Savings Plan and Future Cost Estimation for University of South Florida Main Campus

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2039$60,800
Monthly savings required$481

How much will it cost to send your child to University of South Florida Main Campus in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $243,201.37 for students enrolling in 2039 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $481.29 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$23,446.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $481.29 $0.00 $0.00 $481.29
2 $481.29 $481.29 $0.00 $2.72 $965.30
3 $965.30 $481.29 $0.00 $5.46 $1,452.05
4 $1,452.05 $481.29 $0.00 $8.21 $1,941.55
5 $1,941.55 $481.29 $0.00 $10.98 $2,433.82
6 $2,433.82 $481.29 $0.00 $13.76 $2,928.87
7 $2,928.87 $481.29 $0.00 $16.56 $3,426.72
8 $3,426.72 $481.29 $0.00 $19.38 $3,927.39
9 $3,927.39 $481.29 $0.00 $22.21 $4,430.89
10 $4,430.89 $481.29 $0.00 $25.05 $4,937.23
11 $4,937.23 $481.29 $0.00 $27.92 $5,446.44
12 $5,446.44 $481.29 $0.00 $30.79 $5,958.52
13 $5,958.52 $481.29 $0.00 $33.69 $6,473.50
14 $6,473.50 $481.29 $0.00 $36.60 $6,991.39
15 $6,991.39 $481.29 $0.00 $39.53 $7,512.21
16 $7,512.21 $481.29 $0.00 $42.48 $8,035.98
17 $8,035.98 $481.29 $0.00 $45.44 $8,562.71
18 $8,562.71 $481.29 $0.00 $48.41 $9,092.41
19 $9,092.41 $481.29 $0.00 $51.41 $9,625.11
20 $9,625.11 $481.29 $0.00 $54.42 $10,160.82
21 $10,160.82 $481.29 $0.00 $57.45 $10,699.56
22 $10,699.56 $481.29 $0.00 $60.50 $11,241.35
23 $11,241.35 $481.29 $0.00 $63.56 $11,786.20
24 $11,786.20 $481.29 $0.00 $66.64 $12,334.13
25 $12,334.13 $481.29 $0.00 $69.74 $12,885.16
26 $12,885.16 $481.29 $0.00 $72.85 $13,439.30
27 $13,439.30 $481.29 $0.00 $75.99 $13,996.58
28 $13,996.58 $481.29 $0.00 $79.14 $14,557.01
29 $14,557.01 $481.29 $0.00 $82.31 $15,120.61
30 $15,120.61 $481.29 $0.00 $85.49 $15,687.39
31 $15,687.39 $481.29 $0.00 $88.70 $16,257.38
32 $16,257.38 $481.29 $0.00 $91.92 $16,830.59
33 $16,830.59 $481.29 $0.00 $95.16 $17,407.04
34 $17,407.04 $481.29 $0.00 $98.42 $17,986.75
35 $17,986.75 $481.29 $0.00 $101.70 $18,569.74
36 $18,569.74 $481.29 $0.00 $105.00 $19,156.03
37 $19,156.03 $481.29 $0.00 $108.31 $19,745.63
38 $19,745.63 $481.29 $0.00 $111.64 $20,338.56
39 $20,338.56 $481.29 $0.00 $115.00 $20,934.85
40 $20,934.85 $481.29 $0.00 $118.37 $21,534.51
41 $21,534.51 $481.29 $0.00 $121.76 $22,137.56
42 $22,137.56 $481.29 $0.00 $125.17 $22,744.02
43 $22,744.02 $481.29 $0.00 $128.60 $23,353.91
44 $23,353.91 $481.29 $0.00 $132.05 $23,967.25
45 $23,967.25 $481.29 $0.00 $135.51 $24,584.05
