Savings Plan and Future Cost Estimation for University of Hawaii West Oahu

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$75,405
Monthly savings required$597

How much will it cost to send your child to University of Hawaii West Oahu in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $301,621.14 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $596.90 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$29,078.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $596.90 $0.00 $0.00 $596.90
2 $596.90 $596.90 $0.00 $3.37 $1,197.17
3 $1,197.17 $596.90 $0.00 $6.77 $1,800.84
4 $1,800.84 $596.90 $0.00 $10.18 $2,407.92
5 $2,407.92 $596.90 $0.00 $13.61 $3,018.43
6 $3,018.43 $596.90 $0.00 $17.07 $3,632.40
7 $3,632.40 $596.90 $0.00 $20.54 $4,249.84
8 $4,249.84 $596.90 $0.00 $24.03 $4,870.77
9 $4,870.77 $596.90 $0.00 $27.54 $5,495.21
10 $5,495.21 $596.90 $0.00 $31.07 $6,123.18
11 $6,123.18 $596.90 $0.00 $34.62 $6,754.70
12 $6,754.70 $596.90 $0.00 $38.19 $7,389.79
13 $7,389.79 $596.90 $0.00 $41.78 $8,028.47
14 $8,028.47 $596.90 $0.00 $45.39 $8,670.76
15 $8,670.76 $596.90 $0.00 $49.03 $9,316.69
16 $9,316.69 $596.90 $0.00 $52.68 $9,966.27
17 $9,966.27 $596.90 $0.00 $56.35 $10,619.52
18 $10,619.52 $596.90 $0.00 $60.04 $11,276.46
19 $11,276.46 $596.90 $0.00 $63.76 $11,937.12
20 $11,937.12 $596.90 $0.00 $67.49 $12,601.51
21 $12,601.51 $596.90 $0.00 $71.25 $13,269.66
22 $13,269.66 $596.90 $0.00 $75.03 $13,941.59
23 $13,941.59 $596.90 $0.00 $78.83 $14,617.32
24 $14,617.32 $596.90 $0.00 $82.65 $15,296.87
25 $15,296.87 $596.90 $0.00 $86.49 $15,980.26
26 $15,980.26 $596.90 $0.00 $90.35 $16,667.51
27 $16,667.51 $596.90 $0.00 $94.24 $17,358.65
28 $17,358.65 $596.90 $0.00 $98.15 $18,053.70
29 $18,053.70 $596.90 $0.00 $102.08 $18,752.68
30 $18,752.68 $596.90 $0.00 $106.03 $19,455.61
31 $19,455.61 $596.90 $0.00 $110.00 $20,162.51
32 $20,162.51 $596.90 $0.00 $114.00 $20,873.41
33 $20,873.41 $596.90 $0.00 $118.02 $21,588.33
34 $21,588.33 $596.90 $0.00 $122.06 $22,307.29
35 $22,307.29 $596.90 $0.00 $126.13 $23,030.32
36 $23,030.32 $596.90 $0.00 $130.22 $23,757.44
37 $23,757.44 $596.90 $0.00 $134.33 $24,488.67
38 $24,488.67 $596.90 $0.00 $138.46 $25,224.03
39 $25,224.03 $596.90 $0.00 $142.62 $25,963.55
40 $25,963.55 $596.90 $0.00 $146.80 $26,707.25
41 $26,707.25 $596.90 $0.00 $151.01 $27,455.16
42 $27,455.16 $596.90 $0.00 $155.24 $28,207.30
43 $28,207.30 $596.90 $0.00 $159.49 $28,963.69
44 $28,963.69 $596.90 $0.00 $163.76 $29,724.35
45 $29,724.35 $596.90 $0.00 $168.07 $30,489.32
46 $30,489.32 $596.90 $0.00 $172.39 $31,258.61
