Savings Plan and Future Cost Estimation for St Petersburg College

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$50,230
Monthly savings required$398

How much will it cost to send your child to St Petersburg College in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $200,921.71 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $397.62 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$19,370.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $397.62 $0.00 $0.00 $397.62
2 $397.62 $397.62 $0.00 $2.25 $797.49
3 $797.49 $397.62 $0.00 $4.51 $1,199.62
4 $1,199.62 $397.62 $0.00 $6.78 $1,604.02
5 $1,604.02 $397.62 $0.00 $9.07 $2,010.71
6 $2,010.71 $397.62 $0.00 $11.37 $2,419.70
7 $2,419.70 $397.62 $0.00 $13.68 $2,831.00
8 $2,831.00 $397.62 $0.00 $16.01 $3,244.63
9 $3,244.63 $397.62 $0.00 $18.35 $3,660.60
10 $3,660.60 $397.62 $0.00 $20.70 $4,078.92
11 $4,078.92 $397.62 $0.00 $23.06 $4,499.60
12 $4,499.60 $397.62 $0.00 $25.44 $4,922.66
13 $4,922.66 $397.62 $0.00 $27.83 $5,348.11
14 $5,348.11 $397.62 $0.00 $30.24 $5,775.97
15 $5,775.97 $397.62 $0.00 $32.66 $6,206.25
16 $6,206.25 $397.62 $0.00 $35.09 $6,638.96
17 $6,638.96 $397.62 $0.00 $37.54 $7,074.12
18 $7,074.12 $397.62 $0.00 $40.00 $7,511.74
19 $7,511.74 $397.62 $0.00 $42.47 $7,951.83
20 $7,951.83 $397.62 $0.00 $44.96 $8,394.41
21 $8,394.41 $397.62 $0.00 $47.46 $8,839.49
22 $8,839.49 $397.62 $0.00 $49.98 $9,287.09
23 $9,287.09 $397.62 $0.00 $52.51 $9,737.22
24 $9,737.22 $397.62 $0.00 $55.06 $10,189.90
25 $10,189.90 $397.62 $0.00 $57.62 $10,645.14
26 $10,645.14 $397.62 $0.00 $60.19 $11,102.95
27 $11,102.95 $397.62 $0.00 $62.78 $11,563.35
28 $11,563.35 $397.62 $0.00 $65.38 $12,026.35
29 $12,026.35 $397.62 $0.00 $68.00 $12,491.97
30 $12,491.97 $397.62 $0.00 $70.63 $12,960.22
31 $12,960.22 $397.62 $0.00 $73.28 $13,431.12
32 $13,431.12 $397.62 $0.00 $75.94 $13,904.68
33 $13,904.68 $397.62 $0.00 $78.62 $14,380.92
34 $14,380.92 $397.62 $0.00 $81.31 $14,859.85
35 $14,859.85 $397.62 $0.00 $84.02 $15,341.49
36 $15,341.49 $397.62 $0.00 $86.74 $15,825.85
37 $15,825.85 $397.62 $0.00 $89.48 $16,312.95
38 $16,312.95 $397.62 $0.00 $92.24 $16,802.81
39 $16,802.81 $397.62 $0.00 $95.01 $17,295.44
40 $17,295.44 $397.62 $0.00 $97.79 $17,790.85
41 $17,790.85 $397.62 $0.00 $100.59 $18,289.06
42 $18,289.06 $397.62 $0.00 $103.41 $18,790.09
43 $18,790.09 $397.62 $0.00 $106.24 $19,293.95
44 $19,293.95 $397.62 $0.00 $109.09 $19,800.66
45 $19,800.66 $397.62 $0.00 $111.96 $20,310.24
46 $20,310.24 $397.62 $0.00 $114.84 $20,822.70
