Annual Costs

Undergraduate Tuition

University of Central Florida tuition is $4,478 per year for in-state residents. This is 38% cheaper than the national average public four year tuition of $7,203. The cost is 69% cheaper than the average Florida tuition of $14,570 for 4 year colleges. Tuition ranks 28th in Florida amongst 4 year colleges for affordability and is the 75th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $19,810 which represents a 342% premium.

The school charges an additional fees of $1,890 in addition to tuition bringing the total effective in-state tuition to $6,368.

Housing Costs

On campus room and board is provided by the school at a cost of $9,764 per academic year. Students electing to live off campus elsewhere in Orlando should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,152.

Other Living Expenses

If living on-campus, students should budget for $4,970 in additional living expenses. Off-campus students should budget for $4,970 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Florida residents to go to UCF is $22,254 for the 2018/2019 academic year. Out-of-state students who don't have Florida residence can expect a one year cost of $37,586.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for University of Central Florida and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Central Florida
Estimated Budgets
Florida Resident Total Budget $22,254
   In-State Tuition$4,478
   Other Fees$1,890
   Room and Board$9,764
   On-Campus Other Budget$4,970
   Books and Supplies$1,152
Non-Resident Total Budget $37,586
   Out-of-State Tuition$19,810
   Other Fees$1,890
   Room and Board$9,764
   On-Campus Other Budget$4,970
   Books and Supplies$1,152


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $22,254 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported UCF net price for in-state students is $14,745* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

92% of University of Central Florida students received grant aid in 2014/2015. The average total aid amount was $5,035. 32 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,372. To apply for a Pell Grant to attend University of Central Florida, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Central Florida
Financial Aid Summary
Average Annual Net Price$14,745*
Percent of Students Receiving Grant Aid92%
Average Total Grant Aid$5,035
Percent of Students Receiving Pell Grants32%
Average Amount of Pell Grant Aid$4,372

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$10,637
$30,001 to $48,000$12,127
$48,001 to $75,000$14,798
$75,001 to $110,000$16,995

Average Financial Aid Mix - $22,254 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $22,254. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 29% - $5,035

Money granted to you by the U.S. Department of Education, University of Central Florida or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 30% - $5,260

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 40% -  $6,989

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of Central Florida
University of South Florida Main Campus1.8% more expensive
Florida State University10.2% less expensive
The University of Alabama140.7% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Central Florida.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at UCF is $89,016 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,358 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $49,432**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $111,270 or $61,790 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Central Florida.

Florida Resident Tuition Per Semester$2,239
Florida Resident Total Cost Per Semester$11,127
Non-Florida Resident Tuition Per Semester$9,905
Non-Florida Resident Total Cost Per Semester$18,793

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Central Florida are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Central Florida
Price per credit hour for Florida residents$212
Cost for one class for Florida residents (3 credit hours)$636
Price per credit hour for out of state residents$749
Cost for one class for out of state residents (3 credit hours)$2,247
Cost for one class for out of state residents (4 credit hours)$2,996


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 40% of University of Central Florida students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,260. The reported average student debt upon graduation is $23,186.

Example Loan Payments and Costs

How much are student loan payments for University of Central Florida? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $49,432, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $61,333.78. This could be your effective total out of pocket cost of an education at University of Central Florida. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 92% of students at this school who receive financial aid and you are paying an average annual net price of $12,358. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Central Florida student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Central Florida Student Loan Payments
Example Payments
Monthly Loan Payment$511.11
Amount Borrowed$49,432.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$11,901.78
Sum of All Payments over 10 years$61,333.78

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend UCF? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Central Florida, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $61,333.78 would be needed to afford a $511.11 monthly payment in the example $49,432.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Central Florida in the future? In the past four years, this school's published in-state tuition and fee total rose from $4,426 to $4,478. This amounts to an average annual price increase of 0.2%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $89,016.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Central Florida.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$30,604$122,418
Estimated Cost in 10 years for students enrolling in 2030$39,060$156,240
Estimated Cost in 15 years for students enrolling in 2035 $49,851$199,406
Estimated Cost in 18 years for students enrolling in 2038 $57,709$230,837

