Annual Costs

Undergraduate Tuition

Tuition for University of San Francisco is $47,550 for the 2018/2019 academic year. This is 67% more expensive than the national average private non-profit four year college tuition of $28,471. The cost is 99% more expensive than the average California tuition of $23,930 for 4 year colleges. Tuition ranks 128th in California amongst 4 year colleges for affordability and is the 17th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $516 in addition to tuition bringing the total effective in-state tuition to $48,066.

Housing Costs

On campus room and board is provided by the school at a cost of $14,830 per academic year. Students electing to live off campus elsewhere in San Francisco should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,600.

Other Living Expenses

If living on-campus, students should budget for $3,800 in additional living expenses. Off-campus students should budget for $3,800 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to University of San Francisco was $68,296 for the 2018/2019 academic year. The cost is the same for all students regardless of California residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for University of San Francisco and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of San Francisco
Estimated Budgets
California Resident Total Budget $68,296
   In-State Tuition$47,550
   Other Fees$516
   Room and Board$14,830
   On-Campus Other Budget$3,800
   Books and Supplies$1,600
Non-Resident Total Budget $68,296
   Out-of-State Tuition$47,550
   Other Fees$516
   Room and Board$14,830
   On-Campus Other Budget$3,800
   Books and Supplies$1,600


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $68,296 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported University of San Francisco net price for in-state students is $35,270* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

82% of University of San Francisco students received grant aid in 2014/2015. The average total aid amount was $27,943. 26 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,494. To apply for a Pell Grant to attend University of San Francisco, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of San Francisco
Financial Aid Summary
Average Annual Net Price$35,270*
Percent of Students Receiving Grant Aid82%
Average Total Grant Aid$27,943
Percent of Students Receiving Pell Grants26%
Average Amount of Pell Grant Aid$4,494

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$20,350
$30,001 to $48,000$23,066
$48,001 to $75,000$26,530
$75,001 to $110,000$33,598

Average Financial Aid Mix - $68,296 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $68,296. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 43% - $27,943

Money granted to you by the U.S. Department of Education, University of San Francisco or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 8% - $5,302

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 48% -  $31,251

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Is it Worth the Cost?

To make a comparative assessment if University of San Francisco is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 74/100 for University of San Francisco. Considering an average net price paid of $28,853, this leads to an overall value ranking of 52/100. This places the school 201st on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. University of San Francisco
University of the Pacific0.1% less expensive
Point Loma Nazarene University26.2% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of San Francisco.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at University of San Francisco is $273,184 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $28,853 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $115,412**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $341,480 or $144,265 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of San Francisco.

California Resident Tuition Per Semester$23,775
California Resident Total Cost Per Semester$34,148

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of San Francisco are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of San Francisco
Price per credit hour$1,690
Cost for one class (3 credit hours)$5,070
Cost for one class (4 credit hours)$6,760


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 55% of University of San Francisco students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,302. The reported average student debt upon graduation is $29,054.

Example Loan Payments and Costs

How much are student loan payments for University of San Francisco? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $115,412, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $143,199.83. This could be your effective total out of pocket cost of an education at University of San Francisco. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 82% of students at this school who receive financial aid and you are paying an average annual net price of $28,853. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of San Francisco student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of San Francisco Student Loan Payments
Example Payments
Monthly Loan Payment$1,193.33
Amount Borrowed$115,412.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$27,787.83
Sum of All Payments over 10 years$143,199.83

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend University of San Francisco? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of San Francisco, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $143,199.83 would be needed to afford a $1,193.33 monthly payment in the example $115,412.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of San Francisco in the future? In the past four years, this school's published in-state tuition and fee total rose from $38,490 to $47,550. This amounts to an average annual price increase of 4.7%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $273,184.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of San Francisco.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$93,923$375,692
Estimated Cost in 10 years for students enrolling in 2030$119,872$479,488
Estimated Cost in 15 years for students enrolling in 2035 $152,991$611,962
Estimated Cost in 18 years for students enrolling in 2038 $177,106$708,423

