## Savings Plan and Future Cost Estimation

 Estimated Annual Cost in 2038 \$64,631 Monthly savings required \$512

How much will it cost to send your child to Kansas State University in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at \$258,522.04 for students enrolling in 2038 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of \$511.60 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

## Assumptions

 Current Annual Cost \$24,923.00 Years until enrollment 18 Annual Tuition Increase 5% Current Savings \$0.00 After Tax Return on Savings 7% Years of enrollment 4

## Current Savings Shortfall

### College Savings Calculator

Discover how much will you need to start saving now to afford Kansas State University in the future.

## College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 \$0.00 \$511.60 \$0.00 \$0.00 \$511.60
2 \$511.60 \$511.60 \$0.00 \$2.89 \$1,026.09
3 \$1,026.09 \$511.60 \$0.00 \$5.80 \$1,543.49
4 \$1,543.49 \$511.60 \$0.00 \$8.73 \$2,063.82
5 \$2,063.82 \$511.60 \$0.00 \$11.67 \$2,587.09
6 \$2,587.09 \$511.60 \$0.00 \$14.63 \$3,113.32
7 \$3,113.32 \$511.60 \$0.00 \$17.60 \$3,642.52
8 \$3,642.52 \$511.60 \$0.00 \$20.60 \$4,174.72
9 \$4,174.72 \$511.60 \$0.00 \$23.60 \$4,709.92
10 \$4,709.92 \$511.60 \$0.00 \$26.63 \$5,248.15
11 \$5,248.15 \$511.60 \$0.00 \$29.67 \$5,789.42
12 \$5,789.42 \$511.60 \$0.00 \$32.73 \$6,333.75
13 \$6,333.75 \$511.60 \$0.00 \$35.81 \$6,881.16
14 \$6,881.16 \$511.60 \$0.00 \$38.91 \$7,431.67
15 \$7,431.67 \$511.60 \$0.00 \$42.02 \$7,985.29
16 \$7,985.29 \$511.60 \$0.00 \$45.15 \$8,542.04
17 \$8,542.04 \$511.60 \$0.00 \$48.30 \$9,101.94
18 \$9,101.94 \$511.60 \$0.00 \$51.46 \$9,665.00
19 \$9,665.00 \$511.60 \$0.00 \$54.65 \$10,231.25
20 \$10,231.25 \$511.60 \$0.00 \$57.85 \$10,800.70
21 \$10,800.70 \$511.60 \$0.00 \$61.07 \$11,373.37
22 \$11,373.37 \$511.60 \$0.00 \$64.31 \$11,949.28
23 \$11,949.28 \$511.60 \$0.00 \$67.56 \$12,528.44
24 \$12,528.44 \$511.60 \$0.00 \$70.84 \$13,110.88
25 \$13,110.88 \$511.60 \$0.00 \$74.13 \$13,696.61
26 \$13,696.61 \$511.60 \$0.00 \$77.44 \$14,285.65
27 \$14,285.65 \$511.60 \$0.00 \$80.77 \$14,878.02
28 \$14,878.02 \$511.60 \$0.00 \$84.12 \$15,473.74
29 \$15,473.74 \$511.60 \$0.00 \$87.49 \$16,072.83
30 \$16,072.83 \$511.60 \$0.00 \$90.88 \$16,675.31
31 \$16,675.31 \$511.60 \$0.00 \$94.28 \$17,281.19
32 \$17,281.19 \$511.60 \$0.00 \$97.71 \$17,890.50