47 $31,258.61 $596.90 $0.00 $176.74 $32,032.25
48 $32,032.25 $596.90 $0.00 $181.11 $32,810.26
49 $32,810.26 $596.90 $0.00 $185.51 $33,592.67
50 $33,592.67 $596.90 $0.00 $189.94 $34,379.51
51 $34,379.51 $596.90 $0.00 $194.39 $35,170.80
52 $35,170.80 $596.90 $0.00 $198.86 $35,966.56
53 $35,966.56 $596.90 $0.00 $203.36 $36,766.82
54 $36,766.82 $596.90 $0.00 $207.88 $37,571.60
55 $37,571.60 $596.90 $0.00 $212.44 $38,380.94
56 $38,380.94 $596.90 $0.00 $217.01 $39,194.85
57 $39,194.85 $596.90 $0.00 $221.61 $40,013.36
58 $40,013.36 $596.90 $0.00 $226.24 $40,836.50
59 $40,836.50 $596.90 $0.00 $230.90 $41,664.30
60 $41,664.30 $596.90 $0.00 $235.58 $42,496.78
61 $42,496.78 $596.90 $0.00 $240.28 $43,333.96
62 $43,333.96 $596.90 $0.00 $245.02 $44,175.88
63 $44,175.88 $596.90 $0.00 $249.78 $45,022.56
64 $45,022.56 $596.90 $0.00 $254.56 $45,874.02
65 $45,874.02 $596.90 $0.00 $259.38 $46,730.30
66 $46,730.30 $596.90 $0.00 $264.22 $47,591.42
67 $47,591.42 $596.90 $0.00 $269.09 $48,457.41
68 $48,457.41 $596.90 $0.00 $273.99 $49,328.30
69 $49,328.30 $596.90 $0.00 $278.91 $50,204.11
70 $50,204.11 $596.90 $0.00 $283.86 $51,084.87
71 $51,084.87 $596.90 $0.00 $288.84 $51,970.61
72 $51,970.61 $596.90 $0.00 $293.85 $52,861.36
73 $52,861.36 $596.90 $0.00 $298.89 $53,757.15
74 $53,757.15 $596.90 $0.00 $303.95 $54,658.00
75 $54,658.00 $596.90 $0.00 $309.04 $55,563.94
76 $55,563.94 $596.90 $0.00 $314.17 $56,475.01
77 $56,475.01 $596.90 $0.00 $319.32 $57,391.23
78 $57,391.23 $596.90 $0.00 $324.50 $58,312.63
79 $58,312.63 $596.90 $0.00 $329.71 $59,239.24
80 $59,239.24 $596.90 $0.00 $334.95 $60,171.09
81 $60,171.09 $596.90 $0.00 $340.22 $61,108.21
82 $61,108.21 $596.90 $0.00 $345.51 $62,050.62
83 $62,050.62 $596.90 $0.00 $350.84 $62,998.36
84 $62,998.36 $596.90 $0.00 $356.20 $63,951.46
85 $63,951.46 $596.90 $0.00 $361.59 $64,909.95
86 $64,909.95 $596.90 $0.00 $367.01 $65,873.86
87 $65,873.86 $596.90 $0.00 $372.46 $66,843.22
88 $66,843.22 $596.90 $0.00 $377.94 $67,818.06
89 $67,818.06 $596.90 $0.00 $383.45 $68,798.41
90 $68,798.41 $596.90 $0.00 $389.00 $69,784.31
91 $69,784.31 $596.90 $0.00 $394.57 $70,775.78
92 $70,775.78 $596.90 $0.00 $400.18 $71,772.86
93 $71,772.86 $596.90 $0.00 $405.81 $72,775.57
94 $72,775.57 $596.90 $0.00 $411.48 $73,783.95
95 $73,783.95 $596.90 $0.00 $417.19 $74,798.04
96 $74,798.04 $596.90 $0.00 $422.92 $75,817.86
97 $75,817.86 $596.90 $0.00 $428.69 $76,843.45
98 $76,843.45 $596.90 $0.00 $434.48 $77,874.83
99 $77,874.83 $596.90 $0.00 $440.32 $78,912.05
100 $78,912.05 $596.90 $0.00 $446.18 $79,955.13
101 $79,955.13 $596.90 $0.00 $452.08 $81,004.11
