Annual Costs

Undergraduate Tuition

Tuition for North Central College is $37,569 for the 2017/2018 academic year. This is 35% more expensive than the national average private non-profit four year college tuition of $27,755. The cost is 51% more expensive than the average Illinois tuition of $24,843 for 4 year colleges. Tuition ranks 61st in Illinois amongst 4 year colleges for affordability and is the 11th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $180 in addition to tuition bringing the total effective in-state tuition to $37,749.

Housing Costs

On campus room and board is provided by the school at a cost of $10,650 per academic year. Students electing to live off campus elsewhere in Naperville should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

If living on-campus, students should budget for $1,629 in additional living expenses. Off-campus students should budget for $6,261 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to North Central College was $51,228 for the 2017/2018 academic year. The cost is the same for all students regardless of Illinois residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for North Central College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for North Central College
Estimated Budgets
Illinois Resident Total Budget $51,228
   In-State Tuition$37,569
   Other Fees$180
   Room and Board$10,650
   On-Campus Other Budget$1,629
   Books and Supplies$1,200
Non-Resident Total Budget $51,228
   Out-of-State Tuition$37,569
   Other Fees$180
   Room and Board$10,650
   On-Campus Other Budget$1,629
   Books and Supplies$1,200


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $51,228 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported North Central College net price for in-state students is $23,416* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

99% of North Central College students received grant aid in 2014/2015. The average total aid amount was $20,032. 27 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,825. To apply for a Pell Grant to attend North Central College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for North Central College
Financial Aid Summary
Average Annual Net Price$23,416*
Percent of Students Receiving Grant Aid99%
Average Total Grant Aid$20,032
Percent of Students Receiving Pell Grants27%
Average Amount of Pell Grant Aid$3,825

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$16,704
$30,001 to $48,000$18,180
$48,001 to $75,000$19,841
$75,001 to $110,000$23,368

Average Financial Aid Mix - $51,228 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $51,228. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 40% - $20,032

Money granted to you by the U.S. Department of Education, North Central College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 12% - $5,739

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 48% -  $23,828

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. North Central College
Wheaton College6.3% less expensive
Lewis University17.2% less expensive
University of St Francis17.1% less expensive
School of the Art Institute of Chicago29.8% more expensive
Loyola University Chicago11% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at North Central College.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at North Central College is $204,912 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $20,737 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $82,948**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $256,140 or $103,685 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at North Central College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at North Central College
Price per credit hour$1,044
Cost for one class (3 credit hours)$3,132
Cost for one class (4 credit hours)$4,176


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 74% of North Central College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,739. The reported average student debt upon graduation is $29,047.

Example Loan Payments and Costs

How much are student loan payments for North Central College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $82,948, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $102,919.45. This could be your effective total out of pocket cost of an education at North Central College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 99% of students at this school who receive financial aid and you are paying an average annual net price of $20,737. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our North Central College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

North Central College Student Loan Payments
Example Payments
Monthly Loan Payment$857.66
Amount Borrowed$82,948.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$19,971.45
Sum of All Payments over 10 years$102,919.45

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend North Central College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending North Central College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $102,919.45 would be needed to afford a $857.66 monthly payment in the example $82,948.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to North Central College in the future? In the past four years, this school's published in-state tuition and fee total rose from $30,891 to $37,569. This amounts to an average annual price increase of 4.3%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $204,912.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for North Central College.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$70,450$281,802
Estimated Cost in 10 years for students enrolling in 2029$89,915$359,658
Estimated Cost in 15 years for students enrolling in 2034 $114,756$459,025
Estimated Cost in 18 years for students enrolling in 2037 $132,845$531,379

Tuition History

What was tuition at North Central College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearTuitionAnnual Increase

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at North Central College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Elementary Education and Teaching Bachelor's Degree 52 44% costlier
Sport and Fitness Administration/Management Bachelor's Degree 22 36% costlier
Radio and Television Bachelor's Degree 22 33% costlier
Kinesiology and Exercise Science Bachelor's Degree 20 33% costlier
Physical Education Teaching and Coaching Bachelor's Degree 19 46% costlier
Business Administration, Management and Operations, Other Bachelor's Degree 15 51% costlier
Finance, General Bachelor's Degree 14 38% costlier
Marketing/Marketing Management, General Bachelor's Degree 11 41% costlier
Economics, General Bachelor's Degree 11 14% costlier
Biology/Biological Sciences, General Bachelor's Degree 10 27% costlier
Music Teacher Education Bachelor's Degree 9 35% costlier
English Language and Literature, General Bachelor's Degree 7 28% costlier
Biochemistry Bachelor's Degree 6 10% costlier
Computer Science Bachelor's Degree 6 22% costlier
Social Sciences, General Bachelor's Degree 6 33% costlier
Sociology Bachelor's Degree 6 24% costlier
Small Business Administration/Management Bachelor's Degree 5 34% costlier
Accounting Bachelor's Degree 5 38% costlier
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 4 22% costlier
Journalism Bachelor's Degree 4 33% costlier
Political Science and Government, General Bachelor's Degree 4 23% costlier
Speech Communication and Rhetoric Bachelor's Degree 4 29% costlier
Actuarial Science Bachelor's Degree 4 21% costlier
History, General Bachelor's Degree 4 25% costlier
Art Teacher Education Bachelor's Degree 3 41% costlier
International/Global Studies Bachelor's Degree 3 17% costlier
German Language and Literature Bachelor's Degree 3 9% costlier
Spanish Language and Literature Bachelor's Degree 3 19% costlier
Chemistry, General Bachelor's Degree 3 23% costlier
Psychology, General Bachelor's Degree 2 27% costlier
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 2 28% costlier
Music, General Bachelor's Degree 2 24% costlier
Organizational Communication, General Bachelor's Degree 2 29% costlier
Graphic Design Bachelor's Degree 2 27% costlier
Musical Theatre Bachelor's Degree 2 21% costlier
Creative Writing Bachelor's Degree 2 11% costlier
Philosophy Bachelor's Degree 2 13% costlier
Mathematics, General Bachelor's Degree 2 25% costlier
Animation, Interactive Technology, Video Graphics and Special Effects Bachelor's Degree 2 26% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 2 21% costlier
Biological and Physical Sciences Bachelor's Degree 2 27% costlier
East Asian Studies Bachelor's Degree 1 10% cheaper
Art/Art Studies, General Bachelor's Degree 1 31% costlier
International Business/Trade/Commerce Bachelor's Degree 1 24% costlier
Anthropology Bachelor's Degree 1 13% costlier
Japanese Language and Literature Bachelor's Degree 1 2% cheaper
French Language and Literature Bachelor's Degree 1 11% costlier
Religion/Religious Studies Bachelor's Degree 1 8% costlier
Applied Mathematics, General Bachelor's Degree 1 14% costlier
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 1 3% cheaper
Physics, General Bachelor's Degree 1 16% costlier
Human Resources Management/Personnel Administration, General Bachelor's Degree 1 47% costlier
Art History, Criticism and Conservation Bachelor's Degree 1 4% costlier
Athletic Training/Trainer Bachelor's Degree 1 36% costlier


Use the calculators below to formulate a college savings plan for North Central College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford North Central College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a North Central College student loan.

Prepayment Option

About North Central College

North Central College is a four year private college located in Naperville, Illinois.  The school is affiliated with the United Methodist faith.  Full time enrollment is 2,630 and part time is 319.

Students attending this school may pursue both undergraduate and graduate degrees.

North Central College
30 N Brainard St
Naperville, Illinois

For Profit / Not For Profit Status

North Central College is a private not for profit institution.

North Central College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=147660 IPEDS survey data.