47 $20,822.70 $397.62 $0.00 $117.73 $21,338.05
48 $21,338.05 $397.62 $0.00 $120.65 $21,856.32
49 $21,856.32 $397.62 $0.00 $123.58 $22,377.52
50 $22,377.52 $397.62 $0.00 $126.53 $22,901.67
51 $22,901.67 $397.62 $0.00 $129.49 $23,428.78
52 $23,428.78 $397.62 $0.00 $132.47 $23,958.87
53 $23,958.87 $397.62 $0.00 $135.47 $24,491.96
54 $24,491.96 $397.62 $0.00 $138.48 $25,028.06
55 $25,028.06 $397.62 $0.00 $141.51 $25,567.19
56 $25,567.19 $397.62 $0.00 $144.56 $26,109.37
57 $26,109.37 $397.62 $0.00 $147.63 $26,654.62
58 $26,654.62 $397.62 $0.00 $150.71 $27,202.95
59 $27,202.95 $397.62 $0.00 $153.81 $27,754.38
60 $27,754.38 $397.62 $0.00 $156.93 $28,308.93
61 $28,308.93 $397.62 $0.00 $160.06 $28,866.61
62 $28,866.61 $397.62 $0.00 $163.22 $29,427.45
63 $29,427.45 $397.62 $0.00 $166.39 $29,991.46
64 $29,991.46 $397.62 $0.00 $169.58 $30,558.66
65 $30,558.66 $397.62 $0.00 $172.78 $31,129.06
66 $31,129.06 $397.62 $0.00 $176.01 $31,702.69
67 $31,702.69 $397.62 $0.00 $179.25 $32,279.56
68 $32,279.56 $397.62 $0.00 $182.51 $32,859.69
69 $32,859.69 $397.62 $0.00 $185.79 $33,443.10
70 $33,443.10 $397.62 $0.00 $189.09 $34,029.81
71 $34,029.81 $397.62 $0.00 $192.41 $34,619.84
72 $34,619.84 $397.62 $0.00 $195.75 $35,213.21
73 $35,213.21 $397.62 $0.00 $199.10 $35,809.93
74 $35,809.93 $397.62 $0.00 $202.47 $36,410.02
75 $36,410.02 $397.62 $0.00 $205.87 $37,013.51
76 $37,013.51 $397.62 $0.00 $209.28 $37,620.41
77 $37,620.41 $397.62 $0.00 $212.71 $38,230.74
78 $38,230.74 $397.62 $0.00 $216.16 $38,844.52
79 $38,844.52 $397.62 $0.00 $219.63 $39,461.77
80 $39,461.77 $397.62 $0.00 $223.12 $40,082.51
81 $40,082.51 $397.62 $0.00 $226.63 $40,706.76
82 $40,706.76 $397.62 $0.00 $230.16 $41,334.54
83 $41,334.54 $397.62 $0.00 $233.71 $41,965.87
84 $41,965.87 $397.62 $0.00 $237.28 $42,600.77
85 $42,600.77 $397.62 $0.00 $240.87 $43,239.26
86 $43,239.26 $397.62 $0.00 $244.48 $43,881.36
87 $43,881.36 $397.62 $0.00 $248.11 $44,527.09
88 $44,527.09 $397.62 $0.00 $251.76 $45,176.47
89 $45,176.47 $397.62 $0.00 $255.43 $45,829.52
90 $45,829.52 $397.62 $0.00 $259.13 $46,486.27
91 $46,486.27 $397.62 $0.00 $262.84 $47,146.73
92 $47,146.73 $397.62 $0.00 $266.57 $47,810.92
93 $47,810.92 $397.62 $0.00 $270.33 $48,478.87
94 $48,478.87 $397.62 $0.00 $274.11 $49,150.60
95 $49,150.60 $397.62 $0.00 $277.90 $49,826.12
96 $49,826.12 $397.62 $0.00 $281.72 $50,505.46
97 $50,505.46 $397.62 $0.00 $285.57 $51,188.65
98 $51,188.65 $397.62 $0.00 $289.43 $51,875.70
99 $51,875.70 $397.62 $0.00 $293.31 $52,566.63