Tuition History

What was tuition at University of San Francisco five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearTuitionAnnual Increase

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of San Francisco to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Bachelor's Degree 139 90% costlier
Business Administration and Management, General Bachelor's Degree 101 98% costlier
Organizational Behavior Studies Bachelor's Degree 72 61% costlier
Speech Communication and Rhetoric Bachelor's Degree 70 72% costlier
Biology/Biological Sciences, General Bachelor's Degree 59 69% costlier
Applied Economics Bachelor's Degree 40 51% costlier
Kinesiology and Exercise Science Bachelor's Degree 37 77% costlier
Mass Communication/Media Studies Bachelor's Degree 35 80% costlier
Information Technology Bachelor's Degree 30 101% costlier
Public Administration Bachelor's Degree 27 100% costlier
Design and Visual Communications, General Bachelor's Degree 26 73% costlier
Architecture Bachelor's Degree 25 43% costlier
Finance, General Bachelor's Degree 17 84% costlier
Health Services Administration Bachelor's Degree 11 104% costlier
Art History, Criticism and Conservation Bachelor's Degree 11 39% costlier
Philosophy Bachelor's Degree 11 51% costlier
Accounting Bachelor's Degree 10 84% costlier
Marketing/Marketing Management, General Bachelor's Degree 9 88% costlier
Visual and Performing Arts, General Bachelor's Degree 8 68% costlier
Physics, General Bachelor's Degree 7 55% costlier
Mathematics, General Bachelor's Degree 6 67% costlier
Environmental Science Bachelor's Degree 6 60% costlier
Computer Science Bachelor's Degree 6 63% costlier
Fine/Studio Arts, General Bachelor's Degree 5 58% costlier
Theology/Theological Studies Bachelor's Degree 5 76% costlier
Political Science and Government, General Bachelor's Degree 5 64% costlier
Comparative Literature Bachelor's Degree 4 23% costlier
International Relations and Affairs Bachelor's Degree 4 45% costlier
Entrepreneurship/Entrepreneurial Studies Bachelor's Degree 3 70% costlier
Graphic Design Bachelor's Degree 3 69% costlier
Japanese Language and Literature Bachelor's Degree 3 30% costlier
Latin American Studies Bachelor's Degree 2 29% costlier
French Language and Literature Bachelor's Degree 2 48% costlier
Sociology Bachelor's Degree 2 66% costlier
Asian Studies/Civilization Bachelor's Degree 2 30% costlier
International Business/Trade/Commerce Bachelor's Degree 2 65% costlier
Spanish Language and Literature Bachelor's Degree 2 59% costlier
Advertising Bachelor's Degree 2 75% costlier
Environmental Studies Bachelor's Degree 1 40% costlier
Fashion/Apparel Design Bachelor's Degree 1 50% costlier
Economics, General Bachelor's Degree 1 53% costlier
English Language and Literature, General Bachelor's Degree 1 70% costlier
Graphic Communications, General Bachelor's Degree 1 80% costlier
Hospitality Administration/Management, General Bachelor's Degree 1 89% costlier
Chemistry, General Bachelor's Degree 1 64% costlier
History, General Bachelor's Degree 1 67% costlier
Psychology, General Bachelor's Degree 1 69% costlier


Use the calculators below to formulate a college savings plan for University of San Francisco or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of San Francisco in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of San Francisco student loan.

Prepayment Option

About University of San Francisco

University of San Francisco is a four year private college located in San Francisco, California.  The school is affiliated with the Roman Catholic faith.  Full time enrollment is 9,788 and part time is 925. Learn more about getting accepted at University of San Francisco at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

University of San Francisco
2130 Fulton St
San Francisco, California

For Profit / Not For Profit Status

University of San Francisco is a private not for profit institution.

University of San Francisco cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=122612 IPEDS survey data.