Savings Plan and Future Cost Estimation for University of San Diego

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2041$189,805
Monthly savings required$1,502

How much will it cost to send your child to University of San Diego in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $759,218.53 for students enrolling in 2041 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $1,502.46 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$73,193.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $1,502.46 $0.00 $0.00 $1,502.46
2 $1,502.46 $1,502.46 $0.00 $8.50 $3,013.42
3 $3,013.42 $1,502.46 $0.00 $17.04 $4,532.92
4 $4,532.92 $1,502.46 $0.00 $25.63 $6,061.01
5 $6,061.01 $1,502.46 $0.00 $34.27 $7,597.74
6 $7,597.74 $1,502.46 $0.00 $42.96 $9,143.16
7 $9,143.16 $1,502.46 $0.00 $51.70 $10,697.32
8 $10,697.32 $1,502.46 $0.00 $60.48 $12,260.26
9 $12,260.26 $1,502.46 $0.00 $69.32 $13,832.04
10 $13,832.04 $1,502.46 $0.00 $78.21 $15,412.71
11 $15,412.71 $1,502.46 $0.00 $87.15 $17,002.32
12 $17,002.32 $1,502.46 $0.00 $96.13 $18,600.91
13 $18,600.91 $1,502.46 $0.00 $105.17 $20,208.54
14 $20,208.54 $1,502.46 $0.00 $114.26 $21,825.26
15 $21,825.26 $1,502.46 $0.00 $123.40 $23,451.12
16 $23,451.12 $1,502.46 $0.00 $132.60 $25,086.18
17 $25,086.18 $1,502.46 $0.00 $141.84 $26,730.48
18 $26,730.48 $1,502.46 $0.00 $151.14 $28,384.08
19 $28,384.08 $1,502.46 $0.00 $160.49 $30,047.03
20 $30,047.03 $1,502.46 $0.00 $169.89 $31,719.38
21 $31,719.38 $1,502.46 $0.00 $179.35 $33,401.19
22 $33,401.19 $1,502.46 $0.00 $188.86 $35,092.51
23 $35,092.51 $1,502.46 $0.00 $198.42 $36,793.39
24 $36,793.39 $1,502.46 $0.00 $208.04 $38,503.89
25 $38,503.89 $1,502.46 $0.00 $217.71 $40,224.06
26 $40,224.06 $1,502.46 $0.00 $227.43 $41,953.95
27 $41,953.95 $1,502.46 $0.00 $237.21 $43,693.62
28 $43,693.62 $1,502.46 $0.00 $247.05 $45,443.13
29 $45,443.13 $1,502.46 $0.00 $256.94 $47,202.53
30 $47,202.53 $1,502.46 $0.00 $266.89 $48,971.88
31 $48,971.88 $1,502.46 $0.00 $276.89 $50,751.23
32 $50,751.23 $1,502.46 $0.00 $286.95 $52,540.64
33 $52,540.64 $1,502.46 $0.00 $297.07 $54,340.17
34 $54,340.17 $1,502.46 $0.00 $307.25 $56,149.88
35 $56,149.88 $1,502.46 $0.00 $317.48 $57,969.82
36 $57,969.82 $1,502.46 $0.00 $327.77 $59,800.05
37 $59,800.05 $1,502.46 $0.00 $338.12 $61,640.63
38 $61,640.63 $1,502.46 $0.00 $348.53 $63,491.62
39 $63,491.62 $1,502.46 $0.00 $358.99 $65,353.07
40 $65,353.07 $1,502.46 $0.00 $369.52 $67,225.05
41 $67,225.05 $1,502.46 $0.00 $380.10 $69,107.61
42 $69,107.61 $1,502.46 $0.00 $390.74 $71,000.81
43 $71,000.81 $1,502.46 $0.00 $401.45 $72,904.72
44 $72,904.72 $1,502.46 $0.00 $412.21 $74,819.39
45 $74,819.39 $1,502.46 $0.00 $423.04 $76,744.89
46 $76,744.89 $1,502.46 $0.00 $433.93 $78,681.28
47 $78,681.28 $1,502.46 $0.00 $444.88 $80,628.62
