Annual Costs

Undergraduate Tuition

Tuition for Point Loma Nazarene University is $35,100 for the 2018/2019 academic year. This is 23% more expensive than the national average private non-profit four year college tuition of $28,471. The cost is 47% more expensive than the average California tuition of $23,930 for 4 year colleges. Tuition ranks 108th in California amongst 4 year colleges for affordability and is the 37th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $600 in addition to tuition bringing the total effective in-state tuition to $35,700.

Housing Costs

On campus room and board is provided by the school at a cost of $10,450 per academic year. Students electing to live off campus elsewhere in San Diego should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,918.

Other Living Expenses

If living on-campus, students should budget for $3,240 in additional living expenses. Off-campus students should budget for $4,250 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to PLNU was $51,308 for the 2018/2019 academic year. The cost is the same for all students regardless of California residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Point Loma Nazarene University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Point Loma Nazarene University
Estimated Budgets
California Resident Total Budget $51,308
   In-State Tuition$35,100
   Other Fees$600
   Room and Board$10,450
   On-Campus Other Budget$3,240
   Books and Supplies$1,918
Non-Resident Total Budget $51,308
   Out-of-State Tuition$35,100
   Other Fees$600
   Room and Board$10,450
   On-Campus Other Budget$3,240
   Books and Supplies$1,918


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $51,308 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported PLNU net price for in-state students is $31,349* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

89% of Point Loma Nazarene University students received grant aid in 2014/2015. The average total aid amount was $16,687. 22 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,383. To apply for a Pell Grant to attend Point Loma Nazarene University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Point Loma Nazarene University
Financial Aid Summary
Average Annual Net Price$31,349*
Percent of Students Receiving Grant Aid89%
Average Total Grant Aid$16,687
Percent of Students Receiving Pell Grants22%
Average Amount of Pell Grant Aid$4,383

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$22,285
$30,001 to $48,000$24,877
$48,001 to $75,000$27,632
$75,001 to $110,000$30,970

Average Financial Aid Mix - $51,308 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $51,308. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 35% - $16,687

Money granted to you by the U.S. Department of Education, Point Loma Nazarene University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 11% - $5,350

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 54% -  $26,031

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Is it Worth the Cost?

To make a comparative assessment if PLNU is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 72/100 for Point Loma Nazarene University. Considering an average net price paid of $27,160, this leads to an overall value ranking of 56/100. This places the school 188th on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. Point Loma Nazarene University
University of La Verne19.5% more expensive
University of San Francisco35.5% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Point Loma Nazarene University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at PLNU is $205,232 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $27,160 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $108,640**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $256,540 or $135,800 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Point Loma Nazarene University.

California Resident Tuition Per Semester$17,550
California Resident Total Cost Per Semester$25,654

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Point Loma Nazarene University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Point Loma Nazarene University
Price per credit hour$1,465
Cost for one class (3 credit hours)$4,395
Cost for one class (4 credit hours)$5,860


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 60% of Point Loma Nazarene University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,350. The reported average student debt upon graduation is $36,523.

Example Loan Payments and Costs

How much are student loan payments for Point Loma Nazarene University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $108,640, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $134,797.33. This could be your effective total out of pocket cost of an education at Point Loma Nazarene University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 89% of students at this school who receive financial aid and you are paying an average annual net price of $27,160. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Point Loma Nazarene University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Point Loma Nazarene University Student Loan Payments
Example Payments
Monthly Loan Payment$1,123.31
Amount Borrowed$108,640.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$26,157.33
Sum of All Payments over 10 years$134,797.33

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend PLNU? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Point Loma Nazarene University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $134,797.33 would be needed to afford a $1,123.31 monthly payment in the example $108,640.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Point Loma Nazarene University in the future? In the past four years, this school's published in-state tuition and fee total rose from $28,900 to $35,100. This amounts to an average annual price increase of 4.3%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $205,232.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Point Loma Nazarene University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$70,560$282,242
Estimated Cost in 10 years for students enrolling in 2030$90,055$360,220
Estimated Cost in 15 years for students enrolling in 2035 $114,936$459,742
Estimated Cost in 18 years for students enrolling in 2038 $133,052$532,209

Tuition History

What was tuition at PLNU five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearTuitionAnnual Increase

