Cost to Attend National College Lexington

National College Lexington
Lexington, Kentucky

Annual Costs

Undergraduate Tuition

Tuition for National College Lexington is $11,136 for the 2020/2021 academic year. This is 23% cheaper than the national average private for-profit four year college tuition of $14,471. The cost is 39% cheaper than the average Kentucky tuition of $18,397 for 4 year colleges. Tuition ranks 14th in Kentucky amongst 4 year colleges for affordability and is the 29th most expensive 4 year college in the state. Price does not vary by residence.

Housing Costs

National College Lexington doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Lexington area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $5,792.

Books and Supplies

The estimated annual cost for books and supplies is $300.

Other Living Expenses

Off-campus students should budget for $6,531 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to National College-Lexington was $23,759 for the 2020/2021 academic year. The cost is the same for all students regardless of Kentucky residence status as there is no in-state discount. Students residing at home with parents providing food and housing can expect a total cost of $16,359.

Citation: Price data from the U.S. Department of Education's 2020 IPEDS survey response for National College Lexington and represent reported costs for the 2020-2021 academic year.

Costs and Tuition for National College Lexington
Estimated Budgets
Kentucky Resident Total Budget (Living Off Campus)$23,759
   In-State Tuition$11,136
   Other Fees$0
   Off-Campus Housing Budget$5,792
   Off-Campus Other Budget$6,531
   Books and Supplies$300
Kentucky Resident Total Budget (Living with Parents)$16,359
   In-State Tuition$11,136
   Other Fees$0
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,923
   Books and Supplies$300
Non-Resident Total Budget (Living Off Campus)$23,759
   Out-of-State Tuition$11,136
   Other Fees$0
   Off-Campus Housing Budget$5,792
   Off-Campus Other Budget$6,531
   Books and Supplies$300
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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $23,759 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported National College-Lexington net price for in-state students is $20,059* for the 2019/2020 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

100% of National College Lexington students received grant aid in 2019/2020. The average total aid amount was $9,186. 100 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2019/2020 was $5,850. To apply for a Pell Grant to attend National College Lexington, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for National College Lexington
Financial Aid Summary
Average Annual Net Price$20,059*
Percent of Students Receiving Grant Aid100%
Average Total Grant Aid$9,186
Percent of Students Receiving Pell Grants100%
Average Amount of Pell Grant Aid$5,850

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2019/2020 academic year.

Family Income Avg. Net Price
$0 to $30,000$20,059
$30,001 to $48,000n/a
$48,001 to $75,000n/a
$75,001 to $110,000n/a

Average Financial Aid Mix - $23,759 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $23,759. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

Grants and Scholarships
53% - $9,186

Money granted to you by the U.S. Department of Education, National College Lexington or other organizations. These are not loans and do not need to be repaid.

Federal Loans
41% - $7,110

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket
5% -  $932

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. National College Lexington
Daymar College Online52.7% more expensive
University of Phoenix Louisville Campus14.9% less expensive
DeVry University Kentucky42.2% more expensive
Brown Mackie College Louisville5.7% more expensive
Sullivan University24.5% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at National College Lexington.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at National College-Lexington is $95,036 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $15,194 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $60,776**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $118,795 or $75,970 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at National College Lexington are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at National College Lexington
Price per credit hour$311
Cost for one class (3 credit hours)$933
Cost for one class (4 credit hours)$1,244

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 100% of National College Lexington students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $7,110.

Example Loan Payments and Costs

How much are student loan payments for National College Lexington? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $60,776, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $72,907.06. This could be your effective total out of pocket cost of an education at National College Lexington. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 100% of students at this school who receive financial aid and you are paying an average annual net price of $15,194. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our National College Lexington student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

National College Lexington Student Loan Payments
Example Payments
Monthly Loan Payment$607.56
Amount Borrowed$60,776.00
Interest Rate3.73%
Term10 years
Number of Monthly Payments120
Total Interest Cost$12,131.06
Sum of All Payments over 10 years$72,907.06

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend National College-Lexington? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending National College Lexington, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $72,907.06 would be needed to afford a $607.56 monthly payment in the example $60,776.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to National College Lexington in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $95,036.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for National College Lexington.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2028$32,674$130,697
Estimated Cost in 10 years for students enrolling in 2033$41,701$166,806
Estimated Cost in 15 years for students enrolling in 2038 $53,223$212,891
Estimated Cost in 18 years for students enrolling in 2041 $61,612$246,448

Tuition History

What was tuition at National College-Lexington five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearTuitionAnnual Increase


Use the calculators below to formulate a college savings plan for National College Lexington or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford National College Lexington in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a National College Lexington student loan.

Prepayment Option

About National College Lexington

National College Lexington is a four year private college located in Lexington, Kentucky.  Full time enrollment is 98 and part time is 112.  National College Lexington has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about National College Lexington at CollegeSimply.

Only undergraduate degrees are offered at this school.

National College Lexington
2376 Sir Barton Way
Lexington, Kentucky

For Profit / Not For Profit Status

National College Lexington is a private, for profit school.

National College Lexington cost and financial aid data source: U.S. Department of Education IPEDS survey data. Data last updated February 2022 and reflects academic year 2020/2021 costs reported by the school.