Annual Costs

Undergraduate Tuition

Indiana University Bloomington tuition is $9,210 per year for in-state residents. This is 30% more expensive than the national average public four year tuition of $7,203. The cost is 56% cheaper than the average Indiana tuition of $21,140 for 4 year colleges. Tuition ranks 16th in Indiana amongst 4 year colleges for affordability and is the 50th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $33,522 which represents a 264% premium.

The school charges an additional fees of $1,323 in addition to tuition bringing the total effective in-state tuition to $10,533.

Housing Costs

On campus room and board is provided by the school at a cost of $10,258 per academic year. Students electing to live off campus elsewhere in Bloomington should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,034.

Other Living Expenses

If living on-campus, students should budget for $2,602 in additional living expenses. Off-campus students should budget for $2,602 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Indiana residents to go to IU is $24,427 for the 2018/2019 academic year. Out-of-state students who don't have Indiana residence can expect a one year cost of $48,739.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Indiana University Bloomington and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Indiana University Bloomington
Estimated Budgets
Indiana Resident Total Budget $24,427
   In-State Tuition$9,210
   Other Fees$1,323
   Room and Board$10,258
   On-Campus Other Budget$2,602
   Books and Supplies$1,034
Non-Resident Total Budget $48,739
   Out-of-State Tuition$33,522
   Other Fees$1,323
   Room and Board$10,258
   On-Campus Other Budget$2,602
   Books and Supplies$1,034


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $24,427 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported IU net price for in-state students is $11,573* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

52% of Indiana University Bloomington students received grant aid in 2014/2015. The average total aid amount was $11,819. 19 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,444. To apply for a Pell Grant to attend Indiana University Bloomington, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Indiana University Bloomington
Financial Aid Summary
Average Annual Net Price$11,573*
Percent of Students Receiving Grant Aid52%
Average Total Grant Aid$11,819
Percent of Students Receiving Pell Grants19%
Average Amount of Pell Grant Aid$4,444

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$4,855
$30,001 to $48,000$7,515
$48,001 to $75,000$13,120
$75,001 to $110,000$20,153

Average Financial Aid Mix - $24,427 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $24,427. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 54% - $11,819

Money granted to you by the U.S. Department of Education, Indiana University Bloomington or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 24% - $5,325

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 21% -  $4,681

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Is it Worth the Cost?

To make a comparative assessment if IU is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 66/100 for Indiana University Bloomington. Considering an average net price paid of $10,324, this leads to an overall value ranking of 82/100. This places the school 22nd on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Indiana University Bloomington
University of Illinois at Springfield2.1% more expensive
Northern Illinois University2.8% more expensive
The University of Tennessee20.6% more expensive
Missouri University of Science and Technology14.3% less expensive
University of Missouri Columbia8.1% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Indiana University Bloomington.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at IU is $97,708 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $10,324 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $41,296**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $122,135 or $51,620 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Indiana University Bloomington.

Indiana Resident Tuition Per Semester$4,605
Indiana Resident Total Cost Per Semester$12,214
Non-Indiana Resident Tuition Per Semester$16,761
Non-Indiana Resident Total Cost Per Semester$24,370

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Indiana University Bloomington are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Indiana University Bloomington
Price per credit hour for Indiana residents$288
Cost for one class for Indiana residents (3 credit hours)$864
Price per credit hour for out of state residents$1,048
Cost for one class for out of state residents (3 credit hours)$3,144
Cost for one class for out of state residents (4 credit hours)$4,192


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 35% of Indiana University Bloomington students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,325. The reported average student debt upon graduation is $27,619.

