Student Loan Payment Calculator for San Jose State University

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $116,100.00 to attend San Jose State University. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

San Jose State University Student Loan Payments
Example Payments
Monthly Loan Payment$1,160.62
Amount Borrowed$116,100.00
Interest Rate3.73%
Term years
Number of Monthly Payments120
Total Interest Cost$23,173.88
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $139,273.88 to afford the $1,160.62 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a San Jose State University student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $1,160.62 $799.74 $360.88 $115,300.26
2 $1,160.62 $802.22 $358.39 $114,498.04
3 $1,160.62 $804.72 $355.90 $113,693.32
4 $1,160.62 $807.22 $353.40 $112,886.10
5 $1,160.62 $809.73 $350.89 $112,076.37
6 $1,160.62 $812.24 $348.37 $111,264.13
7 $1,160.62 $814.77 $345.85 $110,449.36
8 $1,160.62 $817.30 $343.31 $109,632.06
9 $1,160.62 $819.84 $340.77 $108,812.21
10 $1,160.62 $822.39 $338.22 $107,989.82
11 $1,160.62 $824.95 $335.67 $107,164.87
12 $1,160.62 $827.51 $333.10 $106,337.36
13 $1,160.62 $830.08 $330.53 $105,507.28
14 $1,160.62 $832.66 $327.95 $104,674.62
15 $1,160.62 $835.25 $325.36 $103,839.36
16 $1,160.62 $837.85 $322.77 $103,001.52
17 $1,160.62 $840.45 $320.16 $102,161.06
18 $1,160.62 $843.07 $317.55 $101,318.00
19 $1,160.62 $845.69 $314.93 $100,472.31
20 $1,160.62 $848.31 $312.30 $99,624.00
21 $1,160.62 $850.95 $309.66 $98,773.05
22 $1,160.62 $853.60 $307.02 $97,919.45
23 $1,160.62 $856.25 $304.37 $97,063.20
24 $1,160.62 $858.91 $301.70 $96,204.29
25 $1,160.62 $861.58 $299.04 $95,342.71
26 $1,160.62 $864.26 $296.36 $94,478.45
27 $1,160.62 $866.95 $293.67 $93,611.51
28 $1,160.62 $869.64 $290.98 $92,741.87
29 $1,160.62 $872.34 $288.27 $91,869.52
30 $1,160.62 $875.05 $285.56 $90,994.47
31 $1,160.62 $877.77 $282.84 $90,116.69
32 $1,160.62 $880.50 $280.11 $89,236.19
33 $1,160.62 $883.24 $277.38 $88,352.95
34 $1,160.62 $885.99 $274.63 $87,466.97
35 $1,160.62 $888.74 $271.88 $86,578.23
36 $1,160.62 $891.50 $269.11 $85,686.72
37 $1,160.62 $894.27 $266.34 $84,792.45
38 $1,160.62 $897.05 $263.56 $83,895.40
39 $1,160.62 $899.84 $260.77 $82,995.56
40 $1,160.62 $902.64 $257.98 $82,092.92
41 $1,160.62 $905.44 $255.17 $81,187.48
42 $1,160.62 $908.26 $252.36 $80,279.22
43 $1,160.62 $911.08 $249.53 $79,368.14
44 $1,160.62 $913.91 $246.70 $78,454.22
45 $1,160.62 $916.75 $243.86 $77,537.47
46 $1,160.62 $919.60 $241.01 $76,617.87
47 $1,160.62 $922.46 $238.15 $75,695.41
48 $1,160.62 $925.33 $235.29 $74,770.08
49 $1,160.62 $928.21 $232.41 $73,841.87
50 $1,160.62 $931.09 $229.53 $72,910.78
51 $1,160.62 $933.98 $226.63 $71,976.80
52 $1,160.62 $936.89 $223.73 $71,039.91
53 $1,160.62 $939.80 $220.82 $70,100.11
