Student Loan Payment Calculator for University of Hawaii Maui College

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $98,032.00 to attend University of Hawaii Maui College. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

University of Hawaii Maui College Student Loan Payments
Example Payments
Monthly Loan Payment$980.00
Amount Borrowed$98,032.00
Interest Rate3.73%
Term years
Number of Monthly Payments120
Total Interest Cost$19,567.46
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $117,599.46 to afford the $980.00 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Hawaii Maui College student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $980.00 $675.28 $304.72 $97,356.72
2 $980.00 $677.38 $302.62 $96,679.34
3 $980.00 $679.48 $300.51 $95,999.86
4 $980.00 $681.60 $298.40 $95,318.26
5 $980.00 $683.71 $296.28 $94,634.55
6 $980.00 $685.84 $294.16 $93,948.71
7 $980.00 $687.97 $292.02 $93,260.74
8 $980.00 $690.11 $289.89 $92,570.63
9 $980.00 $692.26 $287.74 $91,878.37
10 $980.00 $694.41 $285.59 $91,183.96
11 $980.00 $696.57 $283.43 $90,487.40
12 $980.00 $698.73 $281.26 $89,788.67
13 $980.00 $700.90 $279.09 $89,087.77
14 $980.00 $703.08 $276.91 $88,384.69
15 $980.00 $705.27 $274.73 $87,679.42
16 $980.00 $707.46 $272.54 $86,971.96
17 $980.00 $709.66 $270.34 $86,262.30
18 $980.00 $711.86 $268.13 $85,550.44
19 $980.00 $714.08 $265.92 $84,836.36
20 $980.00 $716.30 $263.70 $84,120.07
21 $980.00 $718.52 $261.47 $83,401.54
22 $980.00 $720.76 $259.24 $82,680.79
23 $980.00 $723.00 $257.00 $81,957.79
24 $980.00 $725.24 $254.75 $81,232.55
25 $980.00 $727.50 $252.50 $80,505.05
26 $980.00 $729.76 $250.24 $79,775.29
27 $980.00 $732.03 $247.97 $79,043.27
28 $980.00 $734.30 $245.69 $78,308.96
29 $980.00 $736.59 $243.41 $77,572.38
30 $980.00 $738.87 $241.12 $76,833.50
31 $980.00 $741.17 $238.82 $76,092.33
32 $980.00 $743.48 $236.52 $75,348.86
33 $980.00 $745.79 $234.21 $74,603.07
34 $980.00 $748.10 $231.89 $73,854.97
35 $980.00 $750.43 $229.57 $73,104.54
36 $980.00 $752.76 $227.23 $72,351.77
37 $980.00 $755.10 $224.89 $71,596.67
38 $980.00 $757.45 $222.55 $70,839.22
39 $980.00 $759.80 $220.19 $70,079.42
40 $980.00 $762.17 $217.83 $69,317.25
41 $980.00 $764.53 $215.46 $68,552.72
42 $980.00 $766.91 $213.08 $67,785.81
43 $980.00 $769.29 $210.70 $67,016.51
44 $980.00 $771.69 $208.31 $66,244.83
45 $980.00 $774.08 $205.91 $65,470.74
46 $980.00 $776.49 $203.50 $64,694.25
47 $980.00 $778.90 $201.09 $63,915.35
48 $980.00 $781.33 $198.67 $63,134.02
49 $980.00 $783.75 $196.24 $62,350.27
50 $980.00 $786.19 $193.81 $61,564.08
51 $980.00 $788.63 $191.36 $60,775.45
52 $980.00 $791.09 $188.91 $59,984.36
53 $980.00 $793.54 $186.45 $59,190.82
54 $980.00 $796.01 $183.98 $58,394.81
55 $980.00 $798.48 $181.51 $57,596.32
56 $980.00 $800.97 $179.03 $56,795.35
57 $980.00 $803.46 $176.54 $55,991.90
58 $980.00 $805.95 $174.04 $55,185.94
59 $980.00 $808.46 $171.54 $54,377.48
60 $980.00 $810.97 $169.02 $53,566.51
61 $980.00 $813.49 $166.50 $52,753.02
62 $980.00 $816.02 $163.97 $51,937.00
63 $980.00 $818.56 $161.44 $51,118.44
64 $980.00 $821.10 $158.89 $50,297.34
65 $980.00 $823.65 $156.34 $49,473.68
66 $980.00 $826.21 $153.78 $48,647.47
67 $980.00 $828.78 $151.21 $47,818.68
68 $980.00 $831.36 $148.64 $46,987.33
69 $980.00 $833.94 $146.05 $46,153.38
70 $980.00 $836.54 $143.46 $45,316.85
71 $980.00 $839.14 $140.86 $44,477.71
72 $980.00 $841.74 $138.25 $43,635.97
73 $980.00 $844.36 $135.64 $42,791.61
74 $980.00 $846.98 $133.01 $41,944.62
75 $980.00 $849.62 $130.38 $41,095.00
76 $980.00 $852.26 $127.74 $40,242.75
77 $980.00 $854.91 $125.09 $39,387.84
78 $980.00 $857.56 $122.43 $38,530.27
79 $980.00 $860.23 $119.76 $37,670.04
80 $980.00 $862.90 $117.09 $36,807.14
81 $980.00 $865.59 $114.41 $35,941.55
82 $980.00 $868.28 $111.72 $35,073.27
83 $980.00 $870.98 $109.02 $34,202.30
84 $980.00 $873.68 $106.31 $33,328.61
85 $980.00 $876.40 $103.60 $32,452.22
86 $980.00 $879.12 $100.87 $31,573.09
87 $980.00 $881.86 $98.14 $30,691.24
88 $980.00 $884.60 $95.40 $29,806.64
89 $980.00 $887.35 $92.65 $28,919.29
90 $980.00 $890.10 $89.89 $28,029.19
91 $980.00 $892.87 $87.12 $27,136.32
92 $980.00 $895.65 $84.35 $26,240.67
93 $980.00 $898.43 $81.56 $25,342.24
94 $980.00 $901.22 $78.77 $24,441.02
95 $980.00 $904.02 $75.97 $23,536.99
96 $980.00 $906.83 $73.16 $22,630.16
97 $980.00 $909.65 $70.34 $21,720.50
98 $980.00 $912.48 $67.51 $20,808.02
99 $980.00 $915.32 $64.68 $19,892.71
100 $980.00 $918.16 $61.83 $18,974.54
101 $980.00 $921.02 $58.98 $18,053.53
102 $980.00 $923.88 $56.12 $17,129.65
103 $980.00 $926.75 $53.24 $16,202.90
104 $980.00 $929.63 $50.36 $15,273.26
105 $980.00 $932.52 $47.47 $14,340.74
106 $980.00 $935.42 $44.58 $13,405.32
107 $980.00 $938.33 $41.67 $12,467.00
108 $980.00 $941.24 $38.75 $11,525.75
109 $980.00 $944.17 $35.83 $10,581.58
110 $980.00 $947.10 $32.89 $9,634.48
111 $980.00 $950.05 $29.95 $8,684.43
112 $980.00 $953.00 $26.99 $7,731.43
113 $980.00 $955.96 $24.03 $6,775.47
114 $980.00 $958.94 $21.06 $5,816.53
115 $980.00 $961.92 $18.08 $4,854.61
116 $980.00 $964.91 $15.09 $3,889.71
117 $980.00 $967.90 $12.09 $2,921.80
118 $980.00 $970.91 $9.08 $1,950.89
119 $980.00 $973.93 $6.06 $976.96
120 $980.00 $976.96 $3.04 $0.00