100 $52,566.63 $397.62 $0.00 $297.22 $53,261.47
101 $53,261.47 $397.62 $0.00 $301.15 $53,960.24
102 $53,960.24 $397.62 $0.00 $305.10 $54,662.96
103 $54,662.96 $397.62 $0.00 $309.07 $55,369.65
104 $55,369.65 $397.62 $0.00 $313.07 $56,080.34
105 $56,080.34 $397.62 $0.00 $317.09 $56,795.05
106 $56,795.05 $397.62 $0.00 $321.13 $57,513.80
107 $57,513.80 $397.62 $0.00 $325.19 $58,236.61
108 $58,236.61 $397.62 $0.00 $329.28 $58,963.51
109 $58,963.51 $397.62 $0.00 $333.39 $59,694.52
110 $59,694.52 $397.62 $0.00 $337.52 $60,429.66
111 $60,429.66 $397.62 $0.00 $341.68 $61,168.96
112 $61,168.96 $397.62 $0.00 $345.86 $61,912.44
113 $61,912.44 $397.62 $0.00 $350.06 $62,660.12
114 $62,660.12 $397.62 $0.00 $354.29 $63,412.03
115 $63,412.03 $397.62 $0.00 $358.54 $64,168.19
116 $64,168.19 $397.62 $0.00 $362.82 $64,928.63
117 $64,928.63 $397.62 $0.00 $367.12 $65,693.37
118 $65,693.37 $397.62 $0.00 $371.44 $66,462.43
119 $66,462.43 $397.62 $0.00 $375.79 $67,235.84
120 $67,235.84 $397.62 $0.00 $380.16 $68,013.62
121 $68,013.62 $397.62 $0.00 $384.56 $68,795.80
122 $68,795.80 $397.62 $0.00 $388.98 $69,582.40
123 $69,582.40 $397.62 $0.00 $393.43 $70,373.45
124 $70,373.45 $397.62 $0.00 $397.90 $71,168.97
125 $71,168.97 $397.62 $0.00 $402.40 $71,968.99
126 $71,968.99 $397.62 $0.00 $406.92 $72,773.53
127 $72,773.53 $397.62 $0.00 $411.47 $73,582.62
128 $73,582.62 $397.62 $0.00 $416.05 $74,396.29
129 $74,396.29 $397.62 $0.00 $420.65 $75,214.56
130 $75,214.56 $397.62 $0.00 $425.27 $76,037.45
131 $76,037.45 $397.62 $0.00 $429.93 $76,865.00
132 $76,865.00 $397.62 $0.00 $434.61 $77,697.23
133 $77,697.23 $397.62 $0.00 $439.31 $78,534.16
134 $78,534.16 $397.62 $0.00 $444.04 $79,375.82
135 $79,375.82 $397.62 $0.00 $448.80 $80,222.24
136 $80,222.24 $397.62 $0.00 $453.59 $81,073.45
137 $81,073.45 $397.62 $0.00 $458.40 $81,929.47
138 $81,929.47 $397.62 $0.00 $463.24 $82,790.33
139 $82,790.33 $397.62 $0.00 $468.11 $83,656.06
140 $83,656.06 $397.62 $0.00 $473.00 $84,526.68
141 $84,526.68 $397.62 $0.00 $477.93 $85,402.23
142 $85,402.23 $397.62 $0.00 $482.88 $86,282.73
143 $86,282.73 $397.62 $0.00 $487.86 $87,168.21
144 $87,168.21 $397.62 $0.00 $492.86 $88,058.69
145 $88,058.69 $397.62 $0.00 $497.90 $88,954.21
146 $88,954.21 $397.62 $0.00 $502.96 $89,854.79
147 $89,854.79 $397.62 $0.00 $508.05 $90,760.46
148 $90,760.46 $397.62 $0.00 $513.17 $91,671.25
149 $91,671.25 $397.62 $0.00 $518.32 $92,587.19
150 $92,587.19 $397.62 $0.00 $523.50 $93,508.31
151 $93,508.31 $397.62 $0.00 $528.71 $94,434.64
152 $94,434.64 $397.62 $0.00 $533.95 $95,366.21
