Savings Plan and Future Cost Estimation for California State University Northridge

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2039$61,316
Monthly savings required$485

How much will it cost to send your child to California State University Northridge in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $245,265.56 for students enrolling in 2039 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $485.37 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$23,645.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $485.37 $0.00 $0.00 $485.37
2 $485.37 $485.37 $0.00 $2.74 $973.48
3 $973.48 $485.37 $0.00 $5.50 $1,464.35
4 $1,464.35 $485.37 $0.00 $8.28 $1,958.00
5 $1,958.00 $485.37 $0.00 $11.07 $2,454.44
6 $2,454.44 $485.37 $0.00 $13.88 $2,953.69
7 $2,953.69 $485.37 $0.00 $16.70 $3,455.76
8 $3,455.76 $485.37 $0.00 $19.54 $3,960.67
9 $3,960.67 $485.37 $0.00 $22.39 $4,468.43
10 $4,468.43 $485.37 $0.00 $25.27 $4,979.07
11 $4,979.07 $485.37 $0.00 $28.15 $5,492.59
12 $5,492.59 $485.37 $0.00 $31.06 $6,009.02
13 $6,009.02 $485.37 $0.00 $33.98 $6,528.37
14 $6,528.37 $485.37 $0.00 $36.91 $7,050.65
15 $7,050.65 $485.37 $0.00 $39.87 $7,575.89
16 $7,575.89 $485.37 $0.00 $42.84 $8,104.10
17 $8,104.10 $485.37 $0.00 $45.82 $8,635.29
18 $8,635.29 $485.37 $0.00 $48.83 $9,169.49
19 $9,169.49 $485.37 $0.00 $51.85 $9,706.71
20 $9,706.71 $485.37 $0.00 $54.88 $10,246.96
21 $10,246.96 $485.37 $0.00 $57.94 $10,790.27
22 $10,790.27 $485.37 $0.00 $61.01 $11,336.65
23 $11,336.65 $485.37 $0.00 $64.10 $11,886.12
24 $11,886.12 $485.37 $0.00 $67.21 $12,438.70
25 $12,438.70 $485.37 $0.00 $70.33 $12,994.40
26 $12,994.40 $485.37 $0.00 $73.47 $13,553.24
27 $13,553.24 $485.37 $0.00 $76.63 $14,115.24
28 $14,115.24 $485.37 $0.00 $79.81 $14,680.42
29 $14,680.42 $485.37 $0.00 $83.01 $15,248.80
30 $15,248.80 $485.37 $0.00 $86.22 $15,820.39
31 $15,820.39 $485.37 $0.00 $89.45 $16,395.21
32 $16,395.21 $485.37 $0.00 $92.70 $16,973.28
33 $16,973.28 $485.37 $0.00 $95.97 $17,554.62
34 $17,554.62 $485.37 $0.00 $99.26 $18,139.25
35 $18,139.25 $485.37 $0.00 $102.56 $18,727.18
36 $18,727.18 $485.37 $0.00 $105.89 $19,318.44
37 $19,318.44 $485.37 $0.00 $109.23 $19,913.04
38 $19,913.04 $485.37 $0.00 $112.59 $20,511.00
39 $20,511.00 $485.37 $0.00 $115.97 $21,112.34
40 $21,112.34 $485.37 $0.00 $119.37 $21,717.08
41 $21,717.08 $485.37 $0.00 $122.79 $22,325.24
42 $22,325.24 $485.37 $0.00 $126.23 $22,936.84
43 $22,936.84 $485.37 $0.00 $129.69 $23,551.90
44 $23,551.90 $485.37 $0.00 $133.17 $24,170.44
45 $24,170.44 $485.37 $0.00 $136.66 $24,792.47