48 $80,628.62 $1,502.46 $0.00 $455.89 $82,586.97
49 $82,586.97 $1,502.46 $0.00 $466.96 $84,556.39
50 $84,556.39 $1,502.46 $0.00 $478.09 $86,536.94
51 $86,536.94 $1,502.46 $0.00 $489.29 $88,528.69
52 $88,528.69 $1,502.46 $0.00 $500.55 $90,531.70
53 $90,531.70 $1,502.46 $0.00 $511.88 $92,546.04
54 $92,546.04 $1,502.46 $0.00 $523.27 $94,571.77
55 $94,571.77 $1,502.46 $0.00 $534.72 $96,608.95
56 $96,608.95 $1,502.46 $0.00 $546.24 $98,657.65
57 $98,657.65 $1,502.46 $0.00 $557.82 $100,717.93
58 $100,717.93 $1,502.46 $0.00 $569.47 $102,789.86
59 $102,789.86 $1,502.46 $0.00 $581.19 $104,873.51
60 $104,873.51 $1,502.46 $0.00 $592.97 $106,968.94
61 $106,968.94 $1,502.46 $0.00 $604.82 $109,076.22
62 $109,076.22 $1,502.46 $0.00 $616.73 $111,195.41
63 $111,195.41 $1,502.46 $0.00 $628.72 $113,326.59
64 $113,326.59 $1,502.46 $0.00 $640.77 $115,469.82
65 $115,469.82 $1,502.46 $0.00 $652.88 $117,625.16
66 $117,625.16 $1,502.46 $0.00 $665.07 $119,792.69
67 $119,792.69 $1,502.46 $0.00 $677.33 $121,972.48
68 $121,972.48 $1,502.46 $0.00 $689.65 $124,164.59
69 $124,164.59 $1,502.46 $0.00 $702.04 $126,369.09
70 $126,369.09 $1,502.46 $0.00 $714.51 $128,586.06
71 $128,586.06 $1,502.46 $0.00 $727.04 $130,815.56
72 $130,815.56 $1,502.46 $0.00 $739.65 $133,057.67
73 $133,057.67 $1,502.46 $0.00 $752.33 $135,312.46
74 $135,312.46 $1,502.46 $0.00 $765.08 $137,580.00
75 $137,580.00 $1,502.46 $0.00 $777.90 $139,860.36
76 $139,860.36 $1,502.46 $0.00 $790.79 $142,153.61
77 $142,153.61 $1,502.46 $0.00 $803.76 $144,459.83
78 $144,459.83 $1,502.46 $0.00 $816.80 $146,779.09
79 $146,779.09 $1,502.46 $0.00 $829.91 $149,111.46
80 $149,111.46 $1,502.46 $0.00 $843.10 $151,457.02
81 $151,457.02 $1,502.46 $0.00 $856.36 $153,815.84
82 $153,815.84 $1,502.46 $0.00 $869.70 $156,188.00
83 $156,188.00 $1,502.46 $0.00 $883.11 $158,573.57
84 $158,573.57 $1,502.46 $0.00 $896.60 $160,972.63
85 $160,972.63 $1,502.46 $0.00 $910.16 $163,385.25
86 $163,385.25 $1,502.46 $0.00 $923.80 $165,811.51
87 $165,811.51 $1,502.46 $0.00 $937.52 $168,251.49
88 $168,251.49 $1,502.46 $0.00 $951.32 $170,705.27
89 $170,705.27 $1,502.46 $0.00 $965.19 $173,172.92
90 $173,172.92 $1,502.46 $0.00 $979.14 $175,654.52
91 $175,654.52 $1,502.46 $0.00 $993.18 $178,150.16
92 $178,150.16 $1,502.46 $0.00 $1,007.29 $180,659.91
93 $180,659.91 $1,502.46 $0.00 $1,021.48 $183,183.85
94 $183,183.85 $1,502.46 $0.00 $1,035.75 $185,722.06
95 $185,722.06 $1,502.46 $0.00 $1,050.10 $188,274.62
96 $188,274.62 $1,502.46 $0.00 $1,064.53 $190,841.61
97 $190,841.61 $1,502.46 $0.00 $1,079.05 $193,423.12
98 $193,423.12 $1,502.46 $0.00 $1,093.64 $196,019.22
99 $196,019.22 $1,502.46 $0.00 $1,108.32 $198,630.00
100 $198,630.00 $1,502.46 $0.00 $1,123.08 $201,255.54
101 $201,255.54 $1,502.46 $0.00 $1,137.93 $203,895.93