153 $95,366.21 $397.62 $0.00 $539.21 $96,303.04
154 $96,303.04 $397.62 $0.00 $544.51 $97,245.17
155 $97,245.17 $397.62 $0.00 $549.84 $98,192.63
156 $98,192.63 $397.62 $0.00 $555.20 $99,145.45
157 $99,145.45 $397.62 $0.00 $560.58 $100,103.65
158 $100,103.65 $397.62 $0.00 $566.00 $101,067.27
159 $101,067.27 $397.62 $0.00 $571.45 $102,036.34
160 $102,036.34 $397.62 $0.00 $576.93 $103,010.89
161 $103,010.89 $397.62 $0.00 $582.44 $103,990.95
162 $103,990.95 $397.62 $0.00 $587.98 $104,976.55
163 $104,976.55 $397.62 $0.00 $593.55 $105,967.72
164 $105,967.72 $397.62 $0.00 $599.16 $106,964.50
165 $106,964.50 $397.62 $0.00 $604.79 $107,966.91
166 $107,966.91 $397.62 $0.00 $610.46 $108,974.99
167 $108,974.99 $397.62 $0.00 $616.16 $109,988.77
168 $109,988.77 $397.62 $0.00 $621.89 $111,008.28
169 $111,008.28 $397.62 $0.00 $627.66 $112,033.56
170 $112,033.56 $397.62 $0.00 $633.45 $113,064.63
171 $113,064.63 $397.62 $0.00 $639.28 $114,101.53
172 $114,101.53 $397.62 $0.00 $645.15 $115,144.30
173 $115,144.30 $397.62 $0.00 $651.04 $116,192.96
174 $116,192.96 $397.62 $0.00 $656.97 $117,247.55
175 $117,247.55 $397.62 $0.00 $662.93 $118,308.10
176 $118,308.10 $397.62 $0.00 $668.93 $119,374.65
177 $119,374.65 $397.62 $0.00 $674.96 $120,447.23
178 $120,447.23 $397.62 $0.00 $681.03 $121,525.88
179 $121,525.88 $397.62 $0.00 $687.12 $122,610.62
180 $122,610.62 $397.62 $0.00 $693.26 $123,701.50
181 $123,701.50 $397.62 $0.00 $699.43 $124,798.55
182 $124,798.55 $397.62 $0.00 $705.63 $125,901.80
183 $125,901.80 $397.62 $0.00 $711.87 $127,011.29
184 $127,011.29 $397.62 $0.00 $718.14 $128,127.05
185 $128,127.05 $397.62 $0.00 $724.45 $129,249.12
186 $129,249.12 $397.62 $0.00 $730.79 $130,377.53
187 $130,377.53 $397.62 $0.00 $737.17 $131,512.32
188 $131,512.32 $397.62 $0.00 $743.59 $132,653.53
189 $132,653.53 $397.62 $0.00 $750.04 $133,801.19
190 $133,801.19 $397.62 $0.00 $756.53 $134,955.34
191 $134,955.34 $397.62 $0.00 $763.06 $136,116.02
192 $136,116.02 $397.62 $0.00 $769.62 $137,283.26
193 $137,283.26 $397.62 $0.00 $776.22 $138,457.10
194 $138,457.10 $397.62 $0.00 $782.86 $139,637.58
195 $139,637.58 $397.62 $0.00 $789.53 $140,824.73
196 $140,824.73 $397.62 $0.00 $796.24 $142,018.59
197 $142,018.59 $397.62 $0.00 $802.99 $143,219.20
198 $143,219.20 $397.62 $0.00 $809.78 $144,426.60
199 $144,426.60 $397.62 $0.00 $816.61 $145,640.83
200 $145,640.83 $397.62 $0.00 $823.47 $146,861.92
201 $146,861.92 $397.62 $0.00 $830.38 $148,089.92
202 $148,089.92 $397.62 $0.00 $837.32 $149,324.86
