Student Loan Payment Calculator for University of Idaho

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $87,280.00 to attend University of Idaho. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

University of Idaho Student Loan Payments
Example Payments
Monthly Loan Payment$872.51
Amount Borrowed$87,280.00
Interest Rate3.73%
Term years
Number of Monthly Payments120
Total Interest Cost$17,421.33
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $104,701.33 to afford the $872.51 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Idaho student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $872.51 $601.22 $271.30 $86,678.78
2 $872.51 $603.08 $269.43 $86,075.70
3 $872.51 $604.96 $267.55 $85,470.74
4 $872.51 $606.84 $265.67 $84,863.90
5 $872.51 $608.73 $263.79 $84,255.18
6 $872.51 $610.62 $261.89 $83,644.56
7 $872.51 $612.52 $260.00 $83,032.04
8 $872.51 $614.42 $258.09 $82,417.62
9 $872.51 $616.33 $256.18 $81,801.29
10 $872.51 $618.25 $254.27 $81,183.05
11 $872.51 $620.17 $252.34 $80,562.88
12 $872.51 $622.09 $250.42 $79,940.78
13 $872.51 $624.03 $248.48 $79,316.76
14 $872.51 $625.97 $246.54 $78,690.79
15 $872.51 $627.91 $244.60 $78,062.87
16 $872.51 $629.87 $242.65 $77,433.01
17 $872.51 $631.82 $240.69 $76,801.18
18 $872.51 $633.79 $238.72 $76,167.40
19 $872.51 $635.76 $236.75 $75,531.64
20 $872.51 $637.73 $234.78 $74,893.91
21 $872.51 $639.72 $232.80 $74,254.19
22 $872.51 $641.70 $230.81 $73,612.49
23 $872.51 $643.70 $228.81 $72,968.79
24 $872.51 $645.70 $226.81 $72,323.09
25 $872.51 $647.71 $224.80 $71,675.38
26 $872.51 $649.72 $222.79 $71,025.66
27 $872.51 $651.74 $220.77 $70,373.92
28 $872.51 $653.77 $218.75 $69,720.16
29 $872.51 $655.80 $216.71 $69,064.36
30 $872.51 $657.84 $214.68 $68,406.52
31 $872.51 $659.88 $212.63 $67,746.64
32 $872.51 $661.93 $210.58 $67,084.71
33 $872.51 $663.99 $208.52 $66,420.72
34 $872.51 $666.05 $206.46 $65,754.67
35 $872.51 $668.12 $204.39 $65,086.54
36 $872.51 $670.20 $202.31 $64,416.34
37 $872.51 $672.28 $200.23 $63,744.06
38 $872.51 $674.37 $198.14 $63,069.68
39 $872.51 $676.47 $196.04 $62,393.22
40 $872.51 $678.57 $193.94 $61,714.64
41 $872.51 $680.68 $191.83 $61,033.96
42 $872.51 $682.80 $189.71 $60,351.16
43 $872.51 $684.92 $187.59 $59,666.25
44 $872.51 $687.05 $185.46 $58,979.20
45 $872.51 $689.18 $183.33 $58,290.01
46 $872.51 $691.33 $181.18 $57,598.69
47 $872.51 $693.48 $179.04 $56,905.21
48 $872.51 $695.63 $176.88 $56,209.58
49 $872.51 $697.79 $174.72 $55,511.79
50 $872.51 $699.96 $172.55 $54,811.83
51 $872.51 $702.14 $170.37 $54,109.69
52 $872.51 $704.32 $168.19 $53,405.37
53 $872.51 $706.51 $166.00 $52,698.86
54 $872.51 $708.71 $163.81 $51,990.15
55 $872.51 $710.91 $161.60 $51,279.24
56 $872.51 $713.12 $159.39 $50,566.13
57 $872.51 $715.33 $157.18 $49,850.79
58 $872.51 $717.56 $154.95 $49,133.23
59 $872.51 $719.79 $152.72 $48,413.44
60 $872.51 $722.03 $150.49 $47,691.42
61 $872.51 $724.27 $148.24 $46,967.15
62 $872.51 $726.52 $145.99 $46,240.63
63 $872.51 $728.78 $143.73 $45,511.85
64 $872.51 $731.05 $141.47 $44,780.80
65 $872.51 $733.32 $139.19 $44,047.48
66 $872.51 $735.60 $136.91 $43,311.89
67 $872.51 $737.88 $134.63 $42,574.00
68 $872.51 $740.18 $132.33 $41,833.83
69 $872.51 $742.48 $130.03 $41,091.35
70 $872.51 $744.79 $127.73 $40,346.56
71 $872.51 $747.10 $125.41 $39,599.46
72 $872.51 $749.42 $123.09 $38,850.04
73 $872.51 $751.75 $120.76 $38,098.29
74 $872.51 $754.09 $118.42 $37,344.20
75 $872.51 $756.43 $116.08 $36,587.77
76 $872.51 $758.78 $113.73 $35,828.98
77 $872.51 $761.14 $111.37 $35,067.84
78 $872.51 $763.51 $109.00 $34,304.33
79 $872.51 $765.88 $106.63 $33,538.45
80 $872.51 $768.26 $104.25 $32,770.19
81 $872.51 $770.65 $101.86 $31,999.54
82 $872.51 $773.05 $99.47 $31,226.49
83 $872.51 $775.45 $97.06 $30,451.04
84 $872.51 $777.86 $94.65 $29,673.18
85 $872.51 $780.28 $92.23 $28,892.91
86 $872.51 $782.70 $89.81 $28,110.20
87 $872.51 $785.14 $87.38 $27,325.07
88 $872.51 $787.58 $84.94 $26,537.49
89 $872.51 $790.02 $82.49 $25,747.47
90 $872.51 $792.48 $80.03 $24,954.99
91 $872.51 $794.94 $77.57 $24,160.05
92 $872.51 $797.41 $75.10 $23,362.63
93 $872.51 $799.89 $72.62 $22,562.74
94 $872.51 $802.38 $70.13 $21,760.36
95 $872.51 $804.87 $67.64 $20,955.49
96 $872.51 $807.37 $65.14 $20,148.12
97 $872.51 $809.88 $62.63 $19,338.23
98 $872.51 $812.40 $60.11 $18,525.83
99 $872.51 $814.93 $57.58 $17,710.90
100 $872.51 $817.46 $55.05 $16,893.44
101 $872.51 $820.00 $52.51 $16,073.44
102 $872.51 $822.55 $49.96 $15,250.89
103 $872.51 $825.11 $47.40 $14,425.79
104 $872.51 $827.67 $44.84 $13,598.12
105 $872.51 $830.24 $42.27 $12,767.87
106 $872.51 $832.82 $39.69 $11,935.05
107 $872.51 $835.41 $37.10 $11,099.64
108 $872.51 $838.01 $34.50 $10,261.63
109 $872.51 $840.61 $31.90 $9,421.01
110 $872.51 $843.23 $29.28 $8,577.78
111 $872.51 $845.85 $26.66 $7,731.94
112 $872.51 $848.48 $24.03 $6,883.46
113 $872.51 $851.12 $21.40 $6,032.34
114 $872.51 $853.76 $18.75 $5,178.58
115 $872.51 $856.41 $16.10 $4,322.17
116 $872.51 $859.08 $13.43 $3,463.09
117 $872.51 $861.75 $10.76 $2,601.34
118 $872.51 $864.43 $8.09 $1,736.92
119 $872.51 $867.11 $5.40 $869.81
120 $872.51 $869.81 $2.70 $0.00