Student Loan Payment Calculator for Pasadena City College

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $44,438.00 to attend Pasadena City College. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

Pasadena City College Student Loan Payments
Example Payments
Monthly Loan Payment$423.99
Amount Borrowed$44,438.00
Interest Rate2.75%
Term years
Number of Monthly Payments120
Total Interest Cost$6,440.50
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $50,878.50 to afford the $423.99 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Pasadena City College student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $423.99 $322.15 $101.84 $44,115.85
2 $423.99 $322.89 $101.10 $43,792.96
3 $423.99 $323.63 $100.36 $43,469.33
4 $423.99 $324.37 $99.62 $43,144.96
5 $423.99 $325.11 $98.87 $42,819.85
6 $423.99 $325.86 $98.13 $42,493.99
7 $423.99 $326.61 $97.38 $42,167.38
8 $423.99 $327.35 $96.63 $41,840.03
9 $423.99 $328.10 $95.88 $41,511.93
10 $423.99 $328.86 $95.13 $41,183.07
11 $423.99 $329.61 $94.38 $40,853.46
12 $423.99 $330.37 $93.62 $40,523.10
13 $423.99 $331.12 $92.87 $40,191.97
14 $423.99 $331.88 $92.11 $39,860.09
15 $423.99 $332.64 $91.35 $39,527.45
16 $423.99 $333.40 $90.58 $39,194.05
17 $423.99 $334.17 $89.82 $38,859.88
18 $423.99 $334.93 $89.05 $38,524.95
19 $423.99 $335.70 $88.29 $38,189.24
20 $423.99 $336.47 $87.52 $37,852.77
21 $423.99 $337.24 $86.75 $37,515.53
22 $423.99 $338.01 $85.97 $37,177.52
23 $423.99 $338.79 $85.20 $36,838.73
24 $423.99 $339.57 $84.42 $36,499.16
25 $423.99 $340.34 $83.64 $36,158.82
26 $423.99 $341.12 $82.86 $35,817.70
27 $423.99 $341.91 $82.08 $35,475.79
28 $423.99 $342.69 $81.30 $35,133.10
29 $423.99 $343.47 $80.51 $34,789.63
30 $423.99 $344.26 $79.73 $34,445.37
31 $423.99 $345.05 $78.94 $34,100.32
32 $423.99 $345.84 $78.15 $33,754.47
33 $423.99 $346.63 $77.35 $33,407.84
34 $423.99 $347.43 $76.56 $33,060.41
35 $423.99 $348.22 $75.76 $32,712.19
36 $423.99 $349.02 $74.97 $32,363.17
37 $423.99 $349.82 $74.17 $32,013.35
38 $423.99 $350.62 $73.36 $31,662.72
39 $423.99 $351.43 $72.56 $31,311.29
40 $423.99 $352.23 $71.76 $30,959.06
41 $423.99 $353.04 $70.95 $30,606.02
42 $423.99 $353.85 $70.14 $30,252.17
43 $423.99 $354.66 $69.33 $29,897.51
44 $423.99 $355.47 $68.52 $29,542.04
45 $423.99 $356.29 $67.70 $29,185.75
46 $423.99 $357.10 $66.88 $28,828.65
47 $423.99 $357.92 $66.07 $28,470.73
48 $423.99 $358.74 $65.25 $28,111.99
49 $423.99 $359.56 $64.42 $27,752.42
50 $423.99 $360.39 $63.60 $27,392.03
51 $423.99 $361.21 $62.77 $27,030.82
52 $423.99 $362.04 $61.95 $26,668.78
53 $423.99 $362.87 $61.12 $26,305.91
54 $423.99 $363.70 $60.28 $25,942.20
55 $423.99 $364.54 $59.45 $25,577.67
56 $423.99 $365.37 $58.62 $25,212.30
57 $423.99 $366.21 $57.78 $24,846.09
58 $423.99 $367.05 $56.94 $24,479.04
59 $423.99 $367.89 $56.10 $24,111.15
60 $423.99 $368.73 $55.25 $23,742.41
61 $423.99 $369.58 $54.41 $23,372.84
62 $423.99 $370.42 $53.56 $23,002.41
63 $423.99 $371.27 $52.71 $22,631.14
64 $423.99 $372.12 $51.86 $22,259.01
65 $423.99 $372.98 $51.01 $21,886.04
66 $423.99 $373.83 $50.16 $21,512.20
67 $423.99 $374.69 $49.30 $21,137.52
68 $423.99 $375.55 $48.44 $20,761.97
69 $423.99 $376.41 $47.58 $20,385.56
70 $423.99 $377.27 $46.72 $20,008.29
71 $423.99 $378.14 $45.85 $19,630.15
72 $423.99 $379.00 $44.99 $19,251.15
73 $423.99 $379.87 $44.12 $18,871.28
74 $423.99 $380.74 $43.25 $18,490.54
75 $423.99 $381.61 $42.37 $18,108.93
76 $423.99 $382.49 $41.50 $17,726.44
77 $423.99 $383.36 $40.62 $17,343.08
78 $423.99 $384.24 $39.74 $16,958.83
79 $423.99 $385.12 $38.86 $16,573.71
80 $423.99 $386.01 $37.98 $16,187.70
81 $423.99 $386.89 $37.10 $15,800.81
82 $423.99 $387.78 $36.21 $15,413.04
83 $423.99 $388.67 $35.32 $15,024.37
84 $423.99 $389.56 $34.43 $14,634.81
85 $423.99 $390.45 $33.54 $14,244.36
86 $423.99 $391.34 $32.64 $13,853.02
87 $423.99 $392.24 $31.75 $13,460.78
88 $423.99 $393.14 $30.85 $13,067.64
89 $423.99 $394.04 $29.95 $12,673.60
90 $423.99 $394.94 $29.04 $12,278.65
91 $423.99 $395.85 $28.14 $11,882.80
92 $423.99 $396.76 $27.23 $11,486.05
93 $423.99 $397.67 $26.32 $11,088.38
94 $423.99 $398.58 $25.41 $10,689.81
95 $423.99 $399.49 $24.50 $10,290.32
96 $423.99 $400.41 $23.58 $9,889.91
97 $423.99 $401.32 $22.66 $9,488.59
98 $423.99 $402.24 $21.74 $9,086.34
99 $423.99 $403.16 $20.82 $8,683.18
100 $423.99 $404.09 $19.90 $8,279.09
101 $423.99 $405.01 $18.97 $7,874.08
102 $423.99 $405.94 $18.04 $7,468.13
103 $423.99 $406.87 $17.11 $7,061.26
104 $423.99 $407.81 $16.18 $6,653.46
105 $423.99 $408.74 $15.25 $6,244.72
106 $423.99 $409.68 $14.31 $5,835.04
107 $423.99 $410.62 $13.37 $5,424.42
108 $423.99 $411.56 $12.43 $5,012.87
109 $423.99 $412.50 $11.49 $4,600.37
110 $423.99 $413.45 $10.54 $4,186.92
111 $423.99 $414.39 $9.60 $3,772.53
112 $423.99 $415.34 $8.65 $3,357.19
113 $423.99 $416.29 $7.69 $2,940.89
114 $423.99 $417.25 $6.74 $2,523.64
115 $423.99 $418.20 $5.78 $2,105.44
116 $423.99 $419.16 $4.82 $1,686.28
117 $423.99 $420.12 $3.86 $1,266.15
118 $423.99 $421.09 $2.90 $845.07
119 $423.99 $422.05 $1.94 $423.02
120 $423.99 $423.02 $0.97 $0.00