Savings Plan and Future Cost Estimation for University of Southern California

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$207,848
Monthly savings required$1,645

How much will it cost to send your child to University of Southern California in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $831,392.68 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $1,645.30 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$80,151.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $1,645.30 $0.00 $0.00 $1,645.30
2 $1,645.30 $1,645.30 $0.00 $9.30 $3,299.90
3 $3,299.90 $1,645.30 $0.00 $18.66 $4,963.86
4 $4,963.86 $1,645.30 $0.00 $28.07 $6,637.23
5 $6,637.23 $1,645.30 $0.00 $37.53 $8,320.06
6 $8,320.06 $1,645.30 $0.00 $47.04 $10,012.40
7 $10,012.40 $1,645.30 $0.00 $56.61 $11,714.31
8 $11,714.31 $1,645.30 $0.00 $66.23 $13,425.84
9 $13,425.84 $1,645.30 $0.00 $75.91 $15,147.05
10 $15,147.05 $1,645.30 $0.00 $85.64 $16,877.99
11 $16,877.99 $1,645.30 $0.00 $95.43 $18,618.72
12 $18,618.72 $1,645.30 $0.00 $105.27 $20,369.29
13 $20,369.29 $1,645.30 $0.00 $115.17 $22,129.76
14 $22,129.76 $1,645.30 $0.00 $125.12 $23,900.18
15 $23,900.18 $1,645.30 $0.00 $135.14 $25,680.62
16 $25,680.62 $1,645.30 $0.00 $145.20 $27,471.12
17 $27,471.12 $1,645.30 $0.00 $155.33 $29,271.75
18 $29,271.75 $1,645.30 $0.00 $165.51 $31,082.56
19 $31,082.56 $1,645.30 $0.00 $175.75 $32,903.61
20 $32,903.61 $1,645.30 $0.00 $186.04 $34,734.95
21 $34,734.95 $1,645.30 $0.00 $196.40 $36,576.65
22 $36,576.65 $1,645.30 $0.00 $206.81 $38,428.76
23 $38,428.76 $1,645.30 $0.00 $217.28 $40,291.34
24 $40,291.34 $1,645.30 $0.00 $227.81 $42,164.45
25 $42,164.45 $1,645.30 $0.00 $238.40 $44,048.15
26 $44,048.15 $1,645.30 $0.00 $249.05 $45,942.50
27 $45,942.50 $1,645.30 $0.00 $259.77 $47,847.57
28 $47,847.57 $1,645.30 $0.00 $270.54 $49,763.41
29 $49,763.41 $1,645.30 $0.00 $281.37 $51,690.08
30 $51,690.08 $1,645.30 $0.00 $292.26 $53,627.64
31 $53,627.64 $1,645.30 $0.00 $303.22 $55,576.16
32 $55,576.16 $1,645.30 $0.00 $314.24 $57,535.70
33 $57,535.70 $1,645.30 $0.00 $325.32 $59,506.32
34 $59,506.32 $1,645.30 $0.00 $336.46 $61,488.08
35 $61,488.08 $1,645.30 $0.00 $347.66 $63,481.04
36 $63,481.04 $1,645.30 $0.00 $358.93 $65,485.27
37 $65,485.27 $1,645.30 $0.00 $370.26 $67,500.83
38 $67,500.83 $1,645.30 $0.00 $381.66 $69,527.79
39 $69,527.79 $1,645.30 $0.00 $393.12 $71,566.21
40 $71,566.21 $1,645.30 $0.00 $404.65 $73,616.16
41 $73,616.16 $1,645.30 $0.00 $416.24 $75,677.70
42 $75,677.70 $1,645.30 $0.00 $427.89 $77,750.89
43 $77,750.89 $1,645.30 $0.00 $439.61 $79,835.80
44 $79,835.80 $1,645.30 $0.00 $451.40 $81,932.50
45 $81,932.50 $1,645.30 $0.00 $463.26 $84,041.06
46 $84,041.06 $1,645.30 $0.00 $475.18 $86,161.54
47 $86,161.54 $1,645.30 $0.00 $487.17 $88,294.01
