Annual Costs

Undergraduate Tuition

University of Northern Colorado tuition is $7,596 per year for in-state residents. This is 5% more expensive than the national average public four year tuition of $7,203. The cost is 51% cheaper than the average Colorado tuition of $15,430 for 4 year colleges. Tuition ranks 8th in Colorado amongst 4 year colleges for affordability and is the 33rd most expensive 4 year college in the state. If attending from out-of-state, the tuition is $19,464 which represents a 156% premium.

The school charges an additional fees of $2,322 in addition to tuition bringing the total effective in-state tuition to $9,918.

Housing Costs

On campus room and board is provided by the school at a cost of $11,204 per academic year. Students electing to live off campus elsewhere in Greeley should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,350.

Other Living Expenses

If living on-campus, students should budget for $3,022 in additional living expenses. Off-campus students should budget for $3,022 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Colorado residents to go to University of Northern Colorado is $25,494 for the 2018/2019 academic year. Out-of-state students who don't have Colorado residence can expect a one year cost of $37,362.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for University of Northern Colorado and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Northern Colorado
Estimated Budgets
Colorado Resident Total Budget $25,494
   In-State Tuition$7,596
   Other Fees$2,322
   Room and Board$11,204
   On-Campus Other Budget$3,022
   Books and Supplies$1,350
Non-Resident Total Budget $37,362
   Out-of-State Tuition$19,464
   Other Fees$2,322
   Room and Board$11,204
   On-Campus Other Budget$3,022
   Books and Supplies$1,350


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $25,494 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported University of Northern Colorado net price for in-state students is $15,003* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

84% of University of Northern Colorado students received grant aid in 2014/2015. The average total aid amount was $7,708. 35 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,172. To apply for a Pell Grant to attend University of Northern Colorado, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Northern Colorado
Financial Aid Summary
Average Annual Net Price$15,003*
Percent of Students Receiving Grant Aid84%
Average Total Grant Aid$7,708
Percent of Students Receiving Pell Grants35%
Average Amount of Pell Grant Aid$4,172

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$17,574
$30,001 to $48,000$18,573
$48,001 to $75,000$20,626
$75,001 to $110,000$22,170

Average Financial Aid Mix - $25,494 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $25,494. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 34% - $7,708

Money granted to you by the U.S. Department of Education, University of Northern Colorado or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 23% - $5,076

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 43% -  $9,688

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of Northern Colorado
Metropolitan State College of Denver17.8% less expensive
University of Colorado Colorado Springs6.8% less expensive
Western State Colorado University12.8% less expensive
Fort Lewis College7.1% less expensive
Eastern New Mexico University Main Campus49.4% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Northern Colorado.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at University of Northern Colorado is $101,976 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,936 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $51,744**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $127,470 or $64,680 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Northern Colorado.

Colorado Resident Tuition Per Semester$3,798
Colorado Resident Total Cost Per Semester$12,747
Non-Colorado Resident Tuition Per Semester$9,732
Non-Colorado Resident Total Cost Per Semester$18,681

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Northern Colorado are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Northern Colorado
Price per credit hour for Colorado residents$304
Cost for one class for Colorado residents (3 credit hours)$912
Price per credit hour for out of state residents$776
Cost for one class for out of state residents (3 credit hours)$2,328
Cost for one class for out of state residents (4 credit hours)$3,104


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 56% of University of Northern Colorado students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,076. The reported average student debt upon graduation is $23,565.

Example Loan Payments and Costs

How much are student loan payments for University of Northern Colorado? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $51,744, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $64,202.44. This could be your effective total out of pocket cost of an education at University of Northern Colorado. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 84% of students at this school who receive financial aid and you are paying an average annual net price of $12,936. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Northern Colorado student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Northern Colorado Student Loan Payments
Example Payments
Monthly Loan Payment$535.02
Amount Borrowed$51,744.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$12,458.44
Sum of All Payments over 10 years$64,202.44

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend University of Northern Colorado? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Northern Colorado, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $64,202.44 would be needed to afford a $535.02 monthly payment in the example $51,744.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Northern Colorado in the future? In the past four years, this school's published in-state tuition and fee total rose from $5,214 to $7,596. This amounts to an average annual price increase of 9.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $101,976.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Northern Colorado.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$35,060$140,241
Estimated Cost in 10 years for students enrolling in 2030$44,747$178,987
Estimated Cost in 15 years for students enrolling in 2035 $57,109$228,437
Estimated Cost in 18 years for students enrolling in 2038 $66,111$264,445