46 $24,792.47 $485.37 $0.00 $140.18 $25,418.02
47 $25,418.02 $485.37 $0.00 $143.72 $26,047.11
48 $26,047.11 $485.37 $0.00 $147.27 $26,679.75
49 $26,679.75 $485.37 $0.00 $150.85 $27,315.97
50 $27,315.97 $485.37 $0.00 $154.45 $27,955.79
51 $27,955.79 $485.37 $0.00 $158.07 $28,599.23
52 $28,599.23 $485.37 $0.00 $161.70 $29,246.30
53 $29,246.30 $485.37 $0.00 $165.36 $29,897.03
54 $29,897.03 $485.37 $0.00 $169.04 $30,551.44
55 $30,551.44 $485.37 $0.00 $172.74 $31,209.55
56 $31,209.55 $485.37 $0.00 $176.46 $31,871.38
57 $31,871.38 $485.37 $0.00 $180.21 $32,536.96
58 $32,536.96 $485.37 $0.00 $183.97 $33,206.30
59 $33,206.30 $485.37 $0.00 $187.75 $33,879.42
60 $33,879.42 $485.37 $0.00 $191.56 $34,556.35
61 $34,556.35 $485.37 $0.00 $195.39 $35,237.11
62 $35,237.11 $485.37 $0.00 $199.24 $35,921.72
63 $35,921.72 $485.37 $0.00 $203.11 $36,610.20
64 $36,610.20 $485.37 $0.00 $207.00 $37,302.57
65 $37,302.57 $485.37 $0.00 $210.91 $37,998.85
66 $37,998.85 $485.37 $0.00 $214.85 $38,699.07
67 $38,699.07 $485.37 $0.00 $218.81 $39,403.25
68 $39,403.25 $485.37 $0.00 $222.79 $40,111.41
69 $40,111.41 $485.37 $0.00 $226.80 $40,823.58
70 $40,823.58 $485.37 $0.00 $230.82 $41,539.77
71 $41,539.77 $485.37 $0.00 $234.87 $42,260.01
72 $42,260.01 $485.37 $0.00 $238.94 $42,984.32
73 $42,984.32 $485.37 $0.00 $243.04 $43,712.73
74 $43,712.73 $485.37 $0.00 $247.16 $44,445.26
75 $44,445.26 $485.37 $0.00 $251.30 $45,181.93
76 $45,181.93 $485.37 $0.00 $255.47 $45,922.77
77 $45,922.77 $485.37 $0.00 $259.65 $46,667.79
78 $46,667.79 $485.37 $0.00 $263.87 $47,417.03
79 $47,417.03 $485.37 $0.00 $268.10 $48,170.50
80 $48,170.50 $485.37 $0.00 $272.36 $48,928.23
81 $48,928.23 $485.37 $0.00 $276.65 $49,690.25
82 $49,690.25 $485.37 $0.00 $280.96 $50,456.58
83 $50,456.58 $485.37 $0.00 $285.29 $51,227.24
84 $51,227.24 $485.37 $0.00 $289.65 $52,002.26
85 $52,002.26 $485.37 $0.00 $294.03 $52,781.66
86 $52,781.66 $485.37 $0.00 $298.44 $53,565.47
87 $53,565.47 $485.37 $0.00 $302.87 $54,353.71
88 $54,353.71 $485.37 $0.00 $307.32 $55,146.40
89 $55,146.40 $485.37 $0.00 $311.81 $55,943.58
90 $55,943.58 $485.37 $0.00 $316.31 $56,745.26
91 $56,745.26 $485.37 $0.00 $320.85 $57,551.48
92 $57,551.48 $485.37 $0.00 $325.40 $58,362.25
93 $58,362.25 $485.37 $0.00 $329.99 $59,177.61
94 $59,177.61 $485.37 $0.00 $334.60 $59,997.58
95 $59,997.58 $485.37 $0.00 $339.24 $60,822.19
96 $60,822.19 $485.37 $0.00 $343.90 $61,651.46
97 $61,651.46 $485.37 $0.00 $348.59 $62,485.42
98 $62,485.42 $485.37 $0.00 $353.30 $63,324.09
99 $63,324.09 $485.37 $0.00 $358.04 $64,167.50