Example Loan Payments and Costs

How much are student loan payments for Indiana University Bloomington? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $41,296, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $51,238.87. This could be your effective total out of pocket cost of an education at Indiana University Bloomington. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 52% of students at this school who receive financial aid and you are paying an average annual net price of $10,324. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Indiana University Bloomington student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Indiana University Bloomington Student Loan Payments
Example Payments
Monthly Loan Payment$426.99
Amount Borrowed$41,296.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$9,942.87
Sum of All Payments over 10 years$51,238.87

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend IU? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Indiana University Bloomington, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $51,238.87 would be needed to afford a $426.99 monthly payment in the example $41,296.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Indiana University Bloomington in the future? In the past four years, this school's published in-state tuition and fee total rose from $8,750 to $9,210. This amounts to an average annual price increase of 1.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $97,708.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Indiana University Bloomington.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$33,593$134,371
Estimated Cost in 10 years for students enrolling in 2030$42,874$171,496
Estimated Cost in 15 years for students enrolling in 2035 $54,719$218,877
Estimated Cost in 18 years for students enrolling in 2038 $63,344$253,377

Tuition History

What was tuition at IU five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$8,433$28,449 3.8%
2011$8,124$26,785 -5.7%
2010$8,613$26,160 4.6%
2009$8,231$24,769 5%
2008$7,837$22,316 5.1%
2007$7,460$20,472 4.9%
2006$7,112$19,508 4.9%
2005$6,777$18,590 4%
2004$6,517$17,552 27.4%
2003$5,115$15,726 8%
2002$4,735$14,469 7.5%
2001$4,405$13,461 4.6%
2000$4,212$12,919 3.5%
1999$4,068$12,309 3.5%
1998$3,929$11,853 3.9%
1997$3,783$11,403 5.6%
1996$3,582$10,770 6.2%
1995$3,373$10,155 12.9%
1994$2,988$9,186 6.9%
1993$2,794$8,506 12.5%
1992$2,484$7,772 11.9%
1991$2,220$6,754 2.1%
1990$2,175$6,250 6.7%
1989$2,038$5,599 9.7%
1988$1,857$4,864 5.5%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Indiana University Bloomington to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Business/Commerce, General Bachelor's Degree 1,448 29% costlier
Public Administration Bachelor's Degree 494 43% costlier
Kinesiology and Exercise Science Bachelor's Degree 437 27% costlier
Journalism Bachelor's Degree 306 26% costlier
Parks, Recreation and Leisure Studies Bachelor's Degree 173 41% costlier
Information Technology Bachelor's Degree 172 43% costlier
Health Teacher Education Bachelor's Degree 164 38% costlier
Apparel and Textiles, General Bachelor's Degree 163 31% costlier
Elementary Education and Teaching Bachelor's Degree 162 37% costlier
Music Performance, General Bachelor's Degree 130 22% costlier
Neuroscience Bachelor's Degree 60 15% cheaper
Spanish Language and Literature Bachelor's Degree 58 13% costlier
Public Health, Other Bachelor's Degree 55 5% costlier
Political Science and Government, General Bachelor's Degree 52 17% costlier
Social Studies Teacher Education Bachelor's Degree 50 31% costlier
Special Education and Teaching, General Bachelor's Degree 49 37% costlier
Fine/Studio Arts, General Bachelor's Degree 37 13% costlier
History, General Bachelor's Degree 37 19% costlier
English/Language Arts Teacher Education Bachelor's Degree 37 39% costlier
Fine and Studio Arts Management Bachelor's Degree 35 13% costlier
Interior Design Bachelor's Degree 31 26% costlier
Criminal Justice/Safety Studies Bachelor's Degree 29 43% costlier
Psychology, General Bachelor's Degree 27 21% costlier
Communication, Journalism, and Related Programs, Other Bachelor's Degree 27 19% costlier
Sociology Bachelor's Degree 27 18% costlier
Music, Other Bachelor's Degree 27 11% costlier
Speech Communication and Rhetoric Bachelor's Degree 25 23% costlier
Mathematics Teacher Education Bachelor's Degree 22 38% costlier
International Relations and Affairs Bachelor's Degree 20 4% costlier
Music Teacher Education Bachelor's Degree 20 28% costlier
Art Teacher Education Bachelor's Degree 18 34% costlier
East Asian Languages, Literatures, and Linguistics Bachelor's Degree 17 13% cheaper