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Point Loma Nazarene University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Clinical Nurse Leader Bachelor's Degree 50 10% costlier
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 27 28% costlier
Kinesiology and Exercise Science Bachelor's Degree 21 33% costlier
Biology/Biological Sciences, General Bachelor's Degree 21 27% costlier
Business/Corporate Communications Bachelor's Degree 20 28% costlier
Child Development Bachelor's Degree 17 52% costlier
Graphic Design Bachelor's Degree 17 27% costlier
Political Science and Government, General Bachelor's Degree 16 23% costlier
Accounting Bachelor's Degree 13 38% costlier
English Language and Literature, General Bachelor's Degree 12 28% costlier
History, General Bachelor's Degree 11 25% costlier
Social Work Bachelor's Degree 8 42% costlier
Broadcast Journalism Bachelor's Degree 8 33% costlier
Fine/Studio Arts, General Bachelor's Degree 8 19% costlier
Computer Science Bachelor's Degree 8 22% costlier
Sociology Bachelor's Degree 7 25% costlier
Speech Communication and Rhetoric Bachelor's Degree 7 29% costlier
International/Global Studies Bachelor's Degree 6 17% costlier
Industrial and Organizational Psychology Bachelor's Degree 6 14% costlier
Business Administration and Management, General Bachelor's Degree 6 49% costlier
Health and Physical Education/Fitness, General Bachelor's Degree 6 42% costlier
Athletic Training/Trainer Bachelor's Degree 6 36% costlier
Chemistry, General Bachelor's Degree 5 23% costlier
Fashion Merchandising Bachelor's Degree 5 37% costlier
Environmental Science Bachelor's Degree 4 20% costlier
Bible/Biblical Studies Bachelor's Degree 4 70% costlier
Biochemistry Bachelor's Degree 4 10% costlier
Management Information Systems, General Bachelor's Degree 4 40% costlier
Dietetics/Dietitian Bachelor's Degree 4 41% costlier
Interior Design Bachelor's Degree 4 33% costlier
Foods, Nutrition, and Wellness Studies, General Bachelor's Degree 3 38% costlier
Philosophy and Religious Studies, Other Bachelor's Degree 3 28% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 3 21% costlier
Fine Arts and Art Studies, Other Bachelor's Degree 2 13% costlier
Mass Communication/Media Studies Bachelor's Degree 2 35% costlier
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 2 62% costlier
Music, General Bachelor's Degree 2 24% costlier
Mathematics, General Bachelor's Degree 2 25% costlier
Psychology, General Bachelor's Degree 2 27% costlier
Music Teacher Education Bachelor's Degree 2 35% costlier
Spanish Language and Literature Bachelor's Degree 1 19% costlier
Development Economics and International Development Bachelor's Degree 1 4% cheaper
Pre-Theology/Pre-Ministerial Studies Bachelor's Degree 1 47% costlier
Music Theory and Composition Bachelor's Degree 1 10% costlier
Physics, General Bachelor's Degree 1 17% costlier
Voice and Opera Bachelor's Degree 1 16% costlier
Art Teacher Education Bachelor's Degree 1 41% costlier
Writing, General Bachelor's Degree 1 24% costlier
Engineering Physics/Applied Physics Bachelor's Degree 1 5% costlier
Social Sciences, General Bachelor's Degree 1 34% costlier
Religious/Sacred Music Bachelor's Degree 1 50% costlier
Journalism Bachelor's Degree 1 33% costlier
Foodservice Systems Administration/Management Bachelor's Degree 1 33% costlier
Keyboard Instruments Bachelor's Degree 1 15% costlier
Philosophy Bachelor's Degree 1 14% costlier


Use the calculators below to formulate a college savings plan for Point Loma Nazarene University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Point Loma Nazarene University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Point Loma Nazarene University student loan.

Prepayment Option

About Point Loma Nazarene University

Point Loma Nazarene University is a four year private college located in San Diego, California.  The school is affiliated with the Church of the Nazarene faith.  Full time enrollment is 3,106 and part time is 1,486. Learn more about getting accepted at Point Loma Nazarene University at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Point Loma Nazarene University
3900 Lomaland Dr
San Diego, California

For Profit / Not For Profit Status

Point Loma Nazarene University is a private not for profit institution.

Point Loma Nazarene University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=121309 IPEDS survey data.