Student Loan Payment Calculator for San Diego State University

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $120,960.00 to attend San Diego State University. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

San Diego State University Student Loan Payments
Example Payments
Monthly Loan Payment$1,209.20
Amount Borrowed$120,960.00
Interest Rate3.73%
Term years
Number of Monthly Payments120
Total Interest Cost$24,143.95
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $145,103.95 to afford the $1,209.20 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a San Diego State University student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $1,209.20 $833.22 $375.98 $120,126.78
2 $1,209.20 $835.81 $373.39 $119,290.98
3 $1,209.20 $838.40 $370.80 $118,452.58
4 $1,209.20 $841.01 $368.19 $117,611.57
5 $1,209.20 $843.62 $365.58 $116,767.94
6 $1,209.20 $846.25 $362.95 $115,921.70
7 $1,209.20 $848.88 $360.32 $115,072.82
8 $1,209.20 $851.51 $357.68 $114,221.30
9 $1,209.20 $854.16 $355.04 $113,367.14
10 $1,209.20 $856.82 $352.38 $112,510.33
11 $1,209.20 $859.48 $349.72 $111,650.85
12 $1,209.20 $862.15 $347.05 $110,788.69
13 $1,209.20 $864.83 $344.37 $109,923.86
14 $1,209.20 $867.52 $341.68 $109,056.34
15 $1,209.20 $870.22 $338.98 $108,186.13
16 $1,209.20 $872.92 $336.28 $107,313.21
17 $1,209.20 $875.63 $333.57 $106,437.57
18 $1,209.20 $878.36 $330.84 $105,559.22
19 $1,209.20 $881.09 $328.11 $104,678.13
20 $1,209.20 $883.83 $325.37 $103,794.30
21 $1,209.20 $886.57 $322.63 $102,907.73
22 $1,209.20 $889.33 $319.87 $102,018.40
23 $1,209.20 $892.09 $317.11 $101,126.31
24 $1,209.20 $894.87 $314.33 $100,231.45
25 $1,209.20 $897.65 $311.55 $99,333.80
26 $1,209.20 $900.44 $308.76 $98,433.36
27 $1,209.20 $903.24 $305.96 $97,530.13
28 $1,209.20 $906.04 $303.16 $96,624.08
29 $1,209.20 $908.86 $300.34 $95,715.22
30 $1,209.20 $911.68 $297.51 $94,803.54
31 $1,209.20 $914.52 $294.68 $93,889.02
32 $1,209.20 $917.36 $291.84 $92,971.66
33 $1,209.20 $920.21 $288.99 $92,051.45
34 $1,209.20 $923.07 $286.13 $91,128.37
35 $1,209.20 $925.94 $283.26 $90,202.43
36 $1,209.20 $928.82 $280.38 $89,273.61
37 $1,209.20 $931.71 $277.49 $88,341.90
38 $1,209.20 $934.60 $274.60 $87,407.30
39 $1,209.20 $937.51 $271.69 $86,469.79
40 $1,209.20 $940.42 $268.78 $85,529.37
41 $1,209.20 $943.35 $265.85 $84,586.02
42 $1,209.20 $946.28 $262.92 $83,639.74
43 $1,209.20 $949.22 $259.98 $82,690.52
44 $1,209.20 $952.17 $257.03 $81,738.35
45 $1,209.20 $955.13 $254.07 $80,783.23
46 $1,209.20 $958.10 $251.10 $79,825.13
47 $1,209.20 $961.08 $248.12 $78,864.05
48 $1,209.20 $964.06 $245.14 $77,899.99
49 $1,209.20 $967.06 $242.14 $76,932.93
50 $1,209.20 $970.07 $239.13 $75,962.86
51 $1,209.20 $973.08 $236.12 $74,989.78
52 $1,209.20 $976.11 $233.09 $74,013.67
53 $1,209.20 $979.14 $230.06 $73,034.53
