Cost to Attend University of North Florida

University of North Florida
Jacksonville, Florida

Annual Costs

Undergraduate Tuition

University of North Florida tuition is $4,281 per year for in-state residents. This is 42% cheaper than the national average public four year tuition of $7,357. The cost is 71% cheaper than the average Florida tuition of $14,934 for 4 year colleges. Tuition ranks 25th in Florida amongst 4 year colleges for affordability and is the 78th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $17,999 which represents a 320% premium.

The school charges an additional fees of $2,108 in addition to tuition bringing the total effective in-state tuition to $6,389.

Housing Costs

On campus room and board is provided by the school at a cost of $9,720 per academic year. Students electing to live off campus elsewhere in Jacksonville should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

If living on-campus, students should budget for $4,070 in additional living expenses. Off-campus students should budget for $4,055 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Florida residents to go to UNF is $21,379 for the 2019/2020 academic year. Out-of-state students who don't have Florida residence can expect a one year cost of $35,097.

Citation: Price data from the U.S. Department of Education's 2020 IPEDS survey response for University of North Florida and represent reported costs for the 2019-2020 academic year.

Costs and Tuition for University of North Florida
Estimated Budgets
Florida Resident Total Budget $21,379
   In-State Tuition$4,281
   Other Fees$2,108
   Room and Board$9,720
   On-Campus Other Budget$4,070
   Books and Supplies$1,200
Non-Resident Total Budget $35,097
   Out-of-State Tuition$17,999
   Other Fees$2,108
   Room and Board$9,720
   On-Campus Other Budget$4,070
   Books and Supplies$1,200
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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $21,379 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported UNF net price for in-state students is $9,857* for the 2018/2019 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

78% of University of North Florida students received grant aid in 2018/2019. The average total aid amount was $9,493. 31 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2018/2019 was $5,092. To apply for a Pell Grant to attend University of North Florida, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of North Florida
Financial Aid Summary
Average Annual Net Price$9,857*
Percent of Students Receiving Grant Aid78%
Average Total Grant Aid$9,493
Percent of Students Receiving Pell Grants31%
Average Amount of Pell Grant Aid$5,092

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2018/2019 academic year.

Family Income Avg. Net Price
$0 to $30,000$5,097
$30,001 to $48,000$5,942
$48,001 to $75,000$10,006
$75,001 to $110,000$14,778

Average Financial Aid Mix - $21,379 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $21,379. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

Grants and Scholarships
55% - $9,493

Money granted to you by the U.S. Department of Education, University of North Florida or other organizations. These are not loans and do not need to be repaid.

Federal Loans
30% - $5,261

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket
15% -  $2,555

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2018/2019 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Is it Worth the Cost?

To make a comparative assessment if UNF is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 50/100 for University of North Florida. Considering an average net price paid of $10,413, this leads to an overall value ranking of 60/100. This places the school 216th on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of North Florida
University of South Florida St. Petersburg Campus1.8% less expensive
Georgia College & State University75.3% more expensive
Florida Atlantic University41.1% less expensive
Georgia State University67.2% more expensive
Florida International University10.3% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of North Florida.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at UNF is $85,516 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $10,413 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $41,652**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $106,895 or $52,065 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2018/2019 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of North Florida.

Florida Resident Tuition Per Semester$2,140
Florida Resident Total Cost Per Semester$10,690
Non-Florida Resident Tuition Per Semester$9,000
Non-Florida Resident Total Cost Per Semester$17,548

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of North Florida are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of North Florida
Price per credit hour for Florida residents$213
Cost for one class for Florida residents (3 credit hours)$639
Price per credit hour for out of state residents$693
Cost for one class for out of state residents (3 credit hours)$2,079
Cost for one class for out of state residents (4 credit hours)$2,772

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 31% of University of North Florida students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,261.

Example Loan Payments and Costs

How much are student loan payments for University of North Florida? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $41,652, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $47,688.72. This could be your effective total out of pocket cost of an education at University of North Florida. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 78% of students at this school who receive financial aid and you are paying an average annual net price of $10,413. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of North Florida student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of North Florida Student Loan Payments
Example Payments
Monthly Loan Payment$397.41
Amount Borrowed$41,652.00
Interest Rate2.75%
Term10 years
Number of Monthly Payments120
Total Interest Cost$6,036.72
Sum of All Payments over 10 years$47,688.72

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend UNF? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of North Florida, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $47,688.72 would be needed to afford a $397.41 monthly payment in the example $41,652.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of North Florida in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $85,516.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of North Florida.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2026$29,401$117,604
Estimated Cost in 10 years for students enrolling in 2031$37,524$150,096
Estimated Cost in 15 years for students enrolling in 2036 $47,891$191,565
Estimated Cost in 18 years for students enrolling in 2039 $55,440$221,761

Tuition History

What was tuition at UNF five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$3,368$14,844 14.9%
2011$2,930$14,404 -22.4%
2010$3,774$15,823 -0%
2009$3,775$15,417 8.1%
2008$3,491$15,133 4.1%
2007$3,352$14,995 2.6%
2006$3,268$14,911 5.4%
2005$3,101$14,851 6.5%
2004$2,913$13,268 5.7%
2003$2,757$11,749 3.3%
2002$2,669$10,557 10%
2001$2,427$9,764 5.5%
2000$2,300$9,235 6.6%
1999$2,157$8,813 7.5%
1998$2,006$7,923 6.5%
1997$1,884$7,129 7.8%
1996$1,747$6,650 0.9%
1995$1,732$6,730 0%
1994$1,732$6,730 12.9%
1993$1,534$5,880 8.6%
1992$1,413$4,849 6.6%
1991$1,325$4,636 15.6%
1990$1,146$3,855 21.9%
1989$940$3,012 -16.7%
1988$1,128$3,712 1.1%


Use the calculators below to formulate a college savings plan for University of North Florida or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of North Florida in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of North Florida student loan.

Prepayment Option

About University of North Florida

University of North Florida is a four year public college located in Jacksonville, Florida.  Full time enrollment is 11,396 and part time is 5,380. Learn more about getting accepted at University of North Florida at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

University of North Florida
1 UNF Drive
Jacksonville, Florida

For Profit / Not For Profit Status

University of North Florida is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of North Florida cost and financial aid data source: U.S. Department of Education IPEDS survey data. Data last updated January 2021 and reflects academic year 2019/2020 costs reported by the school.