33 \$17,890.50 \$511.60 \$0.00 \$101.16 \$18,503.26
34 \$18,503.26 \$511.60 \$0.00 \$104.62 \$19,119.48
35 \$19,119.48 \$511.60 \$0.00 \$108.10 \$19,739.18
36 \$19,739.18 \$511.60 \$0.00 \$111.61 \$20,362.39
37 \$20,362.39 \$511.60 \$0.00 \$115.13 \$20,989.12
38 \$20,989.12 \$511.60 \$0.00 \$118.68 \$21,619.40
39 \$21,619.40 \$511.60 \$0.00 \$122.24 \$22,253.24
40 \$22,253.24 \$511.60 \$0.00 \$125.82 \$22,890.66
41 \$22,890.66 \$511.60 \$0.00 \$129.43 \$23,531.69
42 \$23,531.69 \$511.60 \$0.00 \$133.05 \$24,176.34
43 \$24,176.34 \$511.60 \$0.00 \$136.70 \$24,824.64
44 \$24,824.64 \$511.60 \$0.00 \$140.36 \$25,476.60
45 \$25,476.60 \$511.60 \$0.00 \$144.05 \$26,132.25
46 \$26,132.25 \$511.60 \$0.00 \$147.76 \$26,791.61
47 \$26,791.61 \$511.60 \$0.00 \$151.48 \$27,454.69
48 \$27,454.69 \$511.60 \$0.00 \$155.23 \$28,121.52
49 \$28,121.52 \$511.60 \$0.00 \$159.00 \$28,792.12
50 \$28,792.12 \$511.60 \$0.00 \$162.79 \$29,466.51
51 \$29,466.51 \$511.60 \$0.00 \$166.61 \$30,144.72
52 \$30,144.72 \$511.60 \$0.00 \$170.44 \$30,826.76
53 \$30,826.76 \$511.60 \$0.00 \$174.30 \$31,512.66
54 \$31,512.66 \$511.60 \$0.00 \$178.18 \$32,202.44
55 \$32,202.44 \$511.60 \$0.00 \$182.08 \$32,896.12
56 \$32,896.12 \$511.60 \$0.00 \$186.00 \$33,593.72
57 \$33,593.72 \$511.60 \$0.00 \$189.94 \$34,295.26
58 \$34,295.26 \$511.60 \$0.00 \$193.91 \$35,000.77
59 \$35,000.77 \$511.60 \$0.00 \$197.90 \$35,710.27
60 \$35,710.27 \$511.60 \$0.00 \$201.91 \$36,423.78
61 \$36,423.78 \$511.60 \$0.00 \$205.95 \$37,141.33
62 \$37,141.33 \$511.60 \$0.00 \$210.00 \$37,862.93
63 \$37,862.93 \$511.60 \$0.00 \$214.08 \$38,588.61
64 \$38,588.61 \$511.60 \$0.00 \$218.19 \$39,318.40
65 \$39,318.40 \$511.60 \$0.00 \$222.31 \$40,052.31
66 \$40,052.31 \$511.60 \$0.00 \$226.46 \$40,790.37
67 \$40,790.37 \$511.60 \$0.00 \$230.63 \$41,532.60
68 \$41,532.60 \$511.60 \$0.00 \$234.83 \$42,279.03
69 \$42,279.03 \$511.60 \$0.00 \$239.05 \$43,029.68
70 \$43,029.68 \$511.60 \$0.00 \$243.30 \$43,784.58
71 \$43,784.58 \$511.60 \$0.00 \$247.56 \$44,543.74
72 \$44,543.74 \$511.60 \$0.00 \$251.86 \$45,307.20
73 \$45,307.20 \$511.60 \$0.00 \$256.17 \$46,074.97
74 \$46,074.97 \$511.60 \$0.00 \$260.51 \$46,847.08
75 \$46,847.08 \$511.60 \$0.00 \$264.88 \$47,623.56
76 \$47,623.56 \$511.60 \$0.00 \$269.27 \$48,404.43
77 \$48,404.43 \$511.60 \$0.00 \$273.69 \$49,189.72
78 \$49,189.72 \$511.60 \$0.00 \$278.13 \$49,979.45
