Student Loan Payment Calculator for University of Idaho

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $89,016.00 to attend University of Idaho. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

University of Idaho Student Loan Payments
Example Payments
Monthly Loan Payment$943.72
Amount Borrowed$89,016.00
Interest Rate4.99%
Term years
Number of Monthly Payments120
Total Interest Cost$24,230.13
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $113,246.13 to afford the $943.72 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Idaho student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $943.72 $573.56 $370.16 $88,442.44
2 $943.72 $575.94 $367.77 $87,866.50
3 $943.72 $578.34 $365.38 $87,288.16
4 $943.72 $580.74 $362.97 $86,707.41
5 $943.72 $583.16 $360.56 $86,124.25
6 $943.72 $585.58 $358.13 $85,538.67
7 $943.72 $588.02 $355.70 $84,950.65
8 $943.72 $590.46 $353.25 $84,360.18
9 $943.72 $592.92 $350.80 $83,767.26
10 $943.72 $595.39 $348.33 $83,171.88
11 $943.72 $597.86 $345.86 $82,574.02
12 $943.72 $600.35 $343.37 $81,973.67
13 $943.72 $602.84 $340.87 $81,370.83
14 $943.72 $605.35 $338.37 $80,765.47
15 $943.72 $607.87 $335.85 $80,157.61
16 $943.72 $610.40 $333.32 $79,547.21
17 $943.72 $612.93 $330.78 $78,934.28
18 $943.72 $615.48 $328.24 $78,318.79
19 $943.72 $618.04 $325.68 $77,700.75
20 $943.72 $620.61 $323.11 $77,080.14
21 $943.72 $623.19 $320.52 $76,456.95
22 $943.72 $625.78 $317.93 $75,831.16
23 $943.72 $628.39 $315.33 $75,202.78
24 $943.72 $631.00 $312.72 $74,571.78
25 $943.72 $633.62 $310.09 $73,938.15
26 $943.72 $636.26 $307.46 $73,301.90
27 $943.72 $638.90 $304.81 $72,662.99
28 $943.72 $641.56 $302.16 $72,021.43
29 $943.72 $644.23 $299.49 $71,377.20
30 $943.72 $646.91 $296.81 $70,730.29
31 $943.72 $649.60 $294.12 $70,080.70
32 $943.72 $652.30 $291.42 $69,428.40
33 $943.72 $655.01 $288.71 $68,773.39
34 $943.72 $657.74 $285.98 $68,115.65
35 $943.72 $660.47 $283.25 $67,455.18
36 $943.72 $663.22 $280.50 $66,791.96
37 $943.72 $665.97 $277.74 $66,125.99
38 $943.72 $668.74 $274.97 $65,457.25
39 $943.72 $671.52 $272.19 $64,785.72
40 $943.72 $674.32 $269.40 $64,111.40
41 $943.72 $677.12 $266.60 $63,434.28
42 $943.72 $679.94 $263.78 $62,754.35
43 $943.72 $682.76 $260.95 $62,071.58
44 $943.72 $685.60 $258.11 $61,385.98
45 $943.72 $688.45 $255.26 $60,697.52
46 $943.72 $691.32 $252.40 $60,006.21
47 $943.72 $694.19 $249.53 $59,312.02
48 $943.72 $697.08 $246.64 $58,614.94
49 $943.72 $699.98 $243.74 $57,914.96
50 $943.72 $702.89 $240.83 $57,212.07
51 $943.72 $705.81 $237.91 $56,506.26
52 $943.72 $708.75 $234.97 $55,797.51
53 $943.72 $711.69 $232.02 $55,085.82
54 $943.72 $714.65 $229.07 $54,371.17
55 $943.72 $717.62 $226.09 $53,653.54
56 $943.72 $720.61 $223.11 $52,932.94
57 $943.72 $723.60 $220.11 $52,209.33
58 $943.72 $726.61 $217.10 $51,482.72
59 $943.72 $729.64 $214.08 $50,753.08
60 $943.72 $732.67 $211.05 $50,020.41
61 $943.72 $735.72 $208.00 $49,284.70
62 $943.72 $738.78 $204.94 $48,545.92
63 $943.72 $741.85 $201.87 $47,804.07
64 $943.72 $744.93 $198.79 $47,059.14
65 $943.72 $748.03 $195.69 $46,311.11
66 $943.72 $751.14 $192.58 $45,559.97
67 $943.72 $754.26 $189.45 $44,805.71
68 $943.72 $757.40 $186.32 $44,048.31
69 $943.72 $760.55 $183.17 $43,287.75
70 $943.72 $763.71 $180.00 $42,524.04
71 $943.72 $766.89 $176.83 $41,757.15
72 $943.72 $770.08 $173.64 $40,987.08
73 $943.72 $773.28 $170.44 $40,213.80
74 $943.72 $776.50 $167.22 $39,437.30
75 $943.72 $779.72 $163.99 $38,657.58
76 $943.72 $782.97 $160.75 $37,874.61
77 $943.72 $786.22 $157.50 $37,088.39
78 $943.72 $789.49 $154.23 $36,298.90
79 $943.72 $792.77 $150.94 $35,506.12
80 $943.72 $796.07 $147.65 $34,710.05
81 $943.72 $799.38 $144.34 $33,910.67
82 $943.72 $802.71 $141.01 $33,107.96
83 $943.72 $806.04 $137.67 $32,301.92
84 $943.72 $809.40 $134.32 $31,492.52
85 $943.72 $812.76 $130.96 $30,679.76
86 $943.72 $816.14 $127.58 $29,863.62
87 $943.72 $819.53 $124.18 $29,044.08
88 $943.72 $822.94 $120.77 $28,221.14
89 $943.72 $826.36 $117.35 $27,394.78
90 $943.72 $829.80 $113.92 $26,564.98
91 $943.72 $833.25 $110.47 $25,731.72
92 $943.72 $836.72 $107.00 $24,895.01
93 $943.72 $840.20 $103.52 $24,054.81
94 $943.72 $843.69 $100.03 $23,211.12
95 $943.72 $847.20 $96.52 $22,363.92
96 $943.72 $850.72 $93.00 $21,513.20
97 $943.72 $854.26 $89.46 $20,658.94
98 $943.72 $857.81 $85.91 $19,801.13
99 $943.72 $861.38 $82.34 $18,939.75
100 $943.72 $864.96 $78.76 $18,074.79
101 $943.72 $868.56 $75.16 $17,206.24
102 $943.72 $872.17 $71.55 $16,334.07
103 $943.72 $875.80 $67.92 $15,458.27
104 $943.72 $879.44 $64.28 $14,578.84
105 $943.72 $883.09 $60.62 $13,695.74
106 $943.72 $886.77 $56.95 $12,808.98
107 $943.72 $890.45 $53.26 $11,918.52
108 $943.72 $894.16 $49.56 $11,024.37
109 $943.72 $897.87 $45.84 $10,126.49
110 $943.72 $901.61 $42.11 $9,224.88
111 $943.72 $905.36 $38.36 $8,319.53
112 $943.72 $909.12 $34.60 $7,410.40
113 $943.72 $912.90 $30.81 $6,497.50
114 $943.72 $916.70 $27.02 $5,580.80
115 $943.72 $920.51 $23.21 $4,660.29
116 $943.72 $924.34 $19.38 $3,735.95
117 $943.72 $928.18 $15.54 $2,807.77
118 $943.72 $932.04 $11.68 $1,875.73
119 $943.72 $935.92 $7.80 $939.81
120 $943.72 $939.81 $3.91 $0.00