Annual Costs

Undergraduate Tuition

Indiana State University tuition is $8,716 per year for in-state residents. This is 23% more expensive than the national average public four year tuition of $7,203. The cost is 58% cheaper than the average Indiana tuition of $21,140 for 4 year colleges. Tuition ranks 12th in Indiana amongst 4 year colleges for affordability and is the 54th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $19,252 which represents a 121% premium.

The school charges an additional fees of $200 in addition to tuition bringing the total effective in-state tuition to $8,916.

Housing Costs

On campus room and board is provided by the school at a cost of $9,988 per academic year. Students electing to live off campus elsewhere in Terre Haute should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

If living on-campus, students should budget for $2,298 in additional living expenses. Off-campus students should budget for $2,298 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Indiana residents to go to Indiana State is $22,402 for the 2018/2019 academic year. Out-of-state students who don't have Indiana residence can expect a one year cost of $32,938.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Indiana State University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Indiana State University
Estimated Budgets
Indiana Resident Total Budget $22,402
   In-State Tuition$8,716
   Other Fees$200
   Room and Board$9,988
   On-Campus Other Budget$2,298
   Books and Supplies$1,200
Non-Resident Total Budget $32,938
   Out-of-State Tuition$19,252
   Other Fees$200
   Room and Board$9,988
   On-Campus Other Budget$2,298
   Books and Supplies$1,200


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $22,402 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Indiana State net price for in-state students is $11,525* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

86% of Indiana State University students received grant aid in 2014/2015. The average total aid amount was $7,928. 56 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,225. To apply for a Pell Grant to attend Indiana State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Indiana State University
Financial Aid Summary
Average Annual Net Price$11,525*
Percent of Students Receiving Grant Aid86%
Average Total Grant Aid$7,928
Percent of Students Receiving Pell Grants56%
Average Amount of Pell Grant Aid$4,225

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,115
$30,001 to $48,000$9,376
$48,001 to $75,000$14,268
$75,001 to $110,000$17,476

Average Financial Aid Mix - $22,402 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $22,402. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 39% - $7,928

Money granted to you by the U.S. Department of Education, Indiana State University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 31% - $6,268

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 29% -  $5,908

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Indiana State University
Indiana University Southeast24.3% less expensive
Indiana University Northwest24.3% less expensive
Indiana University South Bend24.3% less expensive
Indiana University Purdue University Fort Wayne16.6% less expensive
Wright State University Lake Campus33% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Indiana State University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Indiana State is $89,608 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $11,727 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $46,908**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $112,010 or $58,635 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Indiana State University.

Indiana Resident Tuition Per Semester$4,358
Indiana Resident Total Cost Per Semester$11,201
Non-Indiana Resident Tuition Per Semester$9,626
Non-Indiana Resident Total Cost Per Semester$16,469

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Indiana State University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Indiana State University
Price per credit hour for Indiana residents$316
Cost for one class for Indiana residents (3 credit hours)$948
Price per credit hour for out of state residents$682
Cost for one class for out of state residents (3 credit hours)$2,046
Cost for one class for out of state residents (4 credit hours)$2,728


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 69% of Indiana State University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,268. The reported average student debt upon graduation is $24,484.

Example Loan Payments and Costs

How much are student loan payments for Indiana State University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $46,908, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $58,202.07. This could be your effective total out of pocket cost of an education at Indiana State University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 86% of students at this school who receive financial aid and you are paying an average annual net price of $11,727. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Indiana State University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Indiana State University Student Loan Payments
Example Payments
Monthly Loan Payment$485.02
Amount Borrowed$46,908.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$11,294.07
Sum of All Payments over 10 years$58,202.07

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Indiana State? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Indiana State University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $58,202.07 would be needed to afford a $485.02 monthly payment in the example $46,908.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Indiana State University in the future? In the past four years, this school's published in-state tuition and fee total rose from $7,898 to $8,716. This amounts to an average annual price increase of 2.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $89,608.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Indiana State University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$30,808$123,232
Estimated Cost in 10 years for students enrolling in 2030$39,320$157,279
Estimated Cost in 15 years for students enrolling in 2035 $50,183$200,732
Estimated Cost in 18 years for students enrolling in 2038 $58,093$232,372