79 \$49,979.45 \$511.60 \$0.00 \$282.59 \$50,773.64
80 \$50,773.64 \$511.60 \$0.00 \$287.08 \$51,572.32
81 \$51,572.32 \$511.60 \$0.00 \$291.60 \$52,375.52
82 \$52,375.52 \$511.60 \$0.00 \$296.14 \$53,183.26
83 \$53,183.26 \$511.60 \$0.00 \$300.71 \$53,995.57
84 \$53,995.57 \$511.60 \$0.00 \$305.30 \$54,812.47
85 \$54,812.47 \$511.60 \$0.00 \$309.92 \$55,633.99
86 \$55,633.99 \$511.60 \$0.00 \$314.56 \$56,460.15
87 \$56,460.15 \$511.60 \$0.00 \$319.23 \$57,290.98
88 \$57,290.98 \$511.60 \$0.00 \$323.93 \$58,126.51
89 \$58,126.51 \$511.60 \$0.00 \$328.66 \$58,966.77
90 \$58,966.77 \$511.60 \$0.00 \$333.41 \$59,811.78
91 \$59,811.78 \$511.60 \$0.00 \$338.18 \$60,661.56
92 \$60,661.56 \$511.60 \$0.00 \$342.99 \$61,516.15
93 \$61,516.15 \$511.60 \$0.00 \$347.82 \$62,375.57
94 \$62,375.57 \$511.60 \$0.00 \$352.68 \$63,239.85
95 \$63,239.85 \$511.60 \$0.00 \$357.57 \$64,109.02
96 \$64,109.02 \$511.60 \$0.00 \$362.48 \$64,983.10
97 \$64,983.10 \$511.60 \$0.00 \$367.42 \$65,862.12
98 \$65,862.12 \$511.60 \$0.00 \$372.39 \$66,746.11
99 \$66,746.11 \$511.60 \$0.00 \$377.39 \$67,635.10
100 \$67,635.10 \$511.60 \$0.00 \$382.42 \$68,529.12
101 \$68,529.12 \$511.60 \$0.00 \$387.47 \$69,428.19
102 \$69,428.19 \$511.60 \$0.00 \$392.56 \$70,332.35
103 \$70,332.35 \$511.60 \$0.00 \$397.67 \$71,241.62
104 \$71,241.62 \$511.60 \$0.00 \$402.81 \$72,156.03
105 \$72,156.03 \$511.60 \$0.00 \$407.98 \$73,075.61
106 \$73,075.61 \$511.60 \$0.00 \$413.18 \$74,000.39
107 \$74,000.39 \$511.60 \$0.00 \$418.41 \$74,930.40
108 \$74,930.40 \$511.60 \$0.00 \$423.67 \$75,865.67
109 \$75,865.67 \$511.60 \$0.00 \$428.96 \$76,806.23
110 \$76,806.23 \$511.60 \$0.00 \$434.27 \$77,752.10
111 \$77,752.10 \$511.60 \$0.00 \$439.62 \$78,703.32
112 \$78,703.32 \$511.60 \$0.00 \$445.00 \$79,659.92
113 \$79,659.92 \$511.60 \$0.00 \$450.41 \$80,621.93
114 \$80,621.93 \$511.60 \$0.00 \$455.85 \$81,589.38
115 \$81,589.38 \$511.60 \$0.00 \$461.32 \$82,562.30
116 \$82,562.30 \$511.60 \$0.00 \$466.82 \$83,540.72
117 \$83,540.72 \$511.60 \$0.00 \$472.35 \$84,524.67
118 \$84,524.67 \$511.60 \$0.00 \$477.91 \$85,514.18
119 \$85,514.18 \$511.60 \$0.00 \$483.51 \$86,509.29
120 \$86,509.29 \$511.60 \$0.00 \$489.14 \$87,510.03
121 \$87,510.03 \$511.60 \$0.00 \$494.79 \$88,516.42
122 \$88,516.42 \$511.60 \$0.00 \$500.48 \$89,528.50
123 \$89,528.50 \$511.60 \$0.00 \$506.21 \$90,546.31