46 $24,584.05 $481.29 $0.00 $139.00 $25,204.34
47 $25,204.34 $481.29 $0.00 $142.51 $25,828.14
48 $25,828.14 $481.29 $0.00 $146.04 $26,455.47
49 $26,455.47 $481.29 $0.00 $149.58 $27,086.34
50 $27,086.34 $481.29 $0.00 $153.15 $27,720.78
51 $27,720.78 $481.29 $0.00 $156.74 $28,358.81
52 $28,358.81 $481.29 $0.00 $160.34 $29,000.44
53 $29,000.44 $481.29 $0.00 $163.97 $29,645.70
54 $29,645.70 $481.29 $0.00 $167.62 $30,294.61
55 $30,294.61 $481.29 $0.00 $171.29 $30,947.19
56 $30,947.19 $481.29 $0.00 $174.98 $31,603.46
57 $31,603.46 $481.29 $0.00 $178.69 $32,263.44
58 $32,263.44 $481.29 $0.00 $182.42 $32,927.15
59 $32,927.15 $481.29 $0.00 $186.17 $33,594.61
60 $33,594.61 $481.29 $0.00 $189.95 $34,265.85
61 $34,265.85 $481.29 $0.00 $193.74 $34,940.88
62 $34,940.88 $481.29 $0.00 $197.56 $35,619.73
63 $35,619.73 $481.29 $0.00 $201.40 $36,302.42
64 $36,302.42 $481.29 $0.00 $205.26 $36,988.97
65 $36,988.97 $481.29 $0.00 $209.14 $37,679.40
66 $37,679.40 $481.29 $0.00 $213.04 $38,373.73
67 $38,373.73 $481.29 $0.00 $216.97 $39,071.99
68 $39,071.99 $481.29 $0.00 $220.92 $39,774.20
69 $39,774.20 $481.29 $0.00 $224.89 $40,480.38
70 $40,480.38 $481.29 $0.00 $228.88 $41,190.55
71 $41,190.55 $481.29 $0.00 $232.90 $41,904.74
72 $41,904.74 $481.29 $0.00 $236.94 $42,622.97
73 $42,622.97 $481.29 $0.00 $241.00 $43,345.26
74 $43,345.26 $481.29 $0.00 $245.08 $44,071.63
75 $44,071.63 $481.29 $0.00 $249.19 $44,802.11
76 $44,802.11 $481.29 $0.00 $253.32 $45,536.72
77 $45,536.72 $481.29 $0.00 $257.47 $46,275.48
78 $46,275.48 $481.29 $0.00 $261.65 $47,018.42
79 $47,018.42 $481.29 $0.00 $265.85 $47,765.56
80 $47,765.56 $481.29 $0.00 $270.07 $48,516.92
81 $48,516.92 $481.29 $0.00 $274.32 $49,272.53
82 $49,272.53 $481.29 $0.00 $278.59 $50,032.41
83 $50,032.41 $481.29 $0.00 $282.89 $50,796.59
84 $50,796.59 $481.29 $0.00 $287.21 $51,565.09
85 $51,565.09 $481.29 $0.00 $291.56 $52,337.94
86 $52,337.94 $481.29 $0.00 $295.93 $53,115.16
87 $53,115.16 $481.29 $0.00 $300.32 $53,896.77
88 $53,896.77 $481.29 $0.00 $304.74 $54,682.80
89 $54,682.80 $481.29 $0.00 $309.18 $55,473.27
90 $55,473.27 $481.29 $0.00 $313.65 $56,268.21
91 $56,268.21 $481.29 $0.00 $318.15 $57,067.65
92 $57,067.65 $481.29 $0.00 $322.67 $57,871.61
93 $57,871.61 $481.29 $0.00 $327.21 $58,680.11
94 $58,680.11 $481.29 $0.00 $331.79 $59,493.19
95 $59,493.19 $481.29 $0.00 $336.38 $60,310.86
96 $60,310.86 $481.29 $0.00 $341.01 $61,133.16
97 $61,133.16 $481.29 $0.00 $345.66 $61,960.11
98 $61,960.11 $481.29 $0.00 $350.33 $62,791.73
99 $62,791.73 $481.29 $0.00 $355.03 $63,628.05