48 $88,294.01 $1,645.30 $0.00 $499.23 $90,438.54
49 $90,438.54 $1,645.30 $0.00 $511.35 $92,595.19
50 $92,595.19 $1,645.30 $0.00 $523.55 $94,764.04
51 $94,764.04 $1,645.30 $0.00 $535.81 $96,945.15
52 $96,945.15 $1,645.30 $0.00 $548.14 $99,138.59
53 $99,138.59 $1,645.30 $0.00 $560.54 $101,344.43
54 $101,344.43 $1,645.30 $0.00 $573.02 $103,562.75
55 $103,562.75 $1,645.30 $0.00 $585.56 $105,793.61
56 $105,793.61 $1,645.30 $0.00 $598.17 $108,037.08
57 $108,037.08 $1,645.30 $0.00 $610.86 $110,293.24
58 $110,293.24 $1,645.30 $0.00 $623.61 $112,562.15
59 $112,562.15 $1,645.30 $0.00 $636.44 $114,843.89
60 $114,843.89 $1,645.30 $0.00 $649.34 $117,138.53
61 $117,138.53 $1,645.30 $0.00 $662.32 $119,446.15
62 $119,446.15 $1,645.30 $0.00 $675.37 $121,766.82
63 $121,766.82 $1,645.30 $0.00 $688.49 $124,100.61
64 $124,100.61 $1,645.30 $0.00 $701.68 $126,447.59
65 $126,447.59 $1,645.30 $0.00 $714.95 $128,807.84
66 $128,807.84 $1,645.30 $0.00 $728.30 $131,181.44
67 $131,181.44 $1,645.30 $0.00 $741.72 $133,568.46
68 $133,568.46 $1,645.30 $0.00 $755.22 $135,968.98
69 $135,968.98 $1,645.30 $0.00 $768.79 $138,383.07
70 $138,383.07 $1,645.30 $0.00 $782.44 $140,810.81
71 $140,810.81 $1,645.30 $0.00 $796.16 $143,252.27
72 $143,252.27 $1,645.30 $0.00 $809.97 $145,707.54
73 $145,707.54 $1,645.30 $0.00 $823.85 $148,176.69
74 $148,176.69 $1,645.30 $0.00 $837.81 $150,659.80
75 $150,659.80 $1,645.30 $0.00 $851.85 $153,156.95
76 $153,156.95 $1,645.30 $0.00 $865.97 $155,668.22
77 $155,668.22 $1,645.30 $0.00 $880.17 $158,193.69
78 $158,193.69 $1,645.30 $0.00 $894.45 $160,733.44
79 $160,733.44 $1,645.30 $0.00 $908.81 $163,287.55
80 $163,287.55 $1,645.30 $0.00 $923.25 $165,856.10
81 $165,856.10 $1,645.30 $0.00 $937.77 $168,439.17
82 $168,439.17 $1,645.30 $0.00 $952.38 $171,036.85
83 $171,036.85 $1,645.30 $0.00 $967.07 $173,649.22
84 $173,649.22 $1,645.30 $0.00 $981.84 $176,276.36
85 $176,276.36 $1,645.30 $0.00 $996.69 $178,918.35
86 $178,918.35 $1,645.30 $0.00 $1,011.63 $181,575.28
87 $181,575.28 $1,645.30 $0.00 $1,026.65 $184,247.23
88 $184,247.23 $1,645.30 $0.00 $1,041.76 $186,934.29
89 $186,934.29 $1,645.30 $0.00 $1,056.95 $189,636.54
90 $189,636.54 $1,645.30 $0.00 $1,072.23 $192,354.07
91 $192,354.07 $1,645.30 $0.00 $1,087.60 $195,086.97
92 $195,086.97 $1,645.30 $0.00 $1,103.05 $197,835.32
93 $197,835.32 $1,645.30 $0.00 $1,118.59 $200,599.21
94 $200,599.21 $1,645.30 $0.00 $1,134.22 $203,378.73
95 $203,378.73 $1,645.30 $0.00 $1,149.93 $206,173.96
96 $206,173.96 $1,645.30 $0.00 $1,165.74 $208,985.00
97 $208,985.00 $1,645.30 $0.00 $1,181.63 $211,811.93
98 $211,811.93 $1,645.30 $0.00 $1,197.62 $214,654.85
99 $214,654.85 $1,645.30 $0.00 $1,213.69 $217,513.84
100 $217,513.84 $1,645.30 $0.00 $1,229.85 $220,388.99