Tuition History

What was tuition at University of Northern Colorado five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$5,300$16,822 13.2%
2011$4,680$15,864 -14.1%
2010$5,451$14,499 16.5%
2009$4,680$14,082 8.5%
2008$4,313$12,893 9.2%
2007$3,950$12,530 2.9%
2006$3,837$12,381 13.9%
2005$3,370$12,260 3.9%
2004$3,242$12,368 8.6%
2003$2,984$11,278 5%
2002$2,842$10,512 2.1%
2001$2,783$10,068 1.1%
2000$2,754$9,737 3.8%
1999$2,652$9,682 2.9%
1998$2,578$9,346 1.4%
1997$2,542$9,044 5.6%
1996$2,408$8,606 8.1%
1995$2,227$8,129 5.3%
1994$2,114$7,400 4.3%
1993$2,027$6,888 5.2%
1992$1,926$6,032 5.8%
1991$1,820$5,190 5.4%
1990$1,726$4,462 29.2%
1989$1,336$4,202 9.4%
1988$1,221$1,424 0%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Northern Colorado to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Bachelor's Degree 122 4% costlier
Kinesiology and Exercise Science Bachelor's Degree 113 3% cheaper
Dietetics/Dietitian Bachelor's Degree 85 3% costlier
Biology/Biological Sciences, General Bachelor's Degree 45 8% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 37 12% cheaper
Special Education and Teaching, General Bachelor's Degree 34 5% costlier
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 31 3% cheaper
Music Teacher Education Bachelor's Degree 31 2% cheaper
Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree 27 10% costlier
Health Professions Bachelor's Degree 27 2% cheaper
Business Administration and Management, General Bachelor's Degree 21 8% costlier
Geography Bachelor's Degree 18 1% costlier
Geology/Earth Science, General Bachelor's Degree 17 10% cheaper
Social Sciences, General Bachelor's Degree 17 3% cheaper
Foreign Languages and Literatures, General Bachelor's Degree 13 6% cheaper
Physics, General Bachelor's Degree 11 15% cheaper
Dramatic/Theatre Arts and Stagecraft, Other Bachelor's Degree 9 7% cheaper
Speech Communication and Rhetoric Bachelor's Degree 8 6% cheaper
Political Science and Government, General Bachelor's Degree 4 10% cheaper
Journalism Bachelor's Degree 4 3% cheaper
Nutrition Sciences Bachelor's Degree 4 17% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 4 11% cheaper
Philosophy Bachelor's Degree 3 17% cheaper
Criminal Justice/Safety Studies Bachelor's Degree 2 10% costlier
Spanish Language and Literature Bachelor's Degree 2 13% cheaper
Anthropology Bachelor's Degree 2 17% cheaper
Sociology Bachelor's Degree 2 9% cheaper
Chemistry, General Bachelor's Degree 1 10% cheaper
Hispanic-American, Puerto Rican, and Mexican-American/Chicano Studies Bachelor's Degree 1 23% cheaper
History, General Bachelor's Degree 1 9% cheaper
Fine/Studio Arts, General Bachelor's Degree 1 13% cheaper
English Language and Literature, General Bachelor's Degree 1 7% cheaper
Mathematics, General Bachelor's Degree 1 9% cheaper
Psychology, General Bachelor's Degree 1 8% cheaper
Music, General Bachelor's Degree 1 10% cheaper
Sign Language Interpretation and Translation Bachelor's Degree 1 3% costlier
Economics, General Bachelor's Degree 1 17% cheaper


Use the calculators below to formulate a college savings plan for University of Northern Colorado or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Northern Colorado in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Northern Colorado student loan.

Prepayment Option

About University of Northern Colorado

University of Northern Colorado is a four year public college located in Greeley, Colorado.  Full time enrollment is 9,103 and part time is 4,334. Learn more about getting accepted at University of Northern Colorado at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

University of Northern Colorado
Carter Hall - Rm 4000
Greeley, Colorado

For Profit / Not For Profit Status

University of Northern Colorado is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Northern Colorado cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=127741 IPEDS survey data.