Cost to Attend Rock Valley College

Rock Valley College
Rockford, Illinois

Annual Costs

Undergraduate Tuition

Rock Valley College tuition is $3,600 per year for in-district residents. This is 16% more expensive than the national average public two year in-district tuition of $3,105. The cost is 28% cheaper than the average Illinois in-district tuition of $4,968 for 2 year colleges. Tuition ranks 31st in Illinois amongst 2 year colleges for affordability and is the 26th most expensive 2 year college in the state.

The school charges an additional fees of $464 in addition to tuition bringing the total effective in-state tuition to $9,434.

Housing Costs

Rock Valley College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Rockford area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $7,785.

Books and Supplies

The estimated annual cost for books and supplies is $1,170.

Other Living Expenses

Off-campus students should budget for $3,058 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-district residents to go to Rock Valley College is $16,077 for the 2019/2020 academic year. The total cost for in-state, but not in district residents is $21,447. Out-of-state students who don't possess Illinois residence can expect a one year cost of $29,007. Students residing at home with parents providing food and housing can expect a total cost of $13,662.

Citation: Price data from the U.S. Department of Education's 2020 IPEDS survey response for Rock Valley College and represent reported costs for the 2019-2020 academic year.

Costs and Tuition for Rock Valley College
Estimated Budgets
In-District Resident Total Budget (Living Off Campus)$16,077
   In-District Tuition$3,600
   Other Fees$464
   Off-Campus Other Budget$3,058
   Books and Supplies$1,170
   Off-Campus Housing Estimate$7,785
In-District Resident Total Budget (Living with Parents)$8,292
   In-District Tuition$3,600
   Other Fees$464
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,058
   Books and Supplies$1,170
Illinois Out of District Total Budget (Living Off Campus)$21,447
   In-State Tuition$8,970
   Other Fees$464
   Off-Campus Housing Estimate$7,785
   Off-Campus Other Budget$3,058
   Books and Supplies$1,170
Illinois Out of District Total Budget (Living with Parents)$13,662
   In-State Tuition$8,970
   Other Fees$464
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,058
   Books and Supplies$1,170
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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $21,447 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Rock Valley College net price for in-state students is $7,603* for the 2018/2019 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

49% of Rock Valley College students received grant aid in 2018/2019. The average total aid amount was $4,476. 38 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2018/2019 was $4,853. To apply for a Pell Grant to attend Rock Valley College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Rock Valley College
Financial Aid Summary
Average Annual Net Price$7,603*
Percent of Students Receiving Grant Aid49%
Average Total Grant Aid$4,476
Percent of Students Receiving Pell Grants38%
Average Amount of Pell Grant Aid$4,853

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2018/2019 academic year.

Family Income Avg. Net Price
$0 to $30,000$6,249
$30,001 to $48,000$7,404
$48,001 to $75,000$9,532
$75,001 to $110,000$10,530

Average Financial Aid Mix - $21,447 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $21,447. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

Grants and Scholarships
24% - $4,476

Money granted to you by the U.S. Department of Education, Rock Valley College or other organizations. These are not loans and do not need to be repaid.

Federal Loans
24% - $4,339

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket
52% -  $9,574

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2018/2019 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Rock Valley College
Blackhawk Technical College54.5% less expensive
Kishwaukee College3.7% less expensive
McHenry County College29.5% more expensive
Highland Community College34.7% less expensive
Elgin Community College16.3% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Rock Valley College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Rock Valley College is $42,894 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $4,336 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $8,672**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2018/2019 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Rock Valley College.

Illinois Resident Tuition Per Semester$4,485
Illinois Resident Total Cost Per Semester$10,724
Non-Illinois Resident Tuition Per Semester$8,265
Non-Illinois Resident Total Cost Per Semester$14,504

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Rock Valley College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Rock Valley College
Price per credit hour for in district residents$115
Cost for one class for in district residents (3 credit hours)$345
Price per credit hour for Illinois residents$294
Cost for one class for Illinois residents (3 credit hours)$882
Price per credit hour for out of state residents$546
Cost for one class for out of state residents (3 credit hours)$1,638
Cost for one class for out of state residents (4 credit hours)$2,184

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 7% of Rock Valley College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,339.

Example Loan Payments and Costs

How much are student loan payments for Rock Valley College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $8,672, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $9,928.85. This could be your effective total out of pocket cost of an education at Rock Valley College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 49% of students at this school who receive financial aid and you are paying an average annual net price of $4,336. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Rock Valley College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Rock Valley College Student Loan Payments
Example Payments
Monthly Loan Payment$82.74
Amount Borrowed$8,672.00
Interest Rate2.75%
Term10 years
Number of Monthly Payments120
Total Interest Cost$1,256.85
Sum of All Payments over 10 years$9,928.85

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Rock Valley College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Rock Valley College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $9,928.85 would be needed to afford a $82.74 monthly payment in the example $8,672.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Rock Valley College in the future? In the past four years, this school's published in-state tuition and fee total rose from $7,620 to $8,970. This amounts to an average annual price increase of 3.5%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $42,894.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Rock Valley College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2026$28,057$56,113
Estimated Cost in 10 years for students enrolling in 2031$35,808$71,617
Estimated Cost in 15 years for students enrolling in 2036 $45,701$91,403
Estimated Cost in 18 years for students enrolling in 2039 $52,905$105,810

Tuition History

What was tuition at Rock Valley College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$7,920$13,680 0.4%
2011$7,890$13,320 -9%
2010$8,670$14,574 0%
2009$8,670$13,660 14%
2008$7,604$12,284 0%
2007$7,604$12,284 25.2%
2006$6,074$12,764 3.5%
2005$5,866$8,716 0.5%
2004$5,836$8,686 -1%
2003$5,896$8,806 2.9%
2002$5,729$8,670 18.8%
2001$4,823$7,673 -3%
2000$4,971$7,821 -1.6%
1999$5,050$8,041 1%
1998$5,000$7,846 4.2%
1997$4,797$7,647 5.9%
1996$4,530$7,214 8.8%
1995$4,162$6,600 13.9%
1994$3,653$5,860 0%
1993$3,653$5,860 7.9%
1992$3,385$5,294 146.9%
1991$1,371$2,197 0%
1990$1,371$2,197 0%
1989$1,371$2,197 -53.4%


Use the calculators below to formulate a college savings plan for Rock Valley College or model a student loan.

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Plan and Save for College

Discover how much will you need to start saving now to afford Rock Valley College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Rock Valley College student loan.

Prepayment Option

About Rock Valley College

Rock Valley College is a two year community college located in Rockford, Illinois.  Full time enrollment is 2,762 and part time is 3,482.  Rock Valley College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Rock Valley College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Rock Valley College
3301 N Mulford Rd
Rockford, Illinois

For Profit / Not For Profit Status

Rock Valley College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Rock Valley College cost and financial aid data source: U.S. Department of Education IPEDS survey data. Data last updated January 2021 and reflects academic year 2019/2020 costs reported by the school.