102 $81,004.11 $596.90 $0.00 $458.01 $82,059.02
103 $82,059.02 $596.90 $0.00 $463.97 $83,119.89
104 $83,119.89 $596.90 $0.00 $469.97 $84,186.76
105 $84,186.76 $596.90 $0.00 $476.00 $85,259.66
106 $85,259.66 $596.90 $0.00 $482.07 $86,338.63
107 $86,338.63 $596.90 $0.00 $488.17 $87,423.70
108 $87,423.70 $596.90 $0.00 $494.31 $88,514.91
109 $88,514.91 $596.90 $0.00 $500.48 $89,612.29
110 $89,612.29 $596.90 $0.00 $506.68 $90,715.87
111 $90,715.87 $596.90 $0.00 $512.92 $91,825.69
112 $91,825.69 $596.90 $0.00 $519.20 $92,941.79
113 $92,941.79 $596.90 $0.00 $525.51 $94,064.20
114 $94,064.20 $596.90 $0.00 $531.85 $95,192.95
115 $95,192.95 $596.90 $0.00 $538.23 $96,328.08
116 $96,328.08 $596.90 $0.00 $544.65 $97,469.63
117 $97,469.63 $596.90 $0.00 $551.11 $98,617.64
118 $98,617.64 $596.90 $0.00 $557.60 $99,772.14
119 $99,772.14 $596.90 $0.00 $564.13 $100,933.17
120 $100,933.17 $596.90 $0.00 $570.69 $102,100.76
121 $102,100.76 $596.90 $0.00 $577.29 $103,274.95
122 $103,274.95 $596.90 $0.00 $583.93 $104,455.78
123 $104,455.78 $596.90 $0.00 $590.61 $105,643.29
124 $105,643.29 $596.90 $0.00 $597.32 $106,837.51
125 $106,837.51 $596.90 $0.00 $604.07 $108,038.48
126 $108,038.48 $596.90 $0.00 $610.87 $109,246.25
127 $109,246.25 $596.90 $0.00 $617.69 $110,460.84
128 $110,460.84 $596.90 $0.00 $624.56 $111,682.30
129 $111,682.30 $596.90 $0.00 $631.47 $112,910.67
130 $112,910.67 $596.90 $0.00 $638.41 $114,145.98
131 $114,145.98 $596.90 $0.00 $645.40 $115,388.28
132 $115,388.28 $596.90 $0.00 $652.42 $116,637.60
133 $116,637.60 $596.90 $0.00 $659.49 $117,893.99
134 $117,893.99 $596.90 $0.00 $666.59 $119,157.48
135 $119,157.48 $596.90 $0.00 $673.73 $120,428.11
136 $120,428.11 $596.90 $0.00 $680.92 $121,705.93
137 $121,705.93 $596.90 $0.00 $688.14 $122,990.97
138 $122,990.97 $596.90 $0.00 $695.41 $124,283.28
139 $124,283.28 $596.90 $0.00 $702.72 $125,582.90
140 $125,582.90 $596.90 $0.00 $710.06 $126,889.86
141 $126,889.86 $596.90 $0.00 $717.45 $128,204.21
142 $128,204.21 $596.90 $0.00 $724.89 $129,526.00
143 $129,526.00 $596.90 $0.00 $732.36 $130,855.26
144 $130,855.26 $596.90 $0.00 $739.87 $132,192.03
145 $132,192.03 $596.90 $0.00 $747.43 $133,536.36
146 $133,536.36 $596.90 $0.00 $755.03 $134,888.29
147 $134,888.29 $596.90 $0.00 $762.68 $136,247.87
148 $136,247.87 $596.90 $0.00 $770.37 $137,615.14
149 $137,615.14 $596.90 $0.00 $778.10 $138,990.14
150 $138,990.14 $596.90 $0.00 $785.87 $140,372.91
151 $140,372.91 $596.90 $0.00 $793.69 $141,763.50
152 $141,763.50 $596.90 $0.00 $801.55 $143,161.95
