Student Loan Payment Calculator for University of Idaho

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $89,016.00 to attend University of Idaho. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

University of Idaho Student Loan Payments

Example Payments
Monthly Loan Payment	$943.72
Amount Borrowed	$89,016.00
Interest Rate	4.99%
Term	years
Number of Monthly Payments	120
Total Interest Cost	$24,230.13
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $113,246.13 to afford the $943.72 monthly payment in the loan modeled above.

Loan Balances Over Time

Student Loan Amortization Table

Month	Payment	Principal	Interest	Balance
1	$943.72	$573.56	$370.16	$88,442.44
2	$943.72	$575.94	$367.77	$87,866.50
3	$943.72	$578.34	$365.38	$87,288.16
4	$943.72	$580.74	$362.97	$86,707.41
5	$943.72	$583.16	$360.56	$86,124.25
6	$943.72	$585.58	$358.13	$85,538.67
7	$943.72	$588.02	$355.70	$84,950.65
8	$943.72	$590.46	$353.25	$84,360.18
9	$943.72	$592.92	$350.80	$83,767.26
10	$943.72	$595.39	$348.33	$83,171.88
11	$943.72	$597.86	$345.86	$82,574.02
12	$943.72	$600.35	$343.37	$81,973.67
13	$943.72	$602.84	$340.87	$81,370.83
14	$943.72	$605.35	$338.37	$80,765.47
15	$943.72	$607.87	$335.85	$80,157.61
16	$943.72	$610.40	$333.32	$79,547.21
17	$943.72	$612.93	$330.78	$78,934.28
18	$943.72	$615.48	$328.24	$78,318.79
19	$943.72	$618.04	$325.68	$77,700.75
20	$943.72	$620.61	$323.11	$77,080.14
21	$943.72	$623.19	$320.52	$76,456.95
22	$943.72	$625.78	$317.93	$75,831.16
23	$943.72	$628.39	$315.33	$75,202.78
24	$943.72	$631.00	$312.72	$74,571.78
25	$943.72	$633.62	$310.09	$73,938.15
26	$943.72	$636.26	$307.46	$73,301.90
27	$943.72	$638.90	$304.81	$72,662.99
28	$943.72	$641.56	$302.16	$72,021.43
29	$943.72	$644.23	$299.49	$71,377.20
30	$943.72	$646.91	$296.81	$70,730.29
31	$943.72	$649.60	$294.12	$70,080.70
32	$943.72	$652.30	$291.42	$69,428.40
33	$943.72	$655.01	$288.71	$68,773.39
34	$943.72	$657.74	$285.98	$68,115.65
35	$943.72	$660.47	$283.25	$67,455.18
36	$943.72	$663.22	$280.50	$66,791.96
37	$943.72	$665.97	$277.74	$66,125.99
38	$943.72	$668.74	$274.97	$65,457.25
39	$943.72	$671.52	$272.19	$64,785.72
40	$943.72	$674.32	$269.40	$64,111.40
41	$943.72	$677.12	$266.60	$63,434.28
42	$943.72	$679.94	$263.78	$62,754.35
43	$943.72	$682.76	$260.95	$62,071.58
44	$943.72	$685.60	$258.11	$61,385.98
45	$943.72	$688.45	$255.26	$60,697.52
46	$943.72	$691.32	$252.40	$60,006.21
47	$943.72	$694.19	$249.53	$59,312.02
48	$943.72	$697.08	$246.64	$58,614.94
49	$943.72	$699.98	$243.74	$57,914.96
50	$943.72	$702.89	$240.83	$57,212.07
51	$943.72	$705.81	$237.91	$56,506.26
