Savings Plan and Future Cost Estimation for University of South Florida St. Petersburg Campus

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$59,273
Monthly savings required$469

How much will it cost to send your child to University of South Florida St. Petersburg Campus in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $237,091.77 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $469.19 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$22,857.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $469.19 $0.00 $0.00 $469.19
2 $469.19 $469.19 $0.00 $2.65 $941.03
3 $941.03 $469.19 $0.00 $5.32 $1,415.54
4 $1,415.54 $469.19 $0.00 $8.00 $1,892.73
5 $1,892.73 $469.19 $0.00 $10.70 $2,372.62
6 $2,372.62 $469.19 $0.00 $13.42 $2,855.23
7 $2,855.23 $469.19 $0.00 $16.14 $3,340.56
8 $3,340.56 $469.19 $0.00 $18.89 $3,828.64
9 $3,828.64 $469.19 $0.00 $21.65 $4,319.48
10 $4,319.48 $469.19 $0.00 $24.42 $4,813.09
11 $4,813.09 $469.19 $0.00 $27.21 $5,309.49
12 $5,309.49 $469.19 $0.00 $30.02 $5,808.70
13 $5,808.70 $469.19 $0.00 $32.84 $6,310.73
14 $6,310.73 $469.19 $0.00 $35.68 $6,815.60
15 $6,815.60 $469.19 $0.00 $38.54 $7,323.33
16 $7,323.33 $469.19 $0.00 $41.41 $7,833.93
17 $7,833.93 $469.19 $0.00 $44.29 $8,347.41
18 $8,347.41 $469.19 $0.00 $47.20 $8,863.80
19 $8,863.80 $469.19 $0.00 $50.12 $9,383.11
20 $9,383.11 $469.19 $0.00 $53.05 $9,905.35
21 $9,905.35 $469.19 $0.00 $56.01 $10,430.55
22 $10,430.55 $469.19 $0.00 $58.98 $10,958.72
23 $10,958.72 $469.19 $0.00 $61.96 $11,489.87
24 $11,489.87 $469.19 $0.00 $64.97 $12,024.03
25 $12,024.03 $469.19 $0.00 $67.99 $12,561.21
26 $12,561.21 $469.19 $0.00 $71.02 $13,101.42
27 $13,101.42 $469.19 $0.00 $74.08 $13,644.69
28 $13,644.69 $469.19 $0.00 $77.15 $14,191.03
29 $14,191.03 $469.19 $0.00 $80.24 $14,740.46
30 $14,740.46 $469.19 $0.00 $83.34 $15,292.99
31 $15,292.99 $469.19 $0.00 $86.47 $15,848.65
32 $15,848.65 $469.19 $0.00 $89.61 $16,407.45
33 $16,407.45 $469.19 $0.00 $92.77 $16,969.41
34 $16,969.41 $469.19 $0.00 $95.95 $17,534.55
35 $17,534.55 $469.19 $0.00 $99.14 $18,102.88
36 $18,102.88 $469.19 $0.00 $102.36 $18,674.43
37 $18,674.43 $469.19 $0.00 $105.59 $19,249.21
38 $19,249.21 $469.19 $0.00 $108.84 $19,827.24
39 $19,827.24 $469.19 $0.00 $112.11 $20,408.54
40 $20,408.54 $469.19 $0.00 $115.39 $20,993.12
41 $20,993.12 $469.19 $0.00 $118.70 $21,581.01
42 $21,581.01 $469.19 $0.00 $122.02 $22,172.22
43 $22,172.22 $469.19 $0.00 $125.36 $22,766.77
44 $22,766.77 $469.19 $0.00 $128.73 $23,364.69
45 $23,364.69 $469.19 $0.00 $132.11 $23,965.99
