Annual Costs

Undergraduate Tuition

Eastern Kentucky University tuition is $8,996 per year for in-state residents. This is 25% more expensive than the national average public four year tuition of $7,203. The cost is 50% cheaper than the average Kentucky tuition of $17,935 for 4 year colleges. Tuition ranks 8th in Kentucky amongst 4 year colleges for affordability and is the 37th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $17,880 which represents a 99% premium.

The school charges an additional fees of $370 in addition to tuition bringing the total effective in-state tuition to $9,366.

Housing Costs

On campus room and board is provided by the school at a cost of $9,728 per academic year. Students electing to live off campus elsewhere in Richmond should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

If living on-campus, students should budget for $2,800 in additional living expenses. Off-campus students should budget for $4,600 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Kentucky residents to go to Eastern is $23,094 for the 2018/2019 academic year. Out-of-state students who don't have Kentucky residence can expect a one year cost of $31,978.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Eastern Kentucky University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Eastern Kentucky University
Estimated Budgets
Kentucky Resident Total Budget $23,094
   In-State Tuition$8,996
   Other Fees$370
   Room and Board$9,728
   On-Campus Other Budget$2,800
   Books and Supplies$1,200
Non-Resident Total Budget $31,978
   Out-of-State Tuition$17,880
   Other Fees$370
   Room and Board$9,728
   On-Campus Other Budget$2,800
   Books and Supplies$1,200


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $23,094 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Eastern net price for in-state students is $11,561* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

95% of Eastern Kentucky University students received grant aid in 2014/2015. The average total aid amount was $6,775. 51 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,305. To apply for a Pell Grant to attend Eastern Kentucky University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Eastern Kentucky University
Financial Aid Summary
Average Annual Net Price$11,561*
Percent of Students Receiving Grant Aid95%
Average Total Grant Aid$6,775
Percent of Students Receiving Pell Grants51%
Average Amount of Pell Grant Aid$4,305

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,483
$30,001 to $48,000$8,997
$48,001 to $75,000$11,561
$75,001 to $110,000$14,285

Average Financial Aid Mix - $23,094 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $23,094. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 33% - $6,775

Money granted to you by the U.S. Department of Education, Eastern Kentucky University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 27% - $5,549

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 39% -  $7,970

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Eastern Kentucky University
Kentucky State University13.4% less expensive
Northern Kentucky University4% more expensive
Shawnee State University30.5% less expensive
The University of Virginia's College at Wise40.4% less expensive
Marshall University25.8% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Eastern Kentucky University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Eastern is $92,376 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $11,867 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $47,468**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $115,470 or $59,335 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Eastern Kentucky University.

Kentucky Resident Tuition Per Semester$4,498
Kentucky Resident Total Cost Per Semester$11,547
Non-Kentucky Resident Tuition Per Semester$8,940
Non-Kentucky Resident Total Cost Per Semester$15,989

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Eastern Kentucky University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Eastern Kentucky University
Price per credit hour for Kentucky residents$375
Cost for one class for Kentucky residents (3 credit hours)$1,125
Price per credit hour for out of state residents$782
Cost for one class for out of state residents (3 credit hours)$2,346
Cost for one class for out of state residents (4 credit hours)$3,128


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 64% of Eastern Kentucky University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,549.

Example Loan Payments and Costs

How much are student loan payments for Eastern Kentucky University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $47,468, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $58,896.90. This could be your effective total out of pocket cost of an education at Eastern Kentucky University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 95% of students at this school who receive financial aid and you are paying an average annual net price of $11,867. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Eastern Kentucky University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Eastern Kentucky University Student Loan Payments
Example Payments
Monthly Loan Payment$490.81
Amount Borrowed$47,468.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$11,428.90
Sum of All Payments over 10 years$58,896.90

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Eastern? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Eastern Kentucky University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $58,896.90 would be needed to afford a $490.81 monthly payment in the example $47,468.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Eastern Kentucky University in the future? In the past four years, this school's published in-state tuition and fee total rose from $7,320 to $8,996. This amounts to an average annual price increase of 4.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $92,376.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Eastern Kentucky University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$31,760$127,039
Estimated Cost in 10 years for students enrolling in 2030$40,534$162,137
Estimated Cost in 15 years for students enrolling in 2035 $51,733$206,932
Estimated Cost in 18 years for students enrolling in 2038 $59,888$239,550

