Annual Costs

Undergraduate Tuition

Tuition for Southwest Florida College is $12,924 for the 2018/2019 academic year. This is 10% cheaper than the national average private for-profit four year college tuition of $14,406. The cost is 11% cheaper than the average Florida tuition of $14,570 for 4 year colleges. Tuition ranks 55th in Florida amongst 4 year colleges for affordability and is the 48th most expensive 4 year college in the state. Price does not vary by residence.

Housing Costs

Southwest Florida College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Fort Myers area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $7,883.

Books and Supplies

The estimated annual cost for books and supplies is $0.

Other Living Expenses

Off-campus students should budget for $3,691 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to Southwest Florida College was $24,498 for the 2018/2019 academic year. The cost is the same for all students regardless of Florida residence status as there is no in-state discount. Students residing at home with parents providing food and housing can expect a total cost of $16,615.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Southwest Florida College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Southwest Florida College
Estimated Budgets
Florida Resident Total Budget (Living Off Campus)$24,498
   In-State Tuition$12,924
   Other Fees$0
   Off-Campus Housing Budget$7,883
   Off-Campus Other Budget$3,691
   Books and Supplies$0
Florida Resident Total Budget (Living with Parents)$16,615
   In-State Tuition$12,924
   Other Fees$0
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,691
   Books and Supplies$0
Non-Resident Total Budget (Living Off Campus)$24,498
   Out-of-State Tuition$12,924
   Other Fees$0
   Off-Campus Housing Budget$7,883
   Off-Campus Other Budget$3,691
   Books and Supplies$0


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $24,498 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Southwest Florida College net price for in-state students is $21,593* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

85% of Southwest Florida College students received grant aid in 2014/2015. The average total aid amount was $1,881. 73 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $1,594. To apply for a Pell Grant to attend Southwest Florida College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Southwest Florida College
Financial Aid Summary
Average Annual Net Price$21,593*
Percent of Students Receiving Grant Aid85%
Average Total Grant Aid$1,881
Percent of Students Receiving Pell Grants73%
Average Amount of Pell Grant Aid$1,594

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$21,502
$30,001 to $48,000$22,300
$48,001 to $75,000$23,353
$75,001 to $110,000$23,522

Average Financial Aid Mix - $24,498 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $24,498. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 9% - $1,881

Money granted to you by the U.S. Department of Education, Southwest Florida College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 28% - $5,766

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 63% -  $13,160

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. Southwest Florida College
American InterContinental University South Florida15.9% more expensive
Schiller International University9.6% more expensive
DeVry University Florida22.5% more expensive
University of Phoenix South Florida Campus18.4% less expensive
University of Phoenix West Florida Campus18.3% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Southwest Florida College.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Southwest Florida College is $97,992 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $16,327 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $65,308**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $122,490 or $81,635 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Southwest Florida College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Southwest Florida College
Price per credit hour$359
Cost for one class (3 credit hours)$1,077
Cost for one class (4 credit hours)$1,436


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 95% of Southwest Florida College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,766.

Example Loan Payments and Costs

How much are student loan payments for Southwest Florida College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $65,308, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $81,032.25. This could be your effective total out of pocket cost of an education at Southwest Florida College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 85% of students at this school who receive financial aid and you are paying an average annual net price of $16,327. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Southwest Florida College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Southwest Florida College Student Loan Payments
Example Payments
Monthly Loan Payment$675.27
Amount Borrowed$65,308.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$15,724.25
Sum of All Payments over 10 years$81,032.25

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Southwest Florida College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Southwest Florida College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $81,032.25 would be needed to afford a $675.27 monthly payment in the example $65,308.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Southwest Florida College in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $97,992.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Southwest Florida College.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$33,690$134,762
Estimated Cost in 10 years for students enrolling in 2030$42,999$171,994
Estimated Cost in 15 years for students enrolling in 2035 $54,878$219,513
Estimated Cost in 18 years for students enrolling in 2038 $63,528$254,114

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Southwest Florida College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Medical/Clinical Assistant Associate's Degree 114 20% costlier
Criminal Justice/Law Enforcement Administration Associate's Degree 91 16% costlier
Health Information/Medical Records Technology/Technician Associate's Degree 76 28% costlier
Business Administration and Management, General Associate's Degree 57 13% costlier
Computer Systems Networking and Telecommunications Associate's Degree 46 30% costlier
Surgical Technology/Technologist Associate's Degree 46 26% costlier
Early Childhood Education and Teaching Associate's Degree 41 29% costlier
Interior Design Associate's Degree 38 16% costlier
Prepress/Desktop Publishing and Digital Imaging Design Associate's Degree 35 31% costlier
Animation, Interactive Technology, Video Graphics and Special Effects Associate's Degree 33 22% costlier
Drafting and Design Technology/Technician, General Associate's Degree 20 43% costlier
Accounting Associate's Degree 15 21% costlier
Legal Assistant/Paralegal Associate's Degree 14 21% costlier
Computer Programming/Programmer, General Associate's Degree 11 32% costlier
Web Page, Digital/Multimedia and Information Resources Design Associate's Degree 9 22% costlier
Elementary Education and Teaching Bachelor's Degree 7 31% cheaper
Massage Therapy/Therapeutic Massage Associate's Degree 6 17% costlier
Graphic Design Associate's Degree 3 10% costlier


Use the calculators below to formulate a college savings plan for Southwest Florida College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Southwest Florida College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Southwest Florida College student loan.

Prepayment Option

About Southwest Florida College

Southwest Florida College is a four year private college located in Fort Myers, Florida.  Full time enrollment is 609 and part time is 249.  Southwest Florida College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Southwest Florida College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Southwest Florida College
1685 Medical Lane
Fort Myers, Florida

For Profit / Not For Profit Status

Southwest Florida College is a private, for profit school.

Southwest Florida College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=366553 IPEDS survey data.