46 $23,965.99 $469.19 $0.00 $135.51 $24,570.69
47 $24,570.69 $469.19 $0.00 $138.93 $25,178.81
48 $25,178.81 $469.19 $0.00 $142.36 $25,790.36
49 $25,790.36 $469.19 $0.00 $145.82 $26,405.37
50 $26,405.37 $469.19 $0.00 $149.30 $27,023.86
51 $27,023.86 $469.19 $0.00 $152.80 $27,645.85
52 $27,645.85 $469.19 $0.00 $156.31 $28,271.35
53 $28,271.35 $469.19 $0.00 $159.85 $28,900.39
54 $28,900.39 $469.19 $0.00 $163.41 $29,532.99
55 $29,532.99 $469.19 $0.00 $166.98 $30,169.16
56 $30,169.16 $469.19 $0.00 $170.58 $30,808.93
57 $30,808.93 $469.19 $0.00 $174.20 $31,452.32
58 $31,452.32 $469.19 $0.00 $177.84 $32,099.35
59 $32,099.35 $469.19 $0.00 $181.49 $32,750.03
60 $32,750.03 $469.19 $0.00 $185.17 $33,404.39
61 $33,404.39 $469.19 $0.00 $188.87 $34,062.45
62 $34,062.45 $469.19 $0.00 $192.59 $34,724.23
63 $34,724.23 $469.19 $0.00 $196.34 $35,389.76
64 $35,389.76 $469.19 $0.00 $200.10 $36,059.05
65 $36,059.05 $469.19 $0.00 $203.88 $36,732.12
66 $36,732.12 $469.19 $0.00 $207.69 $37,409.00
67 $37,409.00 $469.19 $0.00 $211.52 $38,089.71
68 $38,089.71 $469.19 $0.00 $215.36 $38,774.26
69 $38,774.26 $469.19 $0.00 $219.24 $39,462.69
70 $39,462.69 $469.19 $0.00 $223.13 $40,155.01
71 $40,155.01 $469.19 $0.00 $227.04 $40,851.24
72 $40,851.24 $469.19 $0.00 $230.98 $41,551.41
73 $41,551.41 $469.19 $0.00 $234.94 $42,255.54
74 $42,255.54 $469.19 $0.00 $238.92 $42,963.65
75 $42,963.65 $469.19 $0.00 $242.92 $43,675.76
76 $43,675.76 $469.19 $0.00 $246.95 $44,391.90
77 $44,391.90 $469.19 $0.00 $251.00 $45,112.09
78 $45,112.09 $469.19 $0.00 $255.07 $45,836.35
79 $45,836.35 $469.19 $0.00 $259.17 $46,564.71
80 $46,564.71 $469.19 $0.00 $263.28 $47,297.18
81 $47,297.18 $469.19 $0.00 $267.43 $48,033.80
82 $48,033.80 $469.19 $0.00 $271.59 $48,774.58
83 $48,774.58 $469.19 $0.00 $275.78 $49,519.55
84 $49,519.55 $469.19 $0.00 $279.99 $50,268.73
85 $50,268.73 $469.19 $0.00 $284.23 $51,022.15
86 $51,022.15 $469.19 $0.00 $288.49 $51,779.83
87 $51,779.83 $469.19 $0.00 $292.77 $52,541.79
88 $52,541.79 $469.19 $0.00 $297.08 $53,308.06
89 $53,308.06 $469.19 $0.00 $301.41 $54,078.66
90 $54,078.66 $469.19 $0.00 $305.77 $54,853.62
91 $54,853.62 $469.19 $0.00 $310.15 $55,632.96
92 $55,632.96 $469.19 $0.00 $314.56 $56,416.71
93 $56,416.71 $469.19 $0.00 $318.99 $57,204.89
94 $57,204.89 $469.19 $0.00 $323.44 $57,997.52
95 $57,997.52 $469.19 $0.00 $327.93 $58,794.64
96 $58,794.64 $469.19 $0.00 $332.43 $59,596.26
97 $59,596.26 $469.19 $0.00 $336.97 $60,402.42
98 $60,402.42 $469.19 $0.00 $341.52 $61,213.13
99 $61,213.13 $469.19 $0.00 $346.11 $62,028.43