100 $64,167.50 $485.37 $0.00 $362.81 $65,015.68
101 $65,015.68 $485.37 $0.00 $367.61 $65,868.66
102 $65,868.66 $485.37 $0.00 $372.43 $66,726.46
103 $66,726.46 $485.37 $0.00 $377.28 $67,589.11
104 $67,589.11 $485.37 $0.00 $382.16 $68,456.64
105 $68,456.64 $485.37 $0.00 $387.06 $69,329.07
106 $69,329.07 $485.37 $0.00 $392.00 $70,206.44
107 $70,206.44 $485.37 $0.00 $396.96 $71,088.77
108 $71,088.77 $485.37 $0.00 $401.95 $71,976.09
109 $71,976.09 $485.37 $0.00 $406.96 $72,868.42
110 $72,868.42 $485.37 $0.00 $412.01 $73,765.80
111 $73,765.80 $485.37 $0.00 $417.08 $74,668.25
112 $74,668.25 $485.37 $0.00 $422.19 $75,575.81
113 $75,575.81 $485.37 $0.00 $427.32 $76,488.50
114 $76,488.50 $485.37 $0.00 $432.48 $77,406.35
115 $77,406.35 $485.37 $0.00 $437.67 $78,329.39
116 $78,329.39 $485.37 $0.00 $442.89 $79,257.65
117 $79,257.65 $485.37 $0.00 $448.13 $80,191.15
118 $80,191.15 $485.37 $0.00 $453.41 $81,129.93
119 $81,129.93 $485.37 $0.00 $458.72 $82,074.02
120 $82,074.02 $485.37 $0.00 $464.06 $83,023.45
121 $83,023.45 $485.37 $0.00 $469.43 $83,978.25
122 $83,978.25 $485.37 $0.00 $474.83 $84,938.45
123 $84,938.45 $485.37 $0.00 $480.25 $85,904.07
124 $85,904.07 $485.37 $0.00 $485.71 $86,875.15
125 $86,875.15 $485.37 $0.00 $491.20 $87,851.72
126 $87,851.72 $485.37 $0.00 $496.73 $88,833.82
127 $88,833.82 $485.37 $0.00 $502.28 $89,821.47
128 $89,821.47 $485.37 $0.00 $507.86 $90,814.70
129 $90,814.70 $485.37 $0.00 $513.48 $91,813.55
130 $91,813.55 $485.37 $0.00 $519.13 $92,818.05
131 $92,818.05 $485.37 $0.00 $524.81 $93,828.23
132 $93,828.23 $485.37 $0.00 $530.52 $94,844.12
133 $94,844.12 $485.37 $0.00 $536.26 $95,865.75
134 $95,865.75 $485.37 $0.00 $542.04 $96,893.16
135 $96,893.16 $485.37 $0.00 $547.85 $97,926.38
136 $97,926.38 $485.37 $0.00 $553.69 $98,965.44
137 $98,965.44 $485.37 $0.00 $559.56 $100,010.37
138 $100,010.37 $485.37 $0.00 $565.47 $101,061.21
139 $101,061.21 $485.37 $0.00 $571.41 $102,117.99
140 $102,117.99 $485.37 $0.00 $577.39 $103,180.75
141 $103,180.75 $485.37 $0.00 $583.40 $104,249.52
142 $104,249.52 $485.37 $0.00 $589.44 $105,324.33
143 $105,324.33 $485.37 $0.00 $595.52 $106,405.22
144 $106,405.22 $485.37 $0.00 $601.63 $107,492.22
145 $107,492.22 $485.37 $0.00 $607.78 $108,585.37
146 $108,585.37 $485.37 $0.00 $613.96 $109,684.70
147 $109,684.70 $485.37 $0.00 $620.17 $110,790.24
148 $110,790.24 $485.37 $0.00 $626.42 $111,902.03
149 $111,902.03 $485.37 $0.00 $632.71 $113,020.11
150 $113,020.11 $485.37 $0.00 $639.03 $114,144.51
151 $114,144.51 $485.37 $0.00 $645.39 $115,275.27
152 $115,275.27 $485.37 $0.00 $651.78 $116,412.42
