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Annual Costs

Undergraduate Tuition

West Kentucky Community and Technical College tuition is $3,888 per year for in-state residents. This is 10% more expensive than the national average public two year tuition of $3,532. The cost is 37% cheaper than the average Kentucky tuition of $6,125 for 2 year colleges. Tuition ranks 7th in Kentucky amongst 2 year colleges for affordability and is the 16th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $13,608 which represents a 250% premium.

The school charges an additional fees of $192 in addition to tuition bringing the total effective in-state tuition to $4,080.

Housing Costs

West Kentucky Community and Technical College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Paducah area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $6,975.

Books and Supplies

The estimated annual cost for books and supplies is $1,000.

Other Living Expenses

Off-campus students should budget for $2,850 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Kentucky residents to go to West Kentucky Community and Technical College is $14,905 for the 2017/2018 academic year. Out-of-state students who don't have Kentucky residence can expect a one year cost of $24,625. Students residing at home with parents providing food and housing should budget a total cost of $7,930.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for West Kentucky Community and Technical College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for West Kentucky Community and Technical College
Estimated Budgets
Kentucky Resident Total Budget (Living Off Campus)$14,905
   In-State Tuition$3,888
   Other Fees$192
   Off-Campus Housing Budget$6,975
   Off-Campus Other Budget$2,850
   Books and Supplies$1,000
Kentucky Resident Total Budget (Living with Parents)$7,930
   In-State Tuition$3,888
   Other Fees$192
   Family Provided Room and Board$0
   With-Family Other Living Budget$2,850
   Books and Supplies$1,000

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $14,905 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported West Kentucky Community and Technical College net price for in-state students is $5,727* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

93% of West Kentucky Community and Technical College students received grant aid in 2014/2015. The average total aid amount was $4,383. 63 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,198. To apply for a Pell Grant to attend West Kentucky Community and Technical College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for West Kentucky Community and Technical College
Financial Aid Summary
Average Annual Net Price$5,727*
Percent of Students Receiving Grant Aid93%
Average Total Grant Aid$4,383
Percent of Students Receiving Pell Grants63%
Average Amount of Pell Grant Aid$4,198

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$4,577
$30,001 to $48,000$4,868
$48,001 to $75,000$7,138
$75,001 to $110,000$9,338
$110,000+$9,781

Average Financial Aid Mix - $14,905 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $14,905. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

36%
31%
32%

Grants and Scholarships

 36% - $4,383

Money granted to you by the U.S. Department of Education, West Kentucky Community and Technical College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 31% - $3,756

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 32% -  $3,916

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. West Kentucky Community and Technical College
Shawnee Community College44.9% more expensive
Southeastern Illinois College32.7% more expensive
John A Logan College33.5% more expensive
Hopkinsville Community College0% less expensive
Madisonville Community College0% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at West Kentucky Community and Technical College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at West Kentucky Community and Technical College is $29,810 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $5,960 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $11,920**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at West Kentucky Community and Technical College.

Kentucky Resident Tuition Per Semester$1,944
Kentucky Resident Total Cost Per Semester$7,452
Non-Kentucky Resident Tuition Per Semester$6,804
Non-Kentucky Resident Total Cost Per Semester$12,312

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at West Kentucky Community and Technical College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at West Kentucky Community and Technical College
Price per credit hour for Kentucky residents$135
Cost for one class for Kentucky residents (3 credit hours)$405
Price per credit hour for out of state residents$465
Cost for one class for out of state residents (3 credit hours)$1,395
Cost for one class for out of state residents (4 credit hours)$1,860

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 24% of West Kentucky Community and Technical College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $3,756.

