Annual Costs

Undergraduate Tuition

College of San Mateo tuition is $1,344 per year for in-state residents. This is 62% cheaper than the national average public two year tuition of $3,532. The cost is 66% cheaper than the average California tuition of $3,963 for 2 year colleges. Tuition ranks 98th in California amongst 2 year colleges for affordability and is the 39th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $6,244 which represents a 365% premium.

The school charges an additional fees of $56 in addition to tuition bringing the total effective in-state tuition to $1,400.

Housing Costs

College of San Mateo doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the San Mateo area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $12,492.

Books and Supplies

The estimated annual cost for books and supplies is $1,791.

Other Living Expenses

Off-campus students should budget for $4,158 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state California residents to go to CSM is $19,841 for the 2017/2018 academic year. Out-of-state students who don't have California residence can expect a one year cost of $24,741. Students residing at home with parents providing food and housing should budget a total cost of $7,475.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for College of San Mateo and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for College of San Mateo
Estimated Budgets
California Resident Total Budget (Living Off Campus)$19,841
   In-State Tuition$1,344
   Other Fees$56
   Off-Campus Housing Budget$12,492
   Off-Campus Other Budget$4,158
   Books and Supplies$1,791
California Resident Total Budget (Living with Parents)$7,475
   In-State Tuition$1,344
   Other Fees$56
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,284
   Books and Supplies$1,791


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $19,841 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported CSM net price for in-state students is $4,639* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

50% of College of San Mateo students received grant aid in 2014/2015. The average total aid amount was $3,839. 26 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,418. To apply for a Pell Grant to attend College of San Mateo, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for College of San Mateo
Financial Aid Summary
Average Annual Net Price$4,639*
Percent of Students Receiving Grant Aid50%
Average Total Grant Aid$3,839
Percent of Students Receiving Pell Grants26%
Average Amount of Pell Grant Aid$4,418

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$1,437
$30,001 to $48,000$2,633
$48,001 to $75,000$4,477
$75,001 to $110,000$5,575

Average Financial Aid Mix - $19,841 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $19,841. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 24% - $3,839

Money granted to you by the U.S. Department of Education, College of San Mateo or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 21% - $3,322

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 54% -  $8,522

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. College of San Mateo
Canada College4.2% less expensive
Skyline College2.7% more expensive
Chabot College100% less expensive
City College of San Francisco100% less expensive
College of Alameda17.9% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at College of San Mateo.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at CSM is $39,682 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $6,385 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $12,770**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at College of San Mateo.

California Resident Tuition Per Semester$672
California Resident Total Cost Per Semester$9,920
Non-California Resident Tuition Per Semester$3,122
Non-California Resident Total Cost Per Semester$12,370

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at College of San Mateo are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at College of San Mateo
Price per credit hour for California residents$46
Cost for one class for California residents (3 credit hours)$138
Price per credit hour for out of state residents$215
Cost for one class for out of state residents (3 credit hours)$645
Cost for one class for out of state residents (4 credit hours)$860


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 1% of College of San Mateo students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $3,322.

Example Loan Payments and Costs

How much are student loan payments for College of San Mateo? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $12,770, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $15,844.64. This could be your effective total out of pocket cost of an education at College of San Mateo. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 50% of students at this school who receive financial aid and you are paying an average annual net price of $6,385. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our College of San Mateo student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

College of San Mateo Student Loan Payments
Example Payments
Monthly Loan Payment$132.04
Amount Borrowed$12,770.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$3,074.64
Sum of All Payments over 10 years$15,844.64

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend CSM? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending College of San Mateo, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $15,844.64 would be needed to afford a $132.04 monthly payment in the example $12,770.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to College of San Mateo in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $39,682.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for College of San Mateo.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$25,956$51,912
Estimated Cost in 10 years for students enrolling in 2029$33,127$66,254
Estimated Cost in 15 years for students enrolling in 2034 $42,279$84,558
Estimated Cost in 18 years for students enrolling in 2037 $48,943$97,887

Tuition History

What was tuition at CSM five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$624$5,200 0%
2011$624$5,200 -5.2%
2010$658$5,242 29%
2009$510$5,094 0%
2008$510$4,926 0%
2007$510$4,710 -21.8%
2006$652$4,660 0%
2005$652$4,660 39.3%
2004$468$4,644 62.5%
2003$288$3,408 1,100%
2002$24$3,236 -67.1%
2001$73$3,271 -75.5%
2000$298$3,370 -7.5%
1999$322$3,394 -3.6%
1998$334$3,358 0.6%
1995$332$3,044 -20.4%
1994$417$3,807 111.7%
1993$197$2,909 45.9%
1992$135$2,583 17.4%
1991$115$2,615 0%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at College of San Mateo to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 95 11% costlier
Registered Nursing/Registered Nurse Associate's Degree 58 23% costlier
Social Sciences, General Associate's Degree 52 19% costlier
Health/Medical Preparatory Programs, Other Associate's Degree 23 9% costlier
Criminal Justice/Police Science Associate's Degree 22 28% costlier
Fire Prevention and Safety Technology/Technician Associate's Degree 20 23% costlier
English Language and Literature, General Associate's Degree 7 25% costlier
Biological and Physical Sciences Associate's Degree 5 14% costlier
Ethnic Studies Associate's Degree 4 12% costlier
Dental Assisting/Assistant Associate's Degree 4 25% costlier
Cosmetology/Cosmetologist, General Associate's Degree 4 35% costlier
Substance Abuse/Addiction Counseling Associate's Degree 4 31% costlier
Mathematics, General Associate's Degree 4 28% costlier
Photography Associate's Degree 3 13% costlier
Music, General Associate's Degree 3 27% costlier
Spanish Language and Literature Associate's Degree 3 16% costlier
Physics, General Associate's Degree 2 24% costlier
Chemistry, General Associate's Degree 2 27% costlier
Graphic Design Associate's Degree 2 11% costlier
Art/Art Studies, General Associate's Degree 1 27% costlier
Commercial and Advertising Art Associate's Degree 1 22% costlier
Speech Communication and Rhetoric Associate's Degree 1 18% costlier


Use the calculators below to formulate a college savings plan for College of San Mateo or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford College of San Mateo in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a College of San Mateo student loan.

Prepayment Option

About College of San Mateo

College of San Mateo is a two year community college located in San Mateo, California.  Full time enrollment is 2,469 and part time is 6,579.  College of San Mateo has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

College of San Mateo
1700 W Hillsdale Blvd
San Mateo, California

For Profit / Not For Profit Status

College of San Mateo is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

College of San Mateo cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=122791 IPEDS survey data.