100 $63,628.05 $481.29 $0.00 $359.76 $64,469.10
101 $64,469.10 $481.29 $0.00 $364.52 $65,314.91
102 $65,314.91 $481.29 $0.00 $369.30 $66,165.50
103 $66,165.50 $481.29 $0.00 $374.11 $67,020.90
104 $67,020.90 $481.29 $0.00 $378.95 $67,881.14
105 $67,881.14 $481.29 $0.00 $383.81 $68,746.24
106 $68,746.24 $481.29 $0.00 $388.70 $69,616.23
107 $69,616.23 $481.29 $0.00 $393.62 $70,491.14
108 $70,491.14 $481.29 $0.00 $398.57 $71,371.00
109 $71,371.00 $481.29 $0.00 $403.54 $72,255.83
110 $72,255.83 $481.29 $0.00 $408.54 $73,145.66
111 $73,145.66 $481.29 $0.00 $413.58 $74,040.53
112 $74,040.53 $481.29 $0.00 $418.64 $74,940.46
113 $74,940.46 $481.29 $0.00 $423.72 $75,845.47
114 $75,845.47 $481.29 $0.00 $428.84 $76,755.60
115 $76,755.60 $481.29 $0.00 $433.99 $77,670.88
116 $77,670.88 $481.29 $0.00 $439.16 $78,591.33
117 $78,591.33 $481.29 $0.00 $444.37 $79,516.99
118 $79,516.99 $481.29 $0.00 $449.60 $80,447.88
119 $80,447.88 $481.29 $0.00 $454.86 $81,384.03
120 $81,384.03 $481.29 $0.00 $460.16 $82,325.48
121 $82,325.48 $481.29 $0.00 $465.48 $83,272.25
122 $83,272.25 $481.29 $0.00 $470.83 $84,224.37
123 $84,224.37 $481.29 $0.00 $476.22 $85,181.88
124 $85,181.88 $481.29 $0.00 $481.63 $86,144.80
125 $86,144.80 $481.29 $0.00 $487.08 $87,113.17
126 $87,113.17 $481.29 $0.00 $492.55 $88,087.01
127 $88,087.01 $481.29 $0.00 $498.06 $89,066.36
128 $89,066.36 $481.29 $0.00 $503.59 $90,051.24
129 $90,051.24 $481.29 $0.00 $509.16 $91,041.69
130 $91,041.69 $481.29 $0.00 $514.76 $92,037.74
131 $92,037.74 $481.29 $0.00 $520.39 $93,039.42
132 $93,039.42 $481.29 $0.00 $526.06 $94,046.77
133 $94,046.77 $481.29 $0.00 $531.75 $95,059.81
134 $95,059.81 $481.29 $0.00 $537.48 $96,078.58
135 $96,078.58 $481.29 $0.00 $543.24 $97,103.11
136 $97,103.11 $481.29 $0.00 $549.04 $98,133.44
137 $98,133.44 $481.29 $0.00 $554.86 $99,169.59
138 $99,169.59 $481.29 $0.00 $560.72 $100,211.60
139 $100,211.60 $481.29 $0.00 $566.61 $101,259.50
140 $101,259.50 $481.29 $0.00 $572.54 $102,313.33
141 $102,313.33 $481.29 $0.00 $578.49 $103,373.11
142 $103,373.11 $481.29 $0.00 $584.49 $104,438.89
143 $104,438.89 $481.29 $0.00 $590.51 $105,510.69
144 $105,510.69 $481.29 $0.00 $596.57 $106,588.55
145 $106,588.55 $481.29 $0.00 $602.67 $107,672.51
146 $107,672.51 $481.29 $0.00 $608.80 $108,762.60
147 $108,762.60 $481.29 $0.00 $614.96 $109,858.85
148 $109,858.85 $481.29 $0.00 $621.16 $110,961.30
149 $110,961.30 $481.29 $0.00 $627.39 $112,069.98
150 $112,069.98 $481.29 $0.00 $633.66 $113,184.93
151 $113,184.93 $481.29 $0.00 $639.96 $114,306.18
152 $114,306.18 $481.29 $0.00 $646.30 $115,433.77