Tuition History

What was tuition at Eastern five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$6,960$19,056 5.1%
2011$6,624$18,144 -2.2%
2010$6,772$17,740 3.5%
2009$6,540$17,072 6.5%
2008$6,142$15,842 8.7%
2007$5,652$14,998 21.3%
2006$4,660$13,070 22.9%
2005$3,792$10,464 18.6%
2004$3,198$8,790 9.2%
2003$2,928$8,040 -4.8%
2002$3,076$7,744 21%
2001$2,542$6,884 6.4%
2000$2,390$6,060 9.1%
1999$2,190$6,030 6.3%
1998$2,060$5,660 4.6%
1997$1,970$5,450 3.7%
1996$1,900$5,260 6.1%
1995$1,790$4,950 5.3%
1994$1,700$4,700 10.4%
1993$1,540$4,220 6.9%
1992$1,440$4,040 10.8%
1991$1,300$3,660 10.2%
1990$1,180$3,300 3.5%
1989$1,140$3,220 4.6%
1988$1,090$3,088 6.9%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Eastern Kentucky University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Elementary Education and Teaching Bachelor's Degree 159 10% cheaper
Occupational Therapy/Therapist Bachelor's Degree 56 24% cheaper
Fire Prevention and Safety Technology/Technician Bachelor's Degree 54 19% cheaper
Speech Communication and Rhetoric Bachelor's Degree 45 19% cheaper
Accounting Bachelor's Degree 45 14% cheaper
Business/Commerce, General Bachelor's Degree 44 15% cheaper
Junior High/Intermediate/Middle School Education and Teaching Bachelor's Degree 39 6% cheaper
Social Work Bachelor's Degree 38 11% cheaper
General Studies Associate's Degree 33 51% costlier
Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree 29 6% cheaper
Political Science and Government, General Bachelor's Degree 28 23% cheaper
Water Quality and Wastewater Treatment Management and Recycling Technology/Technician Bachelor's Degree 26 10% costlier
Industrial Technology/Technician Associate's Degree 23 82% costlier
Sport and Fitness Administration/Management Bachelor's Degree 23 15% cheaper
Public Relations/Image Management Bachelor's Degree 23 19% cheaper
Human Development and Family Studies, General Bachelor's Degree 20 14% cheaper
History Teacher Education Bachelor's Degree 20 8% cheaper
Agricultural Production Operations, General Bachelor's Degree 18 0% cheaper
Construction Management Bachelor's Degree 18 10% cheaper
Radio and Television Bachelor's Degree 17 17% cheaper
Foods, Nutrition, and Wellness Studies, General Bachelor's Degree 17 14% cheaper
Medical/Clinical Assistant Associate's Degree 16 57% costlier
Forensic Science and Technology Bachelor's Degree 15 16% cheaper
English/Language Arts Teacher Education Bachelor's Degree 15 9% cheaper
Computer and Information Sciences, General Bachelor's Degree 13 13% cheaper
Health/Health Care Administration/Management Bachelor's Degree 13 3% cheaper
Athletic Training/Trainer Bachelor's Degree 13 15% cheaper
Wildlife, Fish and Wildlands Science and Management Bachelor's Degree 13 5% cheaper
Airline/Commercial/Professional Pilot and Flight Crew Bachelor's Degree 13 6% cheaper
Finance, General Bachelor's Degree 12 14% cheaper
Community Health Services/Liaison/Counseling Bachelor's Degree 11 9% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 11 10% cheaper
Geography Bachelor's Degree 10 14% cheaper
Technical Teacher Education Associate's Degree 10 52% costlier
Management Information Systems, General Bachelor's Degree 9 13% cheaper
Anthropology Bachelor's Degree 8 29% cheaper
Computer Technology/Computer Systems Technology Bachelor's Degree 8 14% cheaper
Geology/Earth Science, General Bachelor's Degree 8 23% cheaper
Ornamental Horticulture Bachelor's Degree 8 16% cheaper
Economics, General Bachelor's Degree 8 29% cheaper
Agriculture, Agriculture Operations, and Related Sciences, Other Associate's Degree 7 50% costlier
Education/Teaching of Individuals with Hearing Impairments Including Deafness Bachelor's Degree 7 15% cheaper
Security and Loss Prevention Services Bachelor's Degree 7 9% cheaper