100 $62,028.43 $469.19 $0.00 $350.72 $62,848.34
101 $62,848.34 $469.19 $0.00 $355.35 $63,672.88
102 $63,672.88 $469.19 $0.00 $360.02 $64,502.09
103 $64,502.09 $469.19 $0.00 $364.70 $65,335.98
104 $65,335.98 $469.19 $0.00 $369.42 $66,174.59
105 $66,174.59 $469.19 $0.00 $374.16 $67,017.94
106 $67,017.94 $469.19 $0.00 $378.93 $67,866.06
107 $67,866.06 $469.19 $0.00 $383.72 $68,718.97
108 $68,718.97 $469.19 $0.00 $388.55 $69,576.71
109 $69,576.71 $469.19 $0.00 $393.40 $70,439.30
110 $70,439.30 $469.19 $0.00 $398.27 $71,306.76
111 $71,306.76 $469.19 $0.00 $403.18 $72,179.13
112 $72,179.13 $469.19 $0.00 $408.11 $73,056.43
113 $73,056.43 $469.19 $0.00 $413.07 $73,938.69
114 $73,938.69 $469.19 $0.00 $418.06 $74,825.94
115 $74,825.94 $469.19 $0.00 $423.08 $75,718.21
116 $75,718.21 $469.19 $0.00 $428.12 $76,615.52
117 $76,615.52 $469.19 $0.00 $433.20 $77,517.91
118 $77,517.91 $469.19 $0.00 $438.30 $78,425.40
119 $78,425.40 $469.19 $0.00 $443.43 $79,338.02
120 $79,338.02 $469.19 $0.00 $448.59 $80,255.80
121 $80,255.80 $469.19 $0.00 $453.78 $81,178.77
122 $81,178.77 $469.19 $0.00 $459.00 $82,106.96
123 $82,106.96 $469.19 $0.00 $464.24 $83,040.39
124 $83,040.39 $469.19 $0.00 $469.52 $83,979.10
125 $83,979.10 $469.19 $0.00 $474.83 $84,923.12
126 $84,923.12 $469.19 $0.00 $480.17 $85,872.48
127 $85,872.48 $469.19 $0.00 $485.54 $86,827.21
128 $86,827.21 $469.19 $0.00 $490.93 $87,787.33
129 $87,787.33 $469.19 $0.00 $496.36 $88,752.88
130 $88,752.88 $469.19 $0.00 $501.82 $89,723.89
131 $89,723.89 $469.19 $0.00 $507.31 $90,700.39
132 $90,700.39 $469.19 $0.00 $512.83 $91,682.41
133 $91,682.41 $469.19 $0.00 $518.39 $92,669.99
134 $92,669.99 $469.19 $0.00 $523.97 $93,663.15
135 $93,663.15 $469.19 $0.00 $529.59 $94,661.93
136 $94,661.93 $469.19 $0.00 $535.23 $95,666.35
137 $95,666.35 $469.19 $0.00 $540.91 $96,676.45
138 $96,676.45 $469.19 $0.00 $546.62 $97,692.26
139 $97,692.26 $469.19 $0.00 $552.37 $98,713.82
140 $98,713.82 $469.19 $0.00 $558.14 $99,741.15
141 $99,741.15 $469.19 $0.00 $563.95 $100,774.29
142 $100,774.29 $469.19 $0.00 $569.79 $101,813.27
143 $101,813.27 $469.19 $0.00 $575.67 $102,858.13
144 $102,858.13 $469.19 $0.00 $581.57 $103,908.89
145 $103,908.89 $469.19 $0.00 $587.52 $104,965.60
146 $104,965.60 $469.19 $0.00 $593.49 $106,028.28
147 $106,028.28 $469.19 $0.00 $599.50 $107,096.97
148 $107,096.97 $469.19 $0.00 $605.54 $108,171.70
149 $108,171.70 $469.19 $0.00 $611.62 $109,252.51
150 $109,252.51 $469.19 $0.00 $617.73 $110,339.43
151 $110,339.43 $469.19 $0.00 $623.88 $111,432.50
152 $111,432.50 $469.19 $0.00 $630.06 $112,531.75