153 $116,412.42 $485.37 $0.00 $658.21 $117,556.00
154 $117,556.00 $485.37 $0.00 $664.68 $118,706.05
155 $118,706.05 $485.37 $0.00 $671.18 $119,862.60
156 $119,862.60 $485.37 $0.00 $677.72 $121,025.69
157 $121,025.69 $485.37 $0.00 $684.30 $122,195.36
158 $122,195.36 $485.37 $0.00 $690.91 $123,371.64
159 $123,371.64 $485.37 $0.00 $697.56 $124,554.57
160 $124,554.57 $485.37 $0.00 $704.25 $125,744.19
161 $125,744.19 $485.37 $0.00 $710.98 $126,940.54
162 $126,940.54 $485.37 $0.00 $717.74 $128,143.65
163 $128,143.65 $485.37 $0.00 $724.54 $129,353.56
164 $129,353.56 $485.37 $0.00 $731.38 $130,570.31
165 $130,570.31 $485.37 $0.00 $738.26 $131,793.94
166 $131,793.94 $485.37 $0.00 $745.18 $133,024.49
167 $133,024.49 $485.37 $0.00 $752.14 $134,262.00
168 $134,262.00 $485.37 $0.00 $759.14 $135,506.51
169 $135,506.51 $485.37 $0.00 $766.17 $136,758.05
170 $136,758.05 $485.37 $0.00 $773.25 $138,016.67
171 $138,016.67 $485.37 $0.00 $780.37 $139,282.41
172 $139,282.41 $485.37 $0.00 $787.52 $140,555.30
173 $140,555.30 $485.37 $0.00 $794.72 $141,835.39
174 $141,835.39 $485.37 $0.00 $801.96 $143,122.72
175 $143,122.72 $485.37 $0.00 $809.24 $144,417.33
176 $144,417.33 $485.37 $0.00 $816.56 $145,719.26
177 $145,719.26 $485.37 $0.00 $823.92 $147,028.55
178 $147,028.55 $485.37 $0.00 $831.32 $148,345.24
179 $148,345.24 $485.37 $0.00 $838.77 $149,669.38
180 $149,669.38 $485.37 $0.00 $846.25 $151,001.00
181 $151,001.00 $485.37 $0.00 $853.78 $152,340.15
182 $152,340.15 $485.37 $0.00 $861.35 $153,686.87
183 $153,686.87 $485.37 $0.00 $868.97 $155,041.21
184 $155,041.21 $485.37 $0.00 $876.63 $156,403.21
185 $156,403.21 $485.37 $0.00 $884.33 $157,772.91
186 $157,772.91 $485.37 $0.00 $892.07 $159,150.35
187 $159,150.35 $485.37 $0.00 $899.86 $160,535.58
188 $160,535.58 $485.37 $0.00 $907.69 $161,928.64
189 $161,928.64 $485.37 $0.00 $915.57 $163,329.58
190 $163,329.58 $485.37 $0.00 $923.49 $164,738.44
191 $164,738.44 $485.37 $0.00 $931.46 $166,155.27
192 $166,155.27 $485.37 $0.00 $939.47 $167,580.11
193 $167,580.11 $485.37 $0.00 $947.52 $169,013.00
194 $169,013.00 $485.37 $0.00 $955.62 $170,453.99
195 $170,453.99 $485.37 $0.00 $963.77 $171,903.13
196 $171,903.13 $485.37 $0.00 $971.97 $173,360.47
197 $173,360.47 $485.37 $0.00 $980.21 $174,826.05
198 $174,826.05 $485.37 $0.00 $988.49 $176,299.91
199 $176,299.91 $485.37 $0.00 $996.83 $177,782.11
200 $177,782.11 $485.37 $0.00 $1,005.21 $179,272.69
201 $179,272.69 $485.37 $0.00 $1,013.63 $180,771.69
202 $180,771.69 $485.37 $0.00 $1,022.11 $182,279.17
