Student Loan Payment Calculator for Brigham Young University Idaho

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $50,848.00 to attend Brigham Young University Idaho. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

Brigham Young University Idaho Student Loan Payments
Example Payments
Monthly Loan Payment$508.31
Amount Borrowed$50,848.00
Interest Rate3.73%
Term years
Number of Monthly Payments120
Total Interest Cost$10,149.40
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $60,997.40 to afford the $508.31 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Brigham Young University Idaho student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $508.31 $350.26 $158.05 $50,497.74
2 $508.31 $351.35 $156.96 $50,146.39
3 $508.31 $352.44 $155.87 $49,793.95
4 $508.31 $353.54 $154.78 $49,440.42
5 $508.31 $354.63 $153.68 $49,085.78
6 $508.31 $355.74 $152.57 $48,730.05
7 $508.31 $356.84 $151.47 $48,373.20
8 $508.31 $357.95 $150.36 $48,015.25
9 $508.31 $359.06 $149.25 $47,656.19
10 $508.31 $360.18 $148.13 $47,296.01
11 $508.31 $361.30 $147.01 $46,934.71
12 $508.31 $362.42 $145.89 $46,572.28
13 $508.31 $363.55 $144.76 $46,208.74
14 $508.31 $364.68 $143.63 $45,844.06
15 $508.31 $365.81 $142.50 $45,478.24
16 $508.31 $366.95 $141.36 $45,111.29
17 $508.31 $368.09 $140.22 $44,743.20
18 $508.31 $369.23 $139.08 $44,373.97
19 $508.31 $370.38 $137.93 $44,003.58
20 $508.31 $371.53 $136.78 $43,632.05
21 $508.31 $372.69 $135.62 $43,259.36
22 $508.31 $373.85 $134.46 $42,885.51
23 $508.31 $375.01 $133.30 $42,510.51
24 $508.31 $376.17 $132.14 $42,134.33
25 $508.31 $377.34 $130.97 $41,756.99
26 $508.31 $378.52 $129.79 $41,378.47
27 $508.31 $379.69 $128.62 $40,998.78
28 $508.31 $380.87 $127.44 $40,617.90
29 $508.31 $382.06 $126.25 $40,235.84
30 $508.31 $383.25 $125.07 $39,852.60
31 $508.31 $384.44 $123.88 $39,468.16
32 $508.31 $385.63 $122.68 $39,082.53
33 $508.31 $386.83 $121.48 $38,695.70
34 $508.31 $388.03 $120.28 $38,307.67
35 $508.31 $389.24 $119.07 $37,918.43
36 $508.31 $390.45 $117.86 $37,527.98
37 $508.31 $391.66 $116.65 $37,136.32
38 $508.31 $392.88 $115.43 $36,743.44
39 $508.31 $394.10 $114.21 $36,349.34
40 $508.31 $395.33 $112.99 $35,954.01
41 $508.31 $396.55 $111.76 $35,557.46
42 $508.31 $397.79 $110.52 $35,159.67
43 $508.31 $399.02 $109.29 $34,760.65
44 $508.31 $400.26 $108.05 $34,360.38
45 $508.31 $401.51 $106.80 $33,958.87
46 $508.31 $402.76 $105.56 $33,556.12
47 $508.31 $404.01 $104.30 $33,152.11
48 $508.31 $405.26 $103.05 $32,746.85
49 $508.31 $406.52 $101.79 $32,340.32
50 $508.31 $407.79 $100.52 $31,932.54
51 $508.31 $409.05 $99.26 $31,523.48
52 $508.31 $410.33 $97.99 $31,113.15
53 $508.31 $411.60 $96.71 $30,701.55
54 $508.31 $412.88 $95.43 $30,288.67
55 $508.31 $414.16 $94.15 $29,874.51
56 $508.31 $415.45 $92.86 $29,459.06
57 $508.31 $416.74 $91.57 $29,042.31
58 $508.31 $418.04 $90.27 $28,624.27
59 $508.31 $419.34 $88.97 $28,204.94
60 $508.31 $420.64 $87.67 $27,784.29
61 $508.31 $421.95 $86.36 $27,362.35
62 $508.31 $423.26 $85.05 $26,939.09
63 $508.31 $424.58 $83.74 $26,514.51
64 $508.31 $425.90 $82.42 $26,088.61
65 $508.31 $427.22 $81.09 $25,661.39
66 $508.31 $428.55 $79.76 $25,232.85
67 $508.31 $429.88 $78.43 $24,802.97
68 $508.31 $431.22 $77.10 $24,371.75
69 $508.31 $432.56 $75.76 $23,939.20
70 $508.31 $433.90 $74.41 $23,505.29
71 $508.31 $435.25 $73.06 $23,070.05
72 $508.31 $436.60 $71.71 $22,633.44
73 $508.31 $437.96 $70.35 $22,195.48
74 $508.31 $439.32 $68.99 $21,756.16
75 $508.31 $440.69 $67.63 $21,315.48
76 $508.31 $442.06 $66.26 $20,873.42
77 $508.31 $443.43 $64.88 $20,429.99
78 $508.31 $444.81 $63.50 $19,985.18
79 $508.31 $446.19 $62.12 $19,538.99
80 $508.31 $447.58 $60.73 $19,091.41
81 $508.31 $448.97 $59.34 $18,642.44
82 $508.31 $450.36 $57.95 $18,192.08
83 $508.31 $451.76 $56.55 $17,740.31
84 $508.31 $453.17 $55.14 $17,287.15
85 $508.31 $454.58 $53.73 $16,832.57
86 $508.31 $455.99 $52.32 $16,376.58
87 $508.31 $457.41 $50.90 $15,919.17
88 $508.31 $458.83 $49.48 $15,460.34
89 $508.31 $460.26 $48.06 $15,000.08
90 $508.31 $461.69 $46.63 $14,538.40
91 $508.31 $463.12 $45.19 $14,075.28
92 $508.31 $464.56 $43.75 $13,610.71
93 $508.31 $466.01 $42.31 $13,144.71
94 $508.31 $467.45 $40.86 $12,677.26
95 $508.31 $468.91 $39.41 $12,208.35
96 $508.31 $470.36 $37.95 $11,737.99
97 $508.31 $471.83 $36.49 $11,266.16
98 $508.31 $473.29 $35.02 $10,792.87
99 $508.31 $474.76 $33.55 $10,318.10
100 $508.31 $476.24 $32.07 $9,841.86
101 $508.31 $477.72 $30.59 $9,364.14
102 $508.31 $479.20 $29.11 $8,884.94
103 $508.31 $480.69 $27.62 $8,404.24
104 $508.31 $482.19 $26.12 $7,922.06
105 $508.31 $483.69 $24.62 $7,438.37
106 $508.31 $485.19 $23.12 $6,953.18
107 $508.31 $486.70 $21.61 $6,466.48
108 $508.31 $488.21 $20.10 $5,978.27
109 $508.31 $489.73 $18.58 $5,488.54
110 $508.31 $491.25 $17.06 $4,997.29
111 $508.31 $492.78 $15.53 $4,504.51
112 $508.31 $494.31 $14.00 $4,010.20
113 $508.31 $495.85 $12.47 $3,514.35
114 $508.31 $497.39 $10.92 $3,016.96
115 $508.31 $498.93 $9.38 $2,518.03
116 $508.31 $500.48 $7.83 $2,017.54
117 $508.31 $502.04 $6.27 $1,515.50
118 $508.31 $503.60 $4.71 $1,011.90
119 $508.31 $505.17 $3.15 $506.74
120 $508.31 $506.74 $1.58 $0.00