Tuition History

What was tuition at Indiana State five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$7,782$17,006 3.6%
2011$7,514$16,426 1.2%
2010$7,426$16,002 3.9%
2009$7,148$15,402 4.9%
2008$6,812$14,666 5.8%
2007$6,436$13,852 9.8%
2006$5,864$12,860 4%
2005$5,640$12,968 4%
2004$5,422$11,890 28.6%
2003$4,216$10,376 14.8%
2002$3,672$9,166 3%
2001$3,564$8,898 4.5%
2000$3,409$8,527 2.6%
1999$3,324$8,252 4%
1998$3,196$7,916 4%
1997$3,072$7,604 4.9%
1996$2,928$7,224 4.5%
1995$2,802$6,892 6.9%
1994$2,622$6,410 6.9%
1993$2,452$5,960 7.9%
1992$2,272$5,490 8%
1991$2,104$5,056 5.6%
1990$1,992$4,726 6.3%
1989$1,874$4,424 6.5%
1988$1,760$4,096 6.7%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Indiana State University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 161 48% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 141 8% cheaper
Speech Communication and Rhetoric Bachelor's Degree 59 17% cheaper
Marketing/Marketing Management, General Bachelor's Degree 39 9% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 38 6% cheaper
Elementary Education and Teaching Bachelor's Degree 34 7% cheaper
Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree 33 3% cheaper
Information Technology Bachelor's Degree 22 3% cheaper
Airline/Commercial/Professional Pilot and Flight Crew Bachelor's Degree 18 3% cheaper
Social Work Bachelor's Degree 18 9% cheaper
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 15 15% cheaper
Occupational Safety and Health Technology/Technician Bachelor's Degree 15 6% costlier
Insurance Bachelor's Degree 15 16% cheaper
Business Administration and Management, General Bachelor's Degree 14 5% cheaper
Human Development and Family Studies, General Bachelor's Degree 14 11% cheaper
Mechanical Engineering Related Technologies/Technicians, Other Bachelor's Degree 14 2% cheaper
Automotive Engineering Technology/Technician Bachelor's Degree 11 4% costlier
Trade and Industrial Teacher Education Bachelor's Degree 11 5% costlier
Interior Architecture Bachelor's Degree 10 16% cheaper
Anthropology Bachelor's Degree 10 27% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 10 22% cheaper
Chemistry, General Bachelor's Degree 10 21% cheaper
Aeronautics/Aviation/Aerospace Science and Technology, General Associate's Degree 9 42% costlier
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 8 4% costlier
Science Teacher Education/General Science Teacher Education Bachelor's Degree 8 4% cheaper
Fine/Studio Arts, General Bachelor's Degree 8 24% cheaper
Foods, Nutrition, and Wellness Studies, General Bachelor's Degree 7 11% cheaper
Athletic Training/Trainer Bachelor's Degree 7 13% cheaper
Computer and Information Sciences, General Bachelor's Degree 6 11% cheaper
Aviation/Airway Management and Operations Bachelor's Degree 5 3% cheaper
Foreign Languages, Literatures, and Linguistics, Other Bachelor's Degree 5 27% cheaper
Geography Bachelor's Degree 4 11% cheaper
Art Teacher Education Bachelor's Degree 4 9% cheaper
Economics, General Bachelor's Degree 4 26% cheaper
Apparel and Textiles, General Bachelor's Degree 4 11% cheaper
Mathematics, General Bachelor's Degree 3 20% cheaper
Manufacturing Engineering Technology/Technician Bachelor's Degree 3 2% costlier
Geology/Earth Science, General Bachelor's Degree 3 20% cheaper
Psychology, General Bachelor's Degree 3 19% cheaper
Computer Engineering Technology/Technician Bachelor's Degree 3 3% costlier
Community Health Services/Liaison/Counseling Bachelor's Degree 3 7% cheaper
Political Science and Government, General Bachelor's Degree 3 21% cheaper
Physics, General Bachelor's Degree 3 25% cheaper
Robotics Technology/Technician Bachelor's Degree 2 11% costlier
Business Teacher Education Bachelor's Degree 2 8% costlier
Criminology Bachelor's Degree 2 19% cheaper
Finance, General Bachelor's Degree 2 11% cheaper
Art/Art Studies, General Bachelor's Degree 2 16% cheaper
Sociology Bachelor's Degree 2 20% cheaper
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 2 68% costlier
History, General Bachelor's Degree 2 20% cheaper
African-American/Black Studies Bachelor's Degree 2 30% cheaper
Philosophy Bachelor's Degree 1 27% cheaper
Management Information Systems, General Bachelor's Degree 1 10% cheaper
Music, General Bachelor's Degree 1 20% cheaper
English Language and Literature, General Bachelor's Degree 1 18% cheaper
Special Education and Teaching, General Bachelor's Degree 1 7% cheaper
Biology/Biological Sciences, General Bachelor's Degree 1 19% cheaper
Accounting Bachelor's Degree 1 11% cheaper
Industrial Technology/Technician Bachelor's Degree 1 10% costlier
Radio and Television Bachelor's Degree 1 15% cheaper
Human Resources Management/Personnel Administration, General Bachelor's Degree 1 6% cheaper
Social Studies Teacher Education Bachelor's Degree 1 12% cheaper
Management Sciences and Quantitative Methods, Other Bachelor's Degree 1 23% cheaper
Music Performance, General Bachelor's Degree 1 17% cheaper
Architectural Engineering Technology/Technician Associate's Degree 1 59% costlier
Spanish Language and Literature Bachelor's Degree 1 24% cheaper


Use the calculators below to formulate a college savings plan for Indiana State University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Indiana State University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Indiana State University student loan.

Prepayment Option

About Indiana State University

Indiana State University is a four year public college located in Terre Haute, Indiana.  Full time enrollment is 10,419 and part time is 3,146. Learn more about getting accepted at Indiana State University at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Indiana State University
210 N 7th St
Terre Haute, Indiana

For Profit / Not For Profit Status

Indiana State University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Indiana State University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=151324 IPEDS survey data.