203 $149,324.86 $397.62 $0.00 $844.30 $150,566.78
204 $150,566.78 $397.62 $0.00 $851.33 $151,815.73
205 $151,815.73 $397.62 $0.00 $858.39 $153,071.74
206 $153,071.74 $397.62 $0.00 $865.49 $154,334.85
207 $154,334.85 $397.62 $0.00 $872.63 $155,605.10
208 $155,605.10 $397.62 $0.00 $879.81 $156,882.53
209 $156,882.53 $397.62 $0.00 $887.04 $158,167.19
210 $158,167.19 $397.62 $0.00 $894.30 $159,459.11
211 $159,459.11 $397.62 $0.00 $901.60 $160,758.33
212 $160,758.33 $397.62 $0.00 $908.95 $162,064.90
213 $162,064.90 $397.62 $0.00 $916.34 $163,378.86
214 $163,378.86 $397.62 $0.00 $923.77 $164,700.25
215 $164,700.25 $397.62 $0.00 $931.24 $166,029.11
216 $166,029.11 $397.62 $0.00 $938.75 $167,365.48
217 $167,365.48 $397.62 $46,616.21 $946.31 $122,093.20
218 $122,093.20 $397.62 $0.00 $690.33 $123,181.15
219 $123,181.15 $397.62 $0.00 $696.48 $124,275.25
220 $124,275.25 $397.62 $0.00 $702.67 $125,375.54
221 $125,375.54 $397.62 $0.00 $708.89 $126,482.05
222 $126,482.05 $397.62 $0.00 $715.15 $127,594.82
223 $127,594.82 $397.62 $0.00 $721.44 $128,713.88
224 $128,713.88 $397.62 $0.00 $727.77 $129,839.27
225 $129,839.27 $397.62 $0.00 $734.13 $130,971.02
226 $130,971.02 $397.62 $0.00 $740.53 $132,109.17
227 $132,109.17 $397.62 $0.00 $746.96 $133,253.75
228 $133,253.75 $397.62 $0.00 $753.44 $134,404.81
229 $134,404.81 $397.62 $48,947.03 $759.94 $86,615.34
230 $86,615.34 $397.62 $0.00 $489.74 $87,502.70
231 $87,502.70 $397.62 $0.00 $494.75 $88,395.07
232 $88,395.07 $397.62 $0.00 $499.80 $89,292.49
233 $89,292.49 $397.62 $0.00 $504.87 $90,194.98
234 $90,194.98 $397.62 $0.00 $509.98 $91,102.58
235 $91,102.58 $397.62 $0.00 $515.11 $92,015.31
236 $92,015.31 $397.62 $0.00 $520.27 $92,933.20
237 $92,933.20 $397.62 $0.00 $525.46 $93,856.28
238 $93,856.28 $397.62 $0.00 $530.68 $94,784.58
239 $94,784.58 $397.62 $0.00 $535.93 $95,718.13
240 $95,718.13 $397.62 $0.00 $541.20 $96,656.95
241 $96,656.95 $397.62 $51,394.38 $546.51 $46,206.70
242 $46,206.70 $397.62 $0.00 $261.26 $46,865.58
243 $46,865.58 $397.62 $0.00 $264.98 $47,528.18
244 $47,528.18 $397.62 $0.00 $268.73 $48,194.53
245 $48,194.53 $397.62 $0.00 $272.50 $48,864.65
246 $48,864.65 $397.62 $0.00 $276.29 $49,538.56
247 $49,538.56 $397.62 $0.00 $280.10 $50,216.28
248 $50,216.28 $397.62 $0.00 $283.93 $50,897.83
249 $50,897.83 $397.62 $0.00 $287.78 $51,583.23
250 $51,583.23 $397.62 $0.00 $291.66 $52,272.51
251 $52,272.51 $397.62 $0.00 $295.56 $52,965.69
252 $52,965.69 $397.62 $0.00 $299.48 $53,662.79
253 $53,662.79 $0.00 $53,964.10 $303.42 $2.11