54 $1,160.62 $942.72 $217.89 $69,157.39
55 $1,160.62 $945.65 $214.96 $68,211.74
56 $1,160.62 $948.59 $212.02 $67,263.14
57 $1,160.62 $951.54 $209.08 $66,311.60
58 $1,160.62 $954.50 $206.12 $65,357.11
59 $1,160.62 $957.46 $203.15 $64,399.64
60 $1,160.62 $960.44 $200.18 $63,439.20
61 $1,160.62 $963.43 $197.19 $62,475.78
62 $1,160.62 $966.42 $194.20 $61,509.36
63 $1,160.62 $969.42 $191.19 $60,539.93
64 $1,160.62 $972.44 $188.18 $59,567.50
65 $1,160.62 $975.46 $185.16 $58,592.04
66 $1,160.62 $978.49 $182.12 $57,613.54
67 $1,160.62 $981.53 $179.08 $56,632.01
68 $1,160.62 $984.58 $176.03 $55,647.43
69 $1,160.62 $987.64 $172.97 $54,659.78
70 $1,160.62 $990.71 $169.90 $53,669.07
71 $1,160.62 $993.79 $166.82 $52,675.27
72 $1,160.62 $996.88 $163.73 $51,678.39
73 $1,160.62 $999.98 $160.63 $50,678.41
74 $1,160.62 $1,003.09 $157.53 $49,675.32
75 $1,160.62 $1,006.21 $154.41 $48,669.11
76 $1,160.62 $1,009.34 $151.28 $47,659.77
77 $1,160.62 $1,012.47 $148.14 $46,647.30
78 $1,160.62 $1,015.62 $145.00 $45,631.68
79 $1,160.62 $1,018.78 $141.84 $44,612.90
80 $1,160.62 $1,021.94 $138.67 $43,590.96
81 $1,160.62 $1,025.12 $135.50 $42,565.84
82 $1,160.62 $1,028.31 $132.31 $41,537.53
83 $1,160.62 $1,031.50 $129.11 $40,506.03
84 $1,160.62 $1,034.71 $125.91 $39,471.32
85 $1,160.62 $1,037.93 $122.69 $38,433.39
86 $1,160.62 $1,041.15 $119.46 $37,392.24
87 $1,160.62 $1,044.39 $116.23 $36,347.85
88 $1,160.62 $1,047.63 $112.98 $35,300.22
89 $1,160.62 $1,050.89 $109.72 $34,249.33
90 $1,160.62 $1,054.16 $106.46 $33,195.17
91 $1,160.62 $1,057.43 $103.18 $32,137.73
92 $1,160.62 $1,060.72 $99.89 $31,077.01
93 $1,160.62 $1,064.02 $96.60 $30,013.00
94 $1,160.62 $1,067.33 $93.29 $28,945.67
95 $1,160.62 $1,070.64 $89.97 $27,875.03
96 $1,160.62 $1,073.97 $86.64 $26,801.06
97 $1,160.62 $1,077.31 $83.31 $25,723.75
98 $1,160.62 $1,080.66 $79.96 $24,643.09
99 $1,160.62 $1,084.02 $76.60 $23,559.07
100 $1,160.62 $1,087.39 $73.23 $22,471.69
101 $1,160.62 $1,090.77 $69.85 $21,380.92
102 $1,160.62 $1,094.16 $66.46 $20,286.76
103 $1,160.62 $1,097.56 $63.06 $19,189.21
104 $1,160.62 $1,100.97 $59.65 $18,088.24
105 $1,160.62 $1,104.39 $56.22 $16,983.85
106 $1,160.62 $1,107.82 $52.79 $15,876.02
107 $1,160.62 $1,111.27 $49.35 $14,764.75
108 $1,160.62 $1,114.72 $45.89 $13,650.03
109 $1,160.62 $1,118.19 $42.43 $12,531.84
110 $1,160.62 $1,121.66 $38.95 $11,410.18
111 $1,160.62 $1,125.15 $35.47 $10,285.03
112 $1,160.62 $1,128.65 $31.97 $9,156.39
113 $1,160.62 $1,132.15 $28.46 $8,024.23
114 $1,160.62 $1,135.67 $24.94 $6,888.56
115 $1,160.62 $1,139.20 $21.41 $5,749.35
116 $1,160.62 $1,142.74 $17.87 $4,606.61
117 $1,160.62 $1,146.30 $14.32 $3,460.31
118 $1,160.62 $1,149.86 $10.76 $2,310.45
119 $1,160.62 $1,153.43 $7.18 $1,157.02
120 $1,160.62 $1,157.02 $3.60 $0.00