54 $1,209.20 $982.18 $227.02 $72,052.35
55 $1,209.20 $985.24 $223.96 $71,067.11
56 $1,209.20 $988.30 $220.90 $70,078.81
57 $1,209.20 $991.37 $217.83 $69,087.44
58 $1,209.20 $994.45 $214.75 $68,092.99
59 $1,209.20 $997.54 $211.66 $67,095.44
60 $1,209.20 $1,000.64 $208.56 $66,094.80
61 $1,209.20 $1,003.75 $205.44 $65,091.04
62 $1,209.20 $1,006.87 $202.32 $64,084.17
63 $1,209.20 $1,010.00 $199.19 $63,074.16
64 $1,209.20 $1,013.14 $196.06 $62,061.02
65 $1,209.20 $1,016.29 $192.91 $61,044.73
66 $1,209.20 $1,019.45 $189.75 $60,025.27
67 $1,209.20 $1,022.62 $186.58 $59,002.65
68 $1,209.20 $1,025.80 $183.40 $57,976.85
69 $1,209.20 $1,028.99 $180.21 $56,947.87
70 $1,209.20 $1,032.19 $177.01 $55,915.68
71 $1,209.20 $1,035.40 $173.80 $54,880.28
72 $1,209.20 $1,038.61 $170.59 $53,841.67
73 $1,209.20 $1,041.84 $167.36 $52,799.83
74 $1,209.20 $1,045.08 $164.12 $51,754.75
75 $1,209.20 $1,048.33 $160.87 $50,706.42
76 $1,209.20 $1,051.59 $157.61 $49,654.83
77 $1,209.20 $1,054.86 $154.34 $48,599.98
78 $1,209.20 $1,058.13 $151.06 $47,541.84
79 $1,209.20 $1,061.42 $147.78 $46,480.42
80 $1,209.20 $1,064.72 $144.48 $45,415.69
81 $1,209.20 $1,068.03 $141.17 $44,347.66
82 $1,209.20 $1,071.35 $137.85 $43,276.31
83 $1,209.20 $1,074.68 $134.52 $42,201.63
84 $1,209.20 $1,078.02 $131.18 $41,123.60
85 $1,209.20 $1,081.37 $127.83 $40,042.23
86 $1,209.20 $1,084.74 $124.46 $38,957.50
87 $1,209.20 $1,088.11 $121.09 $37,869.39
88 $1,209.20 $1,091.49 $117.71 $36,777.90
89 $1,209.20 $1,094.88 $114.32 $35,683.02
90 $1,209.20 $1,098.28 $110.91 $34,584.73
91 $1,209.20 $1,101.70 $107.50 $33,483.04
92 $1,209.20 $1,105.12 $104.08 $32,377.91
93 $1,209.20 $1,108.56 $100.64 $31,269.35
94 $1,209.20 $1,112.00 $97.20 $30,157.35
95 $1,209.20 $1,115.46 $93.74 $29,041.89
96 $1,209.20 $1,118.93 $90.27 $27,922.96
97 $1,209.20 $1,122.41 $86.79 $26,800.56
98 $1,209.20 $1,125.89 $83.31 $25,674.66
99 $1,209.20 $1,129.39 $79.81 $24,545.27
100 $1,209.20 $1,132.90 $76.29 $23,412.36
101 $1,209.20 $1,136.43 $72.77 $22,275.94
102 $1,209.20 $1,139.96 $69.24 $21,135.98
103 $1,209.20 $1,143.50 $65.70 $19,992.48
104 $1,209.20 $1,147.06 $62.14 $18,845.42
105 $1,209.20 $1,150.62 $58.58 $17,694.80
106 $1,209.20 $1,154.20 $55.00 $16,540.60
107 $1,209.20 $1,157.79 $51.41 $15,382.81
108 $1,209.20 $1,161.38 $47.81 $14,221.43
109 $1,209.20 $1,164.99 $44.20 $13,056.43
110 $1,209.20 $1,168.62 $40.58 $11,887.82
111 $1,209.20 $1,172.25 $36.95 $10,715.57
112 $1,209.20 $1,175.89 $33.31 $9,539.68
113 $1,209.20 $1,179.55 $29.65 $8,360.13
114 $1,209.20 $1,183.21 $25.99 $7,176.92
115 $1,209.20 $1,186.89 $22.31 $5,990.03
116 $1,209.20 $1,190.58 $18.62 $4,799.44
117 $1,209.20 $1,194.28 $14.92 $3,605.16
118 $1,209.20 $1,197.99 $11.21 $2,407.17
119 $1,209.20 $1,201.72 $7.48 $1,205.45
120 $1,209.20 $1,205.45 $3.75 $0.00