Tuition History

What was tuition at UCF five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$3,848$18,591 15%
2011$3,347$18,089 -26%
2010$4,526$20,005 14.6%
2009$3,948$19,427 10.9%
2008$3,561$17,764 2%
2007$3,492$17,018 4.6%
2006$3,339$16,471 5%
2005$3,179$15,687 5.5%
2004$3,012$14,040 6.8%
2003$2,820$12,229 9.3%
2002$2,581$10,469 8.2%
2001$2,386$9,723 6.4%
2000$2,242$9,217 5.7%
1999$2,121$8,777 4.8%
1998$2,024$7,940 5.2%
1997$1,924$7,170 4.6%
1996$1,840$6,743 1.7%
1995$1,810$6,712 3.1%
1994$1,756$6,659 2.5%
1993$1,713$6,472 12.5%
1992$1,523$5,662 13.7%
1991$1,340$4,652 6.5%
1990$1,258$4,303 8.9%
1989$1,155$3,769 5.5%
1988$1,095$3,696 2%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Central Florida to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Multi-/Interdisciplinary Studies, General Bachelor's Degree 563 6% cheaper
Elementary Education and Teaching Bachelor's Degree 495 6% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 440 5% costlier
Liberal Arts and Sciences/Liberal Studies Associate's Degree 337 69% costlier
Speech Communication and Rhetoric Bachelor's Degree 265 5% cheaper
Health/Health Care Administration/Management Bachelor's Degree 243 14% costlier
Biology/Biological Sciences, General Bachelor's Degree 223 7% cheaper
Mechanical Engineering Bachelor's Degree 176 11% cheaper
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 156 3% cheaper
Digital Arts Bachelor's Degree 101 10% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 100 7% costlier
Cinematography and Film/Video Production Bachelor's Degree 99 12% cheaper
Electrical and Electronics Engineering Bachelor's Degree 96 11% cheaper
Early Childhood Education and Teaching Bachelor's Degree 87 9% costlier
Social Work Bachelor's Degree 86 4% costlier
Computer Technology/Computer Systems Technology Bachelor's Degree 85 1% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 72 12% cheaper
Information Technology Bachelor's Degree 61 10% costlier
Aerospace, Aeronautical and Astronautical/Space Engineering Bachelor's Degree 60 17% cheaper
Mechanical Engineering Related Technologies/Technicians, Other Bachelor's Degree 54 12% costlier
General Studies Bachelor's Degree 51 11% costlier
Special Education and Teaching, General Bachelor's Degree 49 6% costlier
Social Science Teacher Education Bachelor's Degree 45 19% costlier
English/Language Arts Teacher Education Bachelor's Degree 41 7% costlier
Industrial Engineering Bachelor's Degree 38 7% cheaper
Respiratory Care Therapy/Therapist Bachelor's Degree 35 10% costlier
Economics, General Bachelor's Degree 33 16% cheaper
Music Performance, General Bachelor's Degree 32 6% cheaper
Trade and Industrial Teacher Education Bachelor's Degree 30 20% costlier
Finance, General Bachelor's Degree 28 1% costlier
Mathematics Teacher Education Bachelor's Degree 28 6% costlier
Medical Radiologic Technology/Science - Radiation Therapist Bachelor's Degree 28 3% costlier
Humanities/Humanistic Studies Bachelor's Degree 28 12% cheaper
Philosophy Bachelor's Degree 26 17% cheaper
Science Teacher Education/General Science Teacher Education Bachelor's Degree 23 10% costlier
Forensic Science and Technology Bachelor's Degree 23 2% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 23 5% costlier
Accounting Bachelor's Degree 22 1% costlier
Chemistry, General Bachelor's Degree 20 10% cheaper
Art Teacher Education Bachelor's Degree 20 4% costlier
Religion/Religious Studies Bachelor's Degree 20 21% cheaper
Electrical, Electronic and Communications Engineering Technology/Technician Bachelor's Degree 18 17% costlier
