Annual Costs

Undergraduate Tuition

MiraCosta College tuition is $1,104 per year for in-state residents. This is 69% cheaper than the national average public two year tuition of $3,532. The cost is 72% cheaper than the average California tuition of $3,963 for 2 year colleges. Tuition ranks 27th in California amongst 2 year colleges for affordability and is the 110th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $6,720 which represents a 509% premium.

The school charges an additional fees of $48 in addition to tuition bringing the total effective in-state tuition to $1,152.

Housing Costs

MiraCosta College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Oceanside area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $13,296.

Books and Supplies

The estimated annual cost for books and supplies is $1,856.

Other Living Expenses

Off-campus students should budget for $4,244 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state California residents to go to MiraCosta College is $20,548 for the 2017/2018 academic year. Out-of-state students who don't have California residence can expect a one year cost of $26,164. Students residing at home with parents providing food and housing should budget a total cost of $7,384.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for MiraCosta College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for MiraCosta College
Estimated Budgets
California Resident Total Budget (Living Off Campus)$20,548
   In-State Tuition$1,104
   Other Fees$48
   Off-Campus Housing Budget$13,296
   Off-Campus Other Budget$4,244
   Books and Supplies$1,856
California Resident Total Budget (Living with Parents)$7,384
   In-State Tuition$1,104
   Other Fees$48
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,376
   Books and Supplies$1,856


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $20,548 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported MiraCosta College net price for in-state students is $7,294* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

49% of MiraCosta College students received grant aid in 2014/2015. The average total aid amount was $3,907. 29 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,331. To apply for a Pell Grant to attend MiraCosta College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for MiraCosta College
Financial Aid Summary
Average Annual Net Price$7,294*
Percent of Students Receiving Grant Aid49%
Average Total Grant Aid$3,907
Percent of Students Receiving Pell Grants29%
Average Amount of Pell Grant Aid$4,331

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$4,859
$30,001 to $48,000$5,638
$48,001 to $75,000$7,353
$75,001 to $110,000$9,906

Average Financial Aid Mix - $20,548 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $20,548. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 24% - $3,907

Money granted to you by the U.S. Department of Education, MiraCosta College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 28% - $4,586

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 48% -  $7,811

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. MiraCosta College
Palomar College16.7% more expensive
San Diego Miramar College0% less expensive
San Diego Mesa College0% less expensive
Grossmont College20.8% more expensive
Saddleback College16.7% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at MiraCosta College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at MiraCosta College is $41,096 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $5,083 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $10,166**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at MiraCosta College.

California Resident Tuition Per Semester$552
California Resident Total Cost Per Semester$10,274
Non-California Resident Tuition Per Semester$3,360
Non-California Resident Total Cost Per Semester$13,082

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at MiraCosta College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at MiraCosta College
Price per credit hour for California residents$46
Cost for one class for California residents (3 credit hours)$138
Price per credit hour for out of state residents$280
Cost for one class for out of state residents (3 credit hours)$840
Cost for one class for out of state residents (4 credit hours)$1,120


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 2% of MiraCosta College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,586.

Example Loan Payments and Costs

How much are student loan payments for MiraCosta College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $10,166, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $12,613.67. This could be your effective total out of pocket cost of an education at MiraCosta College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 49% of students at this school who receive financial aid and you are paying an average annual net price of $5,083. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our MiraCosta College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

MiraCosta College Student Loan Payments
Example Payments
Monthly Loan Payment$105.11
Amount Borrowed$10,166.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$2,447.67
Sum of All Payments over 10 years$12,613.67

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend MiraCosta College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending MiraCosta College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $12,613.67 would be needed to afford a $105.11 monthly payment in the example $10,166.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to MiraCosta College in the future? In the past four years, this school's published in-state tuition and fee total rose from $864 to $1,104. This amounts to an average annual price increase of 5.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $41,096.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for MiraCosta College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$26,881$53,761
Estimated Cost in 10 years for students enrolling in 2029$34,307$68,615
Estimated Cost in 15 years for students enrolling in 2034 $43,786$87,572
Estimated Cost in 18 years for students enrolling in 2037 $50,687$101,375