Medical Office Management/Administration Bachelor's Degree 7 10% costlier
Fashion Merchandising Bachelor's Degree 7 15% cheaper
Journalism Bachelor's Degree 7 17% cheaper
Family and Consumer Sciences/Home Economics Teacher Education Bachelor's Degree 6 3% costlier
Insurance Bachelor's Degree 5 19% cheaper
Clinical/Medical Laboratory Technician Associate's Degree 5 73% costlier
Ecology Bachelor's Degree 5 26% cheaper
Administrative Assistant and Secretarial Science, General Associate's Degree 5 71% costlier
Physics, General Bachelor's Degree 4 27% cheaper
Legal Assistant/Paralegal Associate's Degree 4 58% costlier
Mathematics Teacher Education Bachelor's Degree 4 10% cheaper
Spanish Language and Literature Bachelor's Degree 3 26% cheaper
Engineering, Other Associate's Degree 3 58% costlier
Criminal Justice/Law Enforcement Administration Bachelor's Degree 3 0% costlier
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 3 77% costlier
Humanities/Humanistic Studies Bachelor's Degree 3 25% cheaper
Criminal Justice/Police Science Associate's Degree 3 65% costlier
Sign Language Interpretation and Translation Bachelor's Degree 3 12% cheaper
History, General Bachelor's Degree 3 22% cheaper
Spanish Language Teacher Education Bachelor's Degree 3 12% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 2 9% cheaper
Printing Management Bachelor's Degree 2 8% costlier
Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other Bachelor's Degree 2 9% cheaper
French Language and Literature Bachelor's Degree 2 31% cheaper
Biology Teacher Education Bachelor's Degree 2 5% cheaper
Office Management and Supervision Bachelor's Degree 2 0% costlier
Statistics, General Bachelor's Degree 1 29% cheaper
Registered Nursing/Registered Nurse Associate's Degree 1 58% costlier
Corrections Associate's Degree 1 82% costlier
Sociology Bachelor's Degree 1 22% cheaper
Trade and Industrial Teacher Education Associate's Degree 1 7% costlier
Business Administration and Management, General Bachelor's Degree 1 7% cheaper
Philosophy Bachelor's Degree 1 29% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 1 25% cheaper
Biology/Biological Sciences, General Bachelor's Degree 1 21% cheaper
Music, General Bachelor's Degree 1 23% cheaper
Mathematics, General Bachelor's Degree 1 22% cheaper
Child Care Provider/Assistant Associate's Degree 1 62% costlier
Psychology, General Bachelor's Degree 1 21% cheaper
Special Education and Teaching, General Bachelor's Degree 1 10% cheaper
International/Global Studies Bachelor's Degree 1 27% cheaper
Marketing/Marketing Management, General Bachelor's Degree 1 12% cheaper
English Language and Literature, General Bachelor's Degree 1 20% cheaper
Business Teacher Education Bachelor's Degree 1 5% costlier
Chemistry, General Bachelor's Degree 1 23% cheaper
Fine/Studio Arts, General Bachelor's Degree 1 26% cheaper


Use the calculators below to formulate a college savings plan for Eastern Kentucky University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Eastern Kentucky University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Eastern Kentucky University student loan.

Prepayment Option

About Eastern Kentucky University

Eastern Kentucky University is a four year public college located in Richmond, Kentucky.  Full time enrollment is 11,822 and part time is 5,059. Learn more about getting accepted at Eastern Kentucky University at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Eastern Kentucky University
521 Lancaster Ave
Richmond, Kentucky

For Profit / Not For Profit Status

Eastern Kentucky University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Eastern Kentucky University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=156620 IPEDS survey data.