101 $220,388.99 $1,645.30 $0.00 $1,246.11 $223,280.40
102 $223,280.40 $1,645.30 $0.00 $1,262.46 $226,188.16
103 $226,188.16 $1,645.30 $0.00 $1,278.90 $229,112.36
104 $229,112.36 $1,645.30 $0.00 $1,295.43 $232,053.09
105 $232,053.09 $1,645.30 $0.00 $1,312.06 $235,010.45
106 $235,010.45 $1,645.30 $0.00 $1,328.78 $237,984.53
107 $237,984.53 $1,645.30 $0.00 $1,345.60 $240,975.43
108 $240,975.43 $1,645.30 $0.00 $1,362.51 $243,983.24
109 $243,983.24 $1,645.30 $0.00 $1,379.52 $247,008.06
110 $247,008.06 $1,645.30 $0.00 $1,396.62 $250,049.98
111 $250,049.98 $1,645.30 $0.00 $1,413.82 $253,109.10
112 $253,109.10 $1,645.30 $0.00 $1,431.12 $256,185.52
113 $256,185.52 $1,645.30 $0.00 $1,448.51 $259,279.33
114 $259,279.33 $1,645.30 $0.00 $1,466.00 $262,390.63
115 $262,390.63 $1,645.30 $0.00 $1,483.59 $265,519.52
116 $265,519.52 $1,645.30 $0.00 $1,501.29 $268,666.11
117 $268,666.11 $1,645.30 $0.00 $1,519.08 $271,830.49
118 $271,830.49 $1,645.30 $0.00 $1,536.97 $275,012.76
119 $275,012.76 $1,645.30 $0.00 $1,554.96 $278,213.02
120 $278,213.02 $1,645.30 $0.00 $1,573.06 $281,431.38
121 $281,431.38 $1,645.30 $0.00 $1,591.25 $284,667.93
122 $284,667.93 $1,645.30 $0.00 $1,609.55 $287,922.78
123 $287,922.78 $1,645.30 $0.00 $1,627.96 $291,196.04
124 $291,196.04 $1,645.30 $0.00 $1,646.46 $294,487.80
125 $294,487.80 $1,645.30 $0.00 $1,665.08 $297,798.18
126 $297,798.18 $1,645.30 $0.00 $1,683.79 $301,127.27
127 $301,127.27 $1,645.30 $0.00 $1,702.62 $304,475.19
128 $304,475.19 $1,645.30 $0.00 $1,721.55 $307,842.04
129 $307,842.04 $1,645.30 $0.00 $1,740.58 $311,227.92
130 $311,227.92 $1,645.30 $0.00 $1,759.73 $314,632.95
131 $314,632.95 $1,645.30 $0.00 $1,778.98 $318,057.23
132 $318,057.23 $1,645.30 $0.00 $1,798.34 $321,500.87
133 $321,500.87 $1,645.30 $0.00 $1,817.81 $324,963.98
134 $324,963.98 $1,645.30 $0.00 $1,837.39 $328,446.67
135 $328,446.67 $1,645.30 $0.00 $1,857.09 $331,949.06
136 $331,949.06 $1,645.30 $0.00 $1,876.89 $335,471.25
137 $335,471.25 $1,645.30 $0.00 $1,896.80 $339,013.35
138 $339,013.35 $1,645.30 $0.00 $1,916.83 $342,575.48
139 $342,575.48 $1,645.30 $0.00 $1,936.97 $346,157.75
140 $346,157.75 $1,645.30 $0.00 $1,957.23 $349,760.28
141 $349,760.28 $1,645.30 $0.00 $1,977.60 $353,383.18
142 $353,383.18 $1,645.30 $0.00 $1,998.08 $357,026.56
143 $357,026.56 $1,645.30 $0.00 $2,018.68 $360,690.54
144 $360,690.54 $1,645.30 $0.00 $2,039.40 $364,375.24
145 $364,375.24 $1,645.30 $0.00 $2,060.23 $368,080.77
146 $368,080.77 $1,645.30 $0.00 $2,081.18 $371,807.25
147 $371,807.25 $1,645.30 $0.00 $2,102.25 $375,554.80
148 $375,554.80 $1,645.30 $0.00 $2,123.44 $379,323.54
149 $379,323.54 $1,645.30 $0.00 $2,144.75 $383,113.59
150 $383,113.59 $1,645.30 $0.00 $2,166.18 $386,925.07
151 $386,925.07 $1,645.30 $0.00 $2,187.73 $390,758.10