124 \$90,546.31 \$511.60 \$0.00 \$511.96 \$91,569.87
125 \$91,569.87 \$511.60 \$0.00 \$517.75 \$92,599.22
126 \$92,599.22 \$511.60 \$0.00 \$523.57 \$93,634.39
127 \$93,634.39 \$511.60 \$0.00 \$529.42 \$94,675.41
128 \$94,675.41 \$511.60 \$0.00 \$535.31 \$95,722.32
129 \$95,722.32 \$511.60 \$0.00 \$541.23 \$96,775.15
130 \$96,775.15 \$511.60 \$0.00 \$547.18 \$97,833.93
131 \$97,833.93 \$511.60 \$0.00 \$553.17 \$98,898.70
132 \$98,898.70 \$511.60 \$0.00 \$559.19 \$99,969.49
133 \$99,969.49 \$511.60 \$0.00 \$565.24 \$101,046.33
134 \$101,046.33 \$511.60 \$0.00 \$571.33 \$102,129.26
135 \$102,129.26 \$511.60 \$0.00 \$577.45 \$103,218.31
136 \$103,218.31 \$511.60 \$0.00 \$583.61 \$104,313.52
137 \$104,313.52 \$511.60 \$0.00 \$589.80 \$105,414.92
138 \$105,414.92 \$511.60 \$0.00 \$596.03 \$106,522.55
139 \$106,522.55 \$511.60 \$0.00 \$602.29 \$107,636.44
140 \$107,636.44 \$511.60 \$0.00 \$608.59 \$108,756.63
141 \$108,756.63 \$511.60 \$0.00 \$614.93 \$109,883.16
142 \$109,883.16 \$511.60 \$0.00 \$621.30 \$111,016.06
143 \$111,016.06 \$511.60 \$0.00 \$627.70 \$112,155.36
144 \$112,155.36 \$511.60 \$0.00 \$634.14 \$113,301.10
145 \$113,301.10 \$511.60 \$0.00 \$640.62 \$114,453.32
146 \$114,453.32 \$511.60 \$0.00 \$647.14 \$115,612.06
147 \$115,612.06 \$511.60 \$0.00 \$653.69 \$116,777.35
148 \$116,777.35 \$511.60 \$0.00 \$660.28 \$117,949.23
149 \$117,949.23 \$511.60 \$0.00 \$666.90 \$119,127.73
150 \$119,127.73 \$511.60 \$0.00 \$673.57 \$120,312.90
151 \$120,312.90 \$511.60 \$0.00 \$680.27 \$121,504.77
152 \$121,504.77 \$511.60 \$0.00 \$687.01 \$122,703.38
153 \$122,703.38 \$511.60 \$0.00 \$693.78 \$123,908.76
154 \$123,908.76 \$511.60 \$0.00 \$700.60 \$125,120.96
155 \$125,120.96 \$511.60 \$0.00 \$707.45 \$126,340.01
156 \$126,340.01 \$511.60 \$0.00 \$714.34 \$127,565.95
157 \$127,565.95 \$511.60 \$0.00 \$721.28 \$128,798.83
158 \$128,798.83 \$511.60 \$0.00 \$728.25 \$130,038.68
159 \$130,038.68 \$511.60 \$0.00 \$735.26 \$131,285.54
160 \$131,285.54 \$511.60 \$0.00 \$742.31 \$132,539.45
161 \$132,539.45 \$511.60 \$0.00 \$749.40 \$133,800.45
162 \$133,800.45 \$511.60 \$0.00 \$756.53 \$135,068.58
163 \$135,068.58 \$511.60 \$0.00 \$763.70 \$136,343.88
164 \$136,343.88 \$511.60 \$0.00 \$770.91 \$137,626.39
165 \$137,626.39 \$511.60 \$0.00 \$778.16 \$138,916.15
166 \$138,916.15 \$511.60 \$0.00 \$785.45 \$140,213.20
167 \$140,213.20 \$511.60 \$0.00 \$792.79 \$141,517.59