153 $112,531.75 $469.19 $0.00 $636.27 $113,637.21
154 $113,637.21 $469.19 $0.00 $642.52 $114,748.92
155 $114,748.92 $469.19 $0.00 $648.81 $115,866.92
156 $115,866.92 $469.19 $0.00 $655.13 $116,991.24
157 $116,991.24 $469.19 $0.00 $661.49 $118,121.92
158 $118,121.92 $469.19 $0.00 $667.88 $119,258.99
159 $119,258.99 $469.19 $0.00 $674.31 $120,402.49
160 $120,402.49 $469.19 $0.00 $680.77 $121,552.45
161 $121,552.45 $469.19 $0.00 $687.28 $122,708.92
162 $122,708.92 $469.19 $0.00 $693.81 $123,871.92
163 $123,871.92 $469.19 $0.00 $700.39 $125,041.50
164 $125,041.50 $469.19 $0.00 $707.00 $126,217.69
165 $126,217.69 $469.19 $0.00 $713.65 $127,400.53
166 $127,400.53 $469.19 $0.00 $720.34 $128,590.06
167 $128,590.06 $469.19 $0.00 $727.07 $129,786.32
168 $129,786.32 $469.19 $0.00 $733.83 $130,989.34
169 $130,989.34 $469.19 $0.00 $740.63 $132,199.16
170 $132,199.16 $469.19 $0.00 $747.47 $133,415.82
171 $133,415.82 $469.19 $0.00 $754.35 $134,639.36
172 $134,639.36 $469.19 $0.00 $761.27 $135,869.82
173 $135,869.82 $469.19 $0.00 $768.23 $137,107.24
174 $137,107.24 $469.19 $0.00 $775.22 $138,351.65
175 $138,351.65 $469.19 $0.00 $782.26 $139,603.10
176 $139,603.10 $469.19 $0.00 $789.34 $140,861.63
177 $140,861.63 $469.19 $0.00 $796.45 $142,127.27
178 $142,127.27 $469.19 $0.00 $803.61 $143,400.07
179 $143,400.07 $469.19 $0.00 $810.80 $144,680.06
180 $144,680.06 $469.19 $0.00 $818.04 $145,967.29
181 $145,967.29 $469.19 $0.00 $825.32 $147,261.80
182 $147,261.80 $469.19 $0.00 $832.64 $148,563.63
183 $148,563.63 $469.19 $0.00 $840.00 $149,872.82
184 $149,872.82 $469.19 $0.00 $847.40 $151,189.41
185 $151,189.41 $469.19 $0.00 $854.85 $152,513.45
186 $152,513.45 $469.19 $0.00 $862.33 $153,844.97
187 $153,844.97 $469.19 $0.00 $869.86 $155,184.02
188 $155,184.02 $469.19 $0.00 $877.43 $156,530.64
189 $156,530.64 $469.19 $0.00 $885.05 $157,884.88
190 $157,884.88 $469.19 $0.00 $892.70 $159,246.77
191 $159,246.77 $469.19 $0.00 $900.40 $160,616.36
192 $160,616.36 $469.19 $0.00 $908.15 $161,993.70
193 $161,993.70 $469.19 $0.00 $915.94 $163,378.83
194 $163,378.83 $469.19 $0.00 $923.77 $164,771.79
195 $164,771.79 $469.19 $0.00 $931.64 $166,172.62
196 $166,172.62 $469.19 $0.00 $939.56 $167,581.37
197 $167,581.37 $469.19 $0.00 $947.53 $168,998.09
198 $168,998.09 $469.19 $0.00 $955.54 $170,422.82
199 $170,422.82 $469.19 $0.00 $963.60 $171,855.61
200 $171,855.61 $469.19 $0.00 $971.70 $173,296.50
201 $173,296.50 $469.19 $0.00 $979.84 $174,745.53
202 $174,745.53 $469.19 $0.00 $988.04 $176,202.76
203 $176,202.76 $469.19 $0.00 $996.28 $177,668.23