Tuition History

What was tuition at MiraCosta College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$864$5,304 38.5%
2011$624$5,064 -6.6%
2010$668$5,228 27.5%
2009$524$4,868 1.2%
2008$518$4,430 -12.2%
2007$590$4,430 -10.6%
2006$660$4,284 0%
2005$660$4,284 41.6%
2004$466$4,042 56.4%
2003$298$3,514 0%
2002$298$3,514 0.7%
2001$296$3,416 -18.2%
2000$362$4,112 9.7%
1999$330$3,234 -6.8%
1998$354$3,516 0.6%
1997$352$3,088 0%
1996$352$3,088 0%
1995$352$2,992 2%
1994$345$2,793 49.4%
1993$231$3,291 0%
1992$231$3,291 19.1%
1991$194$2,840 29.3%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at MiraCosta College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 221 18% costlier
Humanities/Humanistic Studies Associate's Degree 71 19% costlier
Business Administration and Management, General Associate's Degree 43 21% costlier
Biological and Physical Sciences Associate's Degree 29 21% costlier
Child Care Provider/Assistant Associate's Degree 20 33% costlier
Registered Nursing/Registered Nurse Associate's Degree 19 30% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 17 34% costlier
Psychology, General Associate's Degree 16 33% costlier
Sociology Associate's Degree 15 35% costlier
Economics, General Associate's Degree 11 18% costlier
Surgical Technology/Technologist Associate's Degree 10 34% costlier
Criminal Justice/Police Science Associate's Degree 10 35% costlier
English Language and Literature, General Associate's Degree 7 32% costlier
Physics, General Associate's Degree 7 32% costlier
Speech Communication and Rhetoric Associate's Degree 7 25% costlier
Art/Art Studies, General Associate's Degree 7 34% costlier
Hospitality Administration/Management, General Associate's Degree 6 31% costlier
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 6 43% costlier
Small Business Administration/Management Associate's Degree 6 31% costlier
Mathematics, General Associate's Degree 6 35% costlier
Drafting and Design Technology/Technician, General Associate's Degree 5 53% costlier
Anthropology Associate's Degree 5 18% costlier
Recording Arts Technology/Technician Associate's Degree 5 29% costlier
Health and Physical Education/Fitness, General Associate's Degree 5 29% costlier
Computer Science Associate's Degree 3 26% costlier
Sales, Distribution, and Marketing Operations, General Associate's Degree 3 42% costlier
History, General Associate's Degree 3 35% costlier
Health/Medical Preparatory Programs, Other Associate's Degree 3 15% costlier
Psychology, Other Associate's Degree 3 26% costlier
Physical Sciences Associate's Degree 2 34% costlier
Photographic and Film/Video Technology/Technician and Assistant Associate's Degree 2 17% costlier
Biology/Biological Sciences, General Associate's Degree 2 41% costlier
Drama and Dramatics/Theatre Arts, General Associate's Degree 2 36% costlier
Data Entry/Microcomputer Applications, General Associate's Degree 2 26% costlier
Medical/Clinical Assistant Associate's Degree 2 29% costlier
Environmental Science Associate's Degree 2 38% costlier
Tourism and Travel Services Marketing Operations Associate's Degree 2 15% costlier
Japanese Language and Literature Associate's Degree 2 12% costlier
Licensed Practical/Vocational Nurse Training Associate's Degree 2 29% costlier
Dance, General Associate's Degree 2 20% costlier
Social Sciences, General Associate's Degree 2 26% costlier
Floriculture/Floristry Operations and Management Associate's Degree 1 33% costlier
Architectural Technology/Technician Associate's Degree 1 22% costlier
Political Science and Government, General Associate's Degree 1 27% costlier
French Language and Literature Associate's Degree 1 12% costlier
Prepress/Desktop Publishing and Digital Imaging Design Associate's Degree 1 40% costlier
Adult Development and Aging Associate's Degree 1 36% costlier
Philosophy Associate's Degree 1 23% costlier
Geography Associate's Degree 1 22% costlier
Real Estate Associate's Degree 1 30% costlier
Biomedical Technology/Technician Associate's Degree 1 31% costlier
Italian Language and Literature Associate's Degree 1 17% costlier
Animation, Interactive Technology, Video Graphics and Special Effects Associate's Degree 1 30% costlier


Use the calculators below to formulate a college savings plan for MiraCosta College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford MiraCosta College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a MiraCosta College student loan.

Prepayment Option

About MiraCosta College

MiraCosta College is a two year community college located in Oceanside, California.  Full time enrollment is 5,167 and part time is 9,634.  MiraCosta College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

MiraCosta College
One Barnard Drive
Oceanside, California

For Profit / Not For Profit Status

MiraCosta College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

MiraCosta College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=118912 IPEDS survey data.