168 \$141,517.59 \$511.60 \$0.00 \$800.16 \$142,829.35
169 \$142,829.35 \$511.60 \$0.00 \$807.58 \$144,148.53
170 \$144,148.53 \$511.60 \$0.00 \$815.04 \$145,475.17
171 \$145,475.17 \$511.60 \$0.00 \$822.54 \$146,809.31
172 \$146,809.31 \$511.60 \$0.00 \$830.08 \$148,150.99
173 \$148,150.99 \$511.60 \$0.00 \$837.67 \$149,500.26
174 \$149,500.26 \$511.60 \$0.00 \$845.30 \$150,857.16
175 \$150,857.16 \$511.60 \$0.00 \$852.97 \$152,221.73
176 \$152,221.73 \$511.60 \$0.00 \$860.68 \$153,594.01
177 \$153,594.01 \$511.60 \$0.00 \$868.44 \$154,974.05
178 \$154,974.05 \$511.60 \$0.00 \$876.25 \$156,361.90
179 \$156,361.90 \$511.60 \$0.00 \$884.09 \$157,757.59
180 \$157,757.59 \$511.60 \$0.00 \$891.98 \$159,161.17
181 \$159,161.17 \$511.60 \$0.00 \$899.92 \$160,572.69
182 \$160,572.69 \$511.60 \$0.00 \$907.90 \$161,992.19
183 \$161,992.19 \$511.60 \$0.00 \$915.93 \$163,419.72
184 \$163,419.72 \$511.60 \$0.00 \$924.00 \$164,855.32
185 \$164,855.32 \$511.60 \$0.00 \$932.12 \$166,299.04
186 \$166,299.04 \$511.60 \$0.00 \$940.28 \$167,750.92
187 \$167,750.92 \$511.60 \$0.00 \$948.49 \$169,211.01
188 \$169,211.01 \$511.60 \$0.00 \$956.74 \$170,679.35
189 \$170,679.35 \$511.60 \$0.00 \$965.05 \$172,156.00
190 \$172,156.00 \$511.60 \$0.00 \$973.40 \$173,641.00
191 \$173,641.00 \$511.60 \$0.00 \$981.79 \$175,134.39
192 \$175,134.39 \$511.60 \$0.00 \$990.24 \$176,636.23
193 \$176,636.23 \$511.60 \$0.00 \$998.73 \$178,146.56
194 \$178,146.56 \$511.60 \$0.00 \$1,007.27 \$179,665.43
195 \$179,665.43 \$511.60 \$0.00 \$1,015.85 \$181,192.88
196 \$181,192.88 \$511.60 \$0.00 \$1,024.49 \$182,728.97
197 \$182,728.97 \$511.60 \$0.00 \$1,033.18 \$184,273.75
198 \$184,273.75 \$511.60 \$0.00 \$1,041.91 \$185,827.26
199 \$185,827.26 \$511.60 \$0.00 \$1,050.69 \$187,389.55
200 \$187,389.55 \$511.60 \$0.00 \$1,059.53 \$188,960.68
201 \$188,960.68 \$511.60 \$0.00 \$1,068.41 \$190,540.69
202 \$190,540.69 \$511.60 \$0.00 \$1,077.34 \$192,129.63
203 \$192,129.63 \$511.60 \$0.00 \$1,086.33 \$193,727.56
204 \$193,727.56 \$511.60 \$0.00 \$1,095.36 \$195,334.52
205 \$195,334.52 \$511.60 \$0.00 \$1,104.45 \$196,950.57
206 \$196,950.57 \$511.60 \$0.00 \$1,113.59 \$198,575.76
207 \$198,575.76 \$511.60 \$0.00 \$1,122.78 \$200,210.14
208 \$200,210.14 \$511.60 \$0.00 \$1,132.02 \$201,853.76
209 \$201,853.76 \$511.60 \$0.00 \$1,141.31 \$203,506.67
210 \$203,506.67 \$511.60 \$0.00 \$1,150.66 \$205,168.93