152 $390,758.10 $1,645.30 $0.00 $2,209.40 $394,612.80
153 $394,612.80 $1,645.30 $0.00 $2,231.20 $398,489.30
154 $398,489.30 $1,645.30 $0.00 $2,253.12 $402,387.72
155 $402,387.72 $1,645.30 $0.00 $2,275.16 $406,308.18
156 $406,308.18 $1,645.30 $0.00 $2,297.33 $410,250.81
157 $410,250.81 $1,645.30 $0.00 $2,319.62 $414,215.73
158 $414,215.73 $1,645.30 $0.00 $2,342.04 $418,203.07
159 $418,203.07 $1,645.30 $0.00 $2,364.58 $422,212.95
160 $422,212.95 $1,645.30 $0.00 $2,387.25 $426,245.50
161 $426,245.50 $1,645.30 $0.00 $2,410.05 $430,300.85
162 $430,300.85 $1,645.30 $0.00 $2,432.98 $434,379.13
163 $434,379.13 $1,645.30 $0.00 $2,456.04 $438,480.47
164 $438,480.47 $1,645.30 $0.00 $2,479.23 $442,605.00
165 $442,605.00 $1,645.30 $0.00 $2,502.55 $446,752.85
166 $446,752.85 $1,645.30 $0.00 $2,526.01 $450,924.16
167 $450,924.16 $1,645.30 $0.00 $2,549.59 $455,119.05
168 $455,119.05 $1,645.30 $0.00 $2,573.31 $459,337.66
169 $459,337.66 $1,645.30 $0.00 $2,597.16 $463,580.12
170 $463,580.12 $1,645.30 $0.00 $2,621.15 $467,846.57
171 $467,846.57 $1,645.30 $0.00 $2,645.27 $472,137.14
172 $472,137.14 $1,645.30 $0.00 $2,669.53 $476,451.97
173 $476,451.97 $1,645.30 $0.00 $2,693.93 $480,791.20
174 $480,791.20 $1,645.30 $0.00 $2,718.46 $485,154.96
175 $485,154.96 $1,645.30 $0.00 $2,743.14 $489,543.40
176 $489,543.40 $1,645.30 $0.00 $2,767.95 $493,956.65
177 $493,956.65 $1,645.30 $0.00 $2,792.90 $498,394.85
178 $498,394.85 $1,645.30 $0.00 $2,818.00 $502,858.15
179 $502,858.15 $1,645.30 $0.00 $2,843.23 $507,346.68
180 $507,346.68 $1,645.30 $0.00 $2,868.61 $511,860.59
181 $511,860.59 $1,645.30 $0.00 $2,894.13 $516,400.02
182 $516,400.02 $1,645.30 $0.00 $2,919.80 $520,965.12
183 $520,965.12 $1,645.30 $0.00 $2,945.61 $525,556.03
184 $525,556.03 $1,645.30 $0.00 $2,971.57 $530,172.90
185 $530,172.90 $1,645.30 $0.00 $2,997.67 $534,815.87
186 $534,815.87 $1,645.30 $0.00 $3,023.93 $539,485.10
187 $539,485.10 $1,645.30 $0.00 $3,050.33 $544,180.73
188 $544,180.73 $1,645.30 $0.00 $3,076.88 $548,902.91
189 $548,902.91 $1,645.30 $0.00 $3,103.58 $553,651.79
190 $553,651.79 $1,645.30 $0.00 $3,130.43 $558,427.52
191 $558,427.52 $1,645.30 $0.00 $3,157.43 $563,230.25
192 $563,230.25 $1,645.30 $0.00 $3,184.59 $568,060.14
193 $568,060.14 $1,645.30 $0.00 $3,211.89 $572,917.33
194 $572,917.33 $1,645.30 $0.00 $3,239.36 $577,801.99
195 $577,801.99 $1,645.30 $0.00 $3,266.98 $582,714.27
196 $582,714.27 $1,645.30 $0.00 $3,294.75 $587,654.32
197 $587,654.32 $1,645.30 $0.00 $3,322.68 $592,622.30
198 $592,622.30 $1,645.30 $0.00 $3,350.77 $597,618.37
199 $597,618.37 $1,645.30 $0.00 $3,379.02 $602,642.69
200 $602,642.69 $1,645.30 $0.00 $3,407.43 $607,695.42
201 $607,695.42 $1,645.30 $0.00 $3,436.00 $612,776.72
202 $612,776.72 $1,645.30 $0.00 $3,464.73 $617,886.75