52	$943.72	$708.75	$234.97	$55,797.51
53	$943.72	$711.69	$232.02	$55,085.82
54	$943.72	$714.65	$229.07	$54,371.17
55	$943.72	$717.62	$226.09	$53,653.54
56	$943.72	$720.61	$223.11	$52,932.94
57	$943.72	$723.60	$220.11	$52,209.33
58	$943.72	$726.61	$217.10	$51,482.72
59	$943.72	$729.64	$214.08	$50,753.08
60	$943.72	$732.67	$211.05	$50,020.41
61	$943.72	$735.72	$208.00	$49,284.70
62	$943.72	$738.78	$204.94	$48,545.92
63	$943.72	$741.85	$201.87	$47,804.07
64	$943.72	$744.93	$198.79	$47,059.14
65	$943.72	$748.03	$195.69	$46,311.11
66	$943.72	$751.14	$192.58	$45,559.97
67	$943.72	$754.26	$189.45	$44,805.71
68	$943.72	$757.40	$186.32	$44,048.31
69	$943.72	$760.55	$183.17	$43,287.75
70	$943.72	$763.71	$180.00	$42,524.04
71	$943.72	$766.89	$176.83	$41,757.15
72	$943.72	$770.08	$173.64	$40,987.08
73	$943.72	$773.28	$170.44	$40,213.80
74	$943.72	$776.50	$167.22	$39,437.30
75	$943.72	$779.72	$163.99	$38,657.58
76	$943.72	$782.97	$160.75	$37,874.61
77	$943.72	$786.22	$157.50	$37,088.39
78	$943.72	$789.49	$154.23	$36,298.90
79	$943.72	$792.77	$150.94	$35,506.12
80	$943.72	$796.07	$147.65	$34,710.05
81	$943.72	$799.38	$144.34	$33,910.67
82	$943.72	$802.71	$141.01	$33,107.96
83	$943.72	$806.04	$137.67	$32,301.92
84	$943.72	$809.40	$134.32	$31,492.52
85	$943.72	$812.76	$130.96	$30,679.76
86	$943.72	$816.14	$127.58	$29,863.62
87	$943.72	$819.53	$124.18	$29,044.08
88	$943.72	$822.94	$120.77	$28,221.14
89	$943.72	$826.36	$117.35	$27,394.78
90	$943.72	$829.80	$113.92	$26,564.98
91	$943.72	$833.25	$110.47	$25,731.72
92	$943.72	$836.72	$107.00	$24,895.01
93	$943.72	$840.20	$103.52	$24,054.81
94	$943.72	$843.69	$100.03	$23,211.12
95	$943.72	$847.20	$96.52	$22,363.92
96	$943.72	$850.72	$93.00	$21,513.20
97	$943.72	$854.26	$89.46	$20,658.94
98	$943.72	$857.81	$85.91	$19,801.13
99	$943.72	$861.38	$82.34	$18,939.75
100	$943.72	$864.96	$78.76	$18,074.79
101	$943.72	$868.56	$75.16	$17,206.24
102	$943.72	$872.17	$71.55	$16,334.07
103	$943.72	$875.80	$67.92	$15,458.27
104	$943.72	$879.44	$64.28	$14,578.84
105	$943.72	$883.09	$60.62	$13,695.74
106	$943.72	$886.77	$56.95	$12,808.98
107	$943.72	$890.45	$53.26	$11,918.52
108	$943.72	$894.16	$49.56	$11,024.37
109	$943.72	$897.87	$45.84	$10,126.49
110	$943.72	$901.61	$42.11	$9,224.88
111	$943.72	$905.36	$38.36	$8,319.53
112	$943.72	$909.12	$34.60	$7,410.40
113	$943.72	$912.90	$30.81	$6,497.50
114	$943.72	$916.70	$27.02	$5,580.80
115	$943.72	$920.51	$23.21	$4,660.29
116	$943.72	$924.34	$19.38	$3,735.95
117	$943.72	$928.18	$15.54	$2,807.77
118	$943.72	$932.04	$11.68	$1,875.73
119	$943.72	$935.92	$7.80	$939.81
120	$943.72	$939.81	$3.91	$0.00