.40 $722.72 $179.68 $77,683.31
25 $902.40 $724.37 $178.02 $76,958.93
26 $902.40 $726.03 $176.36 $76,232.90
27 $902.40 $727.70 $174.70 $75,505.20
28 $902.40 $729.36 $173.03 $74,775.84
29 $902.40 $731.04 $171.36 $74,044.80
30 $902.40 $732.71 $169.69 $73,312.09
31 $902.40 $734.39 $168.01 $72,577.70
32 $902.40 $736.07 $166.32 $71,841.63
33 $902.40 $737.76 $164.64 $71,103.87
34 $902.40 $739.45 $162.95 $70,364.42
35 $902.40 $741.15 $161.25 $69,623.27
36 $902.40 $742.84 $159.55 $68,880.43
37 $902.40 $744.55 $157.85 $68,135.88
38 $902.40 $746.25 $156.14 $67,389.63
39 $902.40 $747.96 $154.43 $66,641.66
40 $902.40 $749.68 $152.72 $65,891.99
41 $902.40 $751.40 $151.00 $65,140.59
42 $902.40 $753.12 $149.28 $64,387.47
43 $902.40 $754.84 $147.55 $63,632.63
44 $902.40 $756.57 $145.82 $62,876.06
45 $902.40 $758.31 $144.09 $62,117.75
46 $902.40 $760.04 $142.35 $61,357.71
47 $902.40 $761.79 $140.61 $60,595.92
48 $902.40 $763.53 $138.87 $59,832.39
49 $902.40 $765.28 $137.12 $59,067.11
50 $902.40 $767.04 $135.36 $58,300.07
51 $902.40 $768.79 $133.60 $57,531.28
52 $902.40 $770.56 $131.84 $56,760.72
53 $902.40 $772.32 $130.08 $55,988.40
54 $902.40 $774.09 $128.31 $55,214.31
55 $902.40 $775.86 $126.53 $54,438.45
56 $902.40 $777.64 $124.75 $53,660.81
57 $902.40 $779.42 $122.97 $52,881.38
58 $902.40 $781.21 $121.19 $52,100.17
59 $902.40 $783.00 $119.40 $51,317.17
60 $902.40 $784.80 $117.60 $50,532.37
61 $902.40 $786.59 $115.80 $49,745.78
62 $902.40 $788.40 $114.00 $48,957.38
63 $902.40 $790.20 $112.19 $48,167.18
64 $902.40 $792.01 $110.38 $47,375.16
65 $902.40 $793.83 $108.57 $46,581.33
66 $902.40 $795.65 $106.75 $45,785.69
67 $902.40 $797.47 $104.93 $44,988.21
68 $902.40 $799.30 $103.10 $44,188.91
69 $902.40 $801.13 $101.27 $43,387.78
70 $902.40 $802.97 $99.43 $42,584.82
71 $902.40 $804.81 $97.59 $41,780.01
72 $902.40 $806.65 $95.75 $40,973.36
73 $902.40 $808.50 $93.90 $40,164.86
74 $902.40 $810.35 $92.04 $39,354.50
75 $902.40 $812.21 $90.19 $38,542.29
76 $902.40 $814.07 $88.33 $37,728.22
77 $902.40 $815.94 $86.46 $36,912.28
78 $902.40 $817.81 $84.59 $36,094.48
79 $902.40 $819.68 $82.72 $35,274.80
80 $902.40 $821.56 $80.84 $34,453.24
81 $902.40 $823.44 $78.96 $33,629.80
82 $902.40 $825.33 $77.07 $32,804.47
83 $902.40 $827.22 $75.18 $31,977.25
84 $902.40 $829.12 $73.28 $31,148.13
85 $902.40 $831.02 $71.38 $30,317.11
86 $902.40 $832.92 $69.48 $29,484.19
87 $902.40 $834.83 $67.57 $28,649.36
88 $902.40 $836.74 $65.65 $27,812.62
89 $902.40 $838.66 $63.74 $26,973.96
90 $902.40 $840.58 $61.82 $26,133.38
91 $902.40 $842.51 $59.89 $25,290.87
92 $902.40 $844.44 $57.96 $24,446.43
93 $902.40 $846.37 $56.02 $23,600.05
94 $902.40 $848.31 $54.08 $22,751.74
95 $902.40 $850.26 $52.14 $21,901.48
96 $902.40 $852.21 $50.19 $21,049.28
97 $902.40 $854.16 $48.24 $20,195.12
98 $902.40 $856.12 $46.28 $19,339.00
99 $902.40 $858.08 $44.32 $18,480.92
100 $902.40 $860.05 $42.35 $17,620.87
101 $902.40 $862.02 $40.38 $16,758.86
102 $902.40 $863.99 $38.41 $15,894.87
103 $902.40 $865.97 $36.43 $15,028.89
104 $902.40 $867.96 $34.44 $14,160.94
105 $902.40 $869.95 $32.45 $13,290.99
106 $902.40 $871.94 $30.46 $12,419.05
107 $902.40 $873.94 $28.46 $11,545.12
108 $902.40 $875.94 $26.46 $10,669.18
109 $902.40 $877.95 $24.45 $9,791.23
110 $902.40 $879.96 $22.44 $8,911.27
111 $902.40 $881.98 $20.42 $8,029.29
112 $902.40 $884.00 $18.40 $7,145.30
113 $902.40 $886.02 $16.37 $6,259.27
114 $902.40 $888.05 $14.34 $5,371.22
115 $902.40 $890.09 $12.31 $4,481.13
116 $902.40 $892.13 $10.27 $3,589.00
117 $902.40 $894.17 $8.22 $2,694.83
118 $902.40 $896.22 $6.18 $1,798.61
119 $902.40 $898.28 $4.12 $900.33
120 $902.40 $900.33 $2.06 $0.00