211 \$205,168.93 \$511.60 \$0.00 \$1,160.05 \$206,840.58
212 \$206,840.58 \$511.60 \$0.00 \$1,169.51 \$208,521.69
213 \$208,521.69 \$511.60 \$0.00 \$1,179.01 \$210,212.30
214 \$210,212.30 \$511.60 \$0.00 \$1,188.57 \$211,912.47
215 \$211,912.47 \$511.60 \$0.00 \$1,198.18 \$213,622.25
216 \$213,622.25 \$511.60 \$0.00 \$1,207.85 \$215,341.70
217 \$215,341.70 \$511.60 \$59,980.17 \$1,217.57 \$157,090.70
218 \$157,090.70 \$511.60 \$0.00 \$888.21 \$158,490.51
219 \$158,490.51 \$511.60 \$0.00 \$896.13 \$159,898.24
220 \$159,898.24 \$511.60 \$0.00 \$904.09 \$161,313.93
221 \$161,313.93 \$511.60 \$0.00 \$912.09 \$162,737.62
222 \$162,737.62 \$511.60 \$0.00 \$920.14 \$164,169.36
223 \$164,169.36 \$511.60 \$0.00 \$928.24 \$165,609.20
224 \$165,609.20 \$511.60 \$0.00 \$936.38 \$167,057.18
225 \$167,057.18 \$511.60 \$0.00 \$944.57 \$168,513.35
226 \$168,513.35 \$511.60 \$0.00 \$952.80 \$169,977.75
227 \$169,977.75 \$511.60 \$0.00 \$961.08 \$171,450.43
228 \$171,450.43 \$511.60 \$0.00 \$969.41 \$172,931.44
229 \$172,931.44 \$511.60 \$62,979.18 \$977.78 \$111,441.64
230 \$111,441.64 \$511.60 \$0.00 \$630.11 \$112,583.35
231 \$112,583.35 \$511.60 \$0.00 \$636.56 \$113,731.51
232 \$113,731.51 \$511.60 \$0.00 \$643.05 \$114,886.16
233 \$114,886.16 \$511.60 \$0.00 \$649.58 \$116,047.34
234 \$116,047.34 \$511.60 \$0.00 \$656.15 \$117,215.09
235 \$117,215.09 \$511.60 \$0.00 \$662.75 \$118,389.44
236 \$118,389.44 \$511.60 \$0.00 \$669.39 \$119,570.43
237 \$119,570.43 \$511.60 \$0.00 \$676.07 \$120,758.10
238 \$120,758.10 \$511.60 \$0.00 \$682.78 \$121,952.48
239 \$121,952.48 \$511.60 \$0.00 \$689.54 \$123,153.62
240 \$123,153.62 \$511.60 \$0.00 \$696.33 \$124,361.55
241 \$124,361.55 \$511.60 \$66,128.14 \$703.16 \$59,448.17
242 \$59,448.17 \$511.60 \$0.00 \$336.13 \$60,295.90
243 \$60,295.90 \$511.60 \$0.00 \$340.92 \$61,148.42
244 \$61,148.42 \$511.60 \$0.00 \$345.74 \$62,005.76
245 \$62,005.76 \$511.60 \$0.00 \$350.59 \$62,867.95
246 \$62,867.95 \$511.60 \$0.00 \$355.46 \$63,735.01
247 \$63,735.01 \$511.60 \$0.00 \$360.37 \$64,606.98
248 \$64,606.98 \$511.60 \$0.00 \$365.30 \$65,483.88
249 \$65,483.88 \$511.60 \$0.00 \$370.26 \$66,365.74
250 \$66,365.74 \$511.60 \$0.00 \$375.24 \$67,252.58
251 \$67,252.58 \$511.60 \$0.00 \$380.26 \$68,144.44
252 \$68,144.44 \$511.60 \$0.00 \$385.30 \$69,041.34
253 \$69,041.34 \$0.00 \$69,434.55 \$390.37 (\$2.84)