Actuarial Science Bachelor's Degree 17 11% cheaper
Mathematics, General Bachelor's Degree 16 8% cheaper
Photography Bachelor's Degree 16 16% cheaper
Health Information/Medical Records Administration/Administrator Bachelor's Degree 14 18% costlier
Political Science and Government, General Bachelor's Degree 12 10% cheaper
Social Sciences, General Bachelor's Degree 12 2% cheaper
Structural Engineering Bachelor's Degree 12 15% cheaper
Real Estate Bachelor's Degree 11 10% cheaper
Physics, General Bachelor's Degree 10 15% cheaper
Business Administration and Management, General Bachelor's Degree 9 9% costlier
Music Teacher Education Bachelor's Degree 9 1% cheaper
Criminal Justice/Safety Studies Bachelor's Degree 8 11% costlier
Biotechnology Bachelor's Degree 8 0% costlier
Advertising Bachelor's Degree 6 3% cheaper
History, General Bachelor's Degree 6 8% cheaper
Legal Assistant/Paralegal Bachelor's Degree 5 21% costlier
Marketing/Marketing Management, General Bachelor's Degree 5 3% costlier
Medical Microbiology and Bacteriology Bachelor's Degree 5 8% costlier
English Language and Literature, General Bachelor's Degree 4 6% cheaper
Environmental/Environmental Health Engineering Bachelor's Degree 4 21% cheaper
Business/Managerial Economics Bachelor's Degree 4 6% cheaper
Foreign Languages and Literatures, General Bachelor's Degree 4 6% cheaper
French Language and Literature Bachelor's Degree 3 18% cheaper
Psychology, General Bachelor's Degree 3 7% cheaper
Anthropology Bachelor's Degree 3 17% cheaper
Spanish Language and Literature Bachelor's Degree 2 13% cheaper
Sociology Bachelor's Degree 2 9% cheaper
Restaurant/Food Services Management Bachelor's Degree 2 1% cheaper
Management Information Systems, General Bachelor's Degree 2 2% costlier
Statistics, General Bachelor's Degree 2 16% cheaper
Radio and Television Bachelor's Degree 2 2% cheaper
Foreign Language Teacher Education Bachelor's Degree 2 2% cheaper
Meeting and Event Planning Bachelor's Degree 2 12% cheaper
Business/Commerce, General Bachelor's Degree 1 0% cheaper
Journalism Bachelor's Degree 1 3% cheaper
Civil Engineering, General Bachelor's Degree 1 11% cheaper
Public Administration Bachelor's Degree 1 10% costlier
Fine/Studio Arts, General Bachelor's Degree 1 13% cheaper
Computer Engineering, General Bachelor's Degree 1 11% cheaper
Mass Communication/Media Studies Bachelor's Degree 1 1% cheaper
International/Global Studies Bachelor's Degree 1 14% cheaper
Art/Art Studies, General Bachelor's Degree 1 4% cheaper
Computer and Information Sciences, General Bachelor's Degree 1 2% costlier
Hospitality Administration/Management, General Bachelor's Degree 1 4% costlier


Use the calculators below to formulate a college savings plan for University of Central Florida or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Central Florida in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Central Florida student loan.

Prepayment Option

About University of Central Florida

University of Central Florida is a four year public college located in Orlando, Florida.  Full time enrollment is 42,467 and part time is 21,621. Learn more about getting accepted at University of Central Florida at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

University of Central Florida
4000 Central Florida Blvd
Orlando, Florida

For Profit / Not For Profit Status

University of Central Florida is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Central Florida cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=132903 IPEDS survey data.