102 $203,895.93 $1,502.46 $0.00 $1,152.86 $206,551.25
103 $206,551.25 $1,502.46 $0.00 $1,167.87 $209,221.58
104 $209,221.58 $1,502.46 $0.00 $1,182.97 $211,907.01
105 $211,907.01 $1,502.46 $0.00 $1,198.15 $214,607.62
106 $214,607.62 $1,502.46 $0.00 $1,213.42 $217,323.50
107 $217,323.50 $1,502.46 $0.00 $1,228.78 $220,054.74
108 $220,054.74 $1,502.46 $0.00 $1,244.22 $222,801.42
109 $222,801.42 $1,502.46 $0.00 $1,259.75 $225,563.63
110 $225,563.63 $1,502.46 $0.00 $1,275.37 $228,341.46
111 $228,341.46 $1,502.46 $0.00 $1,291.08 $231,135.00
112 $231,135.00 $1,502.46 $0.00 $1,306.87 $233,944.33
113 $233,944.33 $1,502.46 $0.00 $1,322.76 $236,769.55
114 $236,769.55 $1,502.46 $0.00 $1,338.73 $239,610.74
115 $239,610.74 $1,502.46 $0.00 $1,354.79 $242,467.99
116 $242,467.99 $1,502.46 $0.00 $1,370.95 $245,341.40
117 $245,341.40 $1,502.46 $0.00 $1,387.20 $248,231.06
118 $248,231.06 $1,502.46 $0.00 $1,403.53 $251,137.05
119 $251,137.05 $1,502.46 $0.00 $1,419.97 $254,059.48
120 $254,059.48 $1,502.46 $0.00 $1,436.49 $256,998.43
121 $256,998.43 $1,502.46 $0.00 $1,453.11 $259,954.00
122 $259,954.00 $1,502.46 $0.00 $1,469.82 $262,926.28
123 $262,926.28 $1,502.46 $0.00 $1,486.62 $265,915.36
124 $265,915.36 $1,502.46 $0.00 $1,503.52 $268,921.34
125 $268,921.34 $1,502.46 $0.00 $1,520.52 $271,944.32
126 $271,944.32 $1,502.46 $0.00 $1,537.61 $274,984.39
127 $274,984.39 $1,502.46 $0.00 $1,554.80 $278,041.65
128 $278,041.65 $1,502.46 $0.00 $1,572.09 $281,116.20
129 $281,116.20 $1,502.46 $0.00 $1,589.47 $284,208.13
130 $284,208.13 $1,502.46 $0.00 $1,606.95 $287,317.54
131 $287,317.54 $1,502.46 $0.00 $1,624.54 $290,444.54
132 $290,444.54 $1,502.46 $0.00 $1,642.22 $293,589.22
133 $293,589.22 $1,502.46 $0.00 $1,660.00 $296,751.68
134 $296,751.68 $1,502.46 $0.00 $1,677.88 $299,932.02
135 $299,932.02 $1,502.46 $0.00 $1,695.86 $303,130.34
136 $303,130.34 $1,502.46 $0.00 $1,713.94 $306,346.74
137 $306,346.74 $1,502.46 $0.00 $1,732.13 $309,581.33
138 $309,581.33 $1,502.46 $0.00 $1,750.42 $312,834.21
139 $312,834.21 $1,502.46 $0.00 $1,768.81 $316,105.48
140 $316,105.48 $1,502.46 $0.00 $1,787.31 $319,395.25
141 $319,395.25 $1,502.46 $0.00 $1,805.91 $322,703.62
142 $322,703.62 $1,502.46 $0.00 $1,824.61 $326,030.69
143 $326,030.69 $1,502.46 $0.00 $1,843.42 $329,376.57
144 $329,376.57 $1,502.46 $0.00 $1,862.34 $332,741.37
145 $332,741.37 $1,502.46 $0.00 $1,881.37 $336,125.20
146 $336,125.20 $1,502.46 $0.00 $1,900.50 $339,528.16
147 $339,528.16 $1,502.46 $0.00 $1,919.74 $342,950.36
148 $342,950.36 $1,502.46 $0.00 $1,939.09 $346,391.91
149 $346,391.91 $1,502.46 $0.00 $1,958.55 $349,852.92
150 $349,852.92 $1,502.46 $0.00 $1,978.12 $353,333.50
151 $353,333.50 $1,502.46 $0.00 $1,997.80 $356,833.76