153 $143,161.95 $596.90 $0.00 $809.46 $144,568.31
154 $144,568.31 $596.90 $0.00 $817.41 $145,982.62
155 $145,982.62 $596.90 $0.00 $825.41 $147,404.93
156 $147,404.93 $596.90 $0.00 $833.45 $148,835.28
157 $148,835.28 $596.90 $0.00 $841.54 $150,273.72
158 $150,273.72 $596.90 $0.00 $849.67 $151,720.29
159 $151,720.29 $596.90 $0.00 $857.85 $153,175.04
160 $153,175.04 $596.90 $0.00 $866.07 $154,638.01
161 $154,638.01 $596.90 $0.00 $874.35 $156,109.26
162 $156,109.26 $596.90 $0.00 $882.66 $157,588.82
163 $157,588.82 $596.90 $0.00 $891.03 $159,076.75
164 $159,076.75 $596.90 $0.00 $899.44 $160,573.09
165 $160,573.09 $596.90 $0.00 $907.90 $162,077.89
166 $162,077.89 $596.90 $0.00 $916.41 $163,591.20
167 $163,591.20 $596.90 $0.00 $924.97 $165,113.07
168 $165,113.07 $596.90 $0.00 $933.57 $166,643.54
169 $166,643.54 $596.90 $0.00 $942.23 $168,182.67
170 $168,182.67 $596.90 $0.00 $950.93 $169,730.50
171 $169,730.50 $596.90 $0.00 $959.68 $171,287.08
172 $171,287.08 $596.90 $0.00 $968.48 $172,852.46
173 $172,852.46 $596.90 $0.00 $977.33 $174,426.69
174 $174,426.69 $596.90 $0.00 $986.23 $176,009.82
175 $176,009.82 $596.90 $0.00 $995.19 $177,601.91
176 $177,601.91 $596.90 $0.00 $1,004.19 $179,203.00
177 $179,203.00 $596.90 $0.00 $1,013.24 $180,813.14
178 $180,813.14 $596.90 $0.00 $1,022.34 $182,432.38
179 $182,432.38 $596.90 $0.00 $1,031.50 $184,060.78
180 $184,060.78 $596.90 $0.00 $1,040.71 $185,698.39
181 $185,698.39 $596.90 $0.00 $1,049.97 $187,345.26
182 $187,345.26 $596.90 $0.00 $1,059.28 $189,001.44
183 $189,001.44 $596.90 $0.00 $1,068.64 $190,666.98
184 $190,666.98 $596.90 $0.00 $1,078.06 $192,341.94
185 $192,341.94 $596.90 $0.00 $1,087.53 $194,026.37
186 $194,026.37 $596.90 $0.00 $1,097.05 $195,720.32
187 $195,720.32 $596.90 $0.00 $1,106.63 $197,423.85
188 $197,423.85 $596.90 $0.00 $1,116.26 $199,137.01
189 $199,137.01 $596.90 $0.00 $1,125.95 $200,859.86
190 $200,859.86 $596.90 $0.00 $1,135.69 $202,592.45
191 $202,592.45 $596.90 $0.00 $1,145.49 $204,334.84
192 $204,334.84 $596.90 $0.00 $1,155.34 $206,087.08
193 $206,087.08 $596.90 $0.00 $1,165.25 $207,849.23
194 $207,849.23 $596.90 $0.00 $1,175.21 $209,621.34
195 $209,621.34 $596.90 $0.00 $1,185.23 $211,403.47
196 $211,403.47 $596.90 $0.00 $1,195.31 $213,195.68
197 $213,195.68 $596.90 $0.00 $1,205.44 $214,998.02
198 $214,998.02 $596.90 $0.00 $1,215.63 $216,810.55
199 $216,810.55 $596.90 $0.00 $1,225.88 $218,633.33
200 $218,633.33 $596.90 $0.00 $1,236.18 $220,466.41
201 $220,466.41 $596.90 $0.00 $1,246.55 $222,309.86
202 $222,309.86 $596.90 $0.00 $1,256.97 $224,163.73
203 $224,163.73 $596.90 $0.00 $1,267.45 $226,028.08
