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Annual Costs

Undergraduate Tuition

Iowa Western Community College tuition is $5,120 per year for in-state residents. This is 45% more expensive than the national average public two year tuition of $3,532. The cost is 16% cheaper than the average Iowa tuition of $6,108 for 2 year colleges. Tuition ranks 13th in Iowa amongst 2 year colleges for affordability and is the 7th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $5,280 which represents a 3% premium.

The school charges an additional fees of $544 in addition to tuition bringing the total effective in-state tuition to $5,664.

Housing Costs

On campus room and board is provided by the school at a cost of $8,500 per academic year. Students electing to live off campus elsewhere in Council Bluffs should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,339.

Other Living Expenses

If living on-campus, students should budget for $3,487 in additional living expenses. Off-campus students should budget for $3,487 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Iowa residents to go to Iowa Western Community College is $18,990 for the 2017/2018 academic year. Out-of-state students who don't have Iowa residence can expect a one year cost of $19,150.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Iowa Western Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Iowa Western Community College
Estimated Budgets
Iowa Resident Total Budget $18,990
   In-State Tuition$5,120
   Other Fees$544
   Room and Board$8,500
   On-Campus Other Budget$3,487
   Books and Supplies$1,339

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $18,990 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Iowa Western Community College net price for in-state students is $9,858* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

93% of Iowa Western Community College students received grant aid in 2014/2015. The average total aid amount was $3,870. 56 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,102. To apply for a Pell Grant to attend Iowa Western Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Iowa Western Community College
Financial Aid Summary
Average Annual Net Price$9,858*
Percent of Students Receiving Grant Aid93%
Average Total Grant Aid$3,870
Percent of Students Receiving Pell Grants56%
Average Amount of Pell Grant Aid$4,102

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,539
$30,001 to $48,000$8,647
$48,001 to $75,000$10,983
$75,001 to $110,000$12,897
$110,000+$13,118

Average Financial Aid Mix - $18,990 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $18,990. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

25%
33%
42%

Grants and Scholarships

 25% - $3,870

Money granted to you by the U.S. Department of Education, Iowa Western Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 33% - $5,082

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 42% -  $6,551

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Iowa Western Community College
Metropolitan Community College Area46.4% less expensive
Southeast Community College Area32.3% less expensive
Nebraska Indian Community College20.3% less expensive
Southwestern Community College3% more expensive
Western Iowa Tech Community College31.6% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Iowa Western Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Iowa Western Community College is $37,980 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $8,692 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $17,384**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Iowa Western Community College.

Iowa Resident Tuition Per Semester$2,560
Iowa Resident Total Cost Per Semester$9,495
Non-Iowa Resident Tuition Per Semester$2,640
Non-Iowa Resident Total Cost Per Semester$9,575

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Iowa Western Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Iowa Western Community College
Price per credit hour for Iowa residents$177
Cost for one class for Iowa residents (3 credit hours)$531
Price per credit hour for out of state residents$182
Cost for one class for out of state residents (3 credit hours)$546
Cost for one class for out of state residents (4 credit hours)$728

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 82% of Iowa Western Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,082.

Example Loan Payments and Costs

How much are student loan payments for Iowa Western Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $17,384, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $21,569.56. This could be your effective total out of pocket cost of an education at Iowa Western Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 93% of students at this school who receive financial aid and you are paying an average annual net price of $8,692. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Iowa Western Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Iowa Western Community College Student Loan Payments
Example Payments
Monthly Loan Payment$179.75
Amount Borrowed$17,384.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$4,185.56
Sum of All Payments over 10 years$21,569.56

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Iowa Western Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Iowa Western Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $21,569.56 would be needed to afford a $179.75 monthly payment in the example $17,384.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Iowa Western Community College in the future? In the past four years, this school's published in-state tuition and fee total rose from $3,870 to $5,120. This amounts to an average annual price increase of 6.5%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $37,980.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Iowa Western Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$24,843$49,685
Estimated Cost in 10 years for students enrolling in 2029$31,706$63,412
Estimated Cost in 15 years for students enrolling in 2034 $40,466$80,932
Estimated Cost in 18 years for students enrolling in 2037 $46,844$93,688

Tuition History

What was tuition at Iowa Western Community College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$3,780$3,930 5.9%
2011$3,570$3,720 -8.5%
2010$3,900$4,050 7.4%
2009$3,630$5,295 5.2%
2008$3,450$5,025 0%
2007$3,450$5,025 4.5%
2006$3,300$4,800 2.8%
2005$3,210$4,665 5.9%
2004$3,030$4,395 5.2%
2003$2,880$4,170 11.6%
2002$2,580$3,735 0%
2000$2,250$3,255 4.2%
1999$2,160$3,135 0%
1998$2,160$3,135 4.3%
1997$2,070$3,015 3%
1996$2,010$2,925 3.1%
1995$1,950$2,835 8.3%
1994$1,800$2,610 0%
1993$1,800$2,610 9.1%
1992$1,650$2,385 22.2%
1991$1,350$2,025 14.8%
1990$1,176$1,810 -41.9%
1989$2,025$1,914

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Iowa Western Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 418 14% cheaper
Registered Nursing/Registered Nurse Associate's Degree 80 5% cheaper
Veterinary/Animal Health Technology/Technician and Veterinary Assistant Associate's Degree 16 6% cheaper
Construction Trades, General Associate's Degree 14 15% costlier
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 13 5% costlier
Graphic Communications, General Associate's Degree 12 8% costlier
Diesel Mechanics Technology/Technician Associate's Degree 11 6% costlier
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 11 2% cheaper
Radio and Television Broadcasting Technology/Technician Associate's Degree 10 2% cheaper
Landscaping and Groundskeeping Associate's Degree 10 1% cheaper
Food Service, Waiter/Waitress, and Dining Room Management/Manager Associate's Degree 9 12% costlier
Accounting Associate's Degree 7 5% cheaper
Business Administration and Management, General Associate's Degree 7 11% cheaper
Child Care Provider/Assistant Associate's Degree 6 3% cheaper
Computer/Information Technology Services Administration and Management, Other Associate's Degree 6 4% cheaper
Avionics Maintenance Technology/Technician Associate's Degree 5 0% costlier
Sales, Distribution, and Marketing Operations, General Associate's Degree 5 4% costlier
Multi-/Interdisciplinary Studies, Other Associate's Degree 5 3% costlier
Agribusiness/Agricultural Business Operations Associate's Degree 4 8% costlier
Architectural Drafting and Architectural CAD/CADD Associate's Degree 3 3% cheaper
Surgical Technology/Technologist Associate's Degree 2 2% cheaper
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 1 6% costlier
Computer Programming, Specific Applications Associate's Degree 1 2% costlier
Administrative Assistant and Secretarial Science, General Associate's Degree 1 2% costlier
Civil Engineering Technology/Technician Associate's Degree 1 4% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Iowa Western Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Iowa Western Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Iowa Western Community College student loan.

Prepayment Option

About Iowa Western Community College

Iowa Western Community College is a two year community college located in Council Bluffs, Iowa.  Full time enrollment is 2,893 and part time is 3,188.  Iowa Western Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Iowa Western Community College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Address
Iowa Western Community College
2700 College Rd
Council Bluffs, Iowa
51503-1057

For Profit / Not For Profit Status

Iowa Western Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Iowa Western Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=153630 IPEDS survey data.