203 $617,886.75 $1,645.30 $0.00 $3,493.62 $623,025.67
204 $623,025.67 $1,645.30 $0.00 $3,522.68 $628,193.65
205 $628,193.65 $1,645.30 $0.00 $3,551.90 $633,390.85
206 $633,390.85 $1,645.30 $0.00 $3,581.28 $638,617.43
207 $638,617.43 $1,645.30 $0.00 $3,610.84 $643,873.57
208 $643,873.57 $1,645.30 $0.00 $3,640.55 $649,159.42
209 $649,159.42 $1,645.30 $0.00 $3,670.44 $654,475.16
210 $654,475.16 $1,645.30 $0.00 $3,700.50 $659,820.96
211 $659,820.96 $1,645.30 $0.00 $3,730.72 $665,196.98
212 $665,196.98 $1,645.30 $0.00 $3,761.12 $670,603.40
213 $670,603.40 $1,645.30 $0.00 $3,791.69 $676,040.39
214 $676,040.39 $1,645.30 $0.00 $3,822.43 $681,508.12
215 $681,508.12 $1,645.30 $0.00 $3,853.35 $687,006.77
216 $687,006.77 $1,645.30 $0.00 $3,884.44 $692,536.51
217 $692,536.51 $1,645.30 $192,892.94 $3,915.70 $505,204.57
218 $505,204.57 $1,645.30 $0.00 $2,856.50 $509,706.37
219 $509,706.37 $1,645.30 $0.00 $2,881.95 $514,233.62
220 $514,233.62 $1,645.30 $0.00 $2,907.55 $518,786.47
221 $518,786.47 $1,645.30 $0.00 $2,933.29 $523,365.06
222 $523,365.06 $1,645.30 $0.00 $2,959.18 $527,969.54
223 $527,969.54 $1,645.30 $0.00 $2,985.22 $532,600.06
224 $532,600.06 $1,645.30 $0.00 $3,011.40 $537,256.76
225 $537,256.76 $1,645.30 $0.00 $3,037.73 $541,939.79
226 $541,939.79 $1,645.30 $0.00 $3,064.21 $546,649.30
227 $546,649.30 $1,645.30 $0.00 $3,090.83 $551,385.43
228 $551,385.43 $1,645.30 $0.00 $3,117.61 $556,148.34
229 $556,148.34 $1,645.30 $202,537.59 $3,144.54 $358,400.59
230 $358,400.59 $1,645.30 $0.00 $2,026.45 $362,072.34
231 $362,072.34 $1,645.30 $0.00 $2,047.21 $365,764.85
232 $365,764.85 $1,645.30 $0.00 $2,068.09 $369,478.24
233 $369,478.24 $1,645.30 $0.00 $2,089.08 $373,212.62
234 $373,212.62 $1,645.30 $0.00 $2,110.20 $376,968.12
235 $376,968.12 $1,645.30 $0.00 $2,131.43 $380,744.85
236 $380,744.85 $1,645.30 $0.00 $2,152.79 $384,542.94
237 $384,542.94 $1,645.30 $0.00 $2,174.26 $388,362.50
238 $388,362.50 $1,645.30 $0.00 $2,195.86 $392,203.66
239 $392,203.66 $1,645.30 $0.00 $2,217.58 $396,066.54
240 $396,066.54 $1,645.30 $0.00 $2,239.42 $399,951.26
241 $399,951.26 $1,645.30 $212,664.46 $2,261.38 $191,193.48
242 $191,193.48 $1,645.30 $0.00 $1,081.04 $193,919.82
243 $193,919.82 $1,645.30 $0.00 $1,096.45 $196,661.57
244 $196,661.57 $1,645.30 $0.00 $1,111.95 $199,418.82
245 $199,418.82 $1,645.30 $0.00 $1,127.54 $202,191.66
246 $202,191.66 $1,645.30 $0.00 $1,143.22 $204,980.18
247 $204,980.18 $1,645.30 $0.00 $1,158.99 $207,784.47
248 $207,784.47 $1,645.30 $0.00 $1,174.84 $210,604.61
249 $210,604.61 $1,645.30 $0.00 $1,190.79 $213,440.70
250 $213,440.70 $1,645.30 $0.00 $1,206.82 $216,292.82
251 $216,292.82 $1,645.30 $0.00 $1,222.95 $219,161.07
252 $219,161.07 $1,645.30 $0.00 $1,239.17 $222,045.54
253 $222,045.54 $0.00 $223,297.69 $1,255.48 $3.33