153 $115,433.77 $481.29 $0.00 $652.68 $116,567.74
154 $116,567.74 $481.29 $0.00 $659.09 $117,708.12
155 $117,708.12 $481.29 $0.00 $665.54 $118,854.95
156 $118,854.95 $481.29 $0.00 $672.02 $120,008.26
157 $120,008.26 $481.29 $0.00 $678.54 $121,168.09
158 $121,168.09 $481.29 $0.00 $685.10 $122,334.48
159 $122,334.48 $481.29 $0.00 $691.70 $123,507.47
160 $123,507.47 $481.29 $0.00 $698.33 $124,687.09
161 $124,687.09 $481.29 $0.00 $705.00 $125,873.38
162 $125,873.38 $481.29 $0.00 $711.71 $127,066.38
163 $127,066.38 $481.29 $0.00 $718.45 $128,266.12
164 $128,266.12 $481.29 $0.00 $725.24 $129,472.65
165 $129,472.65 $481.29 $0.00 $732.06 $130,686.00
166 $130,686.00 $481.29 $0.00 $738.92 $131,906.21
167 $131,906.21 $481.29 $0.00 $745.82 $133,133.32
168 $133,133.32 $481.29 $0.00 $752.76 $134,367.37
169 $134,367.37 $481.29 $0.00 $759.73 $135,608.39
170 $135,608.39 $481.29 $0.00 $766.75 $136,856.43
171 $136,856.43 $481.29 $0.00 $773.81 $138,111.53
172 $138,111.53 $481.29 $0.00 $780.90 $139,373.72
173 $139,373.72 $481.29 $0.00 $788.04 $140,643.05
174 $140,643.05 $481.29 $0.00 $795.22 $141,919.56
175 $141,919.56 $481.29 $0.00 $802.43 $143,203.28
176 $143,203.28 $481.29 $0.00 $809.69 $144,494.26
177 $144,494.26 $481.29 $0.00 $816.99 $145,792.54
178 $145,792.54 $481.29 $0.00 $824.33 $147,098.16
179 $147,098.16 $481.29 $0.00 $831.71 $148,411.16
180 $148,411.16 $481.29 $0.00 $839.14 $149,731.59
181 $149,731.59 $481.29 $0.00 $846.60 $151,059.48
182 $151,059.48 $481.29 $0.00 $854.11 $152,394.88
183 $152,394.88 $481.29 $0.00 $861.66 $153,737.83
184 $153,737.83 $481.29 $0.00 $869.26 $155,088.38
185 $155,088.38 $481.29 $0.00 $876.89 $156,446.56
186 $156,446.56 $481.29 $0.00 $884.57 $157,812.42
187 $157,812.42 $481.29 $0.00 $892.29 $159,186.00
188 $159,186.00 $481.29 $0.00 $900.06 $160,567.35
189 $160,567.35 $481.29 $0.00 $907.87 $161,956.51
190 $161,956.51 $481.29 $0.00 $915.73 $163,353.53
191 $163,353.53 $481.29 $0.00 $923.62 $164,758.44
192 $164,758.44 $481.29 $0.00 $931.57 $166,171.30
193 $166,171.30 $481.29 $0.00 $939.56 $167,592.15
194 $167,592.15 $481.29 $0.00 $947.59 $169,021.03
195 $169,021.03 $481.29 $0.00 $955.67 $170,457.99
196 $170,457.99 $481.29 $0.00 $963.79 $171,903.07
197 $171,903.07 $481.29 $0.00 $971.96 $173,356.32
198 $173,356.32 $481.29 $0.00 $980.18 $174,817.79
199 $174,817.79 $481.29 $0.00 $988.45 $176,287.53
200 $176,287.53 $481.29 $0.00 $996.76 $177,765.58
201 $177,765.58 $481.29 $0.00 $1,005.11 $179,251.98
202 $179,251.98 $481.29 $0.00 $1,013.52 $180,746.79
