Annual Costs

Undergraduate Tuition

Florida Gulf Coast University tuition is $4,191 per year for in-state residents. This is 42% cheaper than the national average public four year tuition of $7,203. The cost is 71% cheaper than the average Florida tuition of $14,570 for 4 year colleges. Tuition ranks 23rd in Florida amongst 4 year colleges for affordability and is the 80th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $22,328 which represents a 433% premium.

The school charges an additional fees of $1,927 in addition to tuition bringing the total effective in-state tuition to $6,118.

Housing Costs

On campus room and board is provided by the school at a cost of $9,672 per academic year. Students electing to live off campus elsewhere in Fort Myers should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

If living on-campus, students should budget for $3,400 in additional living expenses. Off-campus students should budget for $3,400 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Florida residents to go to Florida Gulf Coast University is $20,390 for the 2018/2019 academic year. Out-of-state students who don't have Florida residence can expect a one year cost of $38,527.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Florida Gulf Coast University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Florida Gulf Coast University
Estimated Budgets
Florida Resident Total Budget $20,390
   In-State Tuition$4,191
   Other Fees$1,927
   Room and Board$9,672
   On-Campus Other Budget$3,400
   Books and Supplies$1,200
Non-Resident Total Budget $38,527
   Out-of-State Tuition$22,328
   Other Fees$1,927
   Room and Board$9,672
   On-Campus Other Budget$3,400
   Books and Supplies$1,200


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $20,390 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Florida Gulf Coast University net price for in-state students is $13,456* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

56% of Florida Gulf Coast University students received grant aid in 2014/2015. The average total aid amount was $4,726. 29 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,386. To apply for a Pell Grant to attend Florida Gulf Coast University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Florida Gulf Coast University
Financial Aid Summary
Average Annual Net Price$13,456*
Percent of Students Receiving Grant Aid56%
Average Total Grant Aid$4,726
Percent of Students Receiving Pell Grants29%
Average Amount of Pell Grant Aid$4,386

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$11,681
$30,001 to $48,000$12,989
$48,001 to $75,000$15,639
$75,001 to $110,000$17,941

Average Financial Aid Mix - $20,390 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $20,390. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 28% - $4,726

Money granted to you by the U.S. Department of Education, Florida Gulf Coast University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 43% - $7,311

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 29% -  $4,953

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Florida Gulf Coast University
Florida Agricultural and Mechanical University24.8% less expensive
Georgia Southern University1.7% more expensive
Citadel Military College of South Carolina98.2% less expensive
University of South Carolina Aiken148.1% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Florida Gulf Coast University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Florida Gulf Coast University is $81,560 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $11,029 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $44,116**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $101,950 or $55,145 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Florida Gulf Coast University.

Florida Resident Tuition Per Semester$2,096
Florida Resident Total Cost Per Semester$10,195
Non-Florida Resident Tuition Per Semester$11,164
Non-Florida Resident Total Cost Per Semester$19,264

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Florida Gulf Coast University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Florida Gulf Coast University
Price per credit hour for Florida residents$204
Cost for one class for Florida residents (3 credit hours)$612
Price per credit hour for out of state residents$839
Cost for one class for out of state residents (3 credit hours)$2,517
Cost for one class for out of state residents (4 credit hours)$3,356


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 41% of Florida Gulf Coast University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $7,311. The reported average student debt upon graduation is $21,394.

Example Loan Payments and Costs

How much are student loan payments for Florida Gulf Coast University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $44,116, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $54,737.84. This could be your effective total out of pocket cost of an education at Florida Gulf Coast University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 56% of students at this school who receive financial aid and you are paying an average annual net price of $11,029. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Florida Gulf Coast University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Florida Gulf Coast University Student Loan Payments
Example Payments
Monthly Loan Payment$456.15
Amount Borrowed$44,116.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$10,621.84
Sum of All Payments over 10 years$54,737.84