Example Loan Payments and Costs

How much are student loan payments for West Kentucky Community and Technical College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $11,920, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $14,789.99. This could be your effective total out of pocket cost of an education at West Kentucky Community and Technical College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 93% of students at this school who receive financial aid and you are paying an average annual net price of $5,960. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our West Kentucky Community and Technical College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

West Kentucky Community and Technical College Student Loan Payments
Example Payments
Monthly Loan Payment$123.25
Amount Borrowed$11,920.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$2,869.99
Sum of All Payments over 10 years$14,789.99

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend West Kentucky Community and Technical College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending West Kentucky Community and Technical College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $14,789.99 would be needed to afford a $123.25 monthly payment in the example $11,920.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to West Kentucky Community and Technical College in the future? In the past four years, this school's published in-state tuition and fee total rose from $3,360 to $3,888. This amounts to an average annual price increase of 3.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $29,810.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for West Kentucky Community and Technical College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$19,499$38,997
Estimated Cost in 10 years for students enrolling in 2029$24,886$49,771
Estimated Cost in 15 years for students enrolling in 2034 $31,761$63,522
Estimated Cost in 18 years for students enrolling in 2037 $36,767$73,535

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at West Kentucky Community and Technical College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 173 11% costlier
Registered Nursing/Registered Nurse Associate's Degree 78 22% costlier
Multi-/Interdisciplinary Studies, Other Associate's Degree 61 33% costlier
Executive Assistant/Executive Secretary Associate's Degree 30 41% costlier
Engineering, General Associate's Degree 24 31% costlier
Electrician Associate's Degree 21 38% costlier
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 19 16% costlier
Criminal Justice/Law Enforcement Administration Associate's Degree 18 16% costlier
Elementary Education and Teaching Associate's Degree 16 37% costlier
Computer and Information Sciences, General Associate's Degree 14 24% costlier
Physical Therapy Technician/Assistant Associate's Degree 12 23% costlier
Diagnostic Medical Sonography/Sonographer and Ultrasound Technician Associate's Degree 11 26% costlier
Business Administration and Management, General Associate's Degree 9 14% costlier
Industrial Mechanics and Maintenance Technology Associate's Degree 9 41% costlier
Culinary Arts/Chef Training Associate's Degree 7 21% costlier
Respiratory Care Therapy/Therapist Associate's Degree 7 27% costlier
Machine Shop Technology/Assistant Associate's Degree 5 34% costlier
General Studies Associate's Degree 5 17% costlier
Surgical Technology/Technologist Associate's Degree 4 26% costlier
English Language and Literature, General Associate's Degree 4 24% costlier
Psychology, General Associate's Degree 3 25% costlier
Communications Technology/Technician Associate's Degree 3 20% costlier
Health Physics Associate's Degree 3 13% costlier
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 3 36% costlier
Junior High/Intermediate/Middle School Education and Teaching Associate's Degree 2 46% costlier
Chemistry, General Associate's Degree 2 26% costlier
Teacher Assistant/Aide Associate's Degree 2 31% costlier
Sociology Associate's Degree 2 27% costlier
Speech Communication and Rhetoric Associate's Degree 1 18% costlier
Fine/Studio Arts, General Associate's Degree 1 24% costlier
Fire Science/Fire-fighting Associate's Degree 1 34% costlier
Special Education and Teaching, General Associate's Degree 1 30% costlier
Political Science and Government, General Associate's Degree 1 19% costlier
Biology/Biological Sciences, General Associate's Degree 1 32% costlier
HEALTH PROFESSIONS AND RELATED PROGRAMS Associate's Degree 1 6% costlier
Social Work Associate's Degree 1 35% costlier
American History United States Associate's Degree 1 20% costlier
Health Teacher Education Associate's Degree 1 19% costlier

Calculators

Use the calculators below to formulate a college savings plan for West Kentucky Community and Technical College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford West Kentucky Community and Technical College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a West Kentucky Community and Technical College student loan.

Prepayment Option

About West Kentucky Community and Technical College

West Kentucky Community and Technical College is a two year community college located in Paducah, Kentucky.  Full time enrollment is 2,264 and part time is 3,801.  West Kentucky Community and Technical College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about West Kentucky Community and Technical College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Address
West Kentucky Community and Technical College
4810 Alben Barkley Drive
Paducah, Kentucky
42002-7380

For Profit / Not For Profit Status

West Kentucky Community and Technical College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

West Kentucky Community and Technical College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=157483 IPEDS survey data.