203 $182,279.17 $485.37 $0.00 $1,030.63 $183,795.17
204 $183,795.17 $485.37 $0.00 $1,039.20 $185,319.74
205 $185,319.74 $485.37 $0.00 $1,047.82 $186,852.93
206 $186,852.93 $485.37 $0.00 $1,056.49 $188,394.79
207 $188,394.79 $485.37 $0.00 $1,065.21 $189,945.37
208 $189,945.37 $485.37 $0.00 $1,073.98 $191,504.72
209 $191,504.72 $485.37 $0.00 $1,082.80 $193,072.89
210 $193,072.89 $485.37 $0.00 $1,091.66 $194,649.92
211 $194,649.92 $485.37 $0.00 $1,100.58 $196,235.87
212 $196,235.87 $485.37 $0.00 $1,109.55 $197,830.79
213 $197,830.79 $485.37 $0.00 $1,118.56 $199,434.72
214 $199,434.72 $485.37 $0.00 $1,127.63 $201,047.72
215 $201,047.72 $485.37 $0.00 $1,136.75 $202,669.84
216 $202,669.84 $485.37 $0.00 $1,145.92 $204,301.13
217 $204,301.13 $485.37 $56,904.51 $1,155.15 $149,037.14
218 $149,037.14 $485.37 $0.00 $842.68 $150,365.19
219 $150,365.19 $485.37 $0.00 $850.19 $151,700.75
220 $151,700.75 $485.37 $0.00 $857.74 $153,043.86
221 $153,043.86 $485.37 $0.00 $865.33 $154,394.56
222 $154,394.56 $485.37 $0.00 $872.97 $155,752.90
223 $155,752.90 $485.37 $0.00 $880.65 $157,118.92
224 $157,118.92 $485.37 $0.00 $888.37 $158,492.66
225 $158,492.66 $485.37 $0.00 $896.14 $159,874.17
226 $159,874.17 $485.37 $0.00 $903.95 $161,263.49
227 $161,263.49 $485.37 $0.00 $911.81 $162,660.67
228 $162,660.67 $485.37 $0.00 $919.71 $164,065.75
229 $164,065.75 $485.37 $59,749.74 $927.65 $105,729.03
230 $105,729.03 $485.37 $0.00 $597.81 $106,812.21
231 $106,812.21 $485.37 $0.00 $603.93 $107,901.51
232 $107,901.51 $485.37 $0.00 $610.09 $108,996.97
233 $108,996.97 $485.37 $0.00 $616.28 $110,098.62
234 $110,098.62 $485.37 $0.00 $622.51 $111,206.50
235 $111,206.50 $485.37 $0.00 $628.78 $112,320.65
236 $112,320.65 $485.37 $0.00 $635.08 $113,441.10
237 $113,441.10 $485.37 $0.00 $641.41 $114,567.88
238 $114,567.88 $485.37 $0.00 $647.78 $115,701.03
239 $115,701.03 $485.37 $0.00 $654.19 $116,840.59
240 $116,840.59 $485.37 $0.00 $660.63 $117,986.59
241 $117,986.59 $485.37 $62,737.22 $667.11 $56,401.85
242 $56,401.85 $485.37 $0.00 $318.90 $57,206.12
243 $57,206.12 $485.37 $0.00 $323.45 $58,014.94
244 $58,014.94 $485.37 $0.00 $328.02 $58,828.33
245 $58,828.33 $485.37 $0.00 $332.62 $59,646.32
246 $59,646.32 $485.37 $0.00 $337.25 $60,468.94
247 $60,468.94 $485.37 $0.00 $341.90 $61,296.21
248 $61,296.21 $485.37 $0.00 $346.58 $62,128.16
249 $62,128.16 $485.37 $0.00 $351.28 $62,964.81
250 $62,964.81 $485.37 $0.00 $356.01 $63,806.19
251 $63,806.19 $485.37 $0.00 $360.77 $64,652.33
252 $64,652.33 $485.37 $0.00 $365.55 $65,503.25
253 $65,503.25 $0.00 $65,874.09 $370.36 ($0.48)