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Florida Gulf Coast University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Florida Gulf Coast University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $54,737.84 would be needed to afford a $456.15 monthly payment in the example $44,116.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Florida Gulf Coast University in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $81,560.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Florida Gulf Coast University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$28,041$112,164
Estimated Cost in 10 years for students enrolling in 2030$35,788$143,153
Estimated Cost in 15 years for students enrolling in 2035 $45,676$182,703
Estimated Cost in 18 years for students enrolling in 2038 $52,875$211,502

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Florida Gulf Coast University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 258 74% costlier
Elementary Education and Teaching Bachelor's Degree 110 9% costlier
Resort Management Bachelor's Degree 94 8% cheaper
Biology/Biological Sciences, General Bachelor's Degree 64 5% cheaper
Legal Assistant/Paralegal Bachelor's Degree 53 24% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 48 7% costlier
Environmental Studies Bachelor's Degree 45 21% cheaper
Civil Engineering, General Bachelor's Degree 45 9% cheaper
Community Health and Preventive Medicine Bachelor's Degree 32 12% costlier
Health Professions Bachelor's Degree 32 1% costlier
Kinesiology and Exercise Science Bachelor's Degree 30 0% costlier
Political Science and Government, General Bachelor's Degree 29 7% cheaper
History, General Bachelor's Degree 24 6% cheaper
Art/Art Studies, General Bachelor's Degree 21 2% cheaper
Special Education and Teaching, General Bachelor's Degree 20 8% costlier
Secondary Education and Teaching Bachelor's Degree 20 5% costlier
Environmental/Environmental Health Engineering Bachelor's Degree 18 19% cheaper
Management Information Systems, General Bachelor's Degree 17 5% costlier
Music Performance, General Bachelor's Degree 16 3% cheaper
Social Work Bachelor's Degree 16 7% costlier
Athletic Training/Trainer Bachelor's Degree 14 2% costlier
Water, Wetlands, and Marine Resources Management Bachelor's Degree 12 6% costlier
Sociology Bachelor's Degree 11 6% cheaper
Education, General Bachelor's Degree 9 10% cheaper
Early Childhood Education and Teaching Bachelor's Degree 9 11% costlier
Mathematics, General Bachelor's Degree 8 6% cheaper
Anthropology Bachelor's Degree 7 15% cheaper
Criminal Justice/Safety Studies Bachelor's Degree 7 13% costlier
Business Administration and Management, General Bachelor's Degree 6 12% costlier
Spanish Language and Literature Bachelor's Degree 6 11% cheaper
Chemistry, General Bachelor's Degree 6 7% cheaper
Computer and Information Sciences, General Bachelor's Degree 5 4% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 5 9% cheaper
Bioengineering and Biomedical Engineering Bachelor's Degree 4 25% cheaper
Marketing/Marketing Management, General Bachelor's Degree 4 6% costlier
Criminalistics and Criminal Science Bachelor's Degree 4 3% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 4 8% costlier
Biotechnology Bachelor's Degree 3 3% costlier
Accounting Bachelor's Degree 3 4% costlier
Economics, General Bachelor's Degree 2 14% cheaper
English Language and Literature, General Bachelor's Degree 2 4% cheaper
Mass Communication/Media Studies Bachelor's Degree 1 1% costlier
Philosophy Bachelor's Degree 1 15% cheaper
Psychology, General Bachelor's Degree 1 5% cheaper
Finance, General Bachelor's Degree 1 4% costlier


Use the calculators below to formulate a college savings plan for Florida Gulf Coast University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Florida Gulf Coast University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Florida Gulf Coast University student loan.

Prepayment Option

About Florida Gulf Coast University

Florida Gulf Coast University is a four year public college located in Fort Myers, Florida.  Full time enrollment is 11,651 and part time is 3,380. Learn more about getting accepted at Florida Gulf Coast University at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Florida Gulf Coast University
10501 Fgcu Blvd S
Fort Myers, Florida

For Profit / Not For Profit Status

Florida Gulf Coast University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Florida Gulf Coast University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=433660 IPEDS survey data.