152 $356,833.76 $1,502.46 $0.00 $2,017.59 $360,353.81
153 $360,353.81 $1,502.46 $0.00 $2,037.49 $363,893.76
154 $363,893.76 $1,502.46 $0.00 $2,057.51 $367,453.73
155 $367,453.73 $1,502.46 $0.00 $2,077.64 $371,033.83
156 $371,033.83 $1,502.46 $0.00 $2,097.88 $374,634.17
157 $374,634.17 $1,502.46 $0.00 $2,118.24 $378,254.87
158 $378,254.87 $1,502.46 $0.00 $2,138.71 $381,896.04
159 $381,896.04 $1,502.46 $0.00 $2,159.30 $385,557.80
160 $385,557.80 $1,502.46 $0.00 $2,180.00 $389,240.26
161 $389,240.26 $1,502.46 $0.00 $2,200.82 $392,943.54
162 $392,943.54 $1,502.46 $0.00 $2,221.76 $396,667.76
163 $396,667.76 $1,502.46 $0.00 $2,242.82 $400,413.04
164 $400,413.04 $1,502.46 $0.00 $2,263.99 $404,179.49
165 $404,179.49 $1,502.46 $0.00 $2,285.29 $407,967.24
166 $407,967.24 $1,502.46 $0.00 $2,306.71 $411,776.41
167 $411,776.41 $1,502.46 $0.00 $2,328.24 $415,607.11
168 $415,607.11 $1,502.46 $0.00 $2,349.90 $419,459.47
169 $419,459.47 $1,502.46 $0.00 $2,371.68 $423,333.61
170 $423,333.61 $1,502.46 $0.00 $2,393.59 $427,229.66
171 $427,229.66 $1,502.46 $0.00 $2,415.62 $431,147.74
172 $431,147.74 $1,502.46 $0.00 $2,437.77 $435,087.97
173 $435,087.97 $1,502.46 $0.00 $2,460.05 $439,050.48
174 $439,050.48 $1,502.46 $0.00 $2,482.46 $443,035.40
175 $443,035.40 $1,502.46 $0.00 $2,504.99 $447,042.85
176 $447,042.85 $1,502.46 $0.00 $2,527.65 $451,072.96
177 $451,072.96 $1,502.46 $0.00 $2,550.43 $455,125.85
178 $455,125.85 $1,502.46 $0.00 $2,573.35 $459,201.66
179 $459,201.66 $1,502.46 $0.00 $2,596.39 $463,300.51
180 $463,300.51 $1,502.46 $0.00 $2,619.57 $467,422.54
181 $467,422.54 $1,502.46 $0.00 $2,642.87 $471,567.87
182 $471,567.87 $1,502.46 $0.00 $2,666.31 $475,736.64
183 $475,736.64 $1,502.46 $0.00 $2,689.88 $479,928.98
184 $479,928.98 $1,502.46 $0.00 $2,713.59 $484,145.03
185 $484,145.03 $1,502.46 $0.00 $2,737.43 $488,384.92
186 $488,384.92 $1,502.46 $0.00 $2,761.40 $492,648.78
187 $492,648.78 $1,502.46 $0.00 $2,785.51 $496,936.75
188 $496,936.75 $1,502.46 $0.00 $2,809.75 $501,248.96
189 $501,248.96 $1,502.46 $0.00 $2,834.13 $505,585.55
190 $505,585.55 $1,502.46 $0.00 $2,858.65 $509,946.66
191 $509,946.66 $1,502.46 $0.00 $2,883.31 $514,332.43
192 $514,332.43 $1,502.46 $0.00 $2,908.11 $518,743.00
193 $518,743.00 $1,502.46 $0.00 $2,933.05 $523,178.51
194 $523,178.51 $1,502.46 $0.00 $2,958.13 $527,639.10
195 $527,639.10 $1,502.46 $0.00 $2,983.35 $532,124.91
196 $532,124.91 $1,502.46 $0.00 $3,008.71 $536,636.08
197 $536,636.08 $1,502.46 $0.00 $3,034.22 $541,172.76
198 $541,172.76 $1,502.46 $0.00 $3,059.87 $545,735.09
199 $545,735.09 $1,502.46 $0.00 $3,085.67 $550,323.22
200 $550,323.22 $1,502.46 $0.00 $3,111.61 $554,937.29
201 $554,937.29 $1,502.46 $0.00 $3,137.70 $559,577.45
202 $559,577.45 $1,502.46 $0.00 $3,163.93 $564,243.84