204 $226,028.08 $596.90 $0.00 $1,278.00 $227,902.98
205 $227,902.98 $596.90 $0.00 $1,288.60 $229,788.48
206 $229,788.48 $596.90 $0.00 $1,299.26 $231,684.64
207 $231,684.64 $596.90 $0.00 $1,309.98 $233,591.52
208 $233,591.52 $596.90 $0.00 $1,320.76 $235,509.18
209 $235,509.18 $596.90 $0.00 $1,331.60 $237,437.68
210 $237,437.68 $596.90 $0.00 $1,342.51 $239,377.09
211 $239,377.09 $596.90 $0.00 $1,353.47 $241,327.46
212 $241,327.46 $596.90 $0.00 $1,364.50 $243,288.86
213 $243,288.86 $596.90 $0.00 $1,375.59 $245,261.35
214 $245,261.35 $596.90 $0.00 $1,386.74 $247,244.99
215 $247,244.99 $596.90 $0.00 $1,397.96 $249,239.85
216 $249,239.85 $596.90 $0.00 $1,409.24 $251,245.99
217 $251,245.99 $596.90 $69,979.67 $1,420.58 $183,283.80
218 $183,283.80 $596.90 $0.00 $1,036.31 $184,917.01
219 $184,917.01 $596.90 $0.00 $1,045.55 $186,559.46
220 $186,559.46 $596.90 $0.00 $1,054.83 $188,211.19
221 $188,211.19 $596.90 $0.00 $1,064.17 $189,872.26
222 $189,872.26 $596.90 $0.00 $1,073.57 $191,542.73
223 $191,542.73 $596.90 $0.00 $1,083.01 $193,222.64
224 $193,222.64 $596.90 $0.00 $1,092.51 $194,912.05
225 $194,912.05 $596.90 $0.00 $1,102.06 $196,611.01
226 $196,611.01 $596.90 $0.00 $1,111.67 $198,319.58
227 $198,319.58 $596.90 $0.00 $1,121.33 $200,037.81
228 $200,037.81 $596.90 $0.00 $1,131.04 $201,765.75
229 $201,765.75 $596.90 $73,478.66 $1,140.81 $130,024.80
230 $130,024.80 $596.90 $0.00 $735.18 $131,356.88
231 $131,356.88 $596.90 $0.00 $742.71 $132,696.49
232 $132,696.49 $596.90 $0.00 $750.29 $134,043.68
233 $134,043.68 $596.90 $0.00 $757.90 $135,398.48
234 $135,398.48 $596.90 $0.00 $765.56 $136,760.94
235 $136,760.94 $596.90 $0.00 $773.27 $138,131.11
236 $138,131.11 $596.90 $0.00 $781.01 $139,509.02
237 $139,509.02 $596.90 $0.00 $788.80 $140,894.72
238 $140,894.72 $596.90 $0.00 $796.64 $142,288.26
239 $142,288.26 $596.90 $0.00 $804.52 $143,689.68
240 $143,689.68 $596.90 $0.00 $812.44 $145,099.02
241 $145,099.02 $596.90 $77,152.59 $820.41 $69,363.74
242 $69,363.74 $596.90 $0.00 $392.19 $70,352.83
243 $70,352.83 $596.90 $0.00 $397.79 $71,347.52
244 $71,347.52 $596.90 $0.00 $403.41 $72,347.83
245 $72,347.83 $596.90 $0.00 $409.07 $73,353.80
246 $73,353.80 $596.90 $0.00 $414.75 $74,365.45
247 $74,365.45 $596.90 $0.00 $420.47 $75,382.82
248 $75,382.82 $596.90 $0.00 $426.23 $76,405.95
249 $76,405.95 $596.90 $0.00 $432.01 $77,434.86
250 $77,434.86 $596.90 $0.00 $437.83 $78,469.59
251 $78,469.59 $596.90 $0.00 $443.68 $79,510.17
252 $79,510.17 $596.90 $0.00 $449.56 $80,556.63
253 $80,556.63 $0.00 $81,010.22 $455.48 $1.89