203 $180,746.79 $481.29 $0.00 $1,021.97 $182,250.05
204 $182,250.05 $481.29 $0.00 $1,030.47 $183,761.81
205 $183,761.81 $481.29 $0.00 $1,039.02 $185,282.12
206 $185,282.12 $481.29 $0.00 $1,047.61 $186,811.02
207 $186,811.02 $481.29 $0.00 $1,056.26 $188,348.57
208 $188,348.57 $481.29 $0.00 $1,064.95 $189,894.81
209 $189,894.81 $481.29 $0.00 $1,073.69 $191,449.79
210 $191,449.79 $481.29 $0.00 $1,082.48 $193,013.56
211 $193,013.56 $481.29 $0.00 $1,091.33 $194,586.18
212 $194,586.18 $481.29 $0.00 $1,100.22 $196,167.69
213 $196,167.69 $481.29 $0.00 $1,109.16 $197,758.14
214 $197,758.14 $481.29 $0.00 $1,118.15 $199,357.58
215 $199,357.58 $481.29 $0.00 $1,127.20 $200,966.07
216 $200,966.07 $481.29 $0.00 $1,136.29 $202,583.65
217 $202,583.65 $481.29 $56,425.59 $1,145.44 $147,784.79
218 $147,784.79 $481.29 $0.00 $835.60 $149,101.68
219 $149,101.68 $481.29 $0.00 $843.04 $150,426.01
220 $150,426.01 $481.29 $0.00 $850.53 $151,757.83
221 $151,757.83 $481.29 $0.00 $858.06 $153,097.18
222 $153,097.18 $481.29 $0.00 $865.63 $154,444.10
223 $154,444.10 $481.29 $0.00 $873.25 $155,798.64
224 $155,798.64 $481.29 $0.00 $880.91 $157,160.84
225 $157,160.84 $481.29 $0.00 $888.61 $158,530.74
226 $158,530.74 $481.29 $0.00 $896.36 $159,908.39
227 $159,908.39 $481.29 $0.00 $904.15 $161,293.83
228 $161,293.83 $481.29 $0.00 $911.98 $162,687.10
229 $162,687.10 $481.29 $59,246.87 $919.86 $104,841.38
230 $104,841.38 $481.29 $0.00 $592.79 $105,915.46
231 $105,915.46 $481.29 $0.00 $598.86 $106,995.61
232 $106,995.61 $481.29 $0.00 $604.97 $108,081.87
233 $108,081.87 $481.29 $0.00 $611.11 $109,174.27
234 $109,174.27 $481.29 $0.00 $617.29 $110,272.85
235 $110,272.85 $481.29 $0.00 $623.50 $111,377.64
236 $111,377.64 $481.29 $0.00 $629.75 $112,488.68
237 $112,488.68 $481.29 $0.00 $636.03 $113,606.00
238 $113,606.00 $481.29 $0.00 $642.34 $114,729.63
239 $114,729.63 $481.29 $0.00 $648.70 $115,859.62
240 $115,859.62 $481.29 $0.00 $655.09 $116,996.00
241 $116,996.00 $481.29 $62,209.22 $661.51 $55,929.58
242 $55,929.58 $481.29 $0.00 $316.23 $56,727.10
243 $56,727.10 $481.29 $0.00 $320.74 $57,529.13
244 $57,529.13 $481.29 $0.00 $325.28 $58,335.70
245 $58,335.70 $481.29 $0.00 $329.84 $59,146.83
246 $59,146.83 $481.29 $0.00 $334.42 $59,962.54
247 $59,962.54 $481.29 $0.00 $339.04 $60,782.87
248 $60,782.87 $481.29 $0.00 $343.68 $61,607.84
249 $61,607.84 $481.29 $0.00 $348.34 $62,437.47
250 $62,437.47 $481.29 $0.00 $353.03 $63,271.79
251 $63,271.79 $481.29 $0.00 $357.75 $64,110.83
252 $64,110.83 $481.29 $0.00 $362.49 $64,954.61
253 $64,954.61 $0.00 $65,319.68 $367.26 $2.19