203 $564,243.84 $1,502.46 $0.00 $3,190.32 $568,936.62
204 $568,936.62 $1,502.46 $0.00 $3,216.85 $573,655.93
205 $573,655.93 $1,502.46 $0.00 $3,243.53 $578,401.92
206 $578,401.92 $1,502.46 $0.00 $3,270.37 $583,174.75
207 $583,174.75 $1,502.46 $0.00 $3,297.35 $587,974.56
208 $587,974.56 $1,502.46 $0.00 $3,324.49 $592,801.51
209 $592,801.51 $1,502.46 $0.00 $3,351.79 $597,655.76
210 $597,655.76 $1,502.46 $0.00 $3,379.23 $602,537.45
211 $602,537.45 $1,502.46 $0.00 $3,406.83 $607,446.74
212 $607,446.74 $1,502.46 $0.00 $3,434.59 $612,383.79
213 $612,383.79 $1,502.46 $0.00 $3,462.51 $617,348.76
214 $617,348.76 $1,502.46 $0.00 $3,490.58 $622,341.80
215 $622,341.80 $1,502.46 $0.00 $3,518.81 $627,363.07
216 $627,363.07 $1,502.46 $0.00 $3,547.20 $632,412.73
217 $632,412.73 $1,502.46 $176,147.68 $3,575.75 $461,343.26
218 $461,343.26 $1,502.46 $0.00 $2,608.50 $465,454.22
219 $465,454.22 $1,502.46 $0.00 $2,631.75 $469,588.43
220 $469,588.43 $1,502.46 $0.00 $2,655.12 $473,746.01
221 $473,746.01 $1,502.46 $0.00 $2,678.63 $477,927.10
222 $477,927.10 $1,502.46 $0.00 $2,702.27 $482,131.83
223 $482,131.83 $1,502.46 $0.00 $2,726.04 $486,360.33
224 $486,360.33 $1,502.46 $0.00 $2,749.95 $490,612.74
225 $490,612.74 $1,502.46 $0.00 $2,774.00 $494,889.20
226 $494,889.20 $1,502.46 $0.00 $2,798.18 $499,189.84
227 $499,189.84 $1,502.46 $0.00 $2,822.49 $503,514.79
228 $503,514.79 $1,502.46 $0.00 $2,846.95 $507,864.20
229 $507,864.20 $1,502.46 $184,955.07 $2,871.54 $327,283.13
230 $327,283.13 $1,502.46 $0.00 $1,850.51 $330,636.10
231 $330,636.10 $1,502.46 $0.00 $1,869.46 $334,008.02
232 $334,008.02 $1,502.46 $0.00 $1,888.53 $337,399.01
233 $337,399.01 $1,502.46 $0.00 $1,907.70 $340,809.17
234 $340,809.17 $1,502.46 $0.00 $1,926.98 $344,238.61
235 $344,238.61 $1,502.46 $0.00 $1,946.38 $347,687.45
236 $347,687.45 $1,502.46 $0.00 $1,965.88 $351,155.79
237 $351,155.79 $1,502.46 $0.00 $1,985.49 $354,643.74
238 $354,643.74 $1,502.46 $0.00 $2,005.21 $358,151.41
239 $358,151.41 $1,502.46 $0.00 $2,025.04 $361,678.91
240 $361,678.91 $1,502.46 $0.00 $2,044.99 $365,226.36
241 $365,226.36 $1,502.46 $194,202.82 $2,065.04 $174,591.04
242 $174,591.04 $1,502.46 $0.00 $987.16 $177,080.66
243 $177,080.66 $1,502.46 $0.00 $1,001.24 $179,584.36
244 $179,584.36 $1,502.46 $0.00 $1,015.40 $182,102.22
245 $182,102.22 $1,502.46 $0.00 $1,029.63 $184,634.31
246 $184,634.31 $1,502.46 $0.00 $1,043.95 $187,180.72
247 $187,180.72 $1,502.46 $0.00 $1,058.35 $189,741.53
248 $189,741.53 $1,502.46 $0.00 $1,072.83 $192,316.82
249 $192,316.82 $1,502.46 $0.00 $1,087.39 $194,906.67
250 $194,906.67 $1,502.46 $0.00 $1,102.03 $197,511.16
251 $197,511.16 $1,502.46 $0.00 $1,116.76 $200,130.38
252 $200,130.38 $1,502.46 $0.00 $1,131.57 $202,764.41
253 $202,764.41 $0.00 $203,912.96 $1,146.46 ($2.09)