French Language and Literature Bachelor's Degree 17 6% costlier
Athletic Training/Trainer Bachelor's Degree 16 29% costlier
Recording Arts Technology/Technician Bachelor's Degree 16 12% costlier
Early Childhood Education and Teaching Bachelor's Degree 15 41% costlier
Biotechnology Bachelor's Degree 15 30% costlier
English Language and Literature, General Bachelor's Degree 15 21% costlier
Anthropology Bachelor's Degree 15 8% costlier
Mathematics, General Bachelor's Degree 14 19% costlier
Germanic Languages, Literatures, and Linguistics Bachelor's Degree 14 15% costlier
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 14 8% cheaper
Women's Studies Bachelor's Degree 14 3% costlier
Religion/Religious Studies Bachelor's Degree 13 3% costlier
Microbiology, General Bachelor's Degree 13 24% costlier
Environmental Science Bachelor's Degree 12 14% costlier
General Studies Associate's Degree 10 131% costlier
Economics, General Bachelor's Degree 10 9% costlier
Optometric Technician/Assistant Associate's Degree 10 124% costlier
Art History, Criticism and Conservation Bachelor's Degree 10 1% cheaper
Spanish Language Teacher Education Bachelor's Degree 9 34% costlier
African-American/Black Studies Bachelor's Degree 9 3% costlier
Middle/Near Eastern and Semitic Languages, Literatures, and Linguistics, Other Bachelor's Degree 9 15% cheaper
Occupational Safety and Health Technology/Technician Associate's Degree 8 202% costlier
Biology/Biological Sciences, General Bachelor's Degree 8 21% costlier
Philosophy Bachelor's Degree 8 8% costlier
Visual and Performing Arts, Other Bachelor's Degree 8 2% costlier
Social Sciences, Other Bachelor's Degree 7 4% costlier
Linguistics Bachelor's Degree 7 2% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 6 15% costlier
Astronomy Bachelor's Degree 5 6% cheaper
Ophthalmic and Optometric Support Services and Allied Professions, Other Bachelor's Degree 5 4% cheaper
Biology Teacher Education Bachelor's Degree 5 45% costlier
Art/Art Studies, General Bachelor's Degree 5 24% costlier
Slavic, Baltic and Albanian Languages, Literatures, and Linguistics Bachelor's Degree 5 16% cheaper
Jewish/Judaic Studies Bachelor's Degree 4 2% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 4 16% costlier
American/United States Studies/Civilization Bachelor's Degree 4 6% cheaper
Italian Language and Literature Bachelor's Degree 3 6% cheaper
German Language Teacher Education Bachelor's Degree 3 30% costlier
Chemistry Teacher Education Bachelor's Degree 2 36% costlier
Biochemistry Bachelor's Degree 2 5% costlier
Chemistry, General Bachelor's Degree 2 17% costlier
Computer and Information Sciences, General Bachelor's Degree 2 32% costlier
Cognitive Science Bachelor's Degree 2 9% cheaper
Physics, General Bachelor's Degree 2 11% costlier
Geography Bachelor's Degree 1 32% costlier
Foreign Language Teacher Education Bachelor's Degree 1 27% costlier
East Asian Studies Bachelor's Degree 1 14% cheaper
Geology/Earth Science, General Bachelor's Degree 1 18% costlier
Science Teacher Education/General Science Teacher Education Bachelor's Degree 1 42% costlier
Comparative Literature Bachelor's Degree 1 12% cheaper
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 1 26% costlier
Biological and Biomedical Sciences, Other Bachelor's Degree 1 10% costlier
South Asian Studies Bachelor's Degree 1 16% cheaper
Latin Teacher Education Bachelor's Degree 1 1% costlier
Portuguese Language and Literature Bachelor's Degree 1 4% costlier
Secondary Education and Teaching Bachelor's Degree 1 33% costlier
Musical Instrument Fabrication and Repair Associate's Degree 1 101% costlier
Labor Studies Bachelor's Degree 1 43% costlier


Use the calculators below to formulate a college savings plan for Indiana University Bloomington or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Indiana University Bloomington in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Indiana University Bloomington student loan.

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About Indiana University Bloomington

Indiana University Bloomington is a four year public college located in Bloomington, Indiana.  Full time enrollment is 38,398 and part time is 11,297. Learn more about getting accepted at Indiana University Bloomington at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Indiana University Bloomington
107 South Indiana Ave.
Bloomington, Indiana

For Profit / Not For Profit Status

Indiana University Bloomington is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Indiana University Bloomington cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=151351 IPEDS survey data.