204 $177,668.23 $469.19 $0.00 $1,004.56 $179,141.98
205 $179,141.98 $469.19 $0.00 $1,012.89 $180,624.06
206 $180,624.06 $469.19 $0.00 $1,021.27 $182,114.52
207 $182,114.52 $469.19 $0.00 $1,029.70 $183,613.41
208 $183,613.41 $469.19 $0.00 $1,038.18 $185,120.78
209 $185,120.78 $469.19 $0.00 $1,046.70 $186,636.67
210 $186,636.67 $469.19 $0.00 $1,055.27 $188,161.13
211 $188,161.13 $469.19 $0.00 $1,063.89 $189,694.21
212 $189,694.21 $469.19 $0.00 $1,072.56 $191,235.96
213 $191,235.96 $469.19 $0.00 $1,081.28 $192,786.43
214 $192,786.43 $469.19 $0.00 $1,090.04 $194,345.66
215 $194,345.66 $469.19 $0.00 $1,098.86 $195,913.71
216 $195,913.71 $469.19 $0.00 $1,107.72 $197,490.62
217 $197,490.62 $469.19 $55,008.10 $1,116.64 $144,068.35
218 $144,068.35 $469.19 $0.00 $814.58 $145,352.12
219 $145,352.12 $469.19 $0.00 $821.84 $146,643.15
220 $146,643.15 $469.19 $0.00 $829.14 $147,941.48
221 $147,941.48 $469.19 $0.00 $836.48 $149,247.15
222 $149,247.15 $469.19 $0.00 $843.87 $150,560.21
223 $150,560.21 $469.19 $0.00 $851.29 $151,880.69
224 $151,880.69 $469.19 $0.00 $858.76 $153,208.64
225 $153,208.64 $469.19 $0.00 $866.26 $154,544.09
226 $154,544.09 $469.19 $0.00 $873.81 $155,887.09
227 $155,887.09 $469.19 $0.00 $881.41 $157,237.69
228 $157,237.69 $469.19 $0.00 $889.04 $158,595.92
229 $158,595.92 $469.19 $57,758.50 $896.72 $102,203.33
230 $102,203.33 $469.19 $0.00 $577.87 $103,250.39
231 $103,250.39 $469.19 $0.00 $583.79 $104,303.37
232 $104,303.37 $469.19 $0.00 $589.75 $105,362.31
233 $105,362.31 $469.19 $0.00 $595.73 $106,427.23
234 $106,427.23 $469.19 $0.00 $601.76 $107,498.18
235 $107,498.18 $469.19 $0.00 $607.81 $108,575.18
236 $108,575.18 $469.19 $0.00 $613.90 $109,658.27
237 $109,658.27 $469.19 $0.00 $620.02 $110,747.48
238 $110,747.48 $469.19 $0.00 $626.18 $111,842.85
239 $111,842.85 $469.19 $0.00 $632.38 $112,944.42
240 $112,944.42 $469.19 $0.00 $638.60 $114,052.21
241 $114,052.21 $469.19 $60,646.43 $644.87 $54,519.84
242 $54,519.84 $469.19 $0.00 $308.26 $55,297.29
243 $55,297.29 $469.19 $0.00 $312.66 $56,079.14
244 $56,079.14 $469.19 $0.00 $317.08 $56,865.41
245 $56,865.41 $469.19 $0.00 $321.53 $57,656.13
246 $57,656.13 $469.19 $0.00 $326.00 $58,451.32
247 $58,451.32 $469.19 $0.00 $330.49 $59,251.00
248 $59,251.00 $469.19 $0.00 $335.01 $60,055.20
249 $60,055.20 $469.19 $0.00 $339.56 $60,863.95
250 $60,863.95 $469.19 $0.00 $344.13 $61,677.27
251 $61,677.27 $469.19 $0.00 $348.73 $62,495.19
252 $62,495.19 $469.19 $0.00 $353.36 $63,317.74
253 $63,317.